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06-27-16 CC Reg Mtg Item 6A Draft Memo and CAFRABDO SICK � At 1 S LLP Certified hiblic Accountants & Consultants NEED DATE Management, Honorable Mayor and City Council City of Shorewood, Minnesota We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Shorewood, Minnesota (the City) for the year ended December 31, 2015 and have issued our report thereon dated NEED DATE. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information in our letter to you dated December 8, 2015. Professional standards also require that we communicate to you the following information related to our audit. Our Responsibility Under Auditing Standards Generally Accepted in the United States of America As stated in our engagement letter, our responsibility, as described by professional standards, is to express opinions about whether the financial statements prepared by management with your oversight are fairly presented, in all material respects, in conformity with accounting principles generally accepted in the United States of America. Our audit of the financial statements does not relieve you or management of your responsibilities. Our responsibility is to plan and perform the audit to obtain reasonable, but not absolute, assurance that the financial statements are flee of material misstatement. As part of our audit, we considered the'internal control over financial reporting (internal control) of the City. Such considerations were solely for the purpose of determining our audit procedures and not to provide any assurance concerning such internal control. We are responsible for communicating significant matters related to the audit that are, in our professional judgment, relevant to your responsibilities in overseeing the financial reporting process. However, we are not required to design procedures specifically to, identify such matters. t _, Significant Audit Findings In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. Our consideration of internal control was for the limited purpose described in the preceding paragraph and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies and therefore, material weaknesses or significant deficiencies may exist that were not identified. However, as described below, we identified a certain deficiency in internal control that we consider to be a material weakness and another we consider a significant deficiency. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the City's financial statements will not be prevented, or detected and corrected on a timely basis. We consider the deficiency described on the following page as finding 2015 -001 to be a material weakness. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. We consider the deficiency described on the following page as finding 2015 -002 to be a significant deficiency. 5201 Eden Avenue, Suite 250 Edina, MN 55436 _ 952.835.9090 1 Fax 952.835.3261 -1 2015 -001 Material audit adjustments Condition: During our audit, adjustments were needed to correct the following: 1) Additional contracts payable related to the water tower rehabilitation project. 2) Additional assets added to the City's enterprise funds to include engineering. 3) Reversal of prior year contracts payable related to street improvement projects. 4) Entry to eliminate transfer of funds and contribution of capital for amounts paid for in the current year. Criteria: The financial statements are the responsibility of the City's management; therefore, the City must be able to prevent or detect a material misstatement in the financial statements including footnote disclosures. Cause: The City has not prepared a year -end trial balance reflecting all necessary journal entries. Effect: This indicates that a misstatement may occur and not be detected by the City's system of internal control over financial reporting. The audit firm cannot serve as a compensating control over this deficiency. Recommendation: We recommend that management review each journal entry, obtain an understanding of why the entries were necessary and modify current procedures to ensure that future corrections are not needed. Management response: The City will adjust processes in the future. These adjustments were related to accruals between years and expense allocation between funds, but make no difference in the total cash paid for any project. 2015 -002 Timely bank reconciliations Condition: During our audit we noted bank reconciliations were not completed timely. The 2015 bank reconciliations were fully completed in May of 2016. Criteria: Internal controls and procedures should be in place to provide reasonable assurance over the reliability of financial records and reporting. Cause: Unknown. Effect: Without bank and investment reconciliations completed timely, the accuracy of monthly financial information may not be accurate and allow for errors or incomplete information to go unnoticed longer. Recommendation: We recommend bank reconciliations be completed within 15 days of month end and the City finance software be utilized for financial reporting. This will allow for more efficient process and more accurate financial information. Also, we recommend, upon completion of the reconciliations that someone other than the finance director review, initial and date. Management response: The implementation of credit card charges led to some unique challenges with the timing of cash posting to the general ledger. Despite several days being spent on the reconciliation, Mr. Rigdon and I were unable to determine the cause. We are pursuing a solution to provide monthly reconciliations. Compliance and Other Matters As part of obtaining reasonable assurance about whether the financial statements are free of material misstatement, we performed tests of compliance with certain provisions of Minnesota statutes. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. While our audit provides a reasonable basis for our opinion, it does not provide a legal determination on the City's compliance with those requirements. We noted no instances of noncompliance with Minnesota statues. Summary of Prior Year Findings 2014 -001 Authorized signers on investment account Condition: When confirming balances and authorized account signers with the 4M fund, we noted that the former City Administrator is still a signer on the City's account although he is no longer employed by the City. It is our responsibility to inform you that this deficiency could increase the chances of fraud. Criteria: Authorized signers should be removed fi•om bank and investment accounts when they no longer need signing rights. Current status: The former City Administrator was removed as a signer from the account at 4M fund. Planned Scope and Timing of the Audit We performed the audit according to the planned scope and timing previously communicated to you with the exception of fieldwork being re- scheduled six weeks past the original dates. Qualitative Aspects of Accounting Practices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note I to the financial statements'. As described in Note 8 to the financial statements, the City changed accounting policies related to accounting and financial reporting for pensions by adopting Statement of Governmental Accounting Standards (GASB) Statements No. 68 and 71 in 2015. Accordingly, the cumulative effect of the accounting change as of the beginning of the year is disclosed in Note 8. We noted no. transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements was capital asset basis and depreciation, allocation of payroll, other post- employment benefits, and the liability for the City's pensions. • Management's estimate of depreciation is based on estimated useful lives of the assets. Depreciation is calculated using the straight -line method. • Allocations of gross wages and payroll benefits are approved by City Council within the City's budget and are derived from each employee's estimated time to be spent servicing the respective functions of the City. These allocations are also used in allocating accrued compensated absences payable and the net pension liability. • The City's liability for other post - employment benefits was estimated to be zero primarily based on the assumption that employees, whom participate in the health insurance plan, are paying aged -based premiums and will not receive a large benefit by staying on the plan following retirement. • Management's estimate of its pension liability is based on several factors including, but not limited to, anticipated investment return rate, retirement age for active employees, life expectancy, salary increases and form of annuity payment upon retirement. o The allocation of the pension liability related to Minnesota Public Employee Retirement Association (PERA) is based on the City's proportionate share of employer contributions to the PERA cost - sharing multiple employer Coordinated and Police and Fire pension plans. We evaluated the key factors and assumptions used to develop these estimates in determining that they are people reasonable in relation to the financial statements taken as a whole. The disclosures in the financial statements are neutral, consistent, and clear. Certain financial statement disclosures are particularly sensitive because of their +process. significance to financial statement users. (iOlilg Bed=onda. -3- Numbers Difficulties Encountered in Performing the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. Management has corrected all such misstatements. We proposed four journal entries that we consider to be audit entries, as noted within finding 2015 -002. We also assisted in preparing a number of year -end accounting entries. These were necessary to adjust the City's records at year end to correct ending balances. We recommend that the City continue to establish more detailed processes and procedures to reduce the total number of entries in each category. The City will receive better more timely information if the preparation of year -end entries is completed internally. Disagreements with Management For put-poses of this letter, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. Management Representations We have requested certain representations from management that are included in the management representation letter dated NEED DATE. Management Consultations with Other Independent Accountants In some cases, management may, decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the governmental unit's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. ji Other Matters We applied certain limited procedures to the required supplementary information (RSI) (Management's Discussion and Analysis, the Schedule of Employer's Share of the Net Pension Liability, and the Schedule of Employer's Contributions), which is information that supplements the basic financial statements. Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. We were engaged to report on the supplementary information (combining and individual fund financial statements and schedules), which accompany the financial statements but are not RSI. With respect to this supplementary information, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We were not engaged to report on the introductory or statistical sections, which accompany the financial statements but are not RSI. We did not audit or perform other procedures on this other information and we do not express an opinion or provide any assurance on them. -4- People +Process. Going Bej,olldd,r. Ntu hers Other Audit Findings or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Financial Position and Results of Operations Our principal observations and recommendations are summarized below. These recommendations resulted from our observations made in connection with our audit of the City's financial statements for the year ended December 31, 2015. General Fund The General fund is used to account for resources traditionally associated with government, which are not required legally or by sound principal management to be accounted for in another fund. The General fund balance increased $416,696 from 2014. The City Council budgeted for the use of $142,178 of resources. The fund balance of $4,502,167 is 77 percent of the 2016 budgeted expenditures and transfers. We recommend the fund balance be maintained at a level sufficient to fund operations until the major revenue sources are received in June. We feel a reserve of approximately 50 percent of planned expenditures and transfers out is adequate to meet working capital and small emergency needs. The purposes and benefits of a strong fund balance are as follows: • Expenditures are incurred somewhat evenly throughout the year. However, property tax and state aid revenues are not received until the second half of the year. An adequate fund balance will provide the cash flow required to finance the governmental fund expenditures. • Expenditures not anticipated at the time the annual budget was adopted may need immediate City Council action. These would include capital outlay, replacement, lawsuits and, other items. An adequate fund balance will provide the financing needed for such expenditures. A strong fund balance will assist the City in maintaining, improving or obtaining its bond rating. The result will be better interest rates in future bond sales. -5- People +,P� rocess. Going ing Numbers A table summarizing the General fund balance in relation to budget follows: $7,000,000 $6,000,000 - - $5,223,830 $5,000,000 $4,000,000 $3,000,000 A% $2,000,000 -- $1,000,000 2011 $5,547,054 $5,643,263 $5,367,218 72% 72% 68% Percent of Fund Balance to Budget 67 % 68 72 72 77 $5,857,087 2012 2013 2014 2015 2016 1 tFund Balance -IF-Budget -6- People +Process. Going Beyondtlie Nwfibers Original General Fund Balance Budget Fund Year December 31 Year Budget 2011 $ 3,488,227 2012 $ 5,223,830 2012 3,624,468 2013 5,367,218 2013 3,976,358 2014 5,547,054 2014 4,085,471 2015 5,643,263 2015 4,502,167 2016 5,857,087 Fund Balance as a Percent of Next Year's Budget $7,000,000 $6,000,000 - - $5,223,830 $5,000,000 $4,000,000 $3,000,000 A% $2,000,000 -- $1,000,000 2011 $5,547,054 $5,643,263 $5,367,218 72% 72% 68% Percent of Fund Balance to Budget 67 % 68 72 72 77 $5,857,087 2012 2013 2014 2015 2016 1 tFund Balance -IF-Budget -6- People +Process. Going Beyondtlie Nwfibers The 2015 operations are summarized as follows: Revenues Expenditures Excess of revenues over expenditures Other financing sources (uses) Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances, January 1 Fund balances, December 31 Final Budgeted Actual Variance with Amounts Amounts Final Budget $ 5,476,085 $ 5,731,612 $ 255,527 4,599,750 4,296,403 303,347 876,335 1,435,209 558,874 25,000 25,000 (1,043,513) (1,043,513) - (1,018,513) (1,018,513) - (142,178) 416,696 558,874 4,085,471 4,085,471 - $ 3,943,293 $ 4,502,167 $ 558,874 The General fund balance increased $416,696 during the year ended December 31, 2015. More detailed information of the variances is as follows: - • The largest revenue variance was in licenses and permits, which were over budget by $127,797 due to building permits received in excess of expectations. Another significant revenue variance was in miscellaneous, which was over budget by $68,349 which was due to additional refunds and reimbursements. } • The largest expenditure variances were in general government and public works, which were $59,923 and $283,350 under budget, respectively. -7- People +Process. Going Nw-fibers A more detailed comparison for the last five years General fund revenues and other sources as follows: $700,000 $600,000 $500,000 $400,000 $300,000 $200,000 $100,000 Revenues and Other Sources (Excluding Property Taxes) Percent Per Source 2011 2012 2013 2014 2015 of Total Capita Property taxes $ 4,787,195 $ 4,783,939 $ 4,764,472 $ 4,864,095 $ 4,949,126 86.0 % $ 667 Licenses and permits 174,119 175,087 204,600 270,841 275,567 4.8 37 Intergovernmental 72,968 76,102 76,544 114,069 91,636 1.6 12 Charges for services 30,741 61,611 50,829 52,731 67,618 1.2 9 Fines and forfeitures 52,635 66,230 59,294 64,290 65,234 1.1 9 Interest on investment 20,021 25,602 12,911 45,799 35,182 0.6 5 Miscellaneous 109,327 117,824 194,477 191,034 247,249 4.3 33 Transfers in 40,000 - - 25,000 25,000 0.4 3 Sale of capital assets - - 317,182 - - - - Total revenues and transfers in $ 5,287,006 $ 5,306,395 $ 5,680,309 $ 5,627,859 $ 5,756,612 100.0 % $ 775 The sources of revenues and transfers from the past five years are presented graphically below. Property taxes have been excluded fiom the graph to better illustrate the fluctuation in the General fund's other revenue sources due to property taxes consisting of 86.0 percent in 2015. $700,000 $600,000 $500,000 $400,000 $300,000 $200,000 $100,000 Revenues and Other Sources (Excluding Property Taxes) 2011 2012 2013 2014 2015 t Licenses and permits -0- Charges for services -ir Fines and forfeitures --X- Interest on investments -NO-Other People I n. - - - -- Bey6ndthe -8- Nwrlbers MOW- _I 2011 2012 2013 2014 2015 t Licenses and permits -0- Charges for services -ir Fines and forfeitures --X- Interest on investments -NO-Other People I n. - - - -- Bey6ndthe -8- Nwrlbers A more detailed comparison for the last five years General fund expenditures and transfers as follows: Program 2011 2012 2013 2014 2015 Percent of Total Per Capita Peer Group Per Capita General government $ 1,306,948 $ 1,282,580 $ 1,249,616 $ 1,198,707 $ 1,247,105 23.4 % $ 168 $ 130 Public safety 1,460,664 1,445,149 1,494,633 1,526,786 1,579,400 29.6 213 231 Public works 866,413 823,234 852,667 740,824 712,736 13.3 96 120 Culture and recreation 256,601 205,542 209,112 229,122 255,826 4.8 34 58 Capital outlay 504,736 505,849 515,741 508,187 501,336 9.4 68 32 Transfers out 930,409 907,800 1,006,650 1,315,120 1,043,513 19.5 141 - Total expenditures and transfers out $ 5,325,771 $ 5,170,154 $ 5,328,419 $ 5,518,746 $ 5,339,916 100.0 % $ 720 $ 571 The above chart compares the amount the City spends per capita, in comparison to a peer group. The peer group average is derived fiom information available on the website of the Office of the State Auditor for Cities of the 4`" class which have populations between 2,500 and 10,000. The function/program of the expenditures and transfers are presented graphically as follows: $1,800,000 $1,600,000 $1,400,000 $1,200,000 $1,000,000 $800,000 $600,000 $400,000 $200,000 Expenditures and Transfers 2011 2012 2013 2014 2015 General government f Public safety —d— Public works —*—Transfers out —*—Other -9- People +Process Going Bev ndtl,,�, Numbers Debt Service Funds Debt Service funds are a type of governmental fund to account for the accumulation of resources for the payment of interest and principal on debt (other than enterprise fund debt). Debt Service funds may have one or a combination of the following revenue sources pledged to retire debt as follows: • Property taxes - Primarily for general City benefit projects such as parks and municipal buildings. Property taxes may also be used to fund special assessment bonds which are not fully assessed. • Tax increments - Pledged exclusively for tax increment /economic development districts. • Capitalized interest portion of bond proceeds - After the sale of bonds, the project may not produce revenue (tax increments or special assessments) for a period of one to two years. Bonds are issued with this timing difference considered in the form of capitalized interest. • Special assessments - Charges to benefited properties for various improvements. In addition to the above pledged assets, other funding sources may be received by Debt Service funds as follows: • Residual project proceeds from the related capital projects fund • Investment earnings • State or federal grants • Transfers from other funds The following summarizes the assets of each Debt Service fund with the bonds payable at year end: $1,200,000 $1,000,000 $800,000 $600,000 $400,000 $200,000 Principal and Interest Scheduled Payments 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 ■ Principal ■ Interest People + Process. Going Beyou d» -lo- Numbers Final Cash and Total Bonds Maturity Debt Description Investments Assets Outstanding Date 2007A Public Safety Building $ 17,220 $ 2,702,220 $ 2,685,000 2023 2007B Public Safety Building 6,977 2,791,977 2,785,000 2023 2007C Public Safety Building 4,889 954,889 950,000 2022 2008 Lease Revenue Bond 2,719 2,719 980,000 2028 Total $ 31,805 $ 6,451,805 $ 7,400,000 Total Interest Remaining $ 1,424,725 $1,200,000 $1,000,000 $800,000 $600,000 $400,000 $200,000 Principal and Interest Scheduled Payments 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 ■ Principal ■ Interest People + Process. Going Beyou d» -lo- Numbers Special Revenue Fund Special revenue funds receive revenue from specific sources and expenditures for specific purposes. The City's only special revenue fund is the Southshore Community Center fund. The Southshore Community Center operations ended the year with an operating loss of $60,365. The City transferred in $70,000 to improve the fund balance. The fund has an ending fund balance of $53,379. Capital Projects Funds Capital projects funds account for the acquisition of capital assets or construction of major capital projects not being financed by proprietary funds. A summary of year end fund balances for all capital projects funds follows: Fund Major Street Reconstruction Nonmajor Park Capital Improvement Equipment Replacement MSA Construction Trail Construction Community Infrastructure Total Following is some of the significant activity: Street Reconstruction fund • $813,924 of transfers in from other funds • $907,885 of capital outlay expenditures Equipment Replacement fund • $261,197 of transfers in from other funds Trail Construction fund • $69,261 of revenues • $231,850 of capital outlay expenditures Community Infrastructure • $120,446 of revenues • $175,171 of capital outlay expenditures Fund Balances December 31, 2014 2015 Increase (Decrease) $ 1,536,672 $ 1,453,048 $ (83,624) 536,660 542,278 5,618 264,324 515,436 251,112 127,387 127,019 (368) 464,287 301,698 (162,589) 365,931 311,206 (54,725) $ 3,295,261 $ 3,250,685 $ (44,576) People +Process. Goino, Beyond d» -11- Niurnbers Enterprise Funds Enterprise funds are used to account for operations that are financed and operated in a manner similar to private business enterprises - where the intent is that the costs of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges. The results of the operations in terms of cash flow and the breakdown of the cash balances for the past four years are as follows: $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 Water Cash Flow 2012 2012 Receipts 2013 2013 Receipts 2014 2014 Receipts 2015 2015 Receipts Disbursements Disbursements Disbursements Disbursements ■Operating costs ■Debt payments ■Other (capital, interfund, etc.) ■Operating receipts ■ Other (bonds, connections, assessments, etc.) $6,000,000 $5,000,000 $4,000,000 $3,000,000 $2,000,000 $1,000,000 Water Cash Balances 2012 2013 2014 2015 Restricted ** i Unrestricted —*— Minhuum target balance (following year debt service plus 4 months of operating costs) ** Restricted cash consists of cash with fiscal agent held for the subsequent January 1 bond payment. The increase in 2013 is due to the 1/1/2014 refunding of the G.O. Water Revenue bonds, Series 2006A. 2012 2013 2014 2015 Bonds payable $ 1,500,000 $ 3,540,000 $ 2,160,000 $ 1,900,000 The Water fund has been able to generate sufficient operating revenues to cover operating expenses, which has People contributed to a strong cash balance. The decrease in the cash balance in 2015 was related to capital asset +Process. acquisition of approximately $660,000. COlIIb Bey6ndthe -12- Numbers $1,800,000 $1,600,000 $1,400,000 $1,200,000 $1,000,000 $800,000 $600,000 $400,000 $200,000 Sewer Cash Flow 2012 2012 Receipts 2013 2013 Receipts 2014 2014 Receipts 2015 2015 Receipts Disbursements Disbursements Disbursements Disbursements C■ Operating costs ■ Other (capital, inlerfund, etc.) ■ Operating receipts ■ Other (connection fees, interest, etc.) $4,000,000 $3,500,000 $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 Sewer Cash Balances 2012 2013 2014 2015 Unrestricted -*--Minimum target balance (4 months of operating costs) The cash balance remains strong; however, it has decreased each of the last four years. A transfer out to the Stormwater Management Utility fund of $500,000 was completed in 2015 to assist with capital outlay. The City should continue to monitor operations to ensure charges are sufficient to cover operating expenses, debt service and future projects. -13- People +Process. Going Be,3ond till' Numbers $800,000 $700,000 $600,000 $500,000 $400,000 $300,000 $200,000 $100,000 Stormwater Management Utility Cash Flow $600,000 $500,000 $400,000 $300,000 $200,000 $100,000 2012 2012 Receipts 2013 2013 Receipts 2014 2014 Receipts 2015 2015 Receipts Disbursements Disbursements Disbursements Disbursements ■ Operating costs ■ Other (capital, etc.) ■ Operating receipts ■ Other (interest, interfund, etc.) Stormwater Management Utility Cash Balances 2012 2013 2014 2015 Unrestricted —*— Minimum target balance (4 months of operating costs) The cash balance in the fund increased $378,672 during the year due to a transfer in of $500,000 from the Sewer fund to assist with capital outlay. We recommend the City monitor cash flows to ensure sufficient resources to cover expenses and project costs. -14- People +Process= Going Beyon ti. Numbers $250,000 $200,000 $150,000 $100,000 $50,000 Recycling Cash Flow $140,000 $120,000 $100,000 $80,000 $60,000 $40,000 $20,000 2012 2012 Receipts 2013 2013 Receipts 2014 2014 Receipts 2015 2015 Receipts Disbursements Disbursements Disbursements Disbursements ❑ Operating costs ■ Operating receipts ■ Other (interest, etc.) Recycling Cash Balances 2012 2013 2014 2015 Unrestricted —dr- Minimum target balance (3 months of operating costs) The majority of the Recycling fund activities is for operating receipts and disbursements. The fund maintains a healthy cash balance considering the fund has no debt or capital expenditures. We recommend the City monitor cash flows to ensure sufficient resources to cover expenses. -15- People +Process. Going Beyondtt,e N®xtbers Ratio Analysis The following captures a few ratios from the City's financial statements that give some additional information for trend and peer group analysis. We have compiled peer group average fund balance information from approximately 120 fourth class cities (population of 2,500 - 10,000). The peer group average is derived from information available on the website of the Office of the State Auditor. The majority of these ratios facilitate the use of economic resources focus and accrual basis of accounting at the government - wide level. A combination of liquidity (ability to pay its most immediate obligations), solvency (ability to pay its long -term obligations), funding (comparison of financial amounts and economic indicators to measure changes in financial capacity over time) and common -size (comparison of financial data with other cities regardless of size) ratios are shown below. Ratio Calculation Source 2012 2013 2014 2015 $ 649 Debt to assets Total liabilities /total assets Government -wide 29% 30% 26% 27% 358 $ 33% 32% 32% N/A Debt service coverage Net cash provided by operations/ Enterprise Rinds 144% 73% 35% 1% enterprise fund debt payments 106% 117% 114% N/A Debt per capita Bonded debt/population Government -wide $ 1,643 $ 1,664 $ 1,368 $ 1,253 43% $ 2,626 $ 2,656 $ 2,506 N/A Taxes per capita Tax revenues /population Government -wide $ 651 $ 641 $ 645 $ 664 $ 480 $ 487 $ 484 N/A Current expenditures per capita Governmental fund current Capital expenditures per capita Capital assets % left to depreciate - Governmental Capital assets % left to depreciate - Business -type Represents the City of Shorewc Peer Grortp ratio expenditures / population Governmental fund capital outlay / population Net capital assets/ gross capital assets Net capital assets/ gross capital assets od Governmental funds $ 532 $ 528 $ 502 $ 525 $ 649 $ 634 $ 674 N/A Governmental fiords 5 168) 358 $ 318 $ 254 298 j $ 294 $ 320 N/A Government -wide I -0/ 28% 28% 26% 65% 64% 63% N/A Government -wide 44% 43% 42% 43% 63% 63% 61% N/A 6101 People +Process. Going Beyondthe Nlnnbers Debt -to- Assets Leverage Ratio (Solvency Ratio) The debt -to- assets leverage ratio is a comparison of a City's total liabilities to its total assets or the percentage of total assets that are provided by creditors. It indicates the degree to which the City's assets are financed through borrowings and other long -term obligations (i.e. a ratio of 50 percent would indicate half of the assets are financed with outstanding debt). Debt Service Coverage Ratio (Solvency Ratio) The debt coverage ratio is a comparison of cash generated by operations to total debt service payments (principal and interest) of enterprise funds. This ratio indicates if there are sufficient cash flows from operations to meet debt service obligations. Except in cases where other nonoperating revenues (i.e. taxes, assessments, transfers from other funds, etc.) are used to fund debt service payments, an acceptable ratio would be above 100 percent. Bonded Debt per Capita (Funding Ratio) This dollar amount is arrived at by dividing the total bonded debt by the population of the City and represents the amount of bonded debt obligation for each citizen of the City at the end of the year. The higher the amount, the more resources are needed in the future to retire these obligations through taxes, assessments or user fees. Taxes per Capita (Funding Ratio) This dollar amount is arrived at by dividing the total tax revenues by the population of the City and represents the amount of taxes for each citizen of the City for the year. The higher this amount is, the more reliant the City is on taxes to fund its operations. Current Expenditures per Capita (Funding Ratio) This dollar amount is arrived at by dividing the total current governmental expenditures by the population of the City and represents the amount of governmental expenditure for each citizen of the City during the year. Since this is generally based on ongoing expenditures, we would expect consistent annual per capita results. r Capital Expenditures per Capita (Finding Ratio) p f This dollar amount is arrived at by dividing the total governmental capital'outlay expenditures by the population of the City and represents the amount of capital expenditure for each citizen of the City during the year. Since projects are not always recurring, the per capita amount will fluctuate fiom year to year. Capital Assets Percentage (Common -size Ratio) This percentage represents the percent of governmental or business -type capital assets that are left to be depreciated. The lower this percentage, the older the City's capital assets are and may need major repairs or replacements in the near future. A higher percentage may indicate newer assets being constructed or purchased and may coincide with higher debt ratios or bonded debt per capita. -17- People +Process Going Beyondtlie N.urlbers Future Accounting Standard Changes The following Governmental Accounting Standards Board (GASB) Statements have been issued and may have an impact on future City financial statements: (r) GASB Statement No. 72 - Fair Vahie Measurement and Application Summary This statement addresses accounting and financial reporting issues related to fair value measurements. The definition of fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. This Statement provides guidance for determining a fair value measurement for financial reporting purposes. This Statement also provides guidance for applying fair value to certain investments and disclosures related to all fair value measurements. Effective Date and Transition The requirements of this Statement are effective for financial statements for periods beginning after June 15, 2015. Earlier application is encouraged. How the Changes in This Statement Will Improve Financial Reporting The requirements of this Statement will enhance comparability of financial statements among governments by requiring measurement of certain assets and liabilities at fair value using a consistent and more detailed definition of fair value and accepted valuation techniques. This Statement also will enhance fair value application guidance and related disclosures in order to provide information to financial statement users about the impact of fair value measurements on a government's financial position. GASB Statement No. 73 - Accounting and financial reporting for pension and related assets that are not within the scope of GASB Statement No. 68, and amendments to certain, provisions of GASB Statements No. 67 and No. 68 Summary w The objective of this Statement is to improve the usefulness of information about pensions included in the general purpose external financial reports of state and local governments for making decisions and assessing accountability. This Statement results from a comprehensive review of the effectiveness of existing standards of accounting and financial reporting for all postemployment benefits with regard to providing decision - useful information, supporting assessments of accountability and interperiod equity, and creating additional transparency. This Statement establishes requirements for defined benefit pensions that are not within the scope of Statement No. 68, Accounting and Financial Reporting for Pensions, as well as for the assets accumulated for purposes of providing those pensions. In addition, it establishes requirements for defined contribution pensions that are not within the scope of Statement 68. It also amends certain provisions of Statement No. 67, Financial Reporting for Pension Plans, and Statement 68 for pension plans and pensions that are within their respective scopes. The requirements of this Statement extend the approach to accounting and financial reporting established in Statement 68 to all pensions, with modifications as necessary to reflect that for accounting and financial reporting purposes, any assets accumulated for pensions that are provided through pension plans that are not administered through trusts that meet the criteria specified in Statement 68 should not be considered pension plan assets. It also requires that information similar to that required by Statement 68 be included in notes to financial statements and required supplementary information by all similarly situated employers and nonemployer contributing entities. This Statement also clarifies the application of certain provisions of Statements 67 and 68 with regard to the following issues: 1. Information that is required to be presented as notes to the 10 -year schedules of required supplementary information about investment- related factors that significantly affect trends in the amounts reported. 2. Accounting and financial reporting for separately financed specific liabilities of individual employers and nonemployer contributing entities for defined benefit pensions. People 3. Timing of employer recognition of revenue for the support of nonemployer contributing entities not in + PI'oCess a special funding situation. Going Beyiind die -18- Numbers Future Accounting Standard Changes - Continued Effective Date and Transition The requirements of this Statement that address accounting and financial reporting by employers and governmental nonemployer contributing entities for pensions that are not within the scope of Statement 68 are effective for financial statements for fiscal years beginning after June 15, 2016, and the requirements of this Statement that address financial reporting for assets accumulated for purposes of providing those pensions are effective for fiscal years beginning after June 15, 2015. The requirements of this Statement for pension plans that are within the scope of Statement 67 or for pensions that are within the scope of Statement 68 are effective for fiscal years beginning after June 15, 2015. Earlier application is encouraged. How the Changes in This Statement Will Improve Financial Reporting The requirements of this Statement will improve financial reporting by establishing a single framework for the presentation of information about pensions, which will enhance the comparability of pension - related information reported by employers and nonemployer contributing entities. GASB Statement No. 74 - Financial Reporting for Postemployment Benefit Plans Other than Pension Plans Summary The objective of this Statement is to improve the usefulness of information about postemployment benefits other than pensions (other postemployment benefits or OPEB) included in the general purpose external financial reports of state and local governmental OPEB plans for making decisions and assessing accountability. This Statement results from a comprehensive review of the effectiveness of existing standards of accounting and financial reporting for all postemployment benefits (pensions and OPEB) with regard to providing decision - useful information, supporting assessments of accountability and inteiperiod equity, and creating additional transparency. This Statement replaces Statements No. 43, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans, as amended, and No. 57, OPEB Measurements by Agent,Employers and Agent Multiple - Employer Plans. It also includes requirements for defined contribution OPEB plans that replace the requirements for those OPEB plans in Statement No. 25, Financial Reporting for Defined Benefit Pension Plans and Note Disclosures for Defined Contribution Plans, as amended, Statement 43, and Statement No. 50, Pension Disclosures. Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other than Pensions, establishes new accounting and financial reporting requirements for governments whose employees are provided with OPEB, as well as for certain nonemployer governments that have a legal obligation to provide financial support for OPEB provided to the employees of other entities. The scope of this Statement includes OPEB plans - defined benefit and defined contribution - administered through trusts that meet the following criteria: • Contributions from employers and nonemployer contributing entities to the OPEB plan and earnings on those contributions are irrevocable. • OPEB plan assets are dedicated to providing OPEB to plan members in accordance with the benefit terms. • OPEB plan assets are legally protected from the creditors of employers, nonemployer contributing entities, and the OPEB plan administrator. If the plan is a defined benefit OPEB plan, plan assets also are legally protected fiom creditors of the plan members. This Statement also includes requirements to address financial reporting for assets accumulated for purposes of providing defined benefit OPEB through OPEB plans that are not administered through trusts that meet the specified criteria. Effective Date and Transition This Statement is effective for financial statements for fiscal years beginning after June 15, 2016. Earlier application is encouraged. People +Process. -19- Goinb Bey ndct» Nlmlbers Future Accounting Standard Changes - Continued How the Changes in This Statement Will Improve Financial Reporting The requirements of this Statement will improve financial reporting primarily through enhanced note disclosures and schedules of required supplementary information that will be presented by OPEB plans that are administered through trusts that meet the specified criteria. The new information will enhance the decision - usefulness of the financial reports of those OPEB plans, their value for assessing accountability, and their transparency by providing information about measures of net OPEB liabilities and explanations of how and why those liabilities changed fiom year to year. The net OPEB liability information, including ratios, will offer an up -to -date indication of the extent to which the total OPEB liability is covered by the fiduciary net position of the OPEB plan. The comparability of the reported information for similar types of OPEB plans will be improved by the changes related to the attribution method used to determine the total OPEB liability. The contribution schedule will provide measures to evaluate decisions related to the assessment of contribution rates in comparison with actuarially determined rates, if such rates are determined. In addition, new information about rates of return on OPEB plan investments will inform financial report users about the effects of market conditions on the OPEB plan's assets over time and provide information for users to assess the relative success of the OPEB plan's investment strategy and the relative contribution that investment earnings provide to the OPEB plan's ability to pay benefits to plan members when they come due. GASB Statement No. 75 -Accounting and Financial Reporting for Postemployment Benefit Plans Other than Pension Summary The primary objective of this Statement is to improve accounting and financial reporting by state and local governments for postemployment benefits other than pensions (other postemployment benefits or OPEB). It also improves information provided by state and local governmental employers about financial support for OPEB that is provided by other entities. This Statement results from a comprehensive review of the effectiveness of existing standards of accounting and financial reporting for all postemployment benefits (pensions and OPEB) with regard to providing decision - useful information, supporting assessments of accountability and interperiod equity, and creating additional transparency. This Statement replaces the requirements of Statements No. 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other than Pensions, as amended, and No. 57, OPEB Measurements by Agent Employers and Agent Multiple - Employer Plans, for OPEB. Statement No. 74, Financial Reporting for Postemployment Benefit Plans Other than Pension Plans, establishes new accounting and financial reporting requirements for OPEB plans. The scope of this Statement addresses accounting and financial reporting for OPEB that is provided to the employees of state and local governmental employers. This Statement establishes standards for recognizing and measuring liabilities, deferred outflows of resources, deferred inflows of resources, and expense /expenditures. For defined benefit OPEB, this Statement identifies the methods and assumptions that are required to be used to project benefit payments, discount projected benefit payments to their actuarial present value, and attribute that present value to periods of employee service. Note disclosure and required supplementary information requirements about defined benefit OPEB also are addressed. In addition, this Statement details the recognition and disclosure requirements for employers with payables to defined benefit OPEB plans that are administered through trusts that meet the specified criteria and for employers whose employees are provided with defined contribution OPEB. This Statement also addresses certain circumstances in which a nonemployer entity provides financial support for OPEB of employees of another entity. In this Statement, distinctions are made regarding the particular requirements depending upon whether the OPEB plans through which the benefits are provided are administered through trusts that meet the following criteria: • Contributions from employers and nonemployer contributing entities to the OPEB plan and earnings on those contributions are irrevocable. • OPEB plan assets are dedicated to providing OPEB to plan members in accordance with the benefit terms. • OPEB plan assets are legally protected from the creditors of employers, nonemployer contributing entities, the OPEB plan administrator, and the plan members. 81111 People +Process. Going Beyond►i,P INlum ers Future Accounting Standard Changes - Continued Effective Date This Statement is effective for fiscal years beginning after June 15, 2017. Earlier application is encouraged. How the Changes in This Statement Will Improve Financial Reporting The requirements of this Statement will improve the decision - usefulness of information in employer and governmental nonemployer contributing entity financial reports and will enhance its value for assessing accountability and interperiod equity by requiring recognition of the entire OPEB liability and a more comprehensive measure of OPEB expense. Decision - usefulness and accountability also will be enhanced through new note disclosures and required supplementary information, as follows: • More robust disclosures of assumptions will allow for better informed assessments of the reasonableness of OPEB measurements. • Explanations of how and why the OPEB liability changed from year to year will improve transparency. • The summary OPEB liability information, including ratios, will offer an indication of the extent to which the total OPEB liability is covered by resources held by the OPEB plan, if any. • For employers that provide benefits through OPEB plans that are administered through trusts that meet the specified criteria, the contribution schedules will provide measures to evaluate decisions related to contributions. The consistency, comparability, and transparency of the information reported by employers and governmental nonemployer contributing entities about OPEB transactions will be improved by requiring: • The use of a discount rate that considers the availability of the OPEB plan's fiduciary net position associated with the OPEB of current active and inactive employees and the.investment horizon of those resources, rather than utilizing only the long -term expected rate of return regardless of whether the OPEB plan's fiduciary net position is projected to be sufficient to make projected benefit payments and is expected to be invested using a strategy to achieve that return. • A single method ofattributing the actuarial present value of projected benefit payments to periods of employee service, rather than allowing a choice among six methods with additional variations. • Immediate recognition in OPEB expense, rather than a choice of recognition periods, of the effects of changes of benefit terms. • Recognition of OPEB expense that incorporates deferred outflows of resources and deferred inflows of resources related to OPEB over a defined, closed period, rather than a choice between an open or closed period. GASB Statement No. 76 - The Hierarchy of Generally Accepted Accounting Principles for State and Local Governments Summary The objective of this Statement is to identify -in the context of the current governmental financial reporting environment -the hierarchy of generally accepted accounting principles (GAAP). The "GAAP hierarchy" consists of the sources of accounting principles used to prepare financial statements of state and local governmental entities in conformity with GAAP and the framework for selecting those principles. This Statement reduces the GAAP hierarchy to two categories of authoritative GAAP and addresses the use of authoritative and nonauthoritative literature in the event that the accounting treatment for a transaction or other event is not specified within a source of authoritative GAAP. This Statement supersedes Statement No. 55, The Hierarchy of Generally Accepted Accounting Principles for State and Local Governments. Effective Date The requirements of this Statement are effective for financial statements for periods beginning after p le June 15, 2015, and should be applied retroactively. Earlier application is permitted, Pe0 +Pl'ocessr Going Bed=oudtji,a -21- Numbers Future Accounting Standard Changes - Continued How the Changes in This Statement Will Improve Financial Reporting The requirements in this Statement improve financial reporting by (1) raising the category of GASB Implementation Guides in the GAAP hierarchy, thus providing the opportunity for broader public input on implementation guidance; (2) emphasizing the importance of analogies to authoritative literature when the accounting treatment for an event is not specified in authoritative GAAP; and (3) requiring the consideration of consistency with the GASB Concepts Statements when evaluating accounting treatments specified in nonauthoritative literature. As a result, governments will apply financial reporting guidance with less variation, which will improve the usefulness of financial statement information for making decisions and assessing accountability and enhance the comparability of financial statement information among governments. GASB Statement No. 77 - Tax Abatement Disclosures Summary Financial statements prepared by state and local governments in conformity with generally accepted accounting principles provide citizens and taxpayers, legislative and oversight bodies, municipal bond analysts, and others with information they need to evaluate the financial health of governments, make decisions, and assess accountability. This information is intended, among other things, to assist these users of financial statements in assessing (1) whether a government's current -year revenues were sufficient to pay for current -year services (known as interperiod equity), (2) whether a government complied with finance - related legal and contractual obligations, (3) where a government's financial resources come from and how it uses them, and (4) a government's financial position and economic condition and how they have changed over time. Financial statement users need information about certain limitations on a government's ability to raise resources. This includes limitations on revenue- raising capacity resulting from government programs that use tax abatements to induce behavior by individuals and entities that is beneficial to the government or its citizens. Tax abatements are widely used by state and local governments, particularly to encourage economic development. For financial reporting purposes, this Statement defines a tax abatement as resulting from an agreement between a government and an individual or entity in which the government promises to forgo tax revenues and the individual or entity promises to subsequently take a specific action that contributes to economic development or otherwise benefits the'government or its citizens. Although many governments offer tax abatements and provide information to the public about them, they do not always provide the information necessary to assess how tax abatements affect. their. financial position and results of operations, including their ability to raise resources in the future. This Statement requires disclosure of tax abatement information about (1) a reporting government's own tax abatement agreements and (2) those that are entered into by other governments and that reduce the reporting government's tax revenues. This Statement requires governments that enter into tax abatement agreements to disclose the following information about the agreements: Brief descriptive information, such as the tax being abated, the authority under which tax abatements are provided, eligibility criteria, the mechanism by which taxes are abated, provisions for recapturing abated taxes, and the types of commitments made by tax abatement recipients. • The gross dollar amount of taxes abated during the period. • Commitments made by a government, other than to abate taxes, as part of a tax abatement agreement. Governments should organize those disclosures by major tax abatement program and may disclose information for individual tax abatement agreements within those programs. -22- People +Process Going NuifiberS Future Accounting Standard Changes - Continued Tax abatement agreements of other governments should be organized by the government that entered into the tax abatement agreement and the specific tax being abated. Governments may disclose information for individual tax abatement agreements of other governments within the specific tax being abated. For those tax abatement agreements, a reporting government should disclose: • The names of the governments that entered into the agreements. • The specific taxes being abated. • The gross dollar amount of taxes abated during the period. Effective Date and Transition The requirements of this Statement are effective for financial statements for periods beginning after December 15, 2015. Earlier application is encouraged. How the Changes in This Statement Will Improve Financial Reporting The requirements of this Statement improve financial reporting by giving users of financial statements essential information that is not consistently or comprehensively reported to the public at present. Disclosure of information about the nature and magnitude of tax abatements will make these transactions more transparent to financial statement users. As a result, users will be better equipped to understand (1) how tax abatements affect a government's future ability to raise resources and meet its financial obligations and (2) the impact those abatements have on a government's financial position and economic condition. GASB Statement No. 78 - Pension Provided Through Certain Multiple Employer Defined Benefit Pension Plans Summary The objective of this Statement is to address a practice issue regarding the scope and applicability of Statement No. 68, Accounting and Financial Reporting for Pensions.. This issue is associated with pensions provided through certain multiple - employer defined benefit pension plans and to state or local governmental employers whose employees are provided with such pensions. Prior to the issuance of this Statement, the requirements of Statement 68 applied to the financial statements of all state and local governmental employers whose employees are provided with pensions through pension plans that are administered through trusts that meet the criteria in paragraph 4 of that Statement. This Statement amends the scope and applicability of Statement 68 to exclude pensions provided to employees of state or local governmental employers through a cost- sharing multiple- employer defined benefit pension plan that (1) is not a state or local governmental pension plan, (2) is used to provide defined benefit pensions both to employees of state or local governmental employers and to employees of employers that are not state or local governmental employers, and (3) has no predominant state or local governmental employer (either individually or collectively with other state or local governmental employers that provide pensions through the pension plan). This Statement establishes requirements for recognition and measurement of pension expense, expenditures, and liabilities; note disclosures; and required supplementary information for pensions that have the characteristics described above. Effective Date The requirements of this Statement are effective for reporting periods beginning after December 15, 2015. Earlier application is encouraged. -23- People +Process. Going Beyond the Nlunhers Future Accounting Standard Changes - Continued GASB Statement No. 79 - Certain External Investment Pools and Pool Participants Summary This Statement addresses accounting and financial reporting for certain external investment pools and pool participants. Specifically, it establishes criteria for an external investment pool to qualify for making the election to measure all of its investments at amortized cost for financial reporting purposes. An external investment pool qualifies for that reporting if it meets all of the applicable criteria established in this Statement. The specific criteria address (1) how the external investment pool transacts with participants; (2) requirements for portfolio maturity, quality, diversification, and liquidity; and (3) calculation and requirements of a shadow price. Significant noncompliance prevents the external investment pool from measuring all of its investments at amortized cost for financial reporting purposes. Professional judgment is required to determine if instances of noncompliance with the criteria established by this Statement during the reporting period, individually or in the aggregate, were significant. If an external investment pool does not meet the criteria established by this Statement, that pool should apply the provisions in paragraph 16 of Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investment Pools, as amended. If an external investment pool meets the criteria in this Statement and measures all of its investments at amortized cost, the pool's participants also should measure their investments in that external investment pool at amortized cost for financial reporting purposes. If an external investment pool does not meet the criteria in this Statement, the pool's participants should measure their investments in that pool at fair value, as provided in paragraph 11 of Statement 31, as amended. This Statement establishes additional note disclosure requirements for qualifying external investment pools that measure all of their investments at amortized cost for financial reporting purposes and for governments that participate in those pools. Those disclosures for both the qualifying external investment pools and their participants include information about any limitations or restrictions on participant withdrawals. Effective Date The requirements of this Statement are effective for reporting periods beginning affter June 15, 2015, except for the provisions in paragraphs 18, 19, 23 -26, and 40, which are effective for reporting periods begimr` after December 15, 2015. How the Changes in This Statement Will Improve Financial Reporting' This Statement will enhance comparability of financial statements among governments by establishing specific criteria used to determine whether a qualifying external investment pool may elect to use an amortized cost exception to fair value measurement. Those criteria will provide qualifying external investment pools and participants in those pools with consistent application of an amortized cost -based measurement for financial reporting purposes. That measurement approximates fair value and mirrors the operations of external investment pools that transact with participants at a stable net asset value per share. GASB Statement No. 80 - Blending Requirements for Certain Component Units - an Amendment of GASB Statement No. 14 Summary The objective of the Statement is to improve financial reporting by clarifying the financial statement presentation requirements for certain component units. This Statement amends the blending requirements established in paragraph 53 of Statement No. 14, The Financial Reporting Entity, as amended. This Statement amends the blending requirements for the financial statement presentation of component units of all state and local governments. The additional criterion requires blending of a component unit incorporated as a not - for -profit corporation in which the primary government is the sole corporate member. The additional criterion does not apply to component units included in the financial reporting entity pursuant to the provisions of Statement No. 39, Determining Whether Certain Organizations Are Component Units. People +Process. Going Beiundt>>r -24- Numbers Futnre Accounting Standard Changes - Continued Effective Date The requirements of this Statement are effective for reporting periods beginning after June 15, 2016. Earlier application is encouraged. How the Changes in This Statement Will Improve Financial Reporting The requirements of this Statement enhance the comparability of financial statements among governments. Greater comparability improves the decision- usefulness of information reported in financial statements and enhances its value for assessing government accountability. (')Note. From GASB Pronouncements Summaries. Copyright 2015 by the Financial Accounting Foundation, 401 Merritt 7, Norwalk, CT 06856, USA, and is reproduced with permission. Restriction on Use This communication is intended solely for the information and use of the City Council, management, others within the City and the Minnesota Office of the State Auditor and is not intended to be and should not be used by anyone other than these specified parties. The comments and recommendation in this report are purely constructive in nature, and should be read in this context. Our audit would not necessarily disclose all weaknesses in the system because it was based on selected tests of the accounting records and related data. If you have any questions or wish to discuss any of the items contained in this letter, please feel free to contact us at your convenience. We wish to thank you for the continued opportunity to be of service, and for the courtesy and cooperation extended to us by your staff. ABDO, EICK & MEYERS, LLP Minneapolis, Minnesota NEED DATE -25- People +Process Golllb Beyondtt,,- Numbers CITY OF SHOREWOOD SHOREWOOD, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2015 BILL JOYNES, CITY ADMINISTRATOR REPORT PREPARED BY BRUCE DEJONG, FINANCE DIRECTOR/TREASURER MEMBER OF GOVERNMENT FINANCE OFFICERS ASSOCIATION OF THE UNITED STATES AND CANADA THIS PAGE IS LEFT BLANK INTENTIONALLY CITY OF SHOREWOOD, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT TABLE OF CONTENTS FOR THE YEAR ENDED DECEMBER 31, 2015 INTRODUCTORY SECTION Elected and Appointed Officials Organization Chart Letter of Transmittal Certification of Achievement for Excellence in Financial Reporting FINANCIAL SECTION Independent Auditor's Report Management's Discussion and Analysis Basic Financial Statements Government -wide Financial Statements Statement of Net Position Statement of Activities Fund Financial Statements Governmental Funds Balance Sheet Reconciliation of the Balance Sheet to the Statement of Net Position Statement of Revenues, Expenditures and Changes in Fund Balances Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances to the Statement of Activities General Fund Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and "Actual Proprietary Funds Statement of Net Position!, r Statement of Revenues, Expenses and Changes in Net Position Statement of Cash Flows Fiduciary Fund Statement of Net Position Notes to the Financial Statements Required Supplementary Information Schedule of Employer's Share of Public Employees Retirement Association Net Pension Liability - General Employees Retirement Fund Schedule of Employer's Public Employees Retirement Association Contributions - General Employees Retirement Fund Combining and Individual Fund Financial Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Capital Projects Funds Combining Balance Sheet Combining Statement of Revenues, Expenditures and Changes in Fund Balances General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Debt Service Funds Combining Balance Sheet Combining Schedule of Revenues, Expenditures and Changes in Fund Balances Agency Fund Combining Schedule of Changes in Assets and Liabilities Summary Financial Report Revenues and Expenditures for General Operations - Governmental Funds iE Exhibit Paee No. 4 5 7 12 15 19 1 33 2 34 3 38 4 41 5 42 6 44 7 45 8 46 9 47 10 48 11 50 51 78 78 A -1 82 A -2 83 B -1 86 B -2 87 C -1 88 D -1 92 D -2 93 E -1 94 F -1 95 CITY OF SHOREWOOD, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT TABLE OF CONTENTS - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2015 -2- Table Page No. STATISTICAL SECTION (UNAUDITED) Net Position by Component 1 100 Changes in Net Position 2 102 Fund Balances of Governmental Funds 3 106 Changes in Fund Balances of Governmental Funds 4 108 Tax Capacity, Market Value and Estimated Actual Value of Taxable Property 5 110 Property Tax Capacity Rates - Direct and Overlapping Governments 6 112 Principal Taxpayers 7 114 Property Tax Levies and Collections 8 115 Ratio of Net Bonded Debt to Assessed Value and Net Bonded Debt Per Capita 9 116 Computation of Direct and Overlapping Debt 10 117 Legal Debt Margin Information 11 118 Pledged- Revenue Coverage 12 120 Demographic and Economic Statistics 13 121 Principal Employers 14 122 Full -Time Equivalent City Government Employees by Function 15 123 Operating Indicators by Function 16 124 Capital Asset Statistics by Function 17 125 -2- INTRODUCTORY SECTION CITY OF SHOREWOOD SHOREWOOD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 1191! CITY OF SHOREWOOD, MINNESOTA ELECTED AND APPOINTED OFFICIALS FOR THE YEAR ENDED DECEMBER 31, 2015 ELECTED Name Title Scott Zerby Mayor Richard Woodruff Council Member Jennifer Labadie Council Member Debbie Siakel Council Member Kristine Sundberg Council Member APPOINTED Name Title Bill Joynes City Administrator Bruce DeJong Finance Director /Treasurer -4- Term Expires 12/31/16 12/31/16 12/31/18 12/31/18 12/31/16 City of Shorewood Organizational Chart -5- June 20, 2016 5755 COUNTRY CLUB ROAD o SHOREWOOD, MINNESOTA 55331 - 8927. (952) 960 -7900 FAX (952)'474 -0128 • www.d.shorewood,mmus • cityhaII @ci.shorewood.mn.us Honorable Mayor and Members of the City Council City of Shorewood, Minnesota Mayor and City Council Members: The Comprehensive Annual Financial Report of the City of Shorewood, Minnesota, for the fiscal year ended December 31, 2015, is hereby submitted. The report was prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) as established by the. Governmental Accounting Standards Board and meets the requirements of the Office of State Auditor. The report consists of management's representations - concerning the finances of the City. Consequently, management assumes full 'responsibility for the completeness and reliability of the information presented in this report. To provide a reasonable basis for making these representations, management of the City has established internal controls designed to protect the City's assets from loss, theft, or misuse, and to provide, sufficient information for the preparation of these financial . statements in conformity with GAAP, Because the cost of internal controls should not outweigh the benefits, the City's internal controls have been designed to provide, reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. ' As management, 'we assert that to the best of our knowledge and belief this financial report is complete and reliable in all material respects, . The City of Shol•ewood's financial statements have been audited by the firm of Abdo, Eick &. Meyers, LLP, Certified Public ' Accountants. The goal of the audit was to provide reasonable . assurance that the financial statements of the City for the year ended December 31,2015, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates used by management; and evaluating the overall financial statement presentation; Based upon the audit, the independent auditor concluded that there was reasonable basis for rendering an unqualified opinion that the City's financial statements, for the year ended December 31, 2015, are fairly presented in conformity with GAAP, The independent auditor's, report is presented at the front of the financial section of this report. -7- ®�® PRINTED ON RECYCLED PAPER GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD &A), The City's MD &A can be found in the financial section of this report immediately following the independent auditor's report. City Profile The City of Shorewood is a suburban community located southwest of the Twin Cities on the southern shore of Lake Minnetonka, a setting of rolling hills and picturesque lakes and creeks. Shorewood has a convenient location, a comprehensive system of highways, and is a short distance from downtown Minneapolis and St. Paul and the Minneapolis -St. Paul International Airport. The City is predominantly a residential community with limited commercial businesses and two commercial shopping malls. The City is 6 square miles in area and had an estimated population of 7,425 as of 2015. The City, which is currently 95% developed, continues to experience some growth in its residential base. Incorporated in 1956 as a village, the City of Shorewood operates under the Council- Administrator form of government. Policy making and legislative authority are vested in a governing council consisting of the mayor and four - member council, elected on a non - partisan basis. Council members serve four -year staggered terms, with two council members elected every two years. The mayor is elected to serve a two -year term. The City Administrator is responsible for overseeing the day -to -day operations of the government, and to assign responsibility to City staff for the efficient and effective delivery of City services. The Economic Development Authority (EDA) of the City was created in 2001 pursuant to Minnesota Statutes to carry out economic and industrial development and redevelopment consistent with policies established by the Council. Its board is comprised of members of the City Council, The EDA activities are blended and separate financial statements are not issued for this component unit. The City provides its residents and businesses with a broad range of municipal services consisting of police and fire protection, street maintenance, recreation programs, park maintenance, community and economic development, and administrative services, including building inspections. During 2015, the City operated four enterprises; a water utility, sanitary sewer, recycling, and storm water management utilities. Economic Conditions and Outlook Governance The City Council, in its leadership role, has effectively established a focus for government in Shorewood and has established overall goals and expectations for the City. The Council's calendar consists of three phases. The first phase is planning. It includes review of the previous year's work plan and identifies goals and priorities for the next twelve months. The second phase is capital finance planning; each year the ten -year Capital Improvement Program is reviewed and updated based upon priorities established in the first phase. Those projects are then incorporated into a financial management plan that includes both operating and capital spending plans to determine the overall feasibility of the plans and the effect of that proposed spending level on fund balances and tax levies necessary to support that level of investment. WE The third phase is budgeting; the annual operating budget is developed based on decisions made in the first two phases, The annual budget serves as the foundation of the City of Shorewood's financial planning and control. Departments submit budget requests to Finance in July and the City Administrator presents the proposed budget to the City Council for review. Budget work- sessions are held with the City Council in July and August. The City Council adopts a preliminary budget and tax levy prior to September 30 °i of each year. After individualized property tax estimates are mailed to all properties in November, the City Council holds a Truth -in- Taxation public hearing on the proposed budget and adopts the final budget in December each year. The budget is prepared by fund and function, The City's department directors develop their budgets, with subsequent review and input from the City Administrator and Finance Director. Any changes in the overall budget must be approved by the City Council. Cooperative Public Service Delivery Shorewood is committed to working cooperatively with other Lake Minnetonka area cities to carefully consider methods to efficiently deliver public services. The City has various contractual arrangements with other governmental jurisdictions and with private entities for providing many of these services. The City is also involved in cooperative employee training, disaster preparedness and other areas of mutual concern as an active participant in the Lake Minnetonka area. The City has been a member city of the South Lake Minnetonka Police Department (SLMPD) since its inception in 1973. The other members of this joint powers organization are the cities of Excelsior, Greenwood, and Tonka Bay. The City of Shorewood, along with the cities of Deephaven, Excelsior, Greenwood, and Tonka Bay, has been a member of the Excelsior Fire District since 2000. The Excelsior Fire District is a joint powers organization. A combined police and fire public safety building that serves the South Lake Minnetonka Area cities was completed in late 2003. The City of Shorewood, along with the cities of Deephaven, Excelsior, Greenwood, and Tonka Bay, hold title to the Southshore Center, a community center used by senior citizens and community groups for activities, meetings, and festivals. The City of Shorewood operated the Southshore Community Center for the entire year of 2015. The Center was built in the late 1990s as a joint venture by the following five Lake Minnetonka Area Cities; Shorewood, Excelsior, Tonka Bay, Deephaven, and Greenwood. Until recently, the Center was leased to an organization that emphasized senior programming, Many of the senior- oriented programs still remain during the day, and these are a critical component, but Center renovations were made to attract new renters, including businesses, community education classes, and wedding, birthday, and graduation parties. Shorewood committed to operate the center through December, 2015, through the renewal of an automatic three year extension. New programs have been developed to attract all ages. The Southshore Center's long range options are being evaluated by a committee of the Southshore founding communities and other interested parties. The City contracts with Hennepin County for property assessment services. The Hennepin County Assessor analyzes property sales information, sets taxable values, and handles the valuation appeal process. M Debt Administration As of December 31, 2015, the City's debt outstanding totaled $9,300,000, Of this total, $1,900,000 are General Obligation Water Revenue bonds issued in 2013. The proceeds from these bonds financed water system extensions and improvements and will be repaid from special assessments and water rate revenues. The remaining outstanding debt balances of $7,400,000 are EDA Lease Revenue Advance Refunding bonds issued in 2007 for the public safety buildings and EDA Lease Revenue bonds issued in 2008 for remodeling City Hall. These bonds will be repaid from lease payments from the Excelsior Fire District, South Lake Minnetonka Police Department, and the City of Shorewood. The City of Shorewood's bond rating was upgraded to Aa2 from Aa3 in July, 2008, by Moody's Investors Service. At that time, Moody's also upgraded the Shorewood Economic Development Authority (EDA) bond rating to Aa3 from Al, based upon the City's pledge to make the lease payments subject to annual appropriation in the City's operating budget, and the fact that a city hall facility is an essential part of a municipality. Long -term Financial Planning The City has implemented various financial /budgetary policies to guide the City Council and staff when making financial decisions to ensure the long -term stability and flexibility of City finances and operations. These policies include the following: • The original budget should be balanced with revenues equal to expenditures. • By policy, the City Council has set the fund balance level in the General Fund 55 -60% of the next year's expenditure budget including transfers. This policy ensures the long -term economic stability of the organization by providing adequate working capital given the periodic nature of tax receipts and by providing for unexpected shortfalls or emergencies. In accordance with this policy, the City Council may use any General Fund reserves in excess of 60% to reduce the budgeted tax levy, or for one -time projects, or transfer to any of the City's capital funds, • The City will maintain a ten -year capital improvement plan to provide for capital asset acquisition, maintenance, replacement, and retirement. • The City will continue to accumulate resources for future capital equipment and improvement projects with operating transfers to various capital project funds in 2015. Budgeted transfers from the General Fund for 2015 were $1,043,513. Major Initiatives The City began a program of trail improvements in 2013 which included a segment linking Shorewood to the Three Rivers Regional Trail along County Road 19 and a trail along the south side of Smithtown Road from Eureka Road North to the western border of the city which links to the City of Victoria's trail system. Additional trail segments are planned for Excelsior Boulevard, Smithtown Road east of Eureka Road North to County Road 19, Strawberry Lane & West 62nd Street, and Galpin Lake Road. -10- The Minnetonka Country Club was closed at the end of 2014 and the property has been sold to Mattamy Homes to develop up to 140 housing units. A specific development proposal and construction time frame is anticipated in 2016, The City Council appointed a Citizen Advisory Board to review community goals for the Minnetonka Country Club redevelopment. This board of 20+ citizens reported back to the City Council with findings for both the country club property and the traffic impacts on the surrounding neighborhoods, Certificate of Achievement The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement, for Excellence in Financial Reporting to the City of Shorewood for its comprehensive annual financial report (CAFR) for the fiscal year ended December 31, 2014. The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for .preparation of state and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report whose contents conform to program standards, Such comprehensive annual financial report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year. The City of Shorewood has received a Certificate of Achievement for the past nineteen consecutive years. We believe our current report continues to conform to the Certificate of Achievement program requirements, and we are submitting it to the GFOA to determine its eligibility for another certificate, Acknowledgments We would like to express our appreciation to the employees of the Administration, Finance, Planning, and Public Works departments for their contribution to the preparation of this report. We would also like to thank the Mayor and Council members for their continued support in planning and conducting the financial operations of the City in a responsible and prudent manner. Respectfully submitted, &ue--k ruce M. De ong Finance Director /Treasurer -11- FINANCIAL SECTION CITY OF SHOREWOOD SHOREWOOD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 -13- THIS PAGE IS LEFT BLANK INTENTIONALLY SO INDEPENDENT AUDITOR'S REPORT Honorable Mayor and City Council City of Shorewood, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Shorewood, Minnesota (the City), as of and for the year ended December 31, 2015, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair, presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City as of December 31, 2015, and the respective changes in financial position and, where applicable, cash flows thereof and the budgetary comparison for the General fund for the year then ended in accordance with accounting principles generally accepted in the United States of America. 5201 Eden Avenue, Suite 250 Edina. MN 55436 -15- 952M5.9090 1 Fax 952.835.3261 THIS PAGE IS LEFT BLANK INTENTIONALLY -16- Change in Accounting Standards As described in Note 8 to the financial statements, the City adopted the provisions of Governmental Accounting Standard Board (GASB) Statement No. 68, Accounting and Financial Reporting for Pensions - an Amendment of GASB Statement No. 27 and Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date - an Amendment of GASB Statement No. 68, for the year ended December 31, 2015. Adoption of the provisions of these statements results in significant change to the classifications of the components of the financial statements. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis starting on page 19 and the Schedules of Employer's Share of the Net Pension Liability and the Schedules of Employer's Contributions starting on page 78 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, combining and individual fund financial statements and schedules, and statistical section are presented for purposes of additional analysis and are not a required part of the financial statements. The combining and individual fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund financial statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory section and statistical section have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. ABDO, EICK & MEYERS, LLP Minneapolis, Minnesota NEED DATE -17- People + Nocess, Gore )E'VOIld tix, Vlliibere THIS PAGE IS LEFT BLANK INTENTIONALLY -18- Management's Discussion and Analysis As management of the City of Shorewood, Minnesota, (the City), we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2015. Financial Highlights • The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by $30,398,490 (net position). Of this amount, $13,290,048 (unrestricted net position) may be used to meet the City's ongoing obligations to residents and creditors. • The beginning unrestrictednet position was decreased by $1,254,080.to recognize the effects of GASB Statement No. 68 implementation. • The City's total net position decreased $27,169, which is due, to expenses in excess of revenues in business -type activities. • As of the close of the current-fiscal year, the City's governmental funds reported combined ending fund balances of $7,838,036, an increase of $387,906 in comparison with the prior year. This increase is primarily the result of revenues exceeding expenditures. Approximately 56 percent of this total amount, $4,402,951, is unassigned and available for spending at the City's discretion. • At the end of the current fiscal year, unassigned fund balance for the General fund was $4,402,951, or 82.5 percent of total 2015 expenditures and transfers out. The City has a policy to maintain a General fund working capital balance of 55.0 - 60.0 percent of expenditures and transfers. • The City's total debt increased $105,576, or 1.0 percent during the current fiscal year. This was the result of recording the net pension liability in relation to the adoption of GASB Statement No. 68 offset by regularly scheduled principal and interest payments. -19- Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements comprise three components: 1) government -wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplemental information in addition to the basic financial statements themselves. Figure 1 illustrates how the required parts of this annual report are arranged and relate to one another. In addition to these required elements, we have included a section with combining and individual fund financial statements and schedules that provide details about nonmajor governmental funds, which are added together and presented in single columns in the basic financial statements. Figure 1 Required Components of the City's Annual Financial Report ........................ ............................... I ................... Management's Basic Required Discussion and Financial Supplementary Analysis Statements Information Summary 0 0 Detail -20- Figure 2 summarizes the major features of the City's financial statements, including the portion of the City government they cover and the types of information they contain. The remainder of this overview section of management's discussion and analysis explains the structure and contents of each of the statements. Figure 2 Major features of the Government -wide and Fund Financial Statements Government -wide financial statements. The government -}vide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private- sector business. The statement of net position presents information on all of the City's assets and deferred outflows of resources, and liabilities and deferred inflows of resources, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cashflows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government -wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenue (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City include general government, public safety, public works, culture and recreation, and interest on long -term debt. The business -type activities of the City include water, sewer, stormwater management utility, and recycling. -21- Fund Financial Statements Government -wide Governmental Funds Proprietary Funds Statements Scope Entire City government The activities of the City that Activities the City operates (except fiduciary funds) and are not proprietary or similar to private businesses, the City's component units fiduciary, such as police, fire such as the water and sewer and parks system Required financial • Statement of Net • Balance Sheet • Statements of Net statements Position • Statement of Revenues, Position • Statement of Activities Expenditures, and • Statements of Revenues, Changes in Fund Expenses and Changes in Balances Fund Net Position • Statements of Cash Flows Accounting Basis and Accrual accounting and Modified accrual accounting Accrual accounting and measurement focus economic resources focus and current financial economic resources focus resources focus Type of asset /liability All assets and liabilities, both Only assets expected to be All assets and liabilities, both information financial and capital, and used up and liabilities that financial and capital, and short-term and long -term come due during the year or short-term and long -term soon thereafter; no capital assets included Type of deferred All deferred Only deferred outflows of All deferred outflows /inflows of outflows /inflows;of' resources expected to be outflows /inflows of resources information resources, regardless of used up and;deferred inflows; resources, regardless of when cash is received:or„paid of resources that come due when cash is received or paid during the year of son thereafter; no capital assets included Type of in flow /out flow All revenues and expenses Revenues for which cash is All revenues and expenses information during year, regardless of received during or soon after during the year, regardless of when cash is received or paid the end of the year; when cash is received or paid expenditures when goods or services have been received and payment is due during the year or soon thereafter Government -wide financial statements. The government -}vide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private- sector business. The statement of net position presents information on all of the City's assets and deferred outflows of resources, and liabilities and deferred inflows of resources, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cashflows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government -wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenue (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City include general government, public safety, public works, culture and recreation, and interest on long -term debt. The business -type activities of the City include water, sewer, stormwater management utility, and recycling. -21- The government -wide financial statements include not only the City itself (known as the primary government), but also a legally separate Economic Development Authority (EDA) for which the City is financially accountable. The EDA, although legally separate, functions for all practical purposes as a department of the City, and therefore has been included as an integral part of the primary government. The government -wide financial statements start on page 33 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance - related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds and fiduciary funds. Governmental fiords. Governmental Ands are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term irrflou,s and ouoows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financing requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental fimds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long -term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental fimds and governmental activities. The City maintains 12 individual governmental funds, four of which are Debt Service funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures and changes in fund balances for the General, Debt Service, and Street Reconstruction funds, which are considered to be major funds. Data from the other six governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the_form of conrbinirlg statements or schedules elsewhere in.this report. The City adopts an ann General fund to demon The basic governments is been provided for the Proprietarll funds. The City maintains one type of proprietary fund. Enterprise finds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses enterprise funds to account for its water, sewer, stormwater management utility, and recycling. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for each of the enterprise funds. The Water, Sewer, and Stormwater Management Utility funds are considered to be major funds of the City, while the Recycling fund is a nonmajor fund. The basic proprietary fund financial statements start on page 46 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are not reflected in the government -wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements can be found on page 50 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements start on page 51 of this report. Other information. The combining statements referred to earlier in connection with nonmajor governmental funds are presented following the notes to the financial statements. Combining and individual fund financial statements and schedules starts on page 82 of this report. -22- Government -wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City, assets and deferred inflows of resources exceeded liabilities and deferred inflows of resources by $30,398,490 at the close of the most recent fiscal year. Of the City's net position 56.3 percent reflects its investment in capital assets (e.g., land, buildings, machinery and equipment), less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Assets Cash and temporary investments Cash with fiscal agent Receivables Prepaids Land held for resale Capital assets Total assets Deferred outflows of resource; Liabilities Noncurrent liabilities Other liabilities Total liabilities Deferred inflows of resources City of Shorewood's Summary of Net Position Governmental Activities 2015 2014 Increase (Decrease) Business -type Activities Increase 2015 2014 (Decrease) $ 7,563,089 $ 7,145,458 $ 417,631 $ 5,970,378 $ 7,132,674 $ (1,162,296) - - - 274,646 270,101 4,545 6,907,353 7,697,438 (790,085) 676,593 614,843 61,750 99,216 103,996 (4,780) 2,137 - 2,137 150,068 150,068 - - - - 10,374,897 10,789,046 (414,149) 9,613,545 8,878,271 735,274 Net position Net investment in capital assets Unrestricted Total net position (358,590) 28,310 (13,372) 410,932 476,982 (66,050) 70,480 127,291 (56,811) 8,867,763 8,814,865 52,898 2,217,108 2,287,291 (70,183) 211,513 - 211,513 61,976 - 61,976 9,394,897 9,754,046 (359,149) 7,713,545 6,718,271 995,274 6,717,068 7,317,095 (600,027) 6,572,980 7,890,327 (1,317,347) $16,111,965 $17,071,141 $ (959,176) $14.286,525 $14,608,598 $ (322,073) The balance of unrestricted net position is $13,290,048. This maybe used to meet the City's ongoing obligations to citizens and creditors. -23- Governmental activities. Governmental activities increased the City's net position by $8,333. Key elements of this decrease are as follows: City of Shorewood's Changes in Net Position Governmental Activities * Increase 2015 2014 (Decrease) Revenues Program revenues Business -type Activities * Increase 2015 2014 (Decrease) Charges for services $ 987,821 $ 946,281 $ 41,540 $ 1,785,419 $ 1,681,045 $ 104,374 Operating grants and contribution 86,370 48,284 38,086 26,198 31,279 (5,081) Capital grants and contributions 184,605 811,522 (626,917) 5,706 115,490 (109,784) General revenues Change in net position 8,333 719,879 (711,546) Property taxes 4,931,075 4,854,521 76,554 - - - Grants and contributions not 14,657,126 (335,099) Net position, December 31 $16,111,965 $17,071,141 restricted to specific programs 5,840 5,848 (8) - - - Unrestricted investment earnings 60,283 86,530 (26,247) 68,119 95,130 (27,011) Gain on disposal of capital assets 30,000 - 30,000 - - - Total revenues 6,285,994 6,752,986 (466,992) 1,885,442 1,922,944 (37,502) Expenses General government 1,318,558 1,277,118 41,440 - - - Public safety 2,080,769 2,036,394 44,375 - - - Public works 1,971,483 1,991,852 (20,369) - - - Culture and recreation 613,494 ".397,365 216,129 - - - Interest on long -term debt 3 18,35 7 355,378 (37,021) - - - Water 721;184 690,479 30,705 Sewer - - - 944,263 873,711 70,552 Stormwater Management Utility - - - 99,312 203,825 (104,513) Recycling - - - 131,185 178,457 (47,272) Total expenses 6,302,661 6,058,107 244,554 1,895,944 1,946,472 (50,528) Increase (decrease) in net position before transfers (16,667) 694,879 (711,546) (10,502) (23,528) 13,026 Transfers of capital assets (245,121) - (245,121) 245,121 - 245,121 Transfers 270,121 25,000 245,121 (270,121) (25,000) (245,121) Change in net position 8,333 719,879 (711,546) (35,502) (48,528) 13,026 Net position, January 1 as restated 16,103,632 16,351,262 (247,630) 14,322,027 14,657,126 (335,099) Net position, December 31 $16,111,965 $17,071,141 $ (959,176) $14,286,525 $14,608,598 $ (322,073) * GASB Statement No. 68 was implemented for the year ended December 31, 2015 and required a $967,509 restatement of beginning net position for governmental activities and $286,571 restatement for business -type activities. Prior year amounts were not restated causing a variance in ending net position at December 31, 2014 and beginning net position January 1, 2015. -24- The following graph depicts various governmental activities and shows the revenue and expenses directly related to those activities. Expenses and Program Revenues - Governmental Activities $2,500,000 $2,000,000 I $1,500,000 $1,000,000 i i $500,000 i i $- f General government Public safety I i i ■ Public works Culture and recreation Interest on long -term debt ■ Expenses ■ Program revenues Revenues by Source - Governmental Activities Chants �,,,r ,.,,., +,•;r,,, *;,.,,� not re! Property to _ 78.8% Unrestricted investment Charges for services earnings 15.70/n -25- ating grants and ontributions 1.4% ital grants and ontributions 3.0% Business -type activities. Business -type activities decreased the City's net position by $35,502. Expenses and Program Revenues - Business -type Activities $1,000,000 $900,000 $800,000 $700,000 $600,000 $500,000 $400,000 $300,000 $200,000 $100,000 Water Operating grant contribution 1.4% Sewer Recycling Stonnwater management uti 1 ity ■ Expenses ■ Program revenues Revenues by Source - Business -type Activities Capital grants and --- .:I .. Unrestricted investment 6tTIII ges for services 94.7% Financial Analysis of the Government's Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Governmental funds. The focus of the City's governmental fzrnds is to provide information on near -term inflows, outflows and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unassigned find balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $7,838,036, an increase of $387,906 in comparison with the prior year. Approximately 56 percent of this total amount, $4,402,951 constitutes unassigned_fund balance, which is available for spending at the City's discretion. The remaining fund balance is made up of the following: 1) Nonspendable ($99,216), 2) Restricted ($31,805), and 3) Assigned ($3,304,064). The General fund is the chief operating fund of the City. At the end of the current year, the fund balance of the General fund was $4,502,167. As a measure of the General fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures and transfers out. Unassigned fund balance represents 82.5 percent of same year fund expenditures and transfers out, whereas, total fund balance represents 84.3 percent. The fund balance of the City's General fund increased $416,696 during the current fiscal year. The Debt Service fund has a total fund balance of $31,805, all of which is restricted for the payment of debt service. The increase in fund balance of $6,151 was in line with the City's debt service financing plan. The Street Reconstruction fund has a fund balance of $1,453,048. The fund balance decreased by $83,624 during the current fiscal year due to expenditures for various capital projects. Proprietary funds. The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. Unrestricted net position of the enterprise funds at the end of the year amounted to $6,572,980. The total decrease in net position for the funds was $35,502. Other factors concerning the finances of this fund have already been addressed in the discussion of the' �City's business -type activities. General Fund Budgetary Highlights The City's General fund budget was not amended duringthe;year., The budget called for the planned use of General fund reserves in the amount of $142,178. Revenues were over'budget by $255,527, and expenditures were under budget by $303,347. The actual amounts were different from the final budget amounts because of the following: • The largest revenue variance was in licenses and permits, which were over budget by $127,797 due to building permits received in excess of expectations. Another significant revenue variance was in miscellaneous, which was over budget by $68,349 which was due to additional refunds and reimbursements. • The largest expenditure variances were in general government and public works, which were $59,923 and $283,350 under budget, respectively. The general government department was under budget due to Mayor and City Council and Municipal Building expenditures. The public works department was under budget due to General Maintenance and Snow and Ice Removal expenditures. -27- Capital Asset and Debt Administration Capital assets. The City's investment in capital assets for its governmental and business -type activities as of December 31, 2015, amounts to $19,988,442 (net of accumulated depreciation). This investment in capital assets includes land, structures, improvements, machinery and equipment, park facilities, and roads. Major capital asset events during the current fiscal year included the following: Additional information on the City's capital assets can be found in Note 3B starting on page 63 of this report. City of Shorewood's Capital Assets (net of depreciation) Governmental Activities Business -type Activities Increase Increase 2015 2014 (Decrease) 2015 2014 (Decrease) Land $ 741,826 $ 741,826 $ - Construction in progress 782,626 1,499,144 (716,518) Buildings 1,862,369 1,938,885 (76,516) Improvements other than buildings 239,287 252,644 (13,357) Infrastructure 6,155,505 5,608,346 547,159 Machinery and equipment _ 593,284 748,201 (154,917) $ 434,113 $ 434,113 $ - 476,899 - 476,899 8,387,038 8,444,158 (57,120) 21 c d45 - '21 5 AQ5 Total $10,374,897; $40,789,046'' .$ (414,149) _ �S 9,613,545 $ 8,878,271 $ 735,274 Long -term debt. At the end of the current fiscal year, the City had total bonded debt outstanding of $9,300,000. Of this amount, $7,400,000 is lease revenue bonds and $1,900,000 is general obligation revenue bonds. While all of the City's bonds have dedicated revenue streams pledged to repayment, the general obligation revenue bonds are all backed by the full faith and credit of the City. City of Shorewood's Outstanding Debt Governmental Activities Business -type Activities Increase Increase 2015 2014 (Decrease) 2015 2014 (Decrease) General obligation revenue bonds $ - $ - $ - $ 1,900,000 $ 2,160,000 $ (260,000) Lease revenue bonds 7,400,000 8,135,000 (735,000) - - - Compensated absences payable 215,129 202,883 12,246 - - - Net pension liability 841,702 - 841,702 246,628 - 246,628 Total $_8,456 831 $ 8,337,883 $ 118,948 $ 211461628 $ 2,160,000 $ (13,372) Minnesota statutes limit the amount of net general obligation debt a City may issue to 3 percent of the market value of taxable property within the City. Net debt is debt payable solely from ad valorem taxes. Additional information on the City's long -term debt can be found in Note 3D starting on page 66 of this report. -28- Economic Factors and Next Year's Budgets and Rates • Unemployment trends in the region compare favorably to national indices. All of these factors were taken into account in preparing the City's budget for the 2015 fiscal year. Requests for Information This financial report is designed to provide a general overview of the City's finances for all those with an interest in the City's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the City of Shorewood, 5755 Country Club Road, Shorewood, Minnesota 55331. IMPT THIS PAGE IS LEFT BLANK INTENTIONALLY t s -30- GOVERNMENT —WIDE FINANCIAL STATEMENTS CITY OF SHOREWOOD SHOREWOOD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 { a — -31- THIS PAGE IS LEFT BLANK INTENTIONALLY -32- CITY OF SHOREWOOD, MINNESOTA STATEMENT OF NET POSITION DECEMBER 31, 2015 Exhibit 1 DEFERRED OUTFLOWS OF RESOURCES Deferred pension resources Governmental Business -type 124,928 Activities Activities Total ASSETS Accounts and contracts payable 199,704 + Cash and temporary investments $ 7,563,089 $ 5,970,378 $ 13,533,467 Cash with fiscal agent - 274,646 274,646 Receivables 32,529 Accrued interest payable 113,568 Accrued interest 140,756 35,463 176,219 Property taxes 86,563 - 86,563 Accounts, net 84,545 420,095 504,640 Special assessments 263 221,035 221,298 Lease 6,591,974 - 6,591,974 Due from other governments 3,252 - 3,252 Prepaid items 99,216 2,137 101,353 Land held for resale 150,068 - 150,068 Capital assets 273,489 Nondepreciable assets 1,524,452 911,012 2,435,464 Depreciable capital assets, net 8,850,445 8,702,533 17,552,978 TOTAL ASSETS 25,094,623 16,537,299 41,631,922 DEFERRED OUTFLOWS OF RESOURCES Deferred pension resources 96,618 28,310 124,928 LIABILITIES Accounts and contracts payable 199,704 + 49,879 249,583 Accrued salaries payable 17,807 3,503 21,310 Due to other governments 24,582 7,947 32,529 Accrued interest payable 113,568 9,151 122,719 Unearned revenue 55,271 - 55,271 Noncurrent liabilities Due within one year 928,453 265,000 1,193,453 Due in more than one year 7,528,378 1,881,628 9,410,006 TOTAL LIABILITIES 8,867,763 2,217,108 11,084,871 DEFERRED INFLOWS OF RESOURCES Deferred pension resources 211,513 61,976 273,489 NET POSITION Net investment in capital assets 9,394,897 7,713,545 17,108,442 Unrestricted 6,717,068 6,572,980 13,290,048 TOTAL NET POSITION $ 16,111,965 $ 14,286,525 $ 30,398,490 The notes to the financial statements are an integral part of this statement. -33- Functions/Programs Governmental activities General government Public safety Public works Culture and recreation Interest on long -term debt Total governmental activities Business -type activities CITY OF SHOREWOOD, MINNESOTA STATEMENT OF ACTIVITIES FOR THE YEAR ENDED DECEMBER 31, 2015 Program Revenues Operating Capital Grants Charges for Grants and and Expenses Services Contributions Contributions $ 1,318,558 $ 260,440 $ 300 $ - 2,080,769 617,557 1,590 - 1,971,483 940 84,206 - 613,494 108,884 274 184,605 318,357 - - 6,302,661 987,821 86,370 184,605 Water 721,184 544,748 - 3,098 Sewer 944,263 858,066 - 2,608 Stormwater management utility 99,312 227,676 - - Recycling 131,185 154,929 26,198 - Total business -type activities 1,895,944 1,785,419 26,198 5,706 Total - $ 8198,605 $''21773,240 $' 112,568 $ 190,311 General revenues Taxes Property taxes, levied for general purposes Grants and contributions not restricted to specific programs Unrestricted investment earnings Gain on disposal of capital assets Transfers of capital assets Transfers Total general revenues Change in net position Net position, January 1 as restated (Note 8) Net position, December 31 The notes to the financial statements are an integral part of this statement. -34- Exhibit 2 Net (Expense) Revenue and Changes in Net Position Governmental Business -type Activities Activities Total $ (1,057,818) $ - $ (1,057,818) (1,461,622) - (1,461,622) (1,886,337) - (1,886,337) (319,731) - (319,731) (318,357) - (318,357) (5,043,865) - (5,043,865) - (173,338) (173,338) - (83,589) (83,589) - 128,364 128,364 - 49,942 49,942 - (78,621) (78,621) (5,043,865) (78,621)" (5,122,486) 4,931,075 - 4,931,075 5,840 - 5,840 60,283 68,119 128,402 30,000 - 30,000 (245,121) 245,121 - 270,121 (270,121) - 5,052,198 43,119 5,095,317 8,333 (35,502) (27,169) 16,103,632 14,322,027 30,425,659 $ 16,111,965 $ 14,286,525 $ 30,398,490 -35- THIS PAGE IS LEFT BLANK INTENTIONALLY -36 FUND FINANCIAL STATEMENTS CITY OF SHOREWOOD SHOREWOOD, MINNESOTA -37- CITY OF SHOREWOOD, MINNESOTA BALANCESHEET GOVERNMENTAL FUNDS DECEMBER 31, 2015 FUND BALANCES Nonspendable prepaid items Restricted for debt service Assigned to Street reconstruction Capital outlay Community center operations Unassigned TOTAL FUND BALANCES TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES 99,216 - - - 31,805 - 1,453,048 4,402,951 - - 4,502,167 31,805 1,453,048 $ 4,747,901 $ 6,451,805 $ 1,504,542 The notes to the financial statements are an integral part of this statement. -38- Debt Street General Service Reconstruction ASSETS Cash and temporary investments $ 4,534,092 $ 31,805 $ 1,498,142 Receivables Accrued interest 16,285 - 6,400 Taxes 86,563 - - Accounts, net 8,230 - - Special assessments 263 - - Lease - 6,420,000 - Due from other governments 3,252 - - Prepaid items 99,216 - - Land held for resale - - - TOTAL ASSETS $ 4,747,901 $ 6,451,805 $ 1,504,542 LIABILITIES Accounts and contracts payable $ 94,026 $ - $ 51,494 Accrued salaries payable 17,404 - - Due to other governments 24,582 - - Unearned revenue 55,271 - - TOTAL LIABILITIES 191,283 - 51,494 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - property taxes 54,451 - - Unavailable revenue - lease receivables - 6,420,000 - TOTAL DEFERRED INFLOWS OF RESOURCES 54,451 6,420,000 - FUND BALANCES Nonspendable prepaid items Restricted for debt service Assigned to Street reconstruction Capital outlay Community center operations Unassigned TOTAL FUND BALANCES TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES 99,216 - - - 31,805 - 1,453,048 4,402,951 - - 4,502,167 31,805 1,453,048 $ 4,747,901 $ 6,451,805 $ 1,504,542 The notes to the financial statements are an integral part of this statement. -38- Exhibit 3 Other Total Governmental Governmental Funds Funds $ 1,499,050 $ 7,563,089 8,196 30,881 - 86,563 76,315 84,545 - 263 171,974 6,591,974 - 3,252 - 99,216 150,068 150,068 $ 1,905,603 $ 14,609,851 $ 54,184 $ 199,704 403 17,807 - 24,582 " - 55,271 54,587 297,364 54,451 6,420,000 - 6,474,451 99,216 31,805 - 1,453,048 1,797,637 1,797,637 53,379 53,379 - 4,402,951 1,851,016 7,838,036 $ 1,905,603 $ 14,609,851 -39- THIS PAGE IS LEFT BLANK INTENTIONALLY j l f -40- CITY OF SHOREWOOD, MINNESOTA Exhibit 4 RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET POSITION GOVERNMENTAL FUNDS DECEMBER 31, 2015 Amounts reported for the governmental activities in the statement of net position are different because Total fund balances - governmental $ 7,838,036 Capital assets used in governmental activities are not financial resources and therefore are not reported as assets in governmental funds. Cost of capital assets 39,206,842 Less: accumulated depreciation (28,831,945) Long -term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported as liabilities in the funds. Long -term liabilities at year -end consist of Bonds payable (7,400,000) Compensated absences payable (215,129) Pension liability (841,702) Some receivables are not available soon enough to pay for the current period's expenditures, and therefore are reported as unavailable revenue in the funds. Interest on lease receivable 109,875 Delinquent taxes receivable ° 54,451 Leases receivable 6,420,000 Governmental funds do not report long -term amounts to pensions Deferred outflows of resources 96,618 Deferred inflows of resources (211,513) Governmental funds do not report a liability for accrued interest until due and payable. (113,568) Total net position - governmental activities $ 16,111,965 The notes to the financial statements are an integral part of this statement. -41- CITY OF SHOREWOOD, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED DECEMBER 31, 2015 EXPENDITURES Current General government Public safety Public works Culture and recreation Capital outlay Public safety Public works Culture and recreation Debt service Principal Interest and service charges TOTAL EXPENDITURES EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCES FUND BALANCES, JANUARY 1 FUND BALANCES, DECEMBER 31 735,000 - 330,931 - 4,296,403 1,065,931 907,885 1,435,209 (95,362) (897,548) 25,000 101,513 813,924 (1,043,513) - - (1,018,513) 101,513 813,924 416,696 6,151 (83,624) 4,085,471 25,654 1,536,672 $ 4,502,167 $ 31,805 $ 1,453,048 The notes to the financial statements are an integral part of this statement. -42- Debt Street General Service Reconstruction REVENUES Taxes $ 4,949,126 $ - $ - Licenses and permits 275,567 - - Intergovernmental 91,636 - - Charges for services 67,618 - - Fines and forfeitures 65,234 - - Interest on investments 35,182 - 10,337 Miscellaneous 247,249 970,569 - TOTAL REVENUES 5,731,612 970,569 10,337 EXPENDITURES Current General government Public safety Public works Culture and recreation Capital outlay Public safety Public works Culture and recreation Debt service Principal Interest and service charges TOTAL EXPENDITURES EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCES FUND BALANCES, JANUARY 1 FUND BALANCES, DECEMBER 31 735,000 - 330,931 - 4,296,403 1,065,931 907,885 1,435,209 (95,362) (897,548) 25,000 101,513 813,924 (1,043,513) - - (1,018,513) 101,513 813,924 416,696 6,151 (83,624) 4,085,471 25,654 1,536,672 $ 4,502,167 $ 31,805 $ 1,453,048 The notes to the financial statements are an integral part of this statement. -42- Exhibit 5 Other Total Governmental Governmental Funds Funds $ - $ 4,949,126 - 275,567 65,135 156,771 48,719 116,337 - 65,234 14,764 60,283 126,522 1,344,340 255,140 6,967,658 1,247,105 1,579,400 - 726,905 88,967 344,793 - 501,336 14,114 907,830 476,573 476,573 735,000 330,931 579,654 6,849,873 (324,514) 117,785 373,197 1,313,634 (1,043,513) 373,197 270,121 48,683 387,906 1,802,333 7,450,130 $ 1,851,016 $ 7,838,036 Egli CITY OF SHOREWOOD, MINNESOTA Exhibit 6 RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES GOVERNMENTAL FUNDS FOR THE YEAR ENDED DECEMBER 31, 2015 Amounts reported for governmental activities in the statement of activities are different because Total net change in fund balances - governmental funds $ 387,906 Capital outlays are reported in governmental funds as expenditures. However, in the statement of activities, the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays 885,402 Depreciation expense (1,084,430) A gain or loss on the disposal of capital assets, including the difference between carrying value and any related sales proceeds, is included in net position. However, only the sales proceeds are included in the change in the change in fund balance. 30,000 The issuance of long -term debt provides current financial resources to governmental funds, while the repayment of principal of long -term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of premiums, discounts and similar items when debt is first issued, whereas these amounts are amortized in the statement of activities. Principal repayments 735,000 Interest on long -term debt in the statement of activities differsfrom the amount reported in the governmental funds because interest is recognized as an expenditure in the funds when it is due, and thus requires the use of current financial resources. In the statement of activities, however interest expense is recognized as the interest accrues, regardless of when it is due. 12,574 Long -term pension activity is not reported in governmental funds. Pension expense 10,912 Capital assets constructed in capital projects funds but intended for enterprise fund use are transferred in the government -wide financial statements. (245,121) Certain revenues are recognized as soon as it is earned. Under the modified accrual basis of accounting certain revenues cannot be recognized until they are available to liquidate liabilities of the current period. Delinquent taxes (18,051) Special assessments (1,222) Leases (692,391) Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. Compensated absences (12,246) Change in net position - governmental activities $ 8,333 The notes to the financial statements are an integral part of this statement. -44- CITY OF SHOREWOOD, MINNESOTA Exhibit 7 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL GENERAL FUND FOR THE YEAR ENDED DECEMBER 31, 2015 REVENUES Taxes Licenses and permits Intergovernmental Charges for services Fines and forfeitures Interest on investments Miscellaneous TOTAL REVENUES EXPENDITURES Current General government Public safety Public works Culture and recreation Capital outlay Public safety TOTAL EXPENDITURES EXCESS OF REVENUES OVER EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCES FUND BALANCES, JANUARY 1 FUND BALANCES, DECEMBER 31 Budgeted Amounts Actual Variance with Original Final Amounts Final Budget $ 4,931,464 $ 4,931,464 $ 4,949,126 $ 17,662 147,770 147,770 275,567 127,797 75,751 75,751 91,636 15,885 50,200 50,200 67,618 17,418 57,000 57,000 65,234 8,234 35,000 35,000 35,182 182 178,900 178,900 247,249 68,349 (1,043,513) (1,043,513) - 5,476,085 5,476,085 5,731,612 255,527 1,307,028 1,307,028 1,247,105 59,923 1,563,183 1,563,183 1,579,400 (16,217) 996,086 996,086 712,736 283,350 232,116 232,116 255,826 (23,710) 501,337 501,337 501,336 1 4,599,750 4,599,750 ' 4,296,403 303,347 876,335 876,335 1,435,209 558,874 25,000 25,000 25,000 - (1,043,513) (1,043,513) (1,043,513) - (1,018,513) (1,018,513) (1,018,513) - (142,178) (142,178) 416,696 558,874 4,085,471 4,085,471 4,085,471 - $ 3,943,293 $ 3,943,293 $ 4,502,167 $ 558,874 The notes to the financial statements are an integral part of this statement. -45- LIABILITIES CURRENT LIABILITIES Accounts and contracts payable CITY OF SHOREWOOD, MINNESOTA 7,551 Exhibit 8 482 STATEMENT OF NET POSITION 1,565 1,498 358 82 PROPRIETARY FUNDS 5,487 2,460 - - DECEMBER 31, 2015 Accrued interest payable 9,151 - Business -type Activities - Enterprise Funds Bonds payable - current 265,000 - - Stormwater 265,000 TOTAL CURRENT LIABILITIES 322,399 11,509 1,008 Management Nonmajor NONCURRENT LIABILITIES Water Sewer Utility Recycling Totals ASSETS 1,635,000 - - - 1,635,000 CURRENT ASSETS 114,048 92,343 32,006 8,231 246,628 Cash and temporary investments $ 2,783,726 $ 2,566,193 $ 497,758 $ 122,701 $ 5,970,378 Cash with fiscal agent 274,646 - - - 274,646 Receivables DEFERRED INFLOWS OF RESOURCES Accrued interest 17,835 16,018 1,119 491 35,463 Accounts 77,469 236,468 60,690 45,468 420,095 Special assessments 80,626 21,160 6,028 4,138 111,952 Prepaid Items 1,075 422 640 - 2,137 Unrestricted TOTAL CURRENT ASSETS 3,235,377 2,840,261 566,235 172,798 6,814,671 $ 7,190,584 NONCURRENT ASSETS $ 2,374,523 $ 163,906 $ 14,286,525 Special assessments receivable 100,853 5,334 1,869 1,027 109,083 Capital assets Land - - 434,113 - 434,113 Construction in progress 476,899 - - 476,899 Machinery and equipment 215,144 218,660 59,499 - 493,303 Infrastructure 10,061,371 9,191,567 1,704,892 - 20,957,830 Less accumulated depreciation (4,812,045) (7,581,853) (354,702) - (12,748,600) NET CAPITAL ASSETS 5,941,369 1,828,374 1,843,802 - 9,613,545 TOTAL NONCURRENT ASSETS 6,042,222 1,833,708 1 ,845,671 1,027 9,722,628 TOTAL ASSETS 9,277,599 - 4,673,969 2,411,906 173,825 16,537,299 DEFERRED OUTFLOWS OF RESOURCES Deferred pension resources 13,091 10,600 3,674 945 28,310 LIABILITIES CURRENT LIABILITIES Accounts and contracts payable 41,196 7,551 650 482 49,879 Accrued salaries payable 1,565 1,498 358 82 3,503 Due to other governments 5,487 2,460 - - 7,947 Accrued interest payable 9,151 - 9,151 Bonds payable - current 265,000 - - - 265,000 TOTAL CURRENT LIABILITIES 322,399 11,509 1,008 564 335,480 NONCURRENT LIABILITIES Bonds payable 1,635,000 - - - 1,635,000 Pension liability 114,048 92,343 32,006 8,231 246,628 TOTAL NONCURRENT LIABILITIES 1,749,048 92,343 32,006 8,231 1,881,628 TOTAL LIABILITIES 2,071,447 103,852 33,014 8,795 2,217,108 DEFERRED INFLOWS OF RESOURCES Deferred pension resources 28,659 23,205 8,043 2,069 61,976 NET POSITION Net investment in capital assets 4,041,369 1,828,374 1,843,802 - 7,713,545 Unrestricted 3,149,215 2,729,138 530,721 163,906 6,572,980 TOTAL NET POSITION $ 7,190,584 $ 4,557,512 $ 2,374,523 $ 163,906 $ 14,286,525 The notes to the financial statements are an integral part of this statement. -46- NONOPERATING REVENUES (EXPENSES) Special assessments CITY OF SHOREWOOD, MINNESOTA - - 138,201 Interest on investments Exhibit 9 2,244 1,151 68,119 STATEMENT OF REVENUES, EXPENSES AND - - 26,198 26,198 Other income CHANGES IN NET POSITION 400 Interest expense (18,798)' - (18,798) PROPRIETARY FUNDS (98,099) (598,098) REVENUES (EXPENSES) 153,441 31,086 FOR THE YEAR ENDED DECEMBER 31, 2015 (152,200) (565,003) 630,608 51,093 (35,502) Business -type Activities - Enterprise Funds 7,342,784 5,122,515 1,743,915 Stormwater NET POSITION, DECEMBER 31 $ 7,190,584 $ 4,557,512 $ 2,374,523 $ Management Nomnajor Water Sewer Utility Recycling Totals OPERATING REVENUES Charges for services $ 406,147 $ 858,066 $ 227,676 $ 154,929 $ 1,646,818 OPERATING EXPENSES Personal services 184,210 153,854 25,316 13,675 377,055 Supplies 12,619 1,425 1,590 1,519 17,153 Repairs and maintenance 2,276 33,158 4 - 35,438 Depreciation 289,740 85,424 44,109 419,273 Professional services 31,582 795 25,870 - 58,247 Contracted services 71,394 16,319 2,164 115,742 205,619 Water purchases 29,234 - - - 29,234 Utilities 73,613 1,490 75,103 Disposal charges - 651,156 - - 651,156 Other 7,718 642 259 249 8,868 TOTAL OPERATING EXPENSES 702,386 944,263 99,312 131,185 1,877,146 OPERATING INCOME (LOSS) (296,239) (86,197) 128,364 23,744 (230,328) NONOPERATING REVENUES (EXPENSES) Special assessments 138,201 - - - 138,201 Interest on investments 33,638 31,086 2,244 1,151 68,119 Intergovernmental - - 26,198 26,198 Other income 400 400 Interest expense (18,798)' - (18,798) TOTAL NONOPERATING (98,099) (598,098) REVENUES (EXPENSES) 153,441 31,086 2,244 27,349 214,120 INCOME (LOSS) BEFORE CONTRIBUTIONS AND TRANSFERS (142,798) (55,111) 130,608 51,093 (16,208) CAPITAL CONTRIBUTIONS - CONNECTION FEES 3,098 2,608 - 5,706 CAPITAL CONTRIBUTIONS FROM OTHER FUNDS 85,599 85,598 73,924 245,121 TRANSFERS IN - - 500,000 500,000 TRANSFERS OUT (98,099) (598,098) (73,924) - (770,121) CHANGE IN NET POSITION (152,200) (565,003) 630,608 51,093 (35,502) NET POSITION, JANUARY 1 AS RESTATED (NOTE 8) 7,342,784 5,122,515 1,743,915 112,813 14,322,027 NET POSITION, DECEMBER 31 $ 7,190,584 $ 4,557,512 $ 2,374,523 $ 163,906 $ 14,286,525 The notes to the financial statements are an integral part of this statement. -47- CITY OF SHOREWOOD, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE YEAR ENDED DECEMBER 31, 2015 CASH FLOWS FROM OPERATING ACTIVITIES Receipts from customers and users Other receipts related to operations Payments to suppliers, contractors and other governments Payments to employees NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers out CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Transfers in Transfers out Connection fees received Special assessments received Acquisition of capital assets Principal paid on revenue bonds Interest paid on revenue bonds Exhibit 10 Business -type Activities - Enterprise Funds Stonnwater Management Nomnajor Water Sewer Utility Recycling Totals $ 406,362 $ 859,492 $ 227,502 $ 155,914 $ 1,649,270 400 - - 26,198 26,598 (226,444) (724,339) (51,812) (117,593) (1,120,188) (176,637) (146,649) (46,557) (12,466) (382,309) 3,681 (11,496) 129,133 52,053 173,371 (12,500) (12,500) (25,000) 500,000 500,000 (85,599) (585,598) (73,924) (745,121) 3,098 2,608 5,706 74,868 - 74,868 (661,234) (89,677) (178,660) (929,571) (260,000) (260,000) (19,254) (19,254) NET CASH PROVIDED (USED) BY CAPITAL AND RELATED FINANCING ACTIVITIES (948,121) (672,667) 247,416 CASH FLOWS FROM INVESTING ACTIVITIES Interest received on investments 33,823 30,372 2,123 NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (923,117) (666,291) 378,672 CASH AND CASH EQUIVALENTS, JANUARY 1 CASH AND CASH EQUIVALENTS, DECEMBER 31 RECONCILIATION OF CASH AND CASH EQUIVALENTS TO THE STATEMENT OF NET POSITION Cash and temporary investments Cash with fiscal agent TOTAL CASH AND CASH EQUIVALENTS (1,373,372) 932 67,250 52,985 (1,157,751) 3,981,489 3,232,484 119,086 69,716 7,402,775 $ 3,058,372 $ 2,566,193 $ 497,758 $ 122,701 $ 6,245,024 $ 2,783,726 $ 2,566,193 $ 497,758 $ 122,701 $ 5,970,378 274,646 - - - 274,646 $ 3,058,372 $ 2,566,193 $ 497,758 $ 122,701 $ 6,245,024 The notes to the financial statements are an integral part of this statement. -48- CITY OF SHOREWOOD, MINNESOTA STATEMENT OF CASH FLOWS - CONTINUED PROPRIETARY FUNDS FOR THE YEAR ENDED DECEMBER 31, 2015 Exhibit 10 Business -type Activities - Enterprise Funds Stormwater Management Nonmajor Water Sewer Utility Recycling Totals RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES Operating income (loss) S (296,239) $ (86,197) $ 128,364 $ 23,744 $ (230,328) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities Other income related to operations 400 - - 26,198 26,598 Depreciation 289,740 85,424 44,109 - 419,273 (Increase) decrease in assets /deferred outflows of resources Accounts receivable (1,655) (1,243) 314 499 (2,085) Special assessments receivable 1,870 2,669 (488) 486 4,537 Prepaid items (1,075) (422) (640) - (2,137) Deferred pension resources (13,091) (10,600) (3,674) (945) (28,310) Increase (decrease) in liabilities /deferred inflows of resources Accounts and contracts payable (2,091) (18,874) (21,285) (83) (42,333) Due to other governments 5,158 (58) - 5,100 Net pension liability (8,293) (6,032) (25,715) 97 (39,943) Accrued salaries payable 298 632 105 (12) 1,023 Deferred pension resources 28,659 23,205 8,043 2,069 61,976 NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES $ 3,681 $ (11,496) $ 129,133 $ 52,053 $ 173,371 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES Contribution of assets from other funds $ 85,599 $ 85.598 $ 73,924 - $ $ 245,121 Capital assets purchased on account $ 22,048 - $ $ $ $ 22,048 The notes to the financial statements are an integral part of this statement. MIN CITY OF SHOREWOOD, MINNESOTA Exhibit 11 STATEMENT OF NET POSITION FIDUCIARY FUND DECEMBER 31, 2015 ASSETS Cash and temporary investments LIABILITIES Escrow deposits payable Agency $ 119,669 $ 119,669 The notes to the financial statements are an integral part of this statement. -50- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Reporting entity The City of Shorewood, Minnesota (the City), operates under the "Optional Plan A" form of government as defined in the State of Minnesota statutes. Under this plan, the government of the City is directed by a City Council composed of an elected Mayor and four elected City Council members. The City Council exercises legislative authority and determines all matters of policy. The City Council appoints personnel responsible for the proper administration of all affairs relating to the City. The City has considered all potential units for which it is financially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City's financial statements to be misleading or incomplete. The Governmental Accounting Standards Board (GASB) has set forth criteria to be considered in determining financial accountability. These criteria include appointing a voting majority of an organization's governing body, and (1) the ability of the City to impose its will on that organization or (2) the potential for the organization to provide specific benefits to, or impose specific financial burdens on the City. Blended component units, although legally separate entities are, in substance, part of the City's operations and so data from these units are combined with data of the City. The City has the following component unit: Blended component unit The Economic Development Authority (EDA) of the City was created pursuant to Minnesota statutes 469.090 through 469.108 to carry out economic and industrial development and redevelopment consistent within the City in accordance with policies established by the City Council. The EDA Board is comprised of the members of the City Council and has a December 31 year end. Because the EDA's Board is the same as the City Council, the EDA is blended and reported in the Debt Service fund. Separate financial statements are not issued for this component unit. B. Government- wide,and fund financial statements The government -wide financial 'statements (i.e., the statement of net position and the�statement of activities) report information on all of the nonfiduciar activities of the City and its component unit. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Amounts reported as progran revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions (including special assessments) that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. sit CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note l: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED C. Measurement focus, basis of accounting and financial statement presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current f nancial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, licenses and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. Revenue resulting from exchange transactions, in which each party gives and receives essentially equal value, is recorded on the accruatbasis when the. exchange takes place. On a modified accrual basis, revenue is recorded in the year in which the resources are.meaIsurable and become available. Non - exchange transactions, in,which the City receives value without directly giving equal value in return, include property taxes, grants, entitlement and donations. On an accrual basis, revenue from property taxes is recognized in the year for which the tax is- levied. Revenue from:grants, entitlements and, donations is recognized in the year in which all eligibility requirements have been satisfied. Eligibility requirements include timing requirements, which specify the year when the resources are required to be used or the year when use is first permitted, matching requirements, in which the City must provide local resources to be used for a specified purpose, and expenditure requirements, in which the resources are provided to the City on a reimbursement basis. On a modified accrual basis, revenue from non - exchange transactions must also be available before it can be recognized. Unearned revenue arises when assets are recognized before revenue recognition criteria have been satisfied. Grants and entitlements received before eligibility requirements are met are also recorded as unearned revenue. The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. The City reports the following major governmental funds: The General find is the City's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Debt Service fund accounts for the resources accumulated and payments made for principal and interest on long -term general obligation debt of governmental funds. The Street Reconstruction fund accounts for the resources accumulated and payments made for the periodic reconstruction of City streets and roadways. -52- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED The City reports the following major proprietary funds: The Water find accounts for the activities of the City's water distribution system. The Sewer find accounts for the activities of the City's sewage collection system. The Stornmater Management Utility fund accounts for the activities of the City's stormwater collection system. Additionally, the City reports the following fund types: The fiduciary.funds account for assets held by the City in a trustee capacity or as an agent on behalf of others. The agency fund is custodial in nature and does not present results of operations or have a measurement focus. Agency funds are accounted for using the accrual basis of accounting. This fund is used to account for assets that the City holds for certain residents, developers, and other parties that are involved with escrow related projects within the City. As a general rule, the effect of interfund activity has been eliminated from government -wide financial statements. Exceptions to this general rule are charges between the City's water and sewer function and various other functions of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Proprietary funds. distinguish operating revenues and expenses from nonoperating items.- Operating revenues and expenses generally result from providing services and producing andsdelivering goods in connection with a proprietary fund's principal ongoing oper�tionst The principal operating revenues of the water, sewer, stormwater management utility, and recycling,enterprise funds are charges to customers for sales and services; Operating expenses for enterprise funds include the cost of sales and services, administrative expenses,and depreciation on capital assets. All revenues and expenses not meeting this definition are.reported asnonoperating revenues and expenses. -53- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED D. Assets, deferred outflows of resources, liabilities, deferred inflows of resources, and net position /fund balance Deposits and investments The City's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturities of three months or less from the date of acquisition. The proprietary funds' portion in the government -wide cash and temporary investments pool is considered to be cash and cash equivalents for purposes of the statements of cash flows. Cash balances from all funds are pooled and invested, to the extent available, in certificates of deposit and other authorized investments. Earnings from such investments are allocated on the basis of applicable participation by each of the funds. The City may invest idle funds as authorized by Minnesota statutes, as follows: 1. Direct obligations or obligations guaranteed by the United States or its agencies. 2. Shares of investment companies registered under the Federal Investment Company Act of 1940 and received the highest credit rating, rated in one of the two highest rating categories by a statistical rating agency, and have a final maturity of thirteen months or less. 3. General obligations of a state or local government with taxing powers rated "A" or better; revenue obligations rated "AA' -' or better. 4. General obligations of the Minnesota Housing Finance Agency rated "A" or better. 5. Obligation of a school "district with an original maturity not exceeding 13 months and (i) rated in the highest category by a natio'nal bondxating service or (ii) enrolled in the credit enhancement program pursuant to statute section 126C.55. 6. Bankers' acceptances of United States banks eligible for purchase by the Federal Reserve System. 7. Commercial paper issued by United States banks corporations or their Canadian subsidiaries, of highest quality category by at least two nationally recognized rating agencies, and maturing in 270 days or less. 8. Repurchase or reverse repurchase agreements and securities lending agreements with financial institutions qualified as a "depository" by the government entity, with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000, a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York, or certain Minnesota securities broker - dealers. 9. Guaranteed Investment Contracts (GIC's) issued or guaranteed by a United States commercial bank, a domestic branch of a foreign bank, a United States insurance company, or its Canadian subsidiary, whose similar debt obligations were rated in one of the top two rating categories by a nationally recognized rating agency. The City's investment policy has further restricted the City's investments to items 1, 2, 3, and 7 above. Investments for the City are reported at fair value. Earnings on investments are allocated to the individual funds based upon the average cash and investment balances. -54- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Propero) taxes The City Council annually adopts a tax levy in December and certifies it to the County for collection in the following year. The County is responsible for collecting all property taxes for the City. These taxes attach an enforceable lien on taxable property within the City on January 1 and are payable by the property owners in two installments. The taxes are collected by the County Auditor and tax settlements are made to the City during January, July and December each year. Delinquent taxes receivable include the past six years' uncollected taxes. Delinquent taxes have been offset by a deferred inflow of resources for delinquent taxes not received within 60 days after year end in the governmental fund financial statements. Accounts receivable Accounts receivable include amounts billed for services provided before year end. All trade receivables are shown net of an allowance for uncollectible accounts. The allowance for uncollectible accounts at December 31, 2015 is $27,319. Unbilled utility enterprise fund receivables are also included for services provided in 2015. The City annually certifies delinquent water and sewer accounts to the County for collection in the following year. Therefore, there has been no allowance for doubtful accounts established in the enterprise funds. Special assessments Special assessments represent the financing for public improvements paid for by benefiting property owners. These assessments are recorded as receivables upon certification to the County,-Special-assessments are recognized as revenue when they are received in cash or within 60.days after year end. All governmental assessments receivable are offset by a deferred inflow of resources in the fund financial statements. Lease receivable The City has a total of five leases receivable. Three of the leases are related to public safety buildings that the City has leased to the Excelsior Fire District and the South Lake Minnetonka Police Department. The other two leases were issued to the Excelsior Fire District for equipment financing assistance. As of December 31, 2015, the City has $6,591,974 of leases receivable outstanding. Prepaid items Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government -wide and fund financial statements. Prepaid items of the City are accounted for using the consumption method. -55- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Capital assets Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide financial statements. Capital assets are defined by the City as assets with an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. For financial statement purposes only, a capitalization threshold is established for each capital asset category as follows: Assets Threshold Land and land improvements $ 10,000 Other improvements 25,000 Buildings 25,000 Building improvements 25,000 Machinery and equipment 5,000 Vehicles 5,000 Infrastructure 100,000 Other assets 5,000 In the case of initial capitalization of general infrastructure assets, (i.e., those reported by_ governmental activities) the City chose to include4tems dating back to June 30, 1980.;The City,was able to estimate the historical cost for the initial reporting of these assets through backtrending (i.e., estimating the 9urrent:replacement cost of the infrastructure to be capitalized and usingan appropriate price -level index to deflate the cost to the acquisition year or estimated acquisition year). As the City constructs or acquires capital assets each period, including infrastructure assets, they are capitalized and reported at historical cost: "The reported value.excludes normal maintenance and repairs which are essentially amounts spent in relation to capital assets that do not increase the capacity or efficiency of the item or extend its useful life beyond the original estimate. Interest incurred during the construction phase of capital assets of business -type activities is included as part of the capitalized value of the assets constructed. Property, plant and equipment of the City are depreciated using the straight -line method over the following estimated useful lives: Assets Land improvements Buildings and improvements System improvements /infrastructure Machinery and equipment Vehicles -56- Useful Lives in Years 15-20 7 -40 20 -50 5 -15 5 -15 CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Deferred outflows of resources In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense /expenditure) until then. The City has only one item that qualifies for reporting in this category. Accordingly, the item, deferred pension resources, is reported only in the statements of net position. This item results from actuarial calculations and current year pension contributions made subsequent to the measurement date. Pensions For purposes of measuring the net pension liability, deferred outflows /inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to /deductions from PERA's fiduciary net position have been determined on the same basis as they are reported by PERA except that PERA's fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Compensated absences It is the City's policy to permit employees to accumulate a portion of earned but unused vacation and sick pay benefits. Accumulated vacation and sick pay are accrued when incurred in the government -wide, proprietary, and fiduciary fund financial statements. A liability for these amounts is reported in governmental, funds only if they have matured, for example, as a result of employee resignations and retirements. In the 'case of an employee_leaving, the General fund would be responsible ifor liquidation of the' liability. Postemployment benefits other than pensions Under Minnesota statute 471.61, subdivision 2b., public employers must allow retirees and their dependents to continue coverage indefinitely in an employer - sponsored health care plan, under the following conditions: 1) Retirees must be receiving (or eligible to receive) an annuity from a Minnesota public pension plan, 2) Coverage must continue in group plan until age 65, and retirees must pay no more than the group premium, and 3) Retirees may obtain dependent coverage immediately before retirement. All premiums are funded on a pay -as- you -go basis. It was determined, in accordance with GASB Statement 45, at December 31, 2015 that the City has a zero liability. Long -term obligations In the government -wide financial statement and proprietary fund types in the fund financial statements, long -term debt and other long -term obligations are reported as liabilities in the applicable governmental activities, business -type activities or proprietary fund type statement of net position. The recognition of bond premiums and discounts are amortized over the life of the bonds using the straight -line method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as an expense in the period incurred. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. -57- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 I�t�i�E�Y1�► t1► �I: l�Y�l �. �[ eJ► 1�11��11 ►11�ISKK�11Ji;M_1I1►Le�Z�ll [�7i��K�7►Y Y 1►111_�fIJ Deferred inflows of resources In addition to liabilities, the statement of financial position and fund financial statements will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period and so will not be recognized as an inflow of resources (revenue) until that time. The government has only one type of item, which arises only under a modified accrual basis of accounting that qualifies as needing to be reported in this category. Accordingly, the item, unavailable revenue, is reported only in the governmental funds balance sheet. The governmental funds report unavailable revenues from two sources: property taxes and lease receivables. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. Furthermore, the City has an additional item which qualifies for reporting in this category on the statement of net position. The item, deferred pension resources, is reported only in the statement of net position and results from actuarial calculations involving net differences between projected and actuarial earnings on plan investments and changes in proportions. Fund balance In the fund financial statements, fund balance is divided into five classifications based primarily on the extent to which the City is bound to observe constraints imposed upon the use of resources reported in the governmental funds. These classifications are defined as follows: Nonspendable - Amounts that cannot be spent because they are not in spendable form, such as prepaid items, land held for resale, and amounts due from other funds. Restricte constrair grantors or contributors; or Committed - Amounts constrained for.specific.purposes that are internally impfosed by formal action (resolution) of the City Council,,-which is the City's highest level of decision- making authority.!.Committed amounts cannot be used for any other purpose unless the City Council modifies or rescinds the commitment by resolution. Assigned - Amounts constrained for specific purposes that are internally imposed. In governmental funds other than the General fund, assigned fund balance represents all remaining amounts that are not classified as nonspendable and are neither restricted nor committed. In the General fund, assigned amounts represent intended uses established by the City Council itself or by an official to which the governing body delegates the authority. The City Council has adopted a fund balance policy which delegates the authority to assign amounts for specific purposes to the City Administrator. Unassigned - The residual classification for the General fund and also negative residual amounts in other funds. The City considers restricted amounts to be spent first when both restricted and unrestricted fund balance is available. Additionally, the City would first use committed, then assigned, and lastly unassigned amounts of unrestricted fund balance when expenditures are made. The City has formally adopted a fund balance policy for the General fund. The City's policy is to maintain a minimum unassigned fund balance of 55 -60 percent of operating expenditures for cash -flow timing needs. -58- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Net position Net position represents the difference between assets and deferred outflows of resources and liabilities and deferred inflows of resources. Net position is displayed in three components: a. Net investment in capital assets - Consists of capital assets, net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets. b. Restricted net position - Consists of net position balances restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, laws or regulations of other governments. c. Unrestricted net position - All other net position balances that do not meet the definition of "restricted" or "net investment in capital assets ". When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. Note 2: STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY Budgetary information Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for the General fund. All annual appropriations lapse at fiscal year end. The ;City-does not use encumbrance accounting. t � � In August of each year, all departments of_the, City submit requests for appropriations to the City Administrator so that a budget may be prepared' Before Se 'tember 30 , the prop6sabidgpt is presented to the City Council for review. In early December, the City Council holds public hearings and:a -final budget is prepared and adopted. The appropriated budget is prepared by fund, function and department. The City's department heads, with the approval of the City Administrator, may make transfers of appropriations within a department. Transfers of appropriations between departments require the approval of the City Council. The legal level of budgetary control is the department level. The City's budget was not amended during the year. -59- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3: DETAILED NOTES ON ALL FUNDS A. Deposits and investments Deposits Custodial credit risk for deposits and investments is the risk that in the event of a bank failure, the City's deposits and investments may not be returned or the City will not be able to recover collateral securities in the possession of an outside party. In accordance with Minnesota statutes and as authorized by the City Council, the City maintains deposits at those depository banks, all of which are members of the Federal Reserve System. Minnesota statutes require that all City deposits be protected by insurance, surety bond or collateral. The fair value of collateral pledged must equal 110 percent of the deposits not covered by insurance or bonds. Authorized collateral in lieu of a corporate surety bond includes: • United States government Treasury bills, Treasury notes, Treasury bonds; • Issues of United States government agencies and instrumentalities as quoted by a recognized industry quotation service available to the government entity; • General obligation securities of any state or local government with taxing powers which is rated "A" or better by a national bond rating service, or revenue obligation securities of any state or local government with taxing powers which is rated "AA" or better by a national bond rating service; • General obligation securities of a'local government with taxing powers maybe pledged as collateral against funds deposited by that; same local government entity; k • Irrevocable standby letters of credit)issuedrby Federal Home Loan Banks to _a municipality accompanied by written evidence that the bank's public debt is rated "AA" or better by Moody's Investors Service, Inc., or Standard & Poor's Corporation; and • Time deposits that are fully insured by any Federal agency. Minnesota statutes require that all collateral shall be placed in safekeeping in a restricted account at a Federal Reserve Bank, or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The selection should be approved by the government entity. At year end, the City's carrying amount of deposits was $1,594,496 and the bank balance was $1,388,686. The entire bank balance was covered by Federal depository insurance or by collateral held by the City's agent in the City's name. Investments The Minnesota Municipal Money Market fund (the 4M fund) is a customized cash management and investment program for Minnesota public funds. Sponsored and governed by the League of Minnesota Cities since 1987, the 4M fund is a unique investment alternative designed to address the daily and long -term investment needs of Minnesota cities and other municipal entities. Allowable under Minnesota statutes, the 4M fund is comprised of top quality, rated investments. The Minnesota Municipal Money Market fund and broker money market investment pools operate in accordance with appropriate State laws and regulations. The 4M fund is regulated by Minnesota statutes and the Board of Directors of the League of Minnesota Cities and is an external investment pool not registered with the Securities and Exchange Commission (SEC); however, it follows the same regulatory rules of the SEC under rule 2a7. The reported value of the pool is the same as the fair value of the pool share. Financial statements of the 4M fund can be obtained by contracting RBC Global Asset Management at 100 South Fifth Street, Suite 2300, Minneapolis, MN 55402 -1240. -60- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED At year end, the City had the following investments that are insured or registered, or securities held by the City's agent in the City's name: (1) Ratings are provided by various credit ratings agency where applicable to indicate associated credit risk. (2) Interest rate risk is disclosed using the segmented time distribution method. N/A Indicates not applicable or available. sae Fair Value Credit Segmented and Quality/ Time Carrying Types of Investments Rating (1) Distribution (2) Amount Non Pooled investments U.S. Government Agency Securities Aaa 1 to 3 years $ 1,473,399 U.S. Government Agency Securities Aaa more than 3 years 463,010 Municipal Bonds Aal less than 6 months 1,027,240 Municipal Bonds Aa2 less than 6 months 500,010 Municipal Bonds A- less than 6 months 291,685 Municipal Bonds Aa2 less than 1 year 242,612 Municipal Bonds A3 less than I year 509,910 Municipal Bonds MIG2 less than 1 year 402,368 Municipal Bonds Aaa 1 to 3 years 302,574 Municipal Bonds Aal 1 to 3 years 316,080 Municipal Bonds Aa2 1 to 3 years 316,044 Municipal Bonds AA 1 to 3 years 613,752 Municipal Bondi ; A3 1 1o3 years 295,981 Municipal Bonds A+ ,.J to 3 years 104,527 Municipal Bonds r A- ' ; I to 3 years 816,481 Municipal Bonds.', i.Aa2 more than 3 years 315,129 Municipal Bonds j Al mare than 3 years 463,330 Municipal Bonds AA+ more than 3 years 407,888 Brokered Certificates of Deposit N/A 1 to 3 years 244,853 Brokered Certificates of Deposit N/A more than 3 years 934,512 Total non pooled 10,041,385 Pooled investments Minnesota Municipal Money Market fund N/A less than 6 months 1,668,747 Broker Money Market N/A less than 6 months 622,934 Total pooled 2,291,681 Total investments $ 12,333,066 (1) Ratings are provided by various credit ratings agency where applicable to indicate associated credit risk. (2) Interest rate risk is disclosed using the segmented time distribution method. N/A Indicates not applicable or available. sae CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED A reconciliation of cash and temporary investments as shown on the financial statements for the City follows: Carrying amount of deposits $ 1,594,496 Investments 12,333,066 Cash on hand 220 Total $ 13,927,782 As reported on the financial statements Statement of net position $ 13,533,467 Cash with fiscal agent 274,646 Fiduciary fund 119,669. Total $ 13,927,782 The investments of the City are subject to the following risks: Credit Risk. Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Ratings are provided by various credit rating agencies and where applicable, indicate associated credit risk. Minnesota statutes and the City's investment policy limit the City's investments to the list on page 54 of the notes. Custodial Crredit Risk. The custodial credit risk'foi, investments is the risk that, in the event of the failure of the counterparty, to a transaction, algovernmem w ill hot be able to recover the',-value of investment or collateral securities that are in the possession of an outside party. In accordance with the City's investment policy, the investment,officer =shall structure all investments,.deposits and repurchase agreements so that the custodial risk is categorized as either insured or registered, or securities held by the City or its agent in the City's name or uninsured and unregistered, with securities held by the counterparty's trust department or agent in the City's name. All investments are placed in safekeeping at financial institutions. • Concentration of Credit Risk Concentration of credit risk is the risk of loss attributed to the magnitude of a government's investment in a single issuer. In accordance with the City's investment policy, the City diversifies its investment portfolio to eliminate the risk of loss resulting from over - concentration of assets in a'specific maturity, a specific issuer or a specific class of securities. As of December 31, 2015 the City had invested 5.0 percent or more of its total investment portfolio in the following issuers: Columbia County GA, 6.7 percent, and Illinois State Taxable, 6.6 percent. • Interest Rate Risk. Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. In accordance with its investment policy and also detailed in the description of concentration of credit risk, the City manages its exposure to declines in fair values by "laddering" their investment maturities to ensure that a portion of the portfolio is maturing monthly, or as needed to meet projected expenditures. The City also permits no more than 30 percent of total investments to extend beyond five (5) years and does not directly invest in securities maturing more than 15 years from the date of purchase. -62- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3: DETAILED NOTES ON ALL FUNDS- CONTINUED B. Capital assets Capital asset activity for the year ended December 31, 2015 was as follows: Total accumulated depreciation Total capital assets being depreciated, net Governmental activities capital assets, net (27,892,315) (1,084,430) 144,800 (28,831,945) 8,548,076 302,369 - 8,850,445 $ 10,789,046 $ 1,171,431 $ (1,585,580) $ 10,374,897 -63- Beginning Ending Balance Increases Decreases Balance Governmental activities Capital assets not being depreciated Land $ 741,826 $ - $ - $ 741,826 Construction in progress 1,499,144 869,062 (1,585,580) 782,626 Total capital assets not being depreciated 2,240,970 869,062 (1,585,580) 1,524,452 Capital assets being depreciated Buildings 3,066,002 - - 3,066,002 Improvements other than buildings 1,012,469 26,900 - 1,039,369 Infrastructure 29,364,376 1,340,460 - 30,704,836 Machinery and equipment 2,997,544 19,439 (144,800) 2,872,183 Total capital assets being depreciated 36,440,391 111386,799° (144,800) 37,682,390 Less accumulated depreciation Buildings (1,127;117)_, " _ (76,516) - (1,203,633) Improvements other than buildings (759,825) (40,257) - (800,082) Infrastructure (23,756,030) (793,301) - (24,549,331) Machinery and equipment (2,249,343) (174,356) 144,800 (2,278,899) Total accumulated depreciation Total capital assets being depreciated, net Governmental activities capital assets, net (27,892,315) (1,084,430) 144,800 (28,831,945) 8,548,076 302,369 - 8,850,445 $ 10,789,046 $ 1,171,431 $ (1,585,580) $ 10,374,897 -63- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED Business -type activities Capital assets not being depreciated Land Construction in progress Total capital assets not being depreciated Capital assets being depreciated Infrastructure Machinery and equipment Total capital assets being depreciated Less accumulated depreciation for Beginning Ending Balance Increases Decreases Balance $ 434,113 $ - $ - $ 434,113 - 476,899 - 476,899 434,113 476,899 - 911,012 20,690,231 327,098 - 21,017,329 83,254 350,550 - 433,804 20,773,485 677,648 - 21,451,133 being depreciated, net Business -type activities capital assets, net 8,444,158 258,375 - 8,702,533 $ 8,878,271 $ 735,274 $ - $ 9,613,545 Depreciation expense was charged to functions /programs of the City as follows: Governmental activities General government Public works Culture and recreation Total depreciation expense - governmental activities Business -type activities Water Sewer Stormwater management utility Total depreciation expense - business -type activities -64- $ 70,569 954,707 59,154 $ 1,084,430 $ 289,740 85,424 44,109 $ 419,273 CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED Construction commitments The City has active construction projects as of December 31, 2015. At year end, the commitment with the contractors for these projects is as follows: Spent Remaining Project to date Commitment 2015 Utility and Street Improvements - Star Lane $ 538,840 $ 126,178 2015 Water Tower Improvements 418,902 22,048 Total $ 957,742 $ 148,226 C. Interfund transfers The City made transfers during the fiscal year 2015 as shown and described below: The City annually budgets transfers for specific purposes. Annual transfers are made for administrative costs, part of capital improvement plans, as well as annual budgets. For the year ended December 31, 2015, the City made the following significant one -time transfers: • The Sewer fund transferred $500,000 to the Stormwater Management Utility fund for future capital improvements. • The General fund transferred $740,000 to the Street Reconstruction fund and $90,000 to the Nonmajor Governmental Equipment Replacement fund for future capital purchases. • The Storm Management Utility fund transferred $73,924 to the Street Reconstruction fund to reimburse for project costs. • The Water and Sewer funds transferred $171,197 to the Nonmajor Governmental Equipment Replacement fund to reimburse for a dump truck purchase. -65- Transfers in Stormwater Street Nonmajor Management Fund General Debt Service Reconstruction Governmental Utility Total Transfers out General `$ . - $ 101,513 $ 740,000 ` $ 202,000 $ $ 1,043,513 Water 12150,0 - - X85,599 - 98,099 Sewer 12,500 - _ - 85,598 500,000 598,098 Storm Management utility , - 73,924 - 73,924 Total $ 25,000 $ 101,513 $ 813,924 $ 373,197 $ 500,000 $ 1,813,634 _ The City annually budgets transfers for specific purposes. Annual transfers are made for administrative costs, part of capital improvement plans, as well as annual budgets. For the year ended December 31, 2015, the City made the following significant one -time transfers: • The Sewer fund transferred $500,000 to the Stormwater Management Utility fund for future capital improvements. • The General fund transferred $740,000 to the Street Reconstruction fund and $90,000 to the Nonmajor Governmental Equipment Replacement fund for future capital purchases. • The Storm Management Utility fund transferred $73,924 to the Street Reconstruction fund to reimburse for project costs. • The Water and Sewer funds transferred $171,197 to the Nonmajor Governmental Equipment Replacement fund to reimburse for a dump truck purchase. -65- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED D. Long -term debt General obligation bonds The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. General obligation bonds have been issued for both governmental and business -type activities. These bonds are reported in the proprietary funds if they are expected to be repaid from proprietary fund revenues. In addition, general obligation bonds have been issued to refund special assessments related bonds. General obligation bonds are direct obligations and pledge the full faith and credit of the City. The City has the following general obligation debt: General obligation revenue bonds The following bonds were issued to finance capital improvements in the enterprise funds. They will be repaid from future net revenues pledged from the Water fund and are backed by the taxing power of the City. Annual principal and interest payments on the bonds are expected to require less than 69 percent of the net revenues from the Water fund. Principal and interest paid for the current year and total customer net revenues for the Water fund were $279,254 and $406,147, respectively. -66- Authorized Interest Issue Maturity Balance at Description and Issued Rate Date Date Year End G.O. Water Revenue y Bonds of 2013 ! � $ 2,260,000 0,25 - 1.45:% 03/01/13 �` 01/01/22 $ 1,900,000 Annual debt service requirements to maturity for general obligation revenue bonds sare as follows: G.O. Revenue Bonds Year Ending Business -type Activities December 31, Principal Interest Total 2016 $ 265,000 $ 17,640 $ 282,640 2017 265,000 16,182 281,182 2018 270,000 14,375 284,375 2019 270,000 12,080 282,080 2020 275,000 9,216 284,216 2021-2022 555,000 7,878 562,878 Total $ 1,900,000 $ 77,371 $ 1,977,371 -66- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED Lease revenue bonds The City also issues bonds where the City pledges income derived from the leasing of the acquired or constructed assets to pay debt service. Revenue bonds outstanding at year end are as follows: Authorized Interest Issue Maturity Balance at Description and Issued Rate Date Date Year End Public Safety Fire Facility, Refunding Series 2007A $ 4,130,000 5.30-5.40 % 01/01/07 02/01/23 $ 2,685,000 Public Safety Police Facility, 257,068 1,057,068 830,000 225,287 1,055,287 Refunding Series 2007B 4,285,000 3.50-4.25 01/01/07 02/01/23 2,785,000 Public Safety Fire Facility, 276,800 3,221,800 280,000 27,030 307,030 Refunding Series 2007C 1,585,000 3.75-5.00 01/01/07 02/01/22 950,000 Public Project Lease Revenue Bonds, Series 2008A 1,310,000 2.85-4.80 08/19/08 12/01/28 980,000 Total Lease Revenue Bonds $ 7,400,000 The Public Safety Fire Facility Refunding Series 2007A, 2007B and 2007C were issued for construction of the public safety building, which there is a lease receivable fiom the South Lake Minnetonka Police and Excelsior Fire District. This debt is excluded from the calculation of net position invested in capital assets, net of related debt as the building is reported on the South Lake Ivlimietonka Police and Excelsior Fire District as a capital asset. Refer to Note 5A and B for further information. Annual debt service requirements to maturity for revenue bonds are 'as follows: Lease Revenue Bonds Year Ending Governmental Activities December 31, 2016 2017 2018 2019 2020 2021 -2025 2026-2028 Total -67- Principal Interest Total $ 770,000 $ 290,863 $ 1,060,863 800,000 257,068 1,057,068 830,000 225,287 1,055,287 870,000 191,653 1,061,653 905,000 156,025 1,061,025 2,945,000 276,800 3,221,800 280,000 27,030 307,030 $ 7,400,000 $ 1,424,726 $ 8,824,726 CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3: DETAILED NOTES ON ALL FUNDS - CONTINUED Changes in long -term liabilities Long -term liability activity for the year ended December 31, 2015, was as follows: Beginning Ending Due Within Balance Increases Decreases Balance One Year Governmental activities Lease revenue bonds $ 8,135,000 $ - $ (735,000) $ 7,400,000 $ 770,000 Net pension liability - 956,597 * (114,895) 841,702 - Compensated absences 202,883 161,679 (149,433) 215,129 158,453 Governmental activity long -term liabilities $ 8,337,883 $ 1,118,276 $ (999,328) $ 8,456,831 $ 928,453 Business -type activities General obligation revenue bonds $ 2,160,000 $ - $ (260,000) $ 1,900,000 $ 265,000 Net pension liability - 280,293_* (33,665) 246,628 - Business -type activity * Includ for fur -68- $ 265,000 Tote 8 CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 4: DEFINED BENEFIT PENSION PLANS - STATEWIDE A. Plan description The City participates in the following cost - sharing multiple - employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA's defined benefit pension plans are established and administered in accordance with Minnesota statutes, chapters 353 and 356. PERA's defined benefit pension plans are tax qualified plans under Section 401 (a) of the Internal Revenue Code. General Employees Retirement Fund (GERF) All full -time and certain part-time employees of the City are covered by the General Employees Retirement Fund (GERF). GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. B. Benefits provided PERA provides retirement, disability and death benefits. Benefit provisions are established by Minnesota statute and can only be modified by the state legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90 percent funded for two consecutive years are given 2.5 percent increases. Members in plans that have not exceeded 90 percent funded, or have fallen below 80 percent, are given 1 percent increases. The benefit provisions stated in the following paragraphs of this section are cu: rrent provisions and apply to active plan participants. Vested, erminated,,employeeswho are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time tfiey last terminated their.public service." GERF benefits Benefits are based on a member's highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of a step -rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first ten years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first ten years and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. C. Contributions Minnesota statutes, chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. GERF contributions Basic Plan members and Coordinated Plan members were required to contribute 9.10 percent and 6.50 percent, respectively, of their annual covered salary in calendar year 2015. The City was required to contribute 11.78 percent of pay for Basic Plan members and 7.50 percent for Coordinated Plan members in calendar year 2015. The City's contributions to the GERF for the years ending December 31, 2015, 2014 and 2013 were $93,614, $89,427 and $86,064, respectively, The City's contributions were equal to the contractually required contributions for each year as set by Minnesota statute. -69- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 4: DEFINED BENEFIT PENSION PLANS - STATEWIDE - CONTINUED D. Pension costs GERF pension costs At December 31, 2015, the City reported a liability of $1,088,330 for its proportionate share of the GERF's net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2014 through June 30, 2015 relative to the total employer contributions received from all of PERA's participating employers. At June 30, 2015, the City's proportionate share was 0.021 percent which was a decrease of 0.003 percent from its proportion measured as of June 30, 2014. For the year ended December 31, 2015, the City recognized pension expense of $76,424 for its proportionate share of GERF's pension expense. At December 31, 2015, the City reported its proportionate share of GERF's deferred outflows of resources and deferred inflows of resources, and its contributions subsequent to the measurement date, from the following sources: to the measurement date Total Deferred Deferred Outflows Inflows of Resources of Resources 11,535 $ 54,870 66,336 - 96,881 - - 121,738 47,057 $ 124,928 $ 273,489 Deferred outflows of resources totaling $47,057 related to pensions resulting from the City's contributions to GERF subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to GERF pensions will be recognized in pension expense as follows: 2016 $ (60,813) 2017 (60,813) 2018 (99,748) 2019 25,756 91-112 CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 4: DEFINED BENEFIT PENSION PLANS - STATEWIDE - CONTINUED E. Actuarial assumptions The total pension liability in the June 30, 2015 actuarial valuation was determined using the following actuarial assumptions: Inflation Active member payroll growth Investment rate of return 2.75% per year 3.50% per year 7.90% Salary increases were based on a service - related table. Mortality rates for active members, retirees, survivors and disabilitants were based on RP -2000 tables for males or females, as appropriate, with slight adjustments. Cost of living benefit increases for retirees are assumed to be: 1 percent effective every January 1st until 2034, then 2.5 percent for GERF. Actuarial assumptions used in the June 30, 2015 valuation were based on the results of actuarial experience studies. The experience study in the GERF was for the period July 1, 2004 through June 30, 2008, with an update of economic assumptions in 2014. Experience studies have not been prepared for PERA's other plans, but assumptions are reviewed annually. There were no changes in actuarial assumptions in 2015. The long -term expected rate of return on pension plan investments is 7.9 percent. The State Board of Investment, which manages the investments ofPERA, prepares,an analysis of the reasonableness.of the long -term expected rate of return on a regular basis using a building- blockxmethod in whicWbest- estimate'iranges of expected future rates of return are developed for each maj or asset class.= These ranges are combined to produce an expected long -term rate of return by weighting the expected future` rates of return by theJarget asset allocation` percentages. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized m the following table: Long -term Target Expected Real Asset Class Allocation Rate of Return Domestic stocks 45.00 % 5.50 % International stocks 15.00 6.00 Bonds 18.00 1.45 Alternative assets 20.00 6.40 Cash 2.00 0.50 Total F. Discount rate 100.00 % The discount rate used to measure the total pension liability was 7.9 percent. The projection of cash flows used to determine the discount rate assumed that employee and employer contributions will be made at the rate specified in statute. Based on that assumption, each of the pension plan's fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the long -term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. -71- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 4: DEFINED BENEFIT PENSION PLANS - STATEWIDE - CONTINUED G. Pension liability sensitivity The following presents the City's proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City's proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: City Proportionate Share of NPL 1 Percent 1 Percent Decrease (6.90 %) Current (7.90 %) Increase (8.90 %) GERF $ 1,711,240 $ 1,088,330 $ 573,900 H. Pension plan fiduciary net position Detailed information about each defined benefit pension plan's fiduciary net position is available in a separately- issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org; by writing to PERA at 60 Empire Drive #200, St. Paul, Minnesota, 55103- 2088; or by calling (651) 296 -7460 or (800) 652 -9026. Note 5: JOINT VENTURES A. South Lake Minnetonka Police Department The City participates in a joint powers agreement with the cities of Excelsior, Greenwood and Tonka Bay, which establishes the South Lake Minnetonka Police Depart ment (the Department) for the purpose of providing police protection within.the four, communities..Tha agree ent creates; a. coordinating committee, comprised of the Mayors of each participating community, as the governing body, which meets quarterly. Each year, the coordinating committee adopts an operating budget, which is approved by all participating cities. The cost of the operating budget is divided between the participating cities based upon a five -year average demand for service in each City. Any budget shortfall is made up first from department reserves, with any excess shortfall assessed to each participating community according to the formula. The most recent year of audited information is December 31, 2015. Separate financial statements can be obtained by writing to the South Lake Minnetonka Police Department, 24150 Smithtown Road, Shorewood, Minnesota 55331. -72- CITY OF SHOREWOOD, NIlNNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 5: JOINT VENTURES - CONTINUED The following is a summary of the Department's Statements of Net Position as of December 31, 2015 and 2014: SOUTH LAKE M[INNETONKA POLICE DEPARTMENT SUMMARY OF STATEMENTS OF NET POSITION DECEMBER 31, 2015 AND 2014 Assets Deferred outflows of resources Total assets and deferred outflows of resources Liabilities Deferred inflows of resources Net position Total liabilities, deferred inflows of resources, and net position 2015 2014 $ 4,933,813 $ 5,051,223 370,165 - $ 5,303,978 $ 5,051,223 $ 4,717,104 $ 3,326,740 312,158 - 274,716 1,724,483 $ 5,303,978 $ 5,051,223 The following is a summary of the Department's statements of activities -for the.years ended December 31, 2015 and 2014: i SOUTH LAKE MINNETONKA POLICE DEPARTMENT SUMMARY STATEMENTS .OF ACTIVITIES! FOR THE YEARS.ENDED DECEMBER 31, 2015,AND.2014 Revenues Expenses Net revenues General revenues Change in net position Net position, January 1 as restated Net position, December 31 B. Excelsior Fire District 2015 2014 $ 2,863,327 $ 2,829,638 2,830,418 2,692,164 32,909 137,474 18,558 11,770 51,467 149,244 223,249 1,575,239 $ 274,716 $ 1,724,483 In August of 2000, the cities of Deephaven, Excelsior, Greenwood, Shorewood and Tonka Bay entered a joint powers agreement to provide fire protection and medical response service to their residents and created an entity called the Excelsior Fire District (the District). The Board of Directors is comprised of ten members and five alternate members. Each Member City appoints two representatives on the Board of Directors and one alternate. The City is billed for service based on a formula that determines its share of the total expenditures. Separate financial statements can be obtained by writing to the Excelsior Fire District, 24100 Smithtown Road, Shorewood, Minnesota 55331. -73- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 5: JOINT VENTURES - CONTINUED The following is a summary of the District's Statements of Net Position as of December 31, 2015 and 2014: EXCELSIOR FIRE DISTRICT SUMMARY OF STATEMENTS OF NET POSITION DECEMBER 31, 2015 AND 2014 Assets Deferred outflows of resources Total assets and deferred outflows of resources Liabilities Deferred inflows of resources Net position Total liabilities, deferred inflows of resources, and net position 2015 2014 $ 8,918,967 $ 7,868,422 202,136 - $ 9,121,103 $ 7,868,422 $ 4,156,120 $ 4,454,504 210,985 - 4,753,998 3,413,918 $ 9,121,103 $ 7,868,422 The following is a.sumnlary, of the District's statements,of activities for -the years ended December 31, 2015 and 2014: '.EXCELSIOR;FIREDISTRICT� ,'SUMMARY STATEMENTS OF ACTIVITIES; FOR THE YEARS ENDED DECEMBER 31, 2015 AND 2014 Revenues Expenses Net revenues General revenues Change in net position Net position, January 1 as restated Net position, December 31 x(11 5 101 d $ 1,588,403 $ 1,585,458 1,345,611 1,289,669 242,792 295,789 4,921 3,803 247,713 299,592 4,506,285 3,114,326 $ 4,753,998 $ 3,413,918 According to a formula in the agreement, the City's share of the District's budget is 38.56 percent. Payments to the District in 2015 totaled $613,471. The District issues a publicly available financial report that includes financial statements and required supplementary information. The report may be obtained by writing to the Excelsior Fire District, 24100 Smithtown Road, Shorewood, Minnesota 5 533 1. -74- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 6: OTHER INFORMATION A. Risk management The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters for which the City carries insurance. The City obtains insurance through participation in the League of Minnesota Cities Insurance Trust ( LMCIT) which is a risk sharing pool with approximately 800 other governmental units. The City pays an annual premium to LMCIT for its workers compensation and property and casualty insurance. The LMCIT is self - sustaining through member premiums and will reinsure for claims above a prescribed dollar amount for each insurance event. Settled claims have not exceeded the City's coverage in any of the past three fiscal years. Liabilities are reported when it is probable that a loss has occurred and the amount of the loss can be reasonably estimated. Liabilities, if any, include an amount for claims that have been incurred but not reported (IBNRs). The City's management is not aware of any incurred but not reported claims. B. Legal debt margin The City's statutory debt limit is $43,675,353 computed as three percent of $1,455,845,111, which is the taxable market value of property within the City. Long -term debt issued and financed partially or entirely by special assessments, tax increments or the net revenues of enterprise fund operations is excluded from the debt limit computation. The City has no debt that is subject to the statutory debt limit. C. Southshore Community Center On July 1, 2009, the City entered into: an agreement to take over operations of the Southshore Community Center. The City also contracted with Community Recreation Resources (CRR) for the operation; management, and programming of the Southshore Community Center. [The contract with CRR-was for the period of July 1, 2009 to July 1, 2012 with an option to renew for `another three years or renegotiate. The contract was re- negotiated in January, 2012. The City agreed to pay CRR $5,000 permonth for.the period of January 1, 2012 to December 31, -2012. During this time, the City paid a 15 percent commission on monthly revenues to CRR. A quarterly bonus commission of five percent was due if the quarterly program and rental income exceeded $13,500. The contract was subsequently extended on a month by month basis through March 31, 2013 when CRR ceased to provide services as the Southshore Community Center management company. Note 7: SUBSEQUENT EVENT On January 7, 2016 the City issued $2,470,000, $2,565,000 and $875,000 of Lease Revenue Crossover Refunding Bonds Series 2016A, 2016B and 2016, respectively. The bonds were issued to refund Lease Revenue Bonds Series 2007A, 2007B and 2007C. The interest rate on the future revenue bonds is 2 percent with a maturity date of February 1, 2022 (2007C) and February 1, 2023 (2007A and 2007B). -75- CITY OF SHOREWOOD, MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 8: CHANGE IN ACCOUNTING STANDARDS During 2015, the City implemented several new accounting pronouncements issued by the Governmental Accounting Standards Board (GASB), including Statement No. 68, Accounting and Financial Reporting for Pensions - an Amendment of GASB Statement No. 27 and Statement No. 71, Pension Transition for Contributions Made Subsequent to the Nteasurement Date - an Amendment of GASB Statement No. 68, for the year ended December 31, 2015. These standards required a retroactive implementation which resulted in the restatement of beginning balances in the December 31, 2014 financial statements. Changes related to these standards are reflected in the financial statements and schedules and related disclosures are included in Note 4. As a result of the restatement of beginning balances, the following schedule reconciles the previously reported December 31, 2014 balances to the December 31, 2015 financial statements: Fund Governmental activities December 31, 2015 Net Position January 1, 2015 Net Position as Previously Prior Period January 1, 2015 Reported Restatement (1) as Restated $ 17,071,141 $ (967,509) $ 16,103,632 Business -type activities $ 14,608,598 $ (286,571) $ 14,322,027 Business -type activities) ,. Water $ 7,465,125 $ (122,341) $ 7,342,784 Sewer 5,220,890 (98,375) 5,122,515 Stormwater Management Utility ' '1 ', 1,801,636 (57,721) 1,743,915 Recycling 120,947 r- (8,134) 112,813 Total business -type activities $ 14,608,598 $ (286,571) $ 14,322,027 (1) To record beginning net pension liability, deferred inflows of resources and deferred outflow of resources at December 31, 2014, -76- REQUIRED SUPPLEMENTARY INFORMATION CITY OF SHOREWOOD SHOREWOOD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 -77- CITY OF SHOREWOOD, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED DECEMBER 31, 2015 Schedule of employer's share of PERA net pension liability - General Employees Retirement Fund Schedule of employer's PERA contributions - General Employees Retirement Fund Required Supplementary Information Required Supplementary Information Contributions in Relation to the City's Statutorily Statutorily Contribution State's Contributions as Proportionate Required Deficiency Covered a Percentage of Proportionate Contribution Share of the - Payroll Covered Payroll Ending (a) City's Share of c Net Pension 12/31/15 $ ' 93;614 (93,614) Proportionate the Net Pension Liability as a Plan Fiduciary City's Share of Liability City's Percentage of Net Position Fiscal Proportion of the Net Pension Associated with Covered Covered as a Percentage Year the Net Pension Liability the City Total Payroll Payroll of the Total Ending Liability (a) (b) (a +b) (c) ((a +b) /c) Pension Liability 06/30/15 0.0210 % $ 1,088,330 $ - $ 1,088,330 $ 1,233,860 88.2 % 78.2 % Schedule of employer's PERA contributions - General Employees Retirement Fund -78- Required Supplementary Information Contributions in Relation to the Statutorily Statutorily Contribution City's Contributions as Required Required Deficiency Covered a Percentage of Year Contribution Contribution '(Excess) - Payroll Covered Payroll Ending (a) (b),;' (a -b) c b/c ( ) 12/31/15 $ ' 93;614 (93,614) $ 1,248,187 7.5 -78- COMBINING AND INDIVIDUAL FUND FINANCIAL STATEMENTS AND SCHEDULES CITY OF SHOREWOOD SHOREWOOD, MINNESOTA -79- THIS PAGE IS LEFT BLANK INTENTIONALLY -80- NONMAJOR GOVERNMENTAL FUNDS NONMAJOR SPECIAL REVENUE FUNDS Special revenue funds are used to account for revenue derived from specific taxes or other earmarked revenue sources. They are usually required by Minnesota statute or local ordinances to finance particular functions or other activities of government. Southshore Community Center - This fund was established to account for the resources accumulated fi•om events and activities held at the City's community center, and the payment of expenditures related to operations of the community center. The City has committed charges for services revenues for operations. k -81- CITY OF SHOREWOOD, MINNESOTA Exhibit A -1 NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET DECEMBER 31, 2015 LIABILITIES Accounts and contracts payable $ 12,270 $ 41,914 $ 54,184 Accrued salaries payable 403 - 403 Due to other funds - - - TOTAL LIABILITIES 12,673 41,914 54,587 FUND BALANCES Assigned to capital outlay - 1,797,637 1,797,637 Assigned to community center operations 53,379 - 53,379 TOTAL FUND BALANCES TOTAL LIABILITIES AND FUND BALANCES -82- 53,379 1,797,637 1,851,016 $ 66,052 $ 1,839,551 $ 1,905,603 Special Revenue Southshore Total Community Capital Nonmajor Center Projects Funds ASSETS Cash and temporary investments $ 65,779 $ 1,433,271 $ 1,499,050 Receivables Accrued interest 273 7,923 8,196 Accounts - 76,315 76,315 Lease - 171,974 171,974 Land held for resale - 150,068 150,068 TOTAL ASSETS $ 66,052 $ 1,839,551 $ 1,905,603 LIABILITIES Accounts and contracts payable $ 12,270 $ 41,914 $ 54,184 Accrued salaries payable 403 - 403 Due to other funds - - - TOTAL LIABILITIES 12,673 41,914 54,587 FUND BALANCES Assigned to capital outlay - 1,797,637 1,797,637 Assigned to community center operations 53,379 - 53,379 TOTAL FUND BALANCES TOTAL LIABILITIES AND FUND BALANCES -82- 53,379 1,797,637 1,851,016 $ 66,052 $ 1,839,551 $ 1,905,603 CITY OF SHOREWOOD, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED DECEMBER 31, 2015 REVENUES Intergovernmental Charges for services Interest on investments Miscellaneous Park dedication fees Contributions and donations Refunds and reimbursements Other TOTAL REVENUES EXPENDITURES Current Culture and recreation Capital outlay Public works Culture and recreation TOTAL EXPENDITURES DEFICIENCY OF REVENUES UNDER EXPENDITURES OTHER FINANCING SOURCES Transfers in NET CHANGE IN FUND BALANCES FUND BALANCES, JANUARY 1 FUND BALANCES, DECEMBER 31 Exhibit A -2 Special Revenue Southshore Total Community Capital Nonmajor Center Projects Funds $ - $ 65,135 $ 65,135 48,719 - 48,719 546 14,218 14,764 - 6,500 6,500 254 - 254 - 119,470 119,470 298 - 298 49,817 205,323 255,140 -83- (60,365) (264,149) (324,514) 70,000 303,197 373,197 9,635 39,048 48,683 43,744 1,758,589 1,802,333 $ 53,379 $ 1,797,637 $ 1,851,016 THIS PAGE IS LEFT BLANK 7 , INTENTIONALLY -84- NONMAJOR CAPITAL PROJECTS FUNDS Capital projects funds are used to account for the acquisition and construction of major capital facilities other than those financed by enterprise funds. Park Capital Improvement - This fund accounts for park land acquisition and other capital improvements in the City parks. Equipment Replacement - This fund was established for the purpose of funding the replacement of capital equipment. MSA Construction - This fund was established to account for the accumulation of Municipal State Aid (MSA) to fund the periodic reconstruction of MSA designated roads. Trail Construction - This fund was established to accounts for the resources accumulated and payments made for trail improvements and construction. Community Infrastructure - This fund was established for the purpose of funding future improvements in the City. s r f r`s -85- CITY OF SHOREWOOD, MINNESOTA Exhibit B -1 NONMAJOR CAPITAL PROJECTS FUNDS COMBINING BALANCE SHEET DECEMBER 31, 2015 -86- Park Capital Equipment MSA Trail Community Improvement Replacement Construction Construction Infrastructure Total ASSETS Cash and temporary investments $ 539,940 $ 344,780 $ 126,387 $ 307,353 $ 114,811 $ 1,433,271 Receivables Accrued interest 2,604 - 632 3,835 852 7,923 Accounts - - - - 76,315 76,315 Lease - 171,974 - - - 171,974 Land held for resale - - - - 150,068 150,068 TOTAL ASSETS $ 542,544 $ 516,754 $ 127,019 $ 311,188 $ 342,046 $ 1,839,551 LIABILITIES Accounts and contracts payable $ 266 $ 1,318 $ - $ 9,490 $ 30,840 $ 41,914 FUND BALANCES Assigned to capital outlay 542,278 515,436 127,019 301,698 311,206 1,797,637 TOTAL LIABILITIES AND FUND BALANCES $ 542,544 $ 516,754 $ 127,019 $ 311,188 $ 342,046 $ 1,839,551 -86- EXPENDITURES Capital outlay Public works Culture and recreation TOTAL EXPENDITURES DEFICIENCY OF REVENUES UNDER EXPENDITURES OTHER FINANCING SOURCES - 14,114 48,337 - 48,337 14,114 (36,382) (10,085) - - 14,114 231,850 175,171 455,358 231,850 175,171 469,472 (368) (162,589) (54,725) (264,149) Transfers in CITY OF SHOREWOOD, MINNESOTA 261,197.< - - - 303,197 Exhibit B -2 5,618 NONMAJOR CAPITAL PROJECTS FUNDS (368) (162,589) (54,725) 39,048 FUND BALANCES, JANUARY 1 536,660 264,324 COMBINING STATEMENT OF REVENUES, EXPENDITURES FUND BALANCES, DECEMBER 31 $ 542,278 $ 515,436 $ AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED DECEMBER 31, 2015 Park Capital Equipment MSA Trail Community Improvement Replacement Construction Construction Infrastructure Total REVENUES Intergovernmental $ - $ - $ - $ 65,135 $ - $ 65,135 Interest on investments 5,455 4,029 (368) 4,126 976 14,218 Miscellaneous Park dedication fees 6,500 - - - - 6,500 Refunds and reimbursements - - - - 119,470 119,470 TOTALREVENUES 11,955 4,029 (368) 69,261 120,446 205,323 EXPENDITURES Capital outlay Public works Culture and recreation TOTAL EXPENDITURES DEFICIENCY OF REVENUES UNDER EXPENDITURES OTHER FINANCING SOURCES - 14,114 48,337 - 48,337 14,114 (36,382) (10,085) - - 14,114 231,850 175,171 455,358 231,850 175,171 469,472 (368) (162,589) (54,725) (264,149) Transfers in 42,000 261,197.< - - - 303,197 NET CHANGE IN FUND BALANCES 5,618 251,112 (368) (162,589) (54,725) 39,048 FUND BALANCES, JANUARY 1 536,660 264,324 127,387 464,287 365,931 1,758,589 FUND BALANCES, DECEMBER 31 $ 542,278 $ 515,436 $ 127,019 $ 301,698 $ 311,206 $ 1,797,637 -87- -88- CITY OF SHOREWOOD, MINNESOTA Exhibit C -1 GENERALFUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED ON THE FOLLOWING PAGES FOR THE YEAR ENDED DECEMBER 31, 2015 (With comparative actual amounts for the year ended December 31, 2014) 2015 2014 Budgeted Amounts Actual Variance with Actual Original Final Amounts Final Budget Amounts REVENUES Taxes General property taxes $ 4,827,938 $ 4,827,938 $ 4,825,492 $ (2,446) $ 4,752,388 Fiscal disparities 103,526 103,526 123,634 20,108 111,707 Total 4,931,464 4,931,464 4,949,126 17,662 4,864,095 Licenses and permits Business 14,320 14,320 6,189 (8,131) 14,932 Nonbusiness 133,450 133,450 269,378 135,928 255,909 Total 147,770 147,770 275,567 127,797 270,841 Intergovernmental Federal Other - - - 34,536 State Property tax credits - - 49 49 44 Other 75,751 75,751 91,587 15,836 79,489 Total 75,751 75,751 91,636 15,885 114,069 Charges for services General government 5,200 5,200 14,251 9,051 11,850 Culture and recreation 45,000 45,000 53,367 8,367 40,881 Total 50,200 50,200 67,618 17,418 52,731 Fines and forfeitures 57,000 57,000 65,234 8,234 64,290 Interest on investments 35,000 35,000 35,182 182 45,799 Miscellaneous revenue Refunds and reimbursements 10,000 10,000 63,574 53,574 19,792 Contributions and donations 3,500 3,500 3,570 70 4,595 Other 165,400 165,400 180,105 14,705 166,647 Total 178,900 178,900 247,249 68,349 191,034 TOTAL REVENUES 5,476,085 5,476,085 5,731,612 255,527 5,602,859 -88- CITY OF SHOREWOOD, MINNESOTA Exhibit C -1 GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2015 (With comparative actual amounts for the year ended December 31, 2014) EXPENDITURES Current General government Mayor and City Council Personal services Supplies Other services and charges Total Administrative Personal services Supplies Other services and charges 2015 Budgeted Amounts Original Final Actual Amounts 2014 Variance with Actual Final Budget Amounts $ 22,600 $ 22,600 $ 22,176 $ 424 $ 16,794 2,000 2,000 1,751 249 1,014 110,350 110,350 67,618 42,732 54,930 134,950 134,950 91,545 43,405 72,738 251,153 251,153 249,239 1,914 242,352 20,900 20,900 13,288 7,612 17,852 145,500 145,500 146,504 (1,004) 148,468 Total 417,553 417,553 409;031 8,522 408,672 Finance Personal services 134,758 134,758 143,248 (8,490) 138,465 Supplies 10,050 - 10,050 19,253 (9,203) 15,415 Other services and charges 16,000 16,000 21,018 (5,018) 14,191 Total 160,808 160,808 183,519 (22,711) 168,071 Professional services Other services and charges 215,060 215,060 200,096 14,964 207,153 Planning and zoning Personal services 173,157 173,157 184,405 (11,248) 182,641 Supplies 300 300 423 (123) 302 Other services and charges 11,000 11,000 28,125 (17,125) 14,461 Total 184,457 184,457 212,953 (28,496) 197,404 Municipal building Supplies 23,400 23,400 54,591 (31,191) 56,990 Other services and charges 170,800 170,800 95,370 75,430 87,679 Total 194,200 194,200 149,961 44,239 144,669 Total general government 1,307,028 1,307,028 1,247,105 59,923 1,198,707 -89- CITY OF SHOREWOOD, MINNESOTA Exhibit C -1 GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2015 (With comparative actual amounts for the year ended December 31, 2014) 2015 2014 Budgeted Amounts Actual Variance with Actual Original Final Amounts Final Budget Amounts EXPENDITURES - CONTINUED Current - continued Public safety Police protection Other services and charges $ 1,072,645 $ 1,072,645 $ 1,082,129 $ (9,484) $ 1,051,134 Fire protection Other services and charges 361,315 361,315 360,644 671 348,789 Protective inspection Personal services 121,323 121,323 126,667 (5,344) 120,530 Supplies 200 200 73 127 157 Other services and charges 7,700 7,700 9,887 (2,187) 6,176 Total 129,223 129,223 136,627 (7,404) 126,863 Total public safety L563,183 .1,563,183 1,579,400 (16,217) 1,526,786 Public works General maintenance Personal services 494,547 494,547 350,006 144,541 321,038 Supplies 167,700 167,700 103,882 63,818 132,205 Other services and charges 142,600 142,600 103,058 39,542 95,277 Total 804,847 804,847 556,946 247,901 548,520 Snow and ice removal Personal services 58,339 58,339 25,274 33,065 61,363 Supplies 45,000 45,000 16,229 28,771 34,444 Total 103,339 103,339 41,503 61,836 95,807 Sanitation and waste removal Personal services - - 23,187 (23,187) 23,704 City engineer Supplies - - - - 612 Other services and charges 87,900 87,900 91,100 (3,200) 72,181 Total 87,900 87,900 91,100 (3,200) 72,793 Total public works 996,086 996,086 712,736 283,350 740,824 -90- -91- CITY OF SHOREWOOD, MINNESOTA Exhibit C -1 GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - CONTINUED FOR THE YEAR ENDED DECEMBER 31, 2015 (With comparative actual amounts for the year ended December 31, 2014) 2015 2014 Budgeted Amounts Actual Variance with Actual Original Final Amounts Final Budget Amounts EXPENDITURES - CONTINUED Current - continued Culture and recreation Personal services $ 146,216 $ 146,216 $ 192,106 $ (45,890) $ 164,292 Supplies 29,100 29,100 23,588 5,512 21,443 Other services and charges 56,800 56,800 40,132 16,668 43,387 Total culture and recreation 232,116 232,116 255,826 (23,710) 229,122 Total current 4,098,413 4,098,413 3,795,067 303,346 3,695,439 Capital outlay Public safety 501,337 501,337 501,336 1 508,187 TOTAL EXPENDITURES 4,599,750 4,5.99,750 4,296,403 303,347 4,203,626 EXCESS OF REVENUES OVER EXPENDITURES 876,335 876,335 1,435,209 558,874 1,399,233 OTHER FINANCING SOURCES (USES) Transfers in 25,000 25,000 25,000 - 25,000 Transfers out (1,043,513) (1,043,513) (1,043,513) - (1,315,120) TOTAL OTHER FINANCING SOURCES (USES) (1,018,513) (1,018,513) (1,018,513) - (1,290,120) NET CHANGE IN FUND BALANCES (142,178) (142,178) 416,696 558,874 109,113 FUND BALANCES, JANUARY 1 4,085,471 4,085,471 4,085,471 - 3,976,358 FUND BALANCES, DECEMBER 31 $ 3,943,293 $ 3,943,293 $ 4,502,167 $ 558,874 $ 4,085,471 -91- -92- CITY OF SHOREWOOD, MINNESOTA Exhibit D -1 DEBT SERVICE FUNDS COMBINING BALANCE SHEET DECEMBER 31, 2015 2007A 2007B 2007C 2008 Public Safety Public Safety Public Safety Lease Revenue Building Building Building Bond Total ASSETS Cash and temporary investments $ 17,220 $ 6,977 $ 4,889 $ 2,719 $ 31,805 Lease receivable 2,6$5,000 2,785,000 950,000 - 6,420,000 TOTAL ASSETS $ 2,702,220 $ 2,791,977 $ 954,889 $ 2,719 $ 6,451,805 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - lease receivables $ 2,685,000 $ 2,785,000 $ 950,000 $ - $ 6,420,000 FUND BALANCES Restricted for debt service 17,220 6,977 4,889 2,719 31,805 TOTAL DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES $ 2,702,220 $ 2,791,977 $ 954,889 $ 2,719 $ 6,451,805 -92- CITY OF SHOREWOOD, MINNESOTA Exhibit D -2 DEBT SERVICE FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED DECEMBER 31, 2015 REVENUES Miscellaneous Lease payments Other TOTAL REVENUES EXPENDITURES Debt service Principal Interest and service charges TOTAL EXPENDITURES 2007A 2007B 2007C 2008 Public Safety Public Safety Public Safety Lease Revenue Building Building Building Bond Total $ 392,025 $ 411,478 $ 155,066 $ - $ 958,569 4,000 4,000 4,000 - 12,000 396,025 415,478 159,066 - 970,569 275,000 290,000 115,000 55,000 735,000 118,975 123,428 42,016 46,512 330,931 393,975 413,428 157,016 101,512 1,065,931 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 2,050 2,050 2,050 (101,512) (95,362) OTHER FINANCING SOURCES Transfers in - - - 101,513 101,513 NET CHANGE IN FUND BALANCES 2,050 2,050 2,050 - 1 6,151 FUND BALANCES, JANUARY 1 15,170 4,927 2,839 2,718 25,654 FUND BALANCES, DECEMBER 31 $ 17,220 $ 6,977 $ 4,889 $ 2,719 $ 31,805 -93- CITY OF SHOREWOOD, MINNESOTA AGENCY FUND COMBINING SCHEDULE OF CHANGES IN ASSETS AND LIABILITIES FOR THE YEAR ENDED DECEMBER 31, 2015 Developer Escrow Accounts ASSETS Cash and temporary investments LIABILITIES Escrow deposits payable Exhibit E -1 Balance Balance January 1 Additions Deductions December 31 $ 128,561 $ 115,918 $ (124,810) $ 119,669 $ 128,561 $ 115,918 $ (124,810) $ 119,669 -94- REVENUES Taxes Licenses and permits Intergovernmental Charges for services Fines and forfeits Interest on investments Miscellaneous TOTAL REVENUES Per Capita CITY OF SHOREWOOD, MINNESOTA SUPPLEMENTARY INFORMATION SUMMARY FINANCIAL REPORT REVENUES AND EXPENDITURES FOR GENERAL OPERATIONS GOVERNMENTAL FUNDS FOR THE YEARS ENDED DECEMBER 31, 2015 AND 2014 Total 2015 2014 $ 4,949,126 $ 4,864,095 275,567 270,841 156,771 891,055 116,337 90,825 65,234 64,290 60,283 86,530 1,344,340 1,185,219 $ 6,967,658 $ 7,452,855 $ 938 $ 991 EXPENDITURES Current General government $ 1,247,105 $ 1,198,707 Public safety 1,579,400 1,526,786 Public works 726,905 743,803 Culture and recreation 344,793 310,051 Capital outlay General government _ - 55,827 Public safety 501,336 508,187 Public works 907,830 1,525,025 Culture and recreation 476,573 302,816 Debt service Principal Interest and service charges TOTAL EXPENDITURES Per Capita Total Long -term Indebtedness Per Capita 735,000 705,000 330,931 367,396 $ 6,849,873 $ 7,243,598 $ 923 $ 963 $ 7,400,000 $ 8,135,000 $ 997 $ 1,081 Exhibit F -1 Percent Increase (Decrease) 1.75 % 1.74 (82.41) 28.09 1.47 (30.33) 13.43 (6.51) (5.31) % 4.04 % 3.45 (2.27) 11.21 (100.00) (1.35) (40.47) 57.38 4.26 (9.93) (5.44) (4.17) % (9.04) (7.82) General Fund Balance - December 31 $ 4,502,167 $ 4,085,471 10.20 Per Capita $ 606 $ 543 11.67 The purpose of this report is to provide a summary of financial information concerning the City of Shorewood to interested citizens. The complete financial statements may be examined at City Hall, 5755 Country Club Road, Shorewood, Minnesota 55331. Questions about this report should be directed to Bruce DeJong, Finance Director at 952- 960 -7903. -95- THIS PAGE IS LEFT BLANK INTENTIONALLY -96- STATISTICAL SECTION (UNAUDITED) CITY OF SHOREWOOD SHOREWOOD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 V -97- THIS PAGE IS LEFT BLANK INTENTIONALLY -98- STATISTICAL SECTION (UNAUDITED) This part of the City of Shorewood's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government's overall financial health. Financial trends These schedules contain trend information to help the reader understand how the government's financial performance and well- being have charged over time. Revenue capacity These schedules contain information to help the reader assess the government's most significant local revenue source, the property tax. Debt capacity These schedules present information to help the reader assess the affordabilio3 of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. Demographic and economic information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government 's financial activities take place. Operating information These schedules contain service =and infi-astructuu-e data to help the reader understand #ow, the information in the government's financial report relocates to the services the government provides,and the activities it performs. f -99- CITY OF SHOREWOOD, MINNESOTA STATISTICAL SECTION (UNAUDITED) NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (accrual basis of accounting) -100- Fiscal Year 2006 2007 2008 2009 Governmental activities Net investment in capital assets $ 11,690,620 $ 10,960,550 $ 9,430,566 $ 9,480,314 Restricted 24,632 - - - Unrestricted 5,716,027 6,147,185 7,400,859 7,909,106 Total governmental activities net position $ 17,431,279 $ 17,107,735 $ 16,831,425 $ 17,389,420 Business -type activities Net investment in capital assets $ 5,668,683 $ 6,066,229 $ 6,631,854 $ 6,482,297 Unrestricted 9,829,761 10,422,397 10,186,824 9,449,210 Total business -type activities net position $ 15,498,444 $ 16,488,626 $ 16,818,678 $ 15,931,507 Total primary government Net investment in capital assets $ 17,359,303 $ 17,026,779 $ 16,062,420 $ 15,962,611 Restricted 24,632 - - - Unrestricted 15,545,788 16,569,582 17,587,683 17,358,316 Total primary government $ 32,929,723 $ 33,596,361 $ 33,650,103 $ 33,320,927 -100- Fiscal Year 2010 2011 2012 2013 2014 Table 1 2015 $ 9,525,991 $ 9,223,669 $ 8,487,162 $ 9,212,415 $ 9,754,046 $ 9,394,897 8,252,497 7,964,703 7,979,370 7,138,847 7,317,095 6,717,068 $ 17,778,488 $ 17,188,372 $ 16,466,532 $ 16,351,262 $ 17,071,141 $ 16,111,965 $ 6,494,996 $ 6,675,613 $ 6,494,076 $ 6,705,907 $ 6,718,271 $ 7,713,545 8,666,149 8,186,835 8,148,173 7,951,219 7,890,327 6,572,980 $ 15,161,145 $ 14,862,448 $ 14,642,249 $ 14,657,126 $ 14,608,598 $ 14,286,525 $ 16,020,987 $ 15,899,282 $ 14,981,238 $ 15,918,322 $ 16,472,317 $ 17,108,442 16,918,646 16,151,538 16,127,543 15,090,066 15,207,422 13,290,048 $ 32,939,633 $ 32,050,820 $ 31;108,781 $ 31,008,388 $ 31,679,739 $ 30,398,490 still CITY OF SHOREWOOD, MINNESOTA STATISTICAL SECTION (UNAUDITED) CHANGES IN NET POSITION - CONTINUED ON THE FOLLOWING PAGES LAST TEN FISCAL YEARS (accrual basis of accounting) Expenses Governmental activities General government Public safety Public works Culture and recreation Interest on long -term debt Total governmental activities expenses Business -type activities Water Sewer Recycling Stormwater management utility Liquor Total business -type Total expenses Program revenues Governmental activities Charges for services General government Public safety Public works Culture and recreation Operating grants and contributions Capital grants and contributions Fiscal Year 2006 2007 2008 2009 $ 1,357,714 $ 1,321,971 $ 1,483,913 $ 1,486,281 1,806,915 1,819,250 1,906,890 1,904,966 2,275,402 1,971,571 2,485,752 1,941,272 233,881 258,906 273,054 394,110 600,723 1,000,230 1,002,423 638,768 6,274,635 6,371,928 7,152,032 6,365,397 488,513 636,506 657,776 659,113 785,638 952,107 921,238 955,956 124,354 91,157 96,945 99,286 171,190 63,888 106,143 106,847 2,017,217 1,885,537 16,167 129 activities expenses 3,586,912 3,629;195 1,798,269 1,821,331 $ 9,861,547 $10,001,123 $ 8,950,301 $ 8,186,728 Total governmental activities program revenues Business -type activities Charges for services Water Sewer Recycling Stormwater management utility Liquor Operating grants and contributions Capital grants and contributions Total business -type activities program revenues Total program revenues $ 25,340 $ 41,475 $ 32,528 $ 34,064 1,060,506 896,731 793,041 634,742 - - - 6,279 1,800 1,960 605 35,843 31,730 99,800 90,493 90,681 395,229 132,912 674,343 43 1,514,605 1,172,878 1,591,010 801,652 1,350,041 782,549 752,338 784,318 836,175 832,956 829,117 802,252 144,886 89,934 64,629 65,112 129,708 164,413 204,618 191,157 1,984,344 1,788,835 - - - - 27,950 28,488 4,445,154 3,658,687 1,878,652 1,871,327 $ 5,959,759 $ 4,831,565 $ 3,469,662 $ 2,672,979 -102- Fiscal Year 2010 2011 2012 2013 2014 Table 2 2015 $ 1,235,098 $ 1,405,791 $ 1,331,286 $ 1,310,296 $ 1,277,118 $ 1,318,558 1,893,413 1,960,894 1,947,868 2,010,338 2,036,394 2,080,769 2,231,473 2,031,136 2,162,123 1,884,986 1,991,852 1,971,483 452,437 412,257 460,879 471,784 397,365 613,494 474,082 449,773 428,887 379,685 355,378 318,357 - 15,000 6,286,503 6,259,851 6,331,043 6,057,089 6,058,107 6,302,661 1,887,076 1,888,839 1,985,958 1,811,726 1,827,814 1,817,323 643,886 690,363 689,205 693,193 690,479 721,184 980,173 1,151,626 1,065,926 847,097 873,711 944,263 173,896 174,857 187,713 181,537 178,457 131,185 131,107 233,035 273,846 107,935 203,825 99,312 25 - - - - - 1,929,087 2,249,881 `` 2,216,690 "' 1,829,762 1,946 472 1,895,944 $ 8,215,590 $ 8,509,732" $ 8,547,733 $ 7,886,851 $ 8,004;579 $ 8,198,605 $ 53,381 $ 108,394 $ 144,883 $ 187,628 $ 199,394 $ 260,440 624,330 544,749 604,400 599,810 642,680 617,557 - 6,293 4,137 226 1,222 940 58,661 72,678 79,206 120,794 102,985 108,884 99,114 113,717 102,959 144,112 48,284 86,370 114,330 - - - 811,522 184,605 949,816 845,831 935,585 1,052,570 1,806,087 1,258,796 668,676 672,793 757,395 537,713 443,467 544,748 845,043 819,496 831,640 834,320 852,254 858,066 146,002 151,894 157,585 165,713 164,666 154,929 198,593 196,070 193,931 194,950 220,658 227,676 28,762 33,586 23,007 25,830 31,279 26,198 - 15,000 22,400 53,200 115,490 5,706 1,887,076 1,888,839 1,985,958 1,811,726 1,827,814 1,817,323 $ 2,836,892 $ 2,734,670 $ 2,921,543 $ 2,864,296 $ 3,633,901 $ 3,076,119 -103- CITY OF SHOREWOOD, MINNESOTA STATISTICAL SECTION (UNAUDITED) CHANGES IN NET POSITION - CONTINUED LAST TEN FISCAL YEARS (accrual basis of accounting) Net revenues (expenses) Governmental activities Business -type activities Total primary government General Revenues and Other Changes in Net Position General Revenues Governmental activities Taxes Property taxes, levied for general purpose Grants and contributions not restricted to specific programs Unrestricted investment earnings Gain on sale of capital assets Transfers Fiscal Year 2006 2007 2008 2009 $ (4,760,030) $ (5,199,050) $ (5,561,022) $ (5,563,745) 858,242 29,492 80,383 49,996 $ (3,901,788) $ (5,169,558) $ (5,480,639) $ (5,513,749) $ 4,144,543 $ 4,360,254 $ 4,582,909 $ 4,743,174 4,925 37,746 19,957 4,940 327,921 621,234 641,846 333,626 25,000 (143,728) 40,000 1,040,000 Total governmental activities general revenues 4,502,389 4,875,506 5,284,712 6,121,740 Business -type activities Unrestricted investment earnings 310,281 434,072 289,669 102,833 Gain on sale of capital assets " - 382,890 - - Transfers (25,000) 143,728 (40,000) (1,040,000) Total business -type activities general revenues Total primary government Change in Net Position Governmental activities Business -type activities 285,281 960,690 249,669 (937,167) $ 4,787,670 $ 5,836,196 $ 5,534,381 $ 5,184,573 $ (257,641) $ (323,544) $ (276,310) $ 557,995 1,143,523 990,182 330,052 (887,171) Total primary government $ 885,882 $ 666,638 $ 53,742 $ (329,176) -104- Fiscal Year 2010 2011 2012 Table 2 2013 2014 2015 $ (5,336,687) $ (5,414,020) $ (5,395,458) $ (5,004,519) $ (4,252,020) $ (5,043,865) (42,011) (361,042) (230,732) (18,036) (118,658) (78,621) $ (5,378,698) $ (5,775,062) $ (5,626,190) __L (L222,5551 $ (4,370,678) $ (5,122,486) $ 4,744,348 $ 4,733,948 $ 4,761,213 $ 4,768,989 $ 4,854,521 $ 4,931,075 4,487 4,751 6,019 5,818 5,848 5,840 132,359 56,705 61,584 37,461 86,530 60,283 31,130 28,500 - 76,981 - 30,000 813,431 - - - 25,000 270,121 5,725,755 4,823,904 4,828,816 4,889,249 4,971,899 5,297,319 85,080 62,345 64,135 32,913 95130 68,119 (813,431) - - - ,(25,000) (270,121) (728,351) 62,345 64,135 32,913 70,130 (202,002) $ 4,997,404 $ 4,886,249 $ 4,892,951 $ 4,922,162 $ 5,042,029 $ 5,095,317 $ 389,068 $ (590,116) $ (566,642) $ (115,270) $ 719,879 $ 253,454 (770,362) (298,697) (166,597) 14,877 (48,528) (280,623) $ (381,294) $ (888,813) $ (733,239) $ (100,393) $ 671,351 $ (27,169) -105- CITY OF SHOREWOOD, MINNESOTA STATISTICAL SECTION (UNAUDITED) FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS Fiscal Year -106- 2006 2007 2008 2009 General fund Reserved $ - $ - $ 47,750 $ 500 Unreserved 3,383,906 3,761,509 3,660,359 3,555,224 Nonspendable - - - - Unassigned - - - - Total general fund $ 3,3832906 $ 3,761,509 $ 3,708,109 $ 3,555,724 All other governmental funds Reserved $ 262,438 $ 10,040,556 $ 10,033,342 $ 1,934,628 Unreserved, reported in Special revenue funds - - - - Capital project funds 2,197,367 2,473,097 3,743,980 4,252,870 Nonspendable - - - - Restricted - - - - Assigned - - - - Unassigned - - - - Total all other governmental funds $ 2,459,805 $'12,513;653 $ 13,777,322 $ 6,187,498 Note: The City implemented GASB 54 in fiscal year 2011, resulting in significant reclassification of the components of fund balance. Years prior to 2011 have not been restated. -106- 2010 2011 Table 3 Fiscal Year 2012 2013 2014 2015 $ 49,060 $ - $ - $ - $ - $ - 3,477,932 - - - - - - 48,000 50,000 33,016 103,996 99,216 - 3,440,227 3,574,468 3,943,342 3,981,475 4,402,951 $ 3,526,992 $ 3,488,227 $ 3,624,468 $ 3,976,358 $ 4,085,471 $ 4,502,167 $ 96,333 $ - $ - $ - $ - $ - (17,650) - - - - - 4,520,558 - - - - - - 150,068 150,068 150,068 - - - 30,439 17,700 24,450 25,654 31,805 - 4,229,528 4,368,656 3,117,434 3,339,005 3,304,064 - - (75,325) (52,437) - - $ 4,599,241 $ 4,410,035 " $ 4,461,099 $ 3,239,515 $ 3,364,659 $ 3,335,869 -107- CITY OF SHOREWOOD, MINNESOTA STATISTICAL SECTION (UNAUDITED) CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS Other financing sources (uses) Transfers in 635,000 770,091 933,366 2,059,773 Sale of capital assets - - - - Proceeds from sale of bonds - 10,000,000 1,310,000 Bonds refunded - - (8,100,000) Discount on long -term debt issued - (24,233) - - Transfers out (610,000) (913,819) (893,366) (1,019,773) Total other financing sources (uses) 25,000 9,832,039 1,350,000 (7,060,000) Net change in fund balances $ (504,780) $ 10,431,451 $ 1,210,269 $ (7,742,209) Debt service as a percentage of Noncapital expenditures 20.1% 26.3% 23.1% 22.4% -108- Fiscal Year 2006 2007 2008 2009 Revenues Taxes $ 4,141,539 $ 4,332,741 $ 4,582,602 $ 4,703,368 Licenses and permits 382,408 256,472 195,419 127,883 Intergovernmental 365,732 224,286 753,605 66,411 Charges for services 45,450 50,819 50,753 41,649 Fines and forfeitures 79,040 77,777 53,369 52,968 Special assessments 895 418 - - Interest on investments 327,921 621,234 641,846 333,626 Miscellaneous 1,110,860 1,077,012 1,053,916 1,059,914 Total revenues 6,453,845 6,640,759 7,331,510 6,385,819 Expenditures General government 1,264,509 1,253,223 1,443,549 1,386,614 Public safety 1,257,998 1,263,921 1,352,254 1,392,139 Public works 626,048 718,350 760,287 670,954 Culture and recreation 169,411 190,931 229,259 326,502 Capital outlay 2,571,204 1,123,796 2,164,366 1,953,756 Debt service Principal 486,728 534,594 ! 485,000 520,000 Interest and service charges 607,727 956,532 977,957 818,063 Bond issuance costs - - 58,569 - Total expenditures 6,983,625 6,041,347 7,471,241 7,068,028 Excess (deficiency) of revenues over (under) expenditures (529,780) 599,412 (139,731) (682,209) Other financing sources (uses) Transfers in 635,000 770,091 933,366 2,059,773 Sale of capital assets - - - - Proceeds from sale of bonds - 10,000,000 1,310,000 Bonds refunded - - (8,100,000) Discount on long -term debt issued - (24,233) - - Transfers out (610,000) (913,819) (893,366) (1,019,773) Total other financing sources (uses) 25,000 9,832,039 1,350,000 (7,060,000) Net change in fund balances $ (504,780) $ 10,431,451 $ 1,210,269 $ (7,742,209) Debt service as a percentage of Noncapital expenditures 20.1% 26.3% 23.1% 22.4% -108- 2010 2011 Table 4 Fiscal Year 2012 2013 2014 2015 $ 4,717,204 $ 4,787,195 $ 4,783,939 $ 4,764,472 $ 4,864,095 $ 4,949,126 154,113 174,119 175,087 204,600 270,841 275,567 173,334 72,968 76,102 76,544 891,055 156,771 100,899 102,500 121,625 92,549 90,825 116,337 55,806 52,635 66,230 59,294 64,290 65,234 333 - - - - - 132,359 56,705 61,584 37,461 86,530 60,283 1,037,522 1,032,566 1,115,836 1,234,312 1,185,219 1,344,340 6,371,570 6,278,688 6,400,403 6,469,232 7,452,855 6,967,658 1,147,198 1,306,948 1,288,704 1,249,616 1,198,707 1,247,105 1,3 92,923 1,460,664 1,445,149 1,494,633 1,526,786 1,579,400 859,069 866,413 823,234 860,071 743,803 726,905 342,654 343,326 331,524 324,745 310,051 344,793 2,075,109 1,457,001 1,230,058 2,660,830 2,391,855 1,885,739 600,000 625,000 655,000 675,000 705,000 735,000 516,167 447,307 439,429 39 -1,213 367,396 330,931 6,933,120 6,506,659 6,213,098 7,656,108 7,243,598 6,849,873 (561,550) (227,971) 187,305 (1,186,876) 209,257 117,785 1,942,550 984,541 1,170,216 2,482,650 1,340,120 1,313,634 31,130 - - 317,182 - - (1,900,000) - - - - - (1,129,119) (984,541) (1,170,216) (2,482,650) (1,315,120) (1,043,513) (1,055,439) - 317,182 25,000 270,121 $ (1,616,989) $ (227,971) $ 187,305 $ (869,694) $ 234,257 $ 387,906 19.1% 18.4% 18.3% 18.5% 18.5% 17.9% -109- Source: Hennepin County Assessor Note: Property in the county is reassessed annually. The county assesses property at approximately 90 percent of actual value for all types of real and personal property. -110- CITY OF SHOREWOOD, MINNESOTA STATISTICAL SECTION (UNAUDITED) TAX CAPACITY, MARKET VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY (Shown by year of tax collectability) 2006 2007 2008 2009 Taxable market value Personal property $ 4,361,600 $ 4,591,200 $ 4,336,600 $ 4,764,900 Real estate 1,318,313,000 1,475,529,200 1,597,262,400 1,651,054,700 Total taxable market value $1,322,674,600 $1,480,120,400 $1,601,599,000 $1,655,819,600 Estimated actual value of taxable property $1,416,341,600 $1.553,767,900 $1,645,188,300 $1,673,720,100 Taxable market value as a percentage of estimated actual value 93.39 % 95.26% 97.35 % 98.93 % Tax capacity Personal property $ 85,635 $ 89,872 $ 84,780 $ 91,548 Real estate 14,269,195 16,130,097 17,619,943 18,305,114 Total tax capacity 14,354,830 16,219,969 17,704,723 18,396,662 Contribution to fiscal disparities pool (276,939) (308,590) (351,789) (396,336) Receivable from fiscal disparities pool 399,944 407,687 445,780 513,259 Net tax capacity $ 14,477,835 $ 16,319,066 $ 17,798,714 $ 18,513,585 Tax levies General $ 3,678,592 $ 3,835,173 $ 4,056,917 $ 4,158,672 Debt service 511,803 561,135 555,078 617,620 Total $ ' 4,190,395 $ 4,396,308 $ 4,611,995 $ 4,776,292 Direct tax rate General 25.408 % 23,501 % 22.793 % 22.463 % Debt service 3.535 3.439 3.119 3.336 Total 28.944 % 26.940% 25.912% 25.799 % Source: Hennepin County Assessor Note: Property in the county is reassessed annually. The county assesses property at approximately 90 percent of actual value for all types of real and personal property. -110- 2010 2011 2012 2013 2014 2015 Table 5 $ 4,629,900 $ 4,948,300 $ 5,291,700 $ 6,006,500 $ 6,068,600 $ 6,348,000 1,631,938,000 1,507,900,600 1,430,712,101 1,367,209,584 1,345,804,540 1,449,497,111 $1,636,567,900 $1,512,848,900 $1,436,003,801 $1,373,216,084 $ 1,351,873,140 $ 1,455,845,111 $1.638,118,400 $1,514,456,700 $1,453,867,700 $1,392,562,700 $ 1,371,752,400 $ 1,472,996,800 99.91 % 99.89 % 98.77 % 98.61 % 98.55 % 98.84 % $ 88,848 $ 95,216 $ 102,084 $ 113,130 $ 114,632 $ 122,460 18,087,557 16,620,629 15,761,142 15,025,751 14,770,327 15,926,414 18,176,405 16,715,845 15,863,226 15,138,881 14,884,959 16,048,874 (432,995) (419,002) (389,965) (393,282) (393,620) (399,759) 526,521 478,935 435,462 368,528 374,494 377,934 $ 18,269,931 $ 16,775,778 $ 15,908,723 $ 15,114,127 $ 14,865,833 $ 16,027,049 $ 4,160,292 $ 4,158,672 $ 4,158,672 $ 4,763,319 $ 4,858,585 $ 4,931,464 616,000 604,647 - - - - $ 4,776,292 $ 4,763,319 $ 4,158;672 $' 4,763,319 $ 4,858,585 $ 4,931,464 22.771 % 24.790 % 26.141 % 31.516 % 32.683 % 30.770 % 3.372 3.604 _ - 26.143 % 28.394 % 26.141 % 31.516 % 32.683 % 30.770 % MINE CITY OF SHOREWOOD, MINNESOTA STATISTICAL SECTION (UNAUDITED) PROPERTY TAX CAPACITY RATES - DIRECT AND OVERLAPPING GOVERNMENTS (PER $1,000 OF TAX CAPACITY IN 2006 - 2015) Source: Hennepin County Assessor (1) Includes vocational school Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all City property owners (e.g. the rates for special districts apply only to the proportion of the government's property owners whose property is located within the geographic boundaries of the special district). DIVA Overlapping Rates Year (1) Taxes School District Watershed District Payable City County No. 276 No. 277 No.3 No.4 Misc. 2006 28.944 % 41.016 % 22.952 % 10.522 % 1.072 % 0.787 % 6.998 % 2007 26.940 39.110 24.793 9.911 1.121 0.743 7.310 2008 25.912 38.571 17.980 8.521 1.404 1.302 7.397 2009 25.799 40.413 17.186 8.284 1.489 1.246 7.154 2010 26.143 42.640 18.657 9.772 1.511 1.279 8.138 2011 28.394 45.840 21.274 10.900 1.606 1.352 9.172 2012 26.141 48.231 23.015 17.262 1.705 1.387 9.923 2013 31.516 49.461 24.487 18.119 1.769 1.523 10.089 2014 32.683 49.959 24.374 19.075 1.806 1.880 10.561 2015 30.770 46.398 25.093 20.377 1.738 1.855 9.785 Source: Hennepin County Assessor (1) Includes vocational school Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all City property owners (e.g. the rates for special districts apply only to the proportion of the government's property owners whose property is located within the geographic boundaries of the special district). DIVA Totals School District No. 276 Watershed Watershed District District No. 3 No. 4 Table 6 School District No. 277 Watershed District No. 3 100.982 % 100.697 % 88.552 % 99.274 98.896 84.392 91.264 91.162 81.805 92.041 91.798 83.139 97.089 96.857 88.204 106.286 106.032 95.912 109.015 108.697 103.262 117.322 117.076 110.954 119.383 119.457 114.084 113.784 113.901 109.068 -113- CITY OF SHOREWOOD, MINNESOTA STATISTICAL SECTION (UNAUDITED) PRINCIPAL TAXPAYERS CURRENT YEAR AND NINE YEARS AGO Kimberley & Frank Venues The Mary Sue Simon Qprt Xcel Energy Totals $ 961,446 Source: Hennepin County Assessor Tax Taxpayer Capacity of Total Mattamy Minneapolis LLC (Minnetonka Country Club) $ 180,000 Krause- Anderson (Shorewood Village Ctr -Towle Real Est) 158,530 Big Box One, LLC 130,310 Two S Properties (Shurgard Storage) 120,404 South Lake Office Building LLC 76,210 Jack & Gretchen Norqual 65,876 W of Shorewood LLC (Minnetonka Portable Dredging) 62,688 Beacon Bank 57,750 Waterford Center LLP 53,790 Stephen R Litman Trustee 55,888 Kimberley & Frank Venues The Mary Sue Simon Qprt Xcel Energy Totals $ 961,446 Source: Hennepin County Assessor -114- 2006 Rank Table 7 Percent of Total Tax Capacity 4 0.36 % 3 0.50 1 0.64 2 0.51 6 0.33 10 0.30 9 0.31 5 0.35 7 0.32 8 0.32 3.94 % Percent of Total Tax Rank Tax Capacity Capacity 1 1,07 % $ 51,890 2 0.94 71,790 3 0.77 92,190 4 0.72 73,610 5 0.45 - 6 0.39 - 7 0.37 48,250 8 0.34 43,490 9 0.32 45,110 10 0.33 - - 50,625 46,940 - 46,410 5.70 % $ 570,305 -114- 2006 Rank Table 7 Percent of Total Tax Capacity 4 0.36 % 3 0.50 1 0.64 2 0.51 6 0.33 10 0.30 9 0.31 5 0.35 7 0.32 8 0.32 3.94 % CITY OF SHOREWOOD, MINNESOTA Table 8 STATISTICAL SECTION (UNAUDITED) PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (1) Includes state paid property tax credits. -115- (1) Percent Collection Percentage Collection of Total Fiscal Total of Current of Levy in subsequent Total Collections Year Levy Year's Levy Collected years Collections to Levy 2006 $ 4,190,395 $ 4,145,829 98.94 % $ 41,120 $ 4,186,949 99.92 % 2007 4,396,308 4,320,289 98.27 75,258 4,395,547 99.98 2008 4,611,995 4,546,899 98.59 61,628 4,608,527 99.92 2009 4,776,292 4,649,904 97.35 121,741 4,771,645 99.90 2010 4,776,292 4,685,060 98.09 88,075 4,773,135 99.93 2011 4,763,319 4,706,900 98.82 54,448 4,761,348 99.96 2012 4,763,319 4,717,658 99.04 40,812 4,758,470 99.90 2013 4,763,319 4,720,748 99.11 38,073 4,758,821 99.91 2014 4,858,585 4,812,478 99.05 30,373 4,842,851 99.68 2015 4,931,464 4,907,222 99.51 - 4,907,222 99.51 (1) Includes state paid property tax credits. -115- Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. See the Demographic and Economic Statistics table on page 121 for personal income and population data. -116- Table 9 Percentage of CITY OF SHOREWOOD, MINNESOTA Per Income Capita STATISTICAL SECTION (UNAUDITED) $ 2,073 6.31 3,301 RATIO OF NET BONDED DEBT TO 3,199 4.14 ASSESSED VALUE AND NET BONDED DEBT PER CAPITA 3.19 1,876 LAST TEN FISCAL YEARS 1,785 2.86 1,615 Business - 1,664 2.26 1,368 type 1,253 Governmental Activities Activities General Lease General Total Fiscal Obligation Revenue Capital Obligation Primary Year Bonds Bonds Leases Revenue Bonds Government 2006 $ 11,555,000 $ 69,594 $ 3,920,000 $ 15,544,594 2007 21,090,000 - 3,665,000 24,755,000 2008 21,915,000 3,415,000 25,330,000 2009 13,295,000 3,165,000 16,460,000 2010 10,795,000 2,915,000 13,710,000 2011 10,170,000 2,675,000 12,845,000 2012 9,515,000 2,500,000 12,015,000 2013 8,840,000 3,540,000 12,380,000 2014 8,135,000 2,160,000 10,295,000 2015 7,400,000 1,900,000 9,300,000 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. See the Demographic and Economic Statistics table on page 121 for personal income and population data. -116- Table 9 Percentage of Personal Per Income Capita 4.12 % $ 2,073 6.31 3,301 5.87 3,199 4.14 2,076 3.19 1,876 2.96 1,785 2.86 1,615 2.83 1,664 2.26 1,368 1.99 1,253 CITY OF SHOREWOOD, MINNESOTA Table 10 STATISTICAL SECTION (UNAUDITED) COMPUTATION OF DIRECT AND OVERLAPPING DEBT DECEMBER 31, 2015 Total Overlapping Debt $ 1,146,885,169 $ 959,543,696 2.92 % $ 27,972,993 Total Direct and Overlapping Debt $ 1,154,285,169 $ 966,943,696 3.66 % $ 35,372,993 Sources : Market value data used to estimate applicable percentages provided by the County Board of Equalization and Assessment. Debt outstanding data provided by the county. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognized that, when considering the government's ability to issue and repay long -term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. * The percentage of overlapping debt applicable is estimated using taxable market property values. Applicable percentages were estimated by determining the portion of the county's taxable market value that is within the City's boundaries and dividing it by the county's total taxable market value. -117- Gross Amount Bonded of Debt Used Percentage Net Debt For Net Debt Net Applicable to Applicable Calculation Debt District to District Direct Debt City of Shorewood $ 7,400,000 $ 7,400,000 100.00 % $ 7,400,000 Overlapping Debt School District #276 $ 108,315,169 $ 91,870,579 18.77 % $ 17,244,108 School District #277 27,720,000 27,006,458 2.31 623,849 Hennepin County 706,625,000 689,516,184 1.21 8,343,146 Henn Suburban Park District 63,510,000 49,596,497 1.65 818,342 Henn Regional RR Authority 34,695,000 34,389,498 1.65 567,427 Metropolitan Council 206,020,000 67,164,480 0.56 376,121 Total Overlapping Debt $ 1,146,885,169 $ 959,543,696 2.92 % $ 27,972,993 Total Direct and Overlapping Debt $ 1,154,285,169 $ 966,943,696 3.66 % $ 35,372,993 Sources : Market value data used to estimate applicable percentages provided by the County Board of Equalization and Assessment. Debt outstanding data provided by the county. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognized that, when considering the government's ability to issue and repay long -term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. * The percentage of overlapping debt applicable is estimated using taxable market property values. Applicable percentages were estimated by determining the portion of the county's taxable market value that is within the City's boundaries and dividing it by the county's total taxable market value. -117- CITY OF SHOREWOOD, MINNESOTA STATISTICAL SECTION (UNAUDITED) LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS Fiscal Year 2006 2007 2008 2009 Debt limit $ 26,453,492 $ 29,602,408 $ 32,031,980 $ 33,116,392 Total net debt applicable to limit - - - - Legal debt margin $ 26,453,492 $ 29,602,408 $ 32,031,980 $ 33,116,392 Total net debt applicable to the limit as a percentage of debt limit $ - $ - $ - $ - Note: Under state law, the City's outstanding general obligation debt should not exceed 3 percent of the market value of taxable property. The percentage was changed to 3 percent for fiscal year 2008, prior to that, the percentage was 2 percent. By law, the general obligation debt subject to the limitation may be offset by amounts set aside for the extinguishment of those obligations. -118- Table 11 Fiscal Year 2010 2011 2012 2013 2014 2015 $ 32,731,358 $ 30,256,978 $ 43,080,114 $ 41,196,483 $ 40,556,194 $ 43,675,353 $ 32,731,358 $ 30,256,978 $ 43,080,114 $ 41,196,483 $ 40,556,194 $ 43,675,353 Legal Debt Margin Calculation for Fiscal Year 2015 Taxable market value $1,455,845,111 Debt limit (3% of market value) $ 43,675,353 Debt applicable to limit General obligation bonds - Less: amount available in debt service funds - Total net debt applicable to limit - Legal debt margin $ 43,675,353 -119- CITY OF SHOREWOOD, MINNESOTA Table 12 STATISTICAL SECTION (UNAUDITED) PLEDGED - REVENUE COVERAGE LAST TEN FISCAL YEARS (1) Including interest and other income (2) Excluding depreciation and interest on bonds $ 1,040,693 Capital Leases General Obligation Revenue Bonds Revenue from 2007 Fiscal (1) Debt Service Net Taxes - Principal <- > Interest Coverage 2006 Fiscal Gross (2) Revenue Debt Service 2008 Year Revenue Expenses Available Principal Interest Coverage 2006 $ 1,264,892 $ 223,243 $ 1,041,649 $ 275,000 $ 79,456 2.94 % 2007 765,717 259,056 506,661 255,000 81,165 1.51 2008 857,890 278,164 579,726 250,000 172,050 1.37 2009 821,778 250,995 570,783 250,000 142,589 1.45 2010 700,678 238,780 461,898 250,000 125,407 1.23 2011 718,561 299,962 418,599 240,000 116,728 1.17 2012 809,746 313,620 496,126 175,000 100,668 1.80 2013 595,599 300,232 295,367 185,000 75,630 1.13 2014 542,606 401,476 141,130 220,000 19,708 0.59 2015 581,484 412,646 168,838 260,000 18,798 0.61 (1) Including interest and other income (2) Excluding depreciation and interest on bonds Lease Revenue Bonds Revenue from Fiscal Lease Debt Service Year Payments Principal Interest Coverage 2006 $ 1,040,693 Capital Leases $ 589,056 Revenue from 2007 Fiscal Property Debt Service Year Taxes - Principal <- > Interest Coverage 2006 $ 37,544 $ 31,728 $ 5,816 1.00 % 2007 73;406 69,594 3,812 1.00 2008 0.81 - - - 2009 555,000 - - 2010 - - - - 2011 - - - - 2012 - - - - 2013 - - - - 2014 - - - - 2015 - - - - Lease Revenue Bonds Revenue from Fiscal Lease Debt Service Year Payments Principal Interest Coverage 2006 $ 1,040,693 $ 455,000 $ 589,056 1.00 % 2007 1,034,751 465,000 941,222 0.74 2008 1,037,241 485,000 970,065 0.71 2009 992,835 495,000 737,863 0.81 2010 982,037 555,000 457,840 0.97 2011 902,003 575,000 393,357 0.93 2012 978,744 605,000 372,230 1.00 2013 972,513 625,000 335,513 1.01 2014 969,650 650,000 335,513 0.98 2015 958,569 680,000 284,419 0.99 -120- CITY OF SHOREWOOD, MINNESOTA Table 13 DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS Data Sources: (1) Metropolitan Council (2) Bureau of Economic Analysis (3) US Census Bureau (4) US Census Bureau 2000 (5) Minnesota Department of Employment and Economic Development Hennepin County Note: Population, median age, and education level information are based on surveys, conducted during the last quarter of the calendar year. Personal income information is a total for the year. Unemployment rate information is an adjusted yearly average. School enrollment is based on the census at the start of the school year. -121- Percent of Population Total Per Capita Which Has a Fiscal Personal Personal Median Bachelor's or Post Unemployment Year Population (1) Income (2) Income (2) Age (3) Graduate Degree (4) Rate (5) 2006 7,499 $ 377,246,826 $ 49,566 38.7 3.3 % 2007 7,611 392,414,022 49,566 38.7 4.7 2008 7,917 431,535,825 54,425 39.0 7.3 2009 7,929 397,683,475 54,425 39.0 7.4 2010 7,307 429,651,600 58,800 39.1 5.1 2011 7,307 433,743,520 59,360 44.2 51.1 % 5.7 2012 7,312 420,264,512 57,476 44.1 49.8 4.6 2013 7,438 438,083,324 58,898 43.6 56.4 3.8 2014 7,524 455,961,924 60,601 44.5 61.8 3.0 2015 7,425 466,700,130 61,295 43.7 63.1 3.1 Data Sources: (1) Metropolitan Council (2) Bureau of Economic Analysis (3) US Census Bureau (4) US Census Bureau 2000 (5) Minnesota Department of Employment and Economic Development Hennepin County Note: Population, median age, and education level information are based on surveys, conducted during the last quarter of the calendar year. Personal income information is a total for the year. Unemployment rate information is an adjusted yearly average. School enrollment is based on the census at the start of the school year. -121- Source: Minnesota Department of Employment and Economic Development * Includes part -time and temporary seasonal employees. N/A - indicates not available (1) All information for 2006 was not available. The table will be updated for future years. -122- CITY OF SHOREWOOD, MINNESOTA Table 14 PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO (1) 2015 2006 Percentage Percentage of Total City of Total City Employer Employees Rank Employment Employees Rank Employment Minnewashta Elementary School 123 1 9.83 % - N/A % Cub Foods 121 2 9.67 115 1 N/A Xcel Energy 75 3 6.00 90 2 N/A Beacon Bank 34 4 2.72 - N/A City of Shorewood 26 * 5 2.08 54 3 N/A Park Nicollet Clinic 20 * 6 1.60 - N/A Minnetonka Country Club - - 50 4 N/A Total 399 31.89 % 309 % Total City Employment 1,251 N/A Source: Minnesota Department of Employment and Economic Development * Includes part -time and temporary seasonal employees. N/A - indicates not available (1) All information for 2006 was not available. The table will be updated for future years. -122- Source: City of Shorewood -123- CITY OF SHOREWOOD, MINNESOTA Table 15 FULL -TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION LAST TEN FISCAL YEARS Function 2007 2008 2009 2010 2011 2012 2013 2014 2015 General government 13 13 12 12 10 10 9 9 9 Public works Engineering - - - - 1 1 - - - Maintenance 6 6 6 6 5 5 6 6 6 Culture and recreation Parks 5 5 5 5 3 3 2 2 2 Economic development Water 1.5 1.5 1.5 1.5 1.5 1.5 1 1 1 Sewer 1.5 1.5 1.5 1.5 1.5 1.5 2 2 2 Municipal Liquor 2 - - - - - - - - Total 29 27 26 26 22 22 20 20 20 Source: City of Shorewood -123- Source: City of Shorewood Note: Indicators are not available for the general government function. -124- CITY OF SHOREWOOD, MINNESOTA Table 16 OPERATING INDICATORS BY FUNCTION LAST TEN FISCAL YEARS Function 2007 2008 2009 2010 2011 2012 2013 2014 2015 Building/engineering Permits issued 710 686 603 591 512 585 481 792 684 Public works Street sweeping (hours) 1,614 1,500 1,550 1,400 1,600 1,600 1,400 1,400 1,400 Snowplowing (hours) 1,394 1,508 765 1,024 895 616 1,403 833 530 Equipment repair (hours) 2,080 2,080 2,080 1,280 1,591 1,725 1,716 1,542 1,551 Water New connections 22 13 11 1 2 3 9 4 Water mains breaks 7 3 3 5 6 7 3 7 6 Average daily consumption (thousands of gallons) 482,000 482,000 467,600 467,600 465,300 465,300 465,300 465,300 465,300 Sewer Average daily treatment flow (thousands of gallons) 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 Source: City of Shorewood Note: Indicators are not available for the general government function. -124- CITY OF SHOREWOOD, MINNESOTA CAPITAL ASSET STATISTICS BY FUNCTION LAST TEN FISCAL YEARS Table 17 Function 2007 2008 2009 2010 2011 2012 2013 2014 2015 Public works Highways and streets Streets (miles) 51 51 51 51 51 51 51 51 51 Streetlights 194 194 194 194 194 194 194 194 194 Traffic signals 5 5 5 5 5 5 5 5 5 Culture and recreation Parks division Parks 7 7 7 7 7 7 7 7 7 Parks acreage 102 102 102 102 102 102 102 102 102 Baseball diamonds 5 5 5 5 5 5 5 5 5 Basketball courts I 1 1 1 1 1 1 1 1 Bike trails (miles) 2.45 2.45 2.45 2.45 2.45 2.45 4.00 4.00 5.80 Hockey rinks /outdoor 3 3 3 3 3 3 3 3 3 Softball diamonds 1 3 3 3 3 3 3 3 3 Swimming areas 1 1 l 1 1' 1 1 1 1 Tennis courts 5 5 5 S 5 5 5 5 5 Volleyball courts 2 2 2" 2 2' 2 2 2 2 Utilities Water Miles of water main 28 28 28 28 28 28 28 28 28 Consumers 1,297 1,310 1,321 1,322 1,324 1,327 1,336 1,336 1,340 Maximum daily capacity (gallons) 919,000 919,000 919,000 919,000 919,000 919,000 919,000 919,000 919,000 Sewer Miles of sanitary sewer 60 60 60 60 60 60 60 60 60 Lift stations 14 14 14 14 14 14 14 14 14 Maximum daily treatment capacity (gallons) 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 Storm sewer Miles of storm sewer 12 12 12 12 12 12 12 12 12 Source: City of Shorewood Note: No capital asset indicators are available for the general government function. -125-