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1988 - Comp. Annual Financial Report��.r� � ---- ✓� � C'a ��t`r�k'� ®- :..Sam, c __�S .. _ Vii%?! �a �'"�:,r•Tu - t LIO 6�o g 879 I' . r�- �` iii Ls cam- aey Hu 91, u- Y/0 Iv--O inJk?J dI --fa7M& 1 '9-7 cm T r 90 all bd -�► 1-20 - �r �2 I99y 2 -7n vz7D .i.- 7� l ff 4--6.0 a i�' 3 a 111 _ fS. 12 13 r H 7J fig. 14 15 17 19 20 21 22 23 - - L_..,._. _J Gtz - - -- -- 24 25 26 ?(. 27 2 30 31 34 35 36 0 38 39 40 2 3 4 5 6 7 8 9 10 11 12 13 14 5 16 17 18 19 1121 28 19 30 31 32 33 34 35 36 37 38 39 40 r 6 2 3 4 5 6 7 8 0 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 f�_ -1 T- �]--119 _ Q -- - � 4 i 5 6 - TA 9 - - - - - 10[,_ 12' 13� 14 15 esLr� aJ 16 17 - 19 20 21 f 23 24 25 26 27 29 30 31 34 35 36 Am 38 39 40 r 6 2 3 4 5 6 7 8 0 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 f�_ -1 T- �]--119 _ - � i 2 C� 07, IuOO (-2- tuOU 11 '2 o - L) 1.1q) 33t,) t I u ?0 740 C)e�( ro 0 100 - DI ol 6PJ6 of N 6 6.r 0 �Je GO uj, J 1 1 1 1 MAYOR Jan Haugen COUNCI L Kristi Stover Robert Gagne Barb Branca[ Vern Watten CITY OF SHOREWOOD 5755 COUNTRY CLUB ROAD • SHOREWOOD, MINNESOTA 55331 a (612) 474 -3236 TO: MAYOR, COUN ILMEMBERS MEMBERS OF FINANCIAL ADVISORY BOARD FROM: LARRY WHIT AK R AND AL r- 0 DATE: MAY 31, 1989 SUBJECT: COMMENTS TO AUDIT AND AUDIT MANAGEMENT LETTER The following comments relate to the issues raised in the audit management letter. They are intended to give some insight into the issues and to offer alternative solutions. DEBT SERVICE FUNDS The auditor's letter suggests defeasing the bonds in the 1971 -72 Sewer ' Improvement fund as there are sufficient funds available to retire the outstanding bonds. The advantage of this would be to free up present cash and future assessment revenue which could then be used for other city purposes. The following shows present cash available and future ' assessement revenue, as well as bond payments in the coming years: 1989 1990 1991 1992 Cash on Hand $1,110,991 $929,837 $761,986 $607,525 Assessment Revenue 112,429 112,429 112,429 112,429 ' Bond & Interest (293,583) (280,280) (266,890) (228,500) Totals 929,837 761,986 607,525 491,454 If the fund is left as it is, as you can see, it would be very well funded; however, the excess money in the fund remains committed to the payment of the bonds and cannot be used for other purposes until all of the bonds are retired. Defeasing the bonds assures payment by setting up amount of money sufficient to retire bonds maturing in future years and an thereby frees the excess cash for immediate use. The effects of defeasance is as follows: 1989 1990 1991 1992 Cash on Hand $1,110,991 Assessment Revenue 112,429 112,429 112,429• 112,429 ' Bond and Interest 293,583 Estimated Cost to Defease Bonds (700,000) Cash Available 229,837 112,429 112,429 112,429 ' A Residential Community on Lake Minnetonka's South Shore PAGE 2 Audit Comments May 31, 1989 ' Defeasing the bonds will make an estimated $567,124 available in the next four years. Other Debt Service Funds are not as healthy as the 171 -72 Sewer ' Improvement Fund. The 1973 Water Improvement Fund shows a present deficit of $10,697. There are $15,000 in bonds outstanding. Even with future revenue of $6,170, this fund still comes up short. The 1974 Sewer ' Improvement Fund (Island Sewer System) has $270,000 bonds outstanding. With a fund balance of $17,928 and future revenue of $124,330, this fund will run a deficit. The shortfalls in both of these funds will have to be ' funded from an additional source. In the past, special tax levies have been made to general property taxes to generate revenue for the 174 Sewer Debt Service fund. This could be a possibility in the future. Reassessment of the project costs to property owners could be done to ' finance the deficits. Excess cash from the 171 -72 Sewer fund could also be committed to the future maturities of bonds in these funds. CAPITAL PROJECT FUNDS The management letter mentions that the Southeast Project is at a deficit of $73,119. This indicates that construction costs have exceeded the financing provided through bond proceeds. The debt service fund for this project, however, is quite healthy. A total of $1,005,293 in fund balance and future revenue exceeds the $935,000 of outstanding bonds by $70,293. Since the construction on this project is essentially complete and is in the stages of being finalized, further construction costs will be minimal. The debt service fund may absorb this shortfall in the normal closing process at the projects end. The validity of this action should be discussed with the City Attorney. Another alternative would be to fund the deficit from the proceeds of the defeased bond issues. WATER ENTERPRISE FUND This fund has been in deficit for many years. The fund balance is a $273,314 deficit and the cash balance is a deficit of $42,054. The Water ' Revenue Bond issue, which is to be paid from excess water revenues, have required special levies each year. The city's water policies will have to be addressed in the near future. Items to be addressed should include rate study /policy, hook -up charges, availability charges, fire rating advantages, well policies, extension policy, affect on city's bond rating, future of special levy availability, and others. POSSIBLE USES OF EXCESS FUNDS Other than those used mentioned in the previous comments, the Council may wish to fund other capital projects with the excess funds provided from the bond defeasance. Projects that have been discussed include a Public Works garage site and salt /sand building, park improvement, senior ' housing, capital improvement program and /or infrastructure management program, and computers, among others. Some of these projects may be possible now that funding is available. MAYOR Jan Haugen COUNCIL Kristi Stover Robert Gagne Barb Brancel Vern Watten CITY OF SHOREWOOD 5755 COUNTRY CLUB ROAD • SHOREWOOD, MINNESOTA 55331 • (612) 474 -3236 TO: MAYOR, COUNCILMEMBERS AND MEMBERS OF THE FINANCIAL ADVISORY BOARD FROM: ALAN ROLEK, FINANCE DIRECTOR DATE: MAY 30, 1989 SUBJECT: 1989 ANNUAL FINANCIAL AUDIT REPORT cc: Larry Whittaker 0 A Residential Community on Lake Minnetonka's South Shore Attached for your review is the 1989 annual financial audit report for the City of Shorewood. Also included is the audit management letter and letter of internal control. ' The annual audit of the city's financial statements is required by law to examine the city's compliance with legal requirements and with generally accepted accounting principles. The auditor examines the city's financial condition and other financial data and comments on these in the audit ' management letter. The audit management letter points out many areas (primarily in the Debt t Service , Capital Projects, and Water Funds) that the city will need to address in the coming months. These areas will be discussed in greater detail in the audit presentation and workshop on June 5. have Please review the audit report and give me a call if you any questions or comments. I will be happy to discuss any part of the audit report with you. cc: Larry Whittaker 0 A Residential Community on Lake Minnetonka's South Shore ABDO, ABDO & EICK CERTIFIED PUBLIC ACCOUNTANTS 1060 NORTHLAND PLAZA, 3800 WEST 80th STREET MINNEAPOLIS, MINNESOTA 55431 TELEPHONE 612 -835 -9090 FAX 612 - 896 -3620 May 23, 1989 Honorable Mayor and City Council City of Shorewood Shorewood, Minnesota C M Offices In: Bloomington Mankato Owatonna Dear Council Members: We have examined the financial statements of the City of Shorewood, Minnesota for the year ended December 31, 1988 and have issued our report dated April 7, 1989. We have not performed any substantive auditing procedures subsequent to that date. As part of our examination, we have made a study and evaluation of the City's system of internal accounting control to the extent we considered necessary to evaluate the system as required by generally accepted auditing standards. The purpose of our study and evaluation was to determine the nature, timing and extent of the auditing procedures necessary for expressing an opinion on the financial statements. Our study and evaluation, made for the limited purpose described in the first paragraph, would not necessarily disclose all material weaknesses in the system. Accordingly, we do not express an opinion on the system of internal accounting control of the City of Shorewood taken as a whole. However, our study and evaluation disclosed that because of the limited size of your office staff, your organization has limited segregation of duties. A good system of internal accounting control contemplates an adequate segregation of duties so that no one individual handles a transaction from inception to completion. While we recognize that your organization is not large enough to permit an adequate segregation of duties in all respects, it is important, however, that you are aware of this condition. The following is a listing of other items that warrant your review: General Fund The fund balance at December 31, 1988 was $771,598 which was an increase of $85,554 over the prior year. The fund balance represents approximately forty ' percent of the 1988 General Fund expenditures. This should be sufficient to meet your present working capital requirements. However, we recommend the fund balance continue to increase as the level of activity in the General Fund increases. In addition, a portion of the fund balance beyond your working capital requirements should be designated for 1 contingencies, capital outlay program requirements, etc. Member of American Institute of Certified ' Public Accountants ABDO, ABDO & EICK CERTIFIED PUBLIC ACCOUNTANTS 1060 NORTHLAND PLAZA, 3800 WEST 80th STREET MINNEAPOLIS, MINNESOTA 55431 TELEPHONE 612 -835 -9090 FAX 612 - 896 -3620 May 23, 1989 Honorable Mayor and City Council City of Shorewood Shorewood, Minnesota C M Offices In: Bloomington Mankato Owatonna Dear Council Members: We have examined the financial statements of the City of Shorewood, Minnesota for the year ended December 31, 1988 and have issued our report dated April 7, 1989. We have not performed any substantive auditing procedures subsequent to that date. As part of our examination, we have made a study and evaluation of the City's system of internal accounting control to the extent we considered necessary to evaluate the system as required by generally accepted auditing standards. The purpose of our study and evaluation was to determine the nature, timing and extent of the auditing procedures necessary for expressing an opinion on the financial statements. Our study and evaluation, made for the limited purpose described in the first paragraph, would not necessarily disclose all material weaknesses in the system. Accordingly, we do not express an opinion on the system of internal accounting control of the City of Shorewood taken as a whole. However, our study and evaluation disclosed that because of the limited size of your office staff, your organization has limited segregation of duties. A good system of internal accounting control contemplates an adequate segregation of duties so that no one individual handles a transaction from inception to completion. While we recognize that your organization is not large enough to permit an adequate segregation of duties in all respects, it is important, however, that you are aware of this condition. The following is a listing of other items that warrant your review: General Fund The fund balance at December 31, 1988 was $771,598 which was an increase of $85,554 over the prior year. The fund balance represents approximately forty ' percent of the 1988 General Fund expenditures. This should be sufficient to meet your present working capital requirements. However, we recommend the fund balance continue to increase as the level of activity in the General Fund increases. In addition, a portion of the fund balance beyond your working capital requirements should be designated for 1 contingencies, capital outlay program requirements, etc. tPage Two ABDO, ABDO & Eicx CERTIFIED PUBLIC ACCOUNTANTS The bonds issued to finance this improvement are temporary bonds. The City will need to provide permanent financing for this project in the near future as the entire $1,450,000 bond issue is payable July 1, 1990. Cash on hand can be applied to reduce the size of the permanent issue. I1971 and 1972 Sewer Improvement This debt service fund has $1,110,991 in cash and investments and only $955,000 in bonds outstanding. Bonds will mature through November 1, 1992. Sufficient cash is available in this fund to defease the bonds outstanding ' and free up the excess cash and future assessment collections in this fund for other city purposes immediately. C 1973 Water Improvement This fund has a fund balance deficit of $10,697 and bonds outstanding of $15,000.. A source of funding will need to be identified to eliminate the deficit and pay the remaining bonds outstanding. 1974 Sewer Improvement The fund balance plus the future special assessments will not be sufficient to repay all the bonds outstanding. The source of the additional funding required over the remaining five years should be identified. If this funding is a tax levy, the City should begin to provide these funds with the 1989 levy. Capital Projects Fund Southeast Project This fund has a fund balance deficit of $73,119 at year end. Financing sources must be identified to eliminate this deficit and provide for any other project costs. Debt Service Funds ' Governmental financial reporting for debt service funds and the related bonds outstanding is somewhat fragmented. The following schedule will assist you in matching the debt service fund and related bond issue: ' December 31, 1988 Fund Deferred Bonds Debt Service Fund Balance Revenue Outstanding 1984 Improvement (1987 Refunding) $ 685 894 $ 105 750 $ 810 000 Shorewood Oaks (1987 Temporary) 294 212 1 202 546 1 450 000 1971 and 1972 Sewer Improvement 1 110 991 449 717 955 000 1973 Water Improvement (10 697) 6 170 15 000 1974 Sewer Improvement 17 928 124 330 270 000 Southeast Water (1986 Improvement) 578 981 426 312 935 000 In reviewing these debt service funds, the following items should be noted: ' Shorewood Oaks (1987 Temporary Bond Issue) The bonds issued to finance this improvement are temporary bonds. The City will need to provide permanent financing for this project in the near future as the entire $1,450,000 bond issue is payable July 1, 1990. Cash on hand can be applied to reduce the size of the permanent issue. I1971 and 1972 Sewer Improvement This debt service fund has $1,110,991 in cash and investments and only $955,000 in bonds outstanding. Bonds will mature through November 1, 1992. Sufficient cash is available in this fund to defease the bonds outstanding ' and free up the excess cash and future assessment collections in this fund for other city purposes immediately. C 1973 Water Improvement This fund has a fund balance deficit of $10,697 and bonds outstanding of $15,000.. A source of funding will need to be identified to eliminate the deficit and pay the remaining bonds outstanding. 1974 Sewer Improvement The fund balance plus the future special assessments will not be sufficient to repay all the bonds outstanding. The source of the additional funding required over the remaining five years should be identified. If this funding is a tax levy, the City should begin to provide these funds with the 1989 levy. Capital Projects Fund Southeast Project This fund has a fund balance deficit of $73,119 at year end. Financing sources must be identified to eliminate this deficit and provide for any other project costs. ' Page Three ABDO, ABDO & Eicx ' CERTIFIED PUBLIC ACCOUNTANTS ' Water Enterprise Fund The Water Fund reported an operating loss of $2,506 in 1988. The fund also has a cash deficit of $42,054 at year end. Because the revenues have not been sufficient, the G.O. Water Revenue Bonds have been repaid through a tax levy. ' We recommend the Council review the Water Fund operation and establish rates which are sufficient to cover the fund's operating costs, meet its debt service requirements, and establish cash reserves for major maintenance needs. Computer System The City is in the process of implementing a computer system. The process is not complete as the City still has the monthly general ledger processing done through a local accounting firm. The software is provided by a vendor located outside of Minnesota. It is my understanding that this vendor has few, if any, other Minnesota clients. ' We recommend the finance department evaluate the selection of this software vendor. The distance raises concerns about the ability to provide technical support and the related costs of training and support. This report is intended solely for the use of management and the council. The comments and recommendations in the report are purely constructive in nature and should be read in this context. Our examination would not necessarily disclose all weaknesses in the system ' because it was based on selected tests of the accounting records and related data. If you have any questions or wish to discuss this, please contact us. Thank you for the opportunity to be of continued service to you, and for the courtesy and cooperation extended to us by your staff. ' Sincerely, ABDO, ABDO & EICK Certified Public ccountants ' Gary Groen, CPA 1 ABDO, ABDO & EICH ' CERTIFIED PUBLIC ACCOUNTANTS 1060 NORTHLAND PLAZA, 3800 WEST 80th STREET MINNEAPOLIS, MINNESOTA 55431 TELEPHONE 612 - 835 -9090 FAX 612 - 896 -3620 Member of American Offices In: ' Institute of Certified Bloomington Public Accountants Mankato Owatonna May 23, 1989 ' Honorable Mayor and City Council City of Shorewood Shorewood, Minnesota ' Dear Council Members: We have examined the financial statements of the City of Shorewood, Minnesota for the year ended December 31, 1988 and have issued our report dated April 7, 1989. We have not performed any substantive auditing procedures subsequent to that date. As part of our examination, we have made a study and evaluation of the City's system of internal accounting control to the extent we considered necessary to evaluate the system as required by generally accepted auditing standards. The purpose of our study and evaluation was to determine the nature, timing and extent of the auditing procedures necessary for expressing an opinion on the financial statements. Our study and evaluation, made for the limited purpose described in the first ' paragraph, would not necessarily disclose all material weaknesses in the system. Accordingly, we do not express an opinion on the system of internal accounting control of the City of Shorewood taken as a whole. However, our ' study and evaluation disclosed that because of the limited size of your office staff, your organization has limited segregation of duties. A good system of internal accounting control contemplates an adequate segregation of duties so ' that no one individual handles a transaction from inception to completion. While we recognize that your organization is not large enough to permit an adequate segregation of duties in all respects, it is important, however, that you are aware of this condition. The following is a listing of other items that warrant your review: General Fund The fund balance at December 31, 1988 was $771,598 which was an increase of $85,554 over the prior year. The fund balance represents approximately forty percent of the 1988 General Fund expenditures. This should be sufficient to meet your present working capital requirements. However, we recommend the fund balance continue to increase as the level of activity in the General Fund increases. In addition, a portion of the fund balance beyond your working capital requirements should be designated for contingencies, capital outlay program requirements, etc. I I CIS ~ Page Two Debt Service Funds ABDO, ABDO & EiCx CERTIFIED PUBLIC ACCOUNTANTS Governmental financial reporting for debt service funds and the related bonds outstanding is somewhat fragmented. The following schedule will assist you in matching the debt service fund and related bond issue: December 31, 1988 Fund Deferred Bonds Debt Service Fund Balance Revenue Outstanding 1984 Improvement (1987 Refunding) Shorewood Oaks (1987 Temporary) 1971 and 1972 Sewer Improvement 1973 Water Improvement 1974 Sewer Improvement Southeast Water (1986 Improvement) $ 685 894 $ 105 750 $ 810 000 294 212 1 202 546 1 450 000 1 110 991 449 717 955 000 (10 697) 6 170 15 000 17 928 124 330 270 000 578 981 426 312 935 000 In reviewing these debt service funds, the following items should be noted: ' Shorewood Oaks (1987 Temporary Bond Issue) The bonds issued to finance this improvement are temporary bonds. The City ' will need to provide permanent financing for this project in the near future as the entire $1,450,000 bond issue is payable July 1, 1990. Cash on hand ' can be applied to reduce the size of the permanent issue. 1971 and 1972 Sewer Improvement This debt service fund has $1,110,991 in cash and investments and only $955,000 in bonds outstanding. Bonds will mature through November 1, 1992. Sufficient cash is available in this fund to defease the bonds outstanding ' and free up the excess cash and future assessment collections in this fund for other city purposes immediately. 1973 Water Improvement 1 This fund has a fund balance deficit of $10,697 and bonds outstanding of $15,000.. A source of funding will need to be identified to eliminate the ' deficit and pay the remaining bonds outstanding. 1974 Sewer Improvement ' The fund balance plus the future special assessments will not be sufficient to repay all the bonds outstanding. The source of the additional funding required over the remaining five years should be identified. If this funding is a tax levy, the City should begin to provide these funds with the 1989 levy. 1 Capital Projects Fund Southeast Project ' This fund has a fund balance deficit of $73,119 at year end. Financing sources must be identified to eliminate this deficit and provide for any other project costs. n Page Three ABDO, ABDO & Eics CERTIFIED PUBLIC ACCOUNTANTS Water Enterprise Fund ' The Water Fund reported an operating loss of $2,506 in 1988. The fund also has a cash deficit of $42,054 at year end. Because the revenues have not been sufficient, the G.O. Water Revenue Bonds have been repaid through a tax levy. ' We recommend the Council review the Water Fund operation and establish rates which are sufficient to cover the fund's operating costs, meet its debt service ' requirements, and establish cash reserves for major maintenance needs. Computer System The City is in the process of implementing a computer system. The process is not complete as the City still has the monthly general ledger processing done through a local accounting firm. The software is provided by a vendor located outside of Minnesota. It is my understanding that this vendor has few, if any, other Minnesota clients. We recommend the finance department evaluate the selection of this software vendor. The distance raises concerns about the ability to provide technical support and the related costs of training and support. IThis report is intended solely for the use of management and the council. The comments and recommendations in the report are purely constructive in nature and should be read in this context. Our examination would not necessarily disclose all weaknesses in the system ' because it was based on selected tests of the accounting records and related data. If you have any questions or wish to discuss this, please contact us. Thank ' you for the opportunity to be of continued service to you, and for the courtesy and cooperation extended to us by your staff. Sincerely, ABDO, ABDO & EICK ' Certified Public ccountants 14Gary Groen, CPA 0 I �* ABDO, ABDO & EICK ' Certified Public Accountants 1060 Northland Plaza 3800 West 80th Street Bloomington, Minnesota 55431 In connection with your audit of the general purpose financial statements of the City of SluRe,r o J , Minnesota as of December 31, 1988 and for the year then ended for the pupose of expressing an opinion as to whether the financial statements present fairly, in all material respects, the financial position of the City of Zee-;�aj Minnesota and the results of its operations and the changes in financial position of its proprietary fund types in conformity ' with generally accepted accounting principles, we confirm, to the best of our knowledge and belief, the following representations made to you during your audit. 1. We are responsible for the fair presentation in the financial statements of financial position anyl results of operations of the City of SkateA),w Minnesota and changes in financial position of its proprietary fund types in conformity with generally accepted accounting principles. The financial ' statements include all properly classified funds and account groups of the oversight unit and all component units required by generally accepted accounting principles to be included in the financial reporting entity. 2. We have made available to you all - ' a. Financial records and related data. b. Minutes of meetings of the City Council for the year ended December 31, 1988 or summaries of actions of recent meetings for which minutes have not yet been prepared. 3. There have been no - a. Irregularities involving management or employees who have significant roles in the internal control structure. b. Irregularities involving other em 10 ees that CD could have a material effect on the.financial statements. C. Communications from regulatory agencies ' concerning noncompliance with, or deficiencies in financial reporting practices that could have a material effect on the financial statements. Page Two 4. We have no plans or intentions that may materially affect the carrying value or classification of assets, liabilities, or fund balances. ' 5. The following have been properly recorded in the financial statements: 0 u u 1 C n C r a. Joint ventures and related party transactions and related accounts receivable or payable, including revenues, expenditures, loans, transfers, leasing arrangements, and guarantees. b. Arrangements with financial institutions involving repurchase or reverse repurchase agreements, compensating balances, or other arrangements invloving restrictions on cash balances and line -of- credit or similar arrangements. c. Agreements to repurchase assets previously sold. 6. There are no - a. Violations or possible violations of budget ordinances, or laws or regulations (including those pertaining to adopting and amending budgets) whose effects should be considered for disclosure in the financial statements or as a basis for recording a loss contingency. b. Other material liabilities or gain or loss contingencies that are required to be accrued or disclosed by Statement of Financial Accounting Standards No. 5. C. Reservations or designations of fund equity that were not properly authorized and approved. 7. There are no unasserted claims or assessments that our lawyer had advised us are probable of assertion and must be disclosed in accordance with Statement of Financial Accounting Standards No. 5. 8. There are no material transactions that have not been properly recorded in the accounting records underlying the financial statements. 9. Provision, when material, has been made to reduce excess or obsolete inventories to their estimated net realizable value. 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Page Three 10. The City of s)4ecJo6d , Minnesota has satisfactory title to all owned assets, and there are no liens or encumbrances on such assets nor has any asset been pledged. 11. We have complied with all aspects of contractual agreements that would have a material effect on the financial statements in the event of noncompliance. 12. We have identified all accounting estimates that could be material to the financial statements, including the key factors and significant assumptions underlying those estimates, and we believe the estimates are reasonable in the circumstances. 13. No events have occured subsequent to the balance sheet date that would require adjustments to, or disclosure in, the financial statements. Signed: Title. Date: %. 1921 ' CITY OF SHOREWOOD, MINNESOTA TABLE OF CONTENTS 1 fl 1 I. INTRODUCTORY SECTION Elected and Appointed Officials ' II. FINANCIAL SECTION Page Independent Auditor's Report General Purpose Financial Statements Combined Balance Sheet - All Fund Types and Account Groups 2 ' Combined Statement of Revenues, Expenditures and Changes in Fund Balance - All Governmental Fund Types 3 Statement of Revenues, Expenditures and Changes ' in Fund Balance - Budget and Actual - General Fund 4 Combined Statement of Revenues, Expenses and Changes in Retained Earnings - All Proprietary Fund Types 5 ' Combined Statement of Changes in Financial Position - All Proprietary Fund Types 6 Notes to Financial Statements 7 - 19 ' Combining and Individual Fund Statements General Fund ' Balance Sheet Statement of Revenues, Expenditures and Changes in 20 Fund Balance - Budget and Actual 21 25 Debt Service Funds ' Combining Balance Sheet 26 Combining Statement of Revenues, Expenditures and Changes in Fund Balance 27 Capital Projects Funds ' Combining Balance Sheet 28 Combining Statement of Revenues, Expenditures ' and Changes in Fund Balance Proprietary Fund Types 29 Combining Balance Sheet 30 Combining Statement of Revenues, Expenses and Changes in Retained Earnings 31 Combining Statement of Changes in Financial Position 32 Report on Internal Controls 33 - 34 ' Report on Compliance 35 1 fl 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 CITY OF SHOREWOOD, MINNESOTA ELECTED AND APPOINTED OFFICIALS DECEMBER 31, 1988 Elected Officials Robert Rascop Barbara Brancel Robert Gagne Jr. Jan H au gen Kristi Stover Appointed Officials Daniel Vogt Alan Rolek Term Expires Mayor 1988 Council Member 1990 Council Member 1988 Council Member 1990 Council Member 1988 City Administrator Finance Director Resigned February 8, 1989; Larry Whittaker appointed April 17, 1989 Member of American ' Institute of Certified Public Accountants ABDO, ABDO & EICK CERTIFIED PUBLIC ACCOUNTANTS 1060 NORTHLAND PLAZA, 3800 WEST 80th STREET MINNEAPOLIS, MINNESOTA 55431 TELEPHONE 612 -835 -9090 FAX 612 - 896 -3620 INDEPENDENT AUDITOR'S REPORT Offices In: Bloomington Mankato Owatonna ' Honorable Mayor and City Council City of Shorewood, Minnesota ' We have audited the accompanying general purpose financial statements of the City of Shorewood, Minnesota, for the year ended December 31, 1988 as listed in the table of contents. These financial statements are the responsibility of the ' City of Shorewood, Minnesota's management. Our responsibility is to express an opinion on these financial statements based on our audit. Except as discussed in the following paragraph, we conducted our audit in ' accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as ' evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. Property, plant and equipment records do not exist for acquisitions prior to ' January 1, 1978. As a result those assets are not included in the City's financial statements and depreciation expense on those assets has not been recorded in the enterprise funds. In our opinion, except for the effects on the financial statements of such adjustments, if any, as might have been determined to be necessary had we ' audited the property, plant and equipment acquisitions prior to 1978, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the City of Shorewood, Minnesota ' at December 31, 1988 and the results of its operations and the changes in financial position of its Proprietary Fund Types for the year then ended, in conformity with generally accepted accounting principles. ' Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The combining and individual fund financial statements listed in the table of contents are presented for the purpose of additional analysis and are not a required part of the general purpose financial statements of the City of Shorewood, Minnesota. The information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, is fairly ' stated in all material respects in relation to the general purpose financial statements taken as a whole. ' April 7, 1989 ABDO, ABDO & EICK Minneapolis, Minnesota Certified Public Accountants 0 n 1 1 L7 CITY OF SHOREWOOD, MINNESOTA COMBINED BALANCE SHEET ALL FUND TYPES AND ACCOUNT GROUPS DECEMBER 31, 1988 CITY OF SHOREWOOD, MINNESOTA COMBINED BALANCE SHEET ALL FUND TYPES AND ACCOUNT GROUPS DECEMBER 31, 1988 Assets Cash and investments Cash on hand Receivables Taxes Accounts Accrued interest Contracts Special assessments Inventories, at cost Prepaid expenses Property and equipment, net Bond discount, net Other debits Amounts available Amounts to be provided for general long -term debt Total Assets Liabilities and Fund Equity Liabilities Accounts and contracts payable Salaries and compensated absences Refundable deposits payable Accrued interest payable Deferred revenue Bonds payable Total liabilities Fund equity Investment in general fixed assets Contributed capital Retained earnings - unreserved Fund balance Reserved Unreserved Total fund equity Total liabilities and fund equity See Notes to Financial Statements -2- Governmental Fund Tvpes $1 010 667 $4 992 134 $140 364 $ 43 963 $ - $ 99 479 16 133 - - 19 500 - - 159 473 2 314 825 - 239 069 2 314 825 99 479 - 2 677 309 - 771 598 - 40 885 771 598 2 677 309 40 885 $1 010 667 $4 992 134 $140 364 Debt Capital General Service Projects $ 798 422 $2 617 767 $137 722 100 - - 76 577 - - 25 102 - - 15 758 50 333 2 642 94 708 - - - 2 324 034 - $1 010 667 $4 992 134 $140 364 $ 43 963 $ - $ 99 479 16 133 - - 19 500 - - 159 473 2 314 825 - 239 069 2 314 825 99 479 - 2 677 309 - 771 598 - 40 885 771 598 2 677 309 40 885 $1 010 667 $4 992 134 $140 364 Proprietary Fund Type Account Groups 944 3 829 General General Total 19 Fixed Assets Long -term (Memorandum Enterprise (Unaudited) Debt Only) - - 2 481 $ 382 884 $ - $ - $ 3 936 795 1 200 - - 1 300 76 577 166 856 - - 191 958 7 274 - - 76 007 94 708 8 348 - - 2 332 382 155 336 - - 155 336 14 140 - - 14 140 2 009 137 1 793 975 - 3 803 112 1 474 - - 1 474 2 677 309 2 677 309 $2 746 649 $1 793 975 $4 447 452 $15 131 241 $ 61 502 $ - $ - $ 204 944 3 829 - 12 452 32 414 19 500 931 - - 931 7 467 - - 2 481 765 95 000 - 4 435 000 4 530 000 168 729 - 4 447 452 7 269 554 - 1 793 975 1 793 975 2 281 460 - - 2 281 460 296 460 - - 296 460 - - - 2 677 309 - - - 812 483 2 577 920 1 793 975 - 7 861 687 $2 746 649 $1 793 975 $4 447 452 $15 131 241 -2- CITY OF SHOREWOOD, MINNESOTA COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE ALL GOVERNMENTAL FUND TYPES YEAR ENDED DECEMBER 31, 1988 Revenues General property taxes Licenses and permits Intergovernmental Charges for services Fines Miscellaneous Special assessments Interest on investments Park dedication fees Other Total revenues Expenditures General government Public safety Police protection Fire protection Other Public works Parks and recreation Debt service Principal Interest and service charges Total expenditures Excess revenues (expenditures) Other financing sources Operating transfer in Excess revenues and other financing sources over (under) expenditures Fund balance, January 1 Fund balance, December 31 Debt General Service $1 087 099 $ — 330 408 - 368 288 - 10 526 - 91 385 - 200 1 204 701 50 164 147 427 1 968 148 646 923 344 714 68 414 110 589 669 990 57 964 1 898 594 69 554 16 000 435 000 Total Capital (Memorandum Projects Only) $ — $1 087 099 - 330 408 - 368 288 6 10 532 - 91 385 - 1 204 901 21 346 218 937 99 102 99 102 1 000 31 078 121 454 3 441 730 646 923 - 344 714 - 68 414 - 110 589 667 759 1 337 749 194 348 252 312 709 636 862 107 642 492 (740 653) 435 000 274 636 (28 607) 85 554 642 492 (740 653) (12 607) 686 044 2 034 817 781 538 3 502 399 $ 771 598 $2 677 309 $ 40 885 $3 489 792 See Notes to Financial Statements -3- CITY OF SHOREWOOD, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL GENERAL FUND YEAR ENDED DECEMBER 31, 1988 Revenues General property taxes Licenses and permits Intergovernmental Charges for services Fines Miscellaneous Special assessments Interest on investments Other Total revenues Expenditures General government Public safety Police protection Fire protection Other Public works Parks and recreation Total expenditures Excess revenues (expenditures) Other financing sources Operating transfer in Excess revenues and other financing sources over (under) expenditures Fund balance, January l Fund balance, December 31 See Notes to Financial Statements 1 Budget Actual $1 274 189 $1 087 099 145 400 330 408 183 628 368 288 19 700 10 526 75 000 91 385 200 200 35 000 50 164 1 754 436 IV= l•I 346 723 68 395 85 527 687 599 61 104 (161 002) 16 000 $ (145 002) -4- 1 968 148 646 923 344 714 68 414 110 589 669 990 57 964 1 898 594 69 554 16 000 85 554 686 044 $ 771 598 Variance Favorable $(187 090) 185 008 184 660 (9 174) 16 385 15 164 8 759 213 712 19 167 2 009 (19) (25 062) 17 609 3 140 16 844 230 556 $ 230 556 1 1 1 1 1 i 1 1 1 1 1 1 1 1 1 1 1 CITY OF SHOREWOOD, MINNESOTA COMBINED STATEMENT OF REVENUES, EXPENSES AND CHANGES IN RETAINED EARNINGS ALL PROPRIETARY FUND TYPES YEAR ENDED DECEMBER 31, 1988 Sales Cost of sales Gross profit Charges for services Permits and connection fees Gross profit and revenues Expenses Personal services Supplies Repairs and maintenance Depreciation Professional services Contractual services Communication Insurance - general Water purchases Utilities Other Metropolitan Waste Control Commission disposal charge Rent Advertising Total expenses Operating income Other revenues (expenses) Taxes Special assessments Property tax credits Interest income Other income Interest expense Other expenses Total other revenues (expenses) Net income before transfers Other financing uses Operating transfers out Net income Retained earnings, January 1 Retained earnings, December 31 See Notes to Financial Statements -5 $1 148314 908 147 240 167 638 514 899 678 133 722 25 071 24 700 36 444 24 854 91 646 1 164 19 962 15 649 40 860 3 042 382 893 33 741 16 530 4 028 2 725 23 043 51 (11 435 ) 34 476 95 286 (16 000) 79 286 217 174 $ 296 460 ' CITY OF SHOREWOOD, MINNESOTA COMBINED STATEMENT OF CHANGES IN FINANCIAL POSITION ALL PROPRIETARY FUND TYPES ' YEAR ENDED DECEMBER 31, 1988 ' Sources of working capital Operations Net income after transfers $ 79 286 ' Add depreciation, an expense not requiring working capital 36 444 Working capital from operations 115 730 Contributions of capital Decrease in receivables from 996 110 other funds 104 359 Total sources of working capital 1 216 199 Uses of working capital Acquisition of property and equipment, net 1 055 877 ' Bond discount 1 659 Total uses of working capital 1 057 536 ' Increase in working capital $ 158 663 Changes in components of working capital Increase (decrease) in current assets ' Cash and investments $ 86 153 Accounts receivable, net 38 904 Other receivables 9 631 Accrued interest 1 150 Inventory 13 111 Prepaid expenses (2 686) 146 263 (Increase) decrease in current liabilities Accounts and contracts payable 3 523 Accrued salaries payable 1 138 Accrued interest payable (931) Deferred revenue (7 467) ' Current portion of long —term debt 16 137 12 400 Increase in working capital $ 158 663 ' See Notes to Financial Statements -6- ' CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 N 1 Note . Summary of Significant Accounting Policies ' A. City Structure and Scope of the Entity The City of Shorewood operates under "Optional Plan A" as defined in the State of Minnesota Statutes. Under this Plan, the the government of the City is directed by a Council composed of an elected mayor and four elected trustees or council members. The Council exercises legislative authority and determines all matters of policy. The Council appoints personnel responsible for the proper administration of all affairs relating to the 1 City. For financial reporting purposes, in conformance with section 2100 of the Governmental Accounting and Reporting Standards of the Governmental Accounting Standards Board, the City's financial statements and footnotes include all Boards and Commissions over which City officials exercise oversight ' responsibility. Oversight responsibility includes such aspects as appointment of governing body members, budget review, approval of property tax ' levies, outstanding debt secured by City full faith and credit or revenues, responsibility for funding deficits, and others. ' The accounting policies of the City of Shorewood conform to generally accepted accounting principles as applicable to governments. The following is a summary of the more significant ' policies. B. Basis of Presentation The accounts of the City are organized on the basis of funds and account groups, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self — balancing accounts that comprise ' its assets, liabilities, fund equity, revenues and expenditures, or expenses, as appropriate. Government resources are allocated ' to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. The various funds are grouped, in the financial statements in this report, into four generic fund types and two broad fund type categories as follows: GOVERNMENTAL FUNDS ' General Fund — The General Fund is the general operating fund of the City and accounts for all revenues and expenditures not required to be accounted for in another fund. 1 CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 1: Summary of Significant Accounting Policies - continued ' Debt Service Funds - The Debt Service Funds are used to account for the accumulation of resources for, and the payment of, general long -term debt principal, interest and related costs. Capital Projects Funds - Capital Projects Funds account for all resources used for the acquisition and construction of major ' capital facilities. PROPRIETARY FUNDS Enterprise Funds - Enterprise Funds are used to account for operations (a) that are financed and operated in a manner similar to private business enterprises where the intent of the governing body is that the costs (expenses, including depreciation) of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges; or (b) where the revenues earned, expenses incurred, and /or net income is appropriate for capital maintenance, public policy, management control, accountability, or other purposes. ' Fixed Assets and Long -term Liabilities Account Groups The Governmental Fund Types previously discussed are designed to account for the financial flow of a particular fund; therefore, generally include only current assets and current liabilities on their balance sheets. Their reported fund balance is considered a measure of available spendable resources. The City also maintains two account groups for noncurrent assets and liabilities. These account groups are concerned only with the measurement of financial position. They are as follows: General Fixed Assets Group of Accounts (unaudited) - ' This separate group of accounts contains the fixed assets used in the Governmental Fund Type operations. They are assets of the City as a whole and not of individual funds. Public domain general fixed assets consisting of certain improvements other than buildings, including curbs and gutters, streets and sidewalks and drainage systems, are capitalized along with other general fixed assets. No depreciation has been provided on the assets in this account group. 1 All fixed assets are valued at historical or estimated historical cost. Donated fixed assets are valued at their estimated fair value on the date donated. S � -8- C L u CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 1: Summary of Significant Accounting Policies - continued General Long -term Debt Group of Accounts - This separate group of accounts contains the long -term liabilities of the City expected to be financed from Governmental Funds. They are liabilities of the City as a whole and not of individual funds. The exception to this rule is for Enterprise Fund long -term debt which is accounted for in that fund type. All Proprietary Funds are accounted for on a cost of services or capital maintenance measurement focus. Therefore, all assets and liabilities, both current and noncurrent, are included on their balance sheets. All fixed assets are stated at historical or estimated historical cost and are depreciated using the straight- line method over their estimated useful lives. Depreciation on contributed assets is also charged to operations. Their estimated useful lives are as follows: Assets Furniture and Equipment Distribution and Collection System C. Basis of Accounting Estimated Useful Lives 10 years 40 years Basis of accounting refers to when revenues and expenditures or expenses are recognized in the accounts and reported in the financial statements. Basis of accounting relates to the timing of the measurements made, regardless of the measurement focus applied. Governmental Funds are accounted for using the modified accrual basis of accounting. Their revenue is recognized when it becomes measurable and available. Substantially all sources of revenue are accrued except special assessments which are recognized when received in cash and tax revenue which is recognized when received in cash or within sixty days after year end. Expenditures are generally recognized under the modified accrual basis of accounting when the related fund liability is incurred. Exceptions to this general rule include: (1) ' principal and interest on long -term debt which are recognized when due. Proprietary Funds are accounted for using the accrual basis of accounting. Their revenue is recognized when it is earned and expenses are recognized when they are incurred. -9- u C PI 0 CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 1: Summary of Significant Accounting Policies - continued D. Budgets and Budgetary Data The City's budgeting procedures are as follows: The City Clerk submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The operating budget includes proposed expenditures and the means of financing them. Budgets for the General Fund are adopted on a basis consistent with generally accepted accounting principles (GAAP). Budgeted amounts shown in the financial statements are as originally adopted by the City Council. Unencumbered appropriations lapse at year end. E. Accumulated Unpaid Vacation and Sick Pay Accumulated unpaid vacation has been accrued in the Enterprise Funds and recognized as an expense when earned. In the Governmental Funds, the liability has been recorded in the general long -term debt account group and is recognized as an expenditure when paid. Sick leave may be accumulated but is not payable upon termination from City employment and therefore no liability is reported at year end. F. Total Memorandum Only Total columns on the combined financial statements are captioned "memorandum only" to indicate that they are presented only to facilitate analysis. Data in these columns does not present financial position, results of operations, or changes in financial position in conformity with generally accepted accounting principles. Neither is such data comparable to a consolidation. Interfund eliminations have not been made in the aggregation of this data. Note 2: Compliance and Accountability ' The following funds had fund balance deficits at year end: Deficit ' Fund Amount Debt Service Fund 1973 Water Improvement $ 10 697 ' Capital Projects Fund Southeast Project 73 119 Enterprise Fund Water Fund 273 314 u —10 ' CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 3: Detail on Accounts A. Cash and Temporary Investments Cash balances from all funds are pooled and invested, to the ' extent available, in certificates of deposit and other authorized investments. Investments are carried at cost which approximates market value. Earnings from such investments are allocated on the ' basis of applicable participation by each of the funds. In accordance with Minnesota Statutes, the City maintains deposits at those depository banks authorized by the City Council. ' Minnesota Statutes require that all City deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by ' insurance or bonds (140% in the case of mortgage notes pledged). Authorized collateral includes the legal investments described below, as well as certain first mortgage notes, and certain other State or local government obligations. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City treasurer or in a financial institution other than that furnishing the collateral. At December 31, 1988, the City did ' have sufficient collateral to secure its deposits. r Cash and investment balances are summarized as follows: Bank Carrying Balances Amount (1) Cash and certificates of deposit insured or collateralized by securities held by the City or its agent in the City's name $3 512 832 $3 436 863 (2) Uncollateralized cash and certificates of deposit - - Total $3 512 832 $3 436 863 Investments The City also invests idle funds as authorized by Minnesota Statutes, as follows: (a) Direct obligation or obligations guaranteed by the United States or its agencies. ' (b) Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in (a) above. ' (c) Bankers acceptances of United States Banks eligible for purchase by the Federal Reserve System. =11- ' CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 3: Detail on Accounts - continued (d) Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and ' maturing in 270 days of less. (e) Repurchase or reverse repurchase agreements with banks that are members of the Federal Reserve System with ' capitalization exceeding $10,000,000, a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York, or certain Minnesota securities broker- dealer. Balances at December 31, 1988: Securities Credit Risk Category Carrying Type 1 2 3 Amounts ' Commercial Paper $ - $ - $499 932 $499 932 The City's investments are categorized above to give an indication of ' the level of risk assumed at year end. Category 1 includes investments that are incurred or registered or for which the securities are held ' by the City or its agent in the City's name. Category 2 includes uninsured and unregistered investments for which the securities are held by the broker's or dealer's trust department or agent in the City's name. Category 3 includes uninsured and unregistered ' investments for which the securities are held by the broker or dealer, or by its trust department or agent but not in the City's name. ' B. Property Taxes The City Council annually adopts a tax levy and certifies it to the County for collection. The County is responsible for ' collecting all property taxes for the City. These taxes attach an enforceable lien on taxable property within the City on January 1 and are payable by the property owners in May and October each year. The taxes are collected by the County Treasurer and tax ' settlements are made to the City three or four times each year. Taxes payable on homestead property, as defined by State Statutes, ' are partially reduced by a homestead credit. These credits are paid to the City by the State of Minnesota in lieu of taxes levied against homestead property. The State remits this credit in two ' equal installments in July and December each year. Another tax credit referred to as a small business credit also reduces the taxes levied and is payable along with the homestead credit. Allowances are provided for the amount of delinquent taxes receivable, which are not remitted to the City within sixty days after the year end. This allowance is reported as deferred ' revenue. -12- 1 1 1 1 1 1 1 1 1 1 CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 3: Detail on Accounts - continued C. Special Assessments Receivable Special assessments are recognized as a receivable and deferred revenue when the assessments are certified to the County for collection. Special assessments are recognized as revenue when received in cash. D. Inventory The inventories of the Proprietary Funds are stated at the lower of cost or market on the first -in, first -out basis. E. Property, Plant and Equipment A summary of Proprietary Fund Type property, plant and equipment at December 31, 1988 follows: Liquor Funds Water Sewer Store I Store II Total Fixtures and equipment $ 13 303 $ 21 786 $ 24 917 $ 8 804 $ 68 810 Collection and distribution systems 1 926 208 411 989 - - 2 338 197 Total 1 939 511 433 775 24 917 8 804 2 407 007 Less accumulated depreciation (237 446) (129 725) (24 917) (5 782) (397 870) Net $1 702 065 $304 050 $ - $ 3 022 $2 009 137 A summary of general fixed assets (unaudited) and changes are as follows: -13- Balance Balance Beginning End of Year Additions of Year Land and buildings $ 747 624 $347 566 $1 095 190 Furniture and equipment 539 114 159 671 698 785 Total $1 286 738 $507 237 $1 793 975 -13- ' CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 3: Detail on Accounts - continued F. Long -term Debt ' The following is a summary of bond transactions of the City for the year ended December 31, 1988: Bonds payable, end of year $4 435 000 $ 95 000 $4 530 000 ' Bonds payable at December 31, 1988 are comprised of the following types of issues: ' General Long -term Debt $875,000 General Obligation Improvement Refunding ' Bonds dated April 1, 1987 are payable in annual principal installments of $60,000 to $65,000 through February 1, 2001 together with interest at 4.3 to 6.6 %. $ 810 000 w $1,450,000 General Obligation Temporary Improvement General Bonds dated July 1, 1987 are payable in one ' Long -term Revenue Total along with 5.3% interest which is payable semi - Bonds payable, beginning annually to that date. 1 450 000 of year $4 870 000 $105 000 $4 975 000 Bonds retired 435 000 10 000 445 000 1991 together with interest at 5.0 %. 75 000 $2,300,000 General Obligation Sewer Improvement Bonds Bonds payable, end of year $4 435 000 $ 95 000 $4 530 000 ' Bonds payable at December 31, 1988 are comprised of the following types of issues: ' General Long -term Debt $875,000 General Obligation Improvement Refunding ' Bonds dated April 1, 1987 are payable in annual principal installments of $60,000 to $65,000 through February 1, 2001 together with interest at 4.3 to 6.6 %. $ 810 000 w $1,450,000 General Obligation Temporary Improvement Bonds dated July 1, 1987 are payable in one ' principal installment of $1,450,000 on July 1, 1990 along with 5.3% interest which is payable semi - annually to that date. 1 450 000 $415,000 General Obligation Sewer Improvement Bonds dated December 1, 1971 are payable in annual principal installments of $25,000 through December 1, 1991 together with interest at 5.0 %. 75 000 $2,300,000 General Obligation Sewer Improvement Bonds ' dated June 1, 1972 are payable in annual principal installments of $130,000 through June 1, 1992 together with interest at 5.5 to 5.6 %. 520 000 ' $1,600,000 General Obligation Sewer Improvement Bonds are payable in annual principal installments of $90,000 through November 1, 1992 together with ' interest at 5.3 to 5.4 %. 360 000 $80,000 General Obligation Water Improvement Bonds ' dated July 1, 1973 are payable in annual principal installments of $5,000 through July 1, 1991 together with interest at 5.5 %. 15 000 -14- 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 3: Detail on Accounts - continued $1,250,000 General Obligation Improvement Bonds dated January 1, 1974 are payable in annual principal installments of $30,000 to $70,000 through January 1, 1994 together with interest at 5.4 to 5.7 %. $ 270 000 $985,000 General Obligation Improvement Bonds dated August 1, 1986 are due in annual principal installments of $65,000 to $70,000 through February 1, 2002 together with interest at 5.75 to 7.90 %. 935 000 Total General Long -term Debt $4 435 000 Revenue Bonds $140,000 General Obligation Water Revenue Bonds of 1980 dated September 1, 1980 are payable in annual principal installments of $10,000 to $15,000 through September 1, 1996 together with interest at 7.75 to 8.5 %. $ 95 000 The annual requirements to amortize all debt outstanding as of December 31, 1988, including interest payments totalling $1,101,491 are as follows: Year Ending General December 31 Long -term Revenue Total 1989 $ 588 160 $ 17 925 $ 606 085 1990 2 132 078 17 125 2 149 203 1991 580 373 16 325 596 698 1992 525 078 15 500 540 578 1993 245 680 14 675 260 355 Thereafter 1 425 922 52 650 1 478 572 Total $5 497 291 $134 200 $5 631 491 The amount available for debt service, in the Debt Service Funds, is $2,677,309. Future tax levies and special assessments will be the primary source of revenue to retire the bonds. -15- CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 3: Detail on Accounts - continued On April 29, 1987 the City issued general obligation refunding bonds in the amount of $875,000 to advance refund $1,250,000 outstanding 1984 general obligation bonds. The proceeds of the refunding issue plus additional cash from the debt service have been placed in an irrevocable escrow account and have been invested in U.S. Government obligations. The maturities of these investments coincide with the principal and interest payment dates of the refunded bonds and have been certified to be sufficient to pay all principal and interest on the refunded bonds when due, as required by applicable laws. Accordingly, the original refunded bonds have been removed and the new advance refunding bonds are reported on the financial statements. The City remains contingently liable in the remote possibility that the escrow account is insufficient to pay the refunded bonds. G. Fund Equity Fund equity balances are classified as follows to reflect the limitations and restrictions of the respective funds: Proprietary Funds Contributed Capital - This balance represents the cost of property contributed to the Proprietary Funds by other City funds. Changes occurring in this account during the year were as follows: Sewer Water Fund Fund Total Balance, beginning of year $353 540 $ 931 810 $1 285 350 Additions 58 449 937 661 996 110 Balance, end of year $411 989 $1 869 471 $2 281 460 Investment in General Fixed Assets represents the City's equity in its general fixed assets. Reserved fund balance represents amounts restricted by provisions of the various bonds which have been issued. Unreserved and undesignated fund balance represents resources available to meet future years' expenditures. -16- 0 0 CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 4: Segment Information for Proprietary Funds The City provides services which are accounted for in the Enterprise Funds. The segment information for these Enterprise Funds for the year ended December 31, 1988, is as follows: Note 5: Statutory Debt Limit In accordance with Minnesota Statutes, the City may not incur or be subject to net debt in excess of two percent of its market value. Net debt is payable solely from ad valorem taxes and, therefore, excludes debt financed partially or entirely by special assessments, enterprise fund revenues or tax increments. Note 6: Defined Benefit Pension Plan A. Plan Description All full -time and certain part -time employees of the City of Shorewood are covered by a defined benefit pension plan administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the Public Employees Retirement Fund (PERF) which is a cost - sharing multiple - employer Public Employee Retirement Fund. The payroll for employees covered by the PERA plan for the year ended December 31, 1988 was $416,456, the City's total payroll was $484,797. All full -time employees and certain part -time employees are required to participate in PERA plans. PERF members belong to either the Coordinated plan or the Basic plan. Coordinated members are covered by Social Security and Basic members are not. PERA plans provide pension benefits, deferred annuity, and death and disability benefits. Benefits are established by State Statute. -17- Liquor Funds Water Sewer Store I Store II Total Gross profit and operating revenue $ 158 474 $501 037 $101 953 $138 214 $ 899 678 Depreciation expense 25 083 10 781 28 552 36 444 Operating income (loss) (2 506) 9 672 18 779 34 865 60 810 Operating transfer out - - 5 300 10 700 16 000 Net income after transfers 5 316 29 454 17 218 27 298 79 286 Contributed capital 1 869 471 411 989 - - 2 281 460 Net working capital (12 382) 450 344 90 372 133 975 662 309 Total equity 1 596 157 754 394 90 372 136 997 2 577 920 Note 5: Statutory Debt Limit In accordance with Minnesota Statutes, the City may not incur or be subject to net debt in excess of two percent of its market value. Net debt is payable solely from ad valorem taxes and, therefore, excludes debt financed partially or entirely by special assessments, enterprise fund revenues or tax increments. Note 6: Defined Benefit Pension Plan A. Plan Description All full -time and certain part -time employees of the City of Shorewood are covered by a defined benefit pension plan administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the Public Employees Retirement Fund (PERF) which is a cost - sharing multiple - employer Public Employee Retirement Fund. The payroll for employees covered by the PERA plan for the year ended December 31, 1988 was $416,456, the City's total payroll was $484,797. All full -time employees and certain part -time employees are required to participate in PERA plans. PERF members belong to either the Coordinated plan or the Basic plan. Coordinated members are covered by Social Security and Basic members are not. PERA plans provide pension benefits, deferred annuity, and death and disability benefits. Benefits are established by State Statute. -17- CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 6: Defined Benefit Pension Plan - continued ' B. Contributions Required and Made Minnesota Statutes Chapter 353 provide statutory authority for employer and employee contribution rates and provide required dates for achieving full funding. The City makes annual contributions to the pension plans equal to the amount required by ' State Statutes. As part of the annual actuarial valuation, PERA's actuary determines the sufficiency of the statutory contribution rates towards meeting the required full funding deadline. The actuary compares the actual contribution rate to a "required" ' contribution rate. Current statutory contribution rates and actuarially required contribution rates for the plans are as follows: ' Statutory Rates Required Employee Employer Rates ' Public Employees Retirement Fund: Basic Plan 8% 102% 9.46% Coordinated Plan 4% 4k% 5.11% ' Total contributions made during fiscal year 1988 amounted to $34,358 of which $17,700 was made by the City and $16,658 was made by employees. C. Funding Status and Progress The "pension benefit obligation" is a standardized disclosure ' measure of the present value of pension benefits, adjusted for the effects of projected salary increases and step -rate benefits, estimated to be payable in the future as a result of employee service to date. The measure, which is the actuarial present value of credited projected benefits, is intended to help users ' assess PERA's funding status on a going - concern basis, assess progress made in accumulating sufficient assets to pay benefits when due, and make comparisons among Public Employee Retirement Systems and employers. PERA does not make separate measurements of assets and pension benefit obligations for individual ' employers. The pension benefit obligation as of June 30, 1988 is shown below: PERF 1 (In Millions) Total pension benefit obligations $3 334 Net assets available for ' benefits, at market 2 749 Unfunded (excess) pension benefit obligation $ 585 -18- CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1988 Note 6: Defined Benefit Pension Plan - continued The measurement of the pension benefit obligation is based on an actuarial valuation as of June 30, 1988. Net assets available to pay pension benefits were valued as of June 30, 1988. The City's contribution for the year ended December 31, 1988 to PERA plans represented .03 percent of the total contributions required of all participating entities. Ten -year historical trend information is presented in PERA's State PERS Comprehensive Annual Financial Report for the year ended June 30, 1988. This information is useful in assessing the pension plan's accumulation of sufficient assets to pay pension benefits as they become due. D. Related Party Investments During fiscal year 1988, and as of June 30, 1988, PERA held no securities issued by the City or other related party. -19- CITY OF SHOREWOOD, MINNESOTA GENERAL FUND BALANCE SHEET DECEMBER 31, 1988 Assets Cash and investments Cash on hand Receivables Taxes Accounts Accrued interest Contract Total assets Liabilities and Fund Balance Liabilities Accounts and contracts payable Salaries payable Refundable deposits payable Deferred revenue Total liabilities Fund balance Unreserved - undesignated Total liabilities and fund balance 1 1 1 1 -20- $ 798 422 100 76 577 25 102 15 758 94 708 $1 nin 667 $ 43 963 16 133 19 500 159 473 239 069 $1 010 667 CITY OF SHOREWOOD, MINNESOTA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL ' YEAR ENDED DECEMBER 31, 1988 Variance ' Budget_ Actual Favorable (Unfavorable) Revenues General property taxes General property taxes $1 274 189 $1 008 874 $(265 315) Fiscal disparities 55 387 55 387 Forfeit tax sales - 3 039 3 039 ' Penalties and interest - 19 799 19 799 Total 1 274 189 1 087 099 (187 090) ' Licenses and permits Business 8 800 8 681 (119) Nonbusiness 136 600 321 727 185 127 ' Total 145 400 330 408 185 008 Intergovernmental State Local government aid 160 088 160 088 - Property tax credits - 177 760 177 760 Other - 3 160 3 160 County Road 18 500 24 992 6 492 tRecycling 5 040 2 288 (2 752) Total 183 628 368 288 184 660 ' Charges for services General government 15 000 5 046 (9 954) Streets and highways 900 1 800 900 Refuse 3 400 3 680 280 Parks and recreation 400 (400) ' Total 19 700 10 526 (9 174) Fines 75 000 91 385 16 385 ' Other revenue Interest on investments 35 000 50 164 15 164 Sale of property - 16 169 16 169 O Special assessment 200 200 - Other 21 319 13909 (7 410) ' Total 56 519 80 442 23 923 Total revenues 1 754 436 1 968 148 213 712 -21- CITY OF SHOREWOOD, MINNESOTA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL - CONTINUED YEAR ENDED DECEMBER 31, 1988 Expenditures General government Mayor and Council Personal services Supplies Other services and charges Total Administrator Personal services Supplies Other services and charges Capital outlay Total Finance Personal services Supplies Other services and charges Capital outlay Total Professional services Supplies Other services and charges Total Planning and zoning Personal services Supplies Other services and charges Capital outlay Total Municipal building Supplies Other services and charges Capital outlay Total 1 1 1 Variance Favorable Budget_ $ 9 626 $ 9 626 $ - 450 191 259 29 150 16 708 12 442 39 226 26 525 12 701 47 524 51 096 (3 572) 100 - 100 5 385 6 697 (1 312) 210 160 50 53 219 57 953 (4 734) 74 775 58 608 16 167 3 270 3 068 202 14 085 23 941 (9 856) 15 950 10 193 5 757 108 080 95 810 12 270 300 420 (120) 88 650 102 681 (14 031) 88 950 103 101 (14 151) 39 910 45 013 (5 103) 875 819 56 1 205 767 438 5 500 - 5 500 47 490 46 599 891 3 995 7 486 (3 491) 91 346 82 867 8 479 155 330 149 911 5 419 250 671 240 264 10 407 -22- CITY OF SHOREWOOD, MINNESOTA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL - CONTINUED YEAR ENDED DECEMBER 31, 1988 Expenditures - continued General government Other general government services Personal services Supplies Other services and charges Capital outlay Total Total general government Public safety Police protection Other services and charges Capital outlay Total Fire protection Other services and charges Protective inspection Personal services Supplies Other services and charges Capital outlay Total Total public safety Public works General maintenance Personal services Supplies Other services and charges Capital outlay Total Garage Supplies Other services and charges Capital outlay Total Budget Actual $ 54 816 $ 52 919 8 200 8 704 2 205 4 342 13 233 10 706 78 454 76 671 346 723 346 723 343 172 344714 Variance Favorable $ 1 897 ( 504) (2 137) 2 527 1 783 19 167 3 551 (1 542) 2 009 68 395 68 414 (19) 20 273 22 069 (1 796) 500 483 17 63 350 86 791 (23 441) 1 404 1 246 158 85 527 110 589 (25 062) 500 645 523 717 (23 072) 86 178 85 537 641 29 000 25 757 3 243 6 315 6 764 (449) 162 000 135 824 26 176 283 493 253 882 29 611 2 400 1 350 1 050 7 300 8 106 (806) 250 - 250 9 950 9 456 494 -23- 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 CITY OF SHOREWOOD, MINNESOTA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL — CONTINUED YEAR ENDED DECEMBER 31, 1988 Expenditures — continued Public works Streets and roadways Personal services Supplies Other services and charges Capital outlay Total Snow and ice removal Personal services Supplies Total Traffic control Personal services Supplies Other services and charges Total Sanitation and waste removal Personal services Other services and charges Total Tree maintenance Personal services Other services and charges Total Total public works Parks and recreation Personal services Supplies Other services and charges Total parks and recreation Total expenditures Variance Favorable Budget $ 51 095 $ 60 080 $ (8 985) 50 000 56 460 (6 460) 1 500 985 675 150 825 200 000 197 655 2 345 302 595 314 870 (12 275) 15 648 25 648 3 908 3 700 23 308 6 015 15 474 8 692 24 166 7 176 19 026 26 202 4 265 21 715 16 410 10 840 9 855 10 050 15 149 174 1 308 1 482 3 908 (3 476) (3 326) (2 894) 1 750 3 555 5 305 985 (5 099) (4 114) 687 599 669 990 17 609 43 579 41 594 1 985 7 150 7 684 (534) 10 375 8 686 1 689 61 104 57 964 3 140 1 915 438 1 898 594 16 844 —24— 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 CITY OF SHOREWOOD, MINNESOTA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL - CONTINUED YEAR ENDED DECEMBER 31, 1988 Excess revenues (expenditures) Other financing sources Operating transfer in Excess revenues and other financing sources over (under) expenditures Fund balance, January 1 Fund balance, December 31 Budget_ Actual $ (161 002) $ 69 554 16 000 -25- 16 000 85 554 686 044 $ 771 598 Variance Favorable (Unfavorable) $ 230 556 $ 230 556 CITY OF SHOREWOOD, MINNESOTA DEBT SERVICE FUNDS COMBINING BALANCE SHEET DECEMBER 31, 1988 Well 1984 Shorewood 1971 and Improvement Oaks 1972 (1987 (1987 Temporary Sewer Refunding) Bond Issue) Improvement Assets Cash and investments $673 314 $ 288 721 $1 087 463 Accrued interest receivable 12 580 5 491 19 853 Special assessments receivable Delinquent — — 11 920 Deferred 105 750 1 202 546 441 472 Total assets $791 644 $1 496 758 $1 560 708 Liabilities and Fund Balance Liabilities Deferred revenue $105 750 $1 202 546 $ 449 717 Fund balance Reserved for debt service 685 894 294 212 1 110 991 Total liabilities and fund balance $791 644 $1 496 758 $1 560 708 Well I 1 1 1 1 1 1 $ 6 170 Southeast 330 $ 426 1973 1974 Water 825 (10 Water Sewer (1986 578 981 Improvement Improvement Improvement) Total 527) $142 $(10 697) $ 10 521 $ 568 445 $2 617 767 — 2 010 10 399 50 333 — 6 739 2 010 20 669 6 170 122 988 424 439 2 303 365 $ (4 527) $142 258 $1 005 293 $4 992 134 $ 6 170 $124 330 $ 426 312 $2 314 825 (10 697) 17 928 578 981 2 677 309 $ (4 527) $142 258 $1 005 293 $4 992 134 -26— CITY OF SHOREWOOD, MINNESOTA DEBT SERVICE FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE YEAR ENDED DECEMBER 31, 1988 Revenues Special assessments Interest on investments Total revenues Expenditures Principal Interest and service charges Total expenditures Excess revenues (expenditures) Fund balance, January 1 Fund balance, December 31 1984 Shorewood 1971 and Improvement Oaks 1972 (1987 (1987 Temporary Sewer Refunding) Bond Issue) Improvement $257 645 $351 512 $ 255 361 34 320 9 248 70 386 291 965 360 760 325 747 65 000 - 245 000 49 206 76 850 60 349 114 206 76 850 305 349 177 759 283 910 20 398 508 135 10 302 1 090 593 $685 894 $294 212 $1 110 991 -27- 5 000 Southeast 000 1973 1974 Water 721 Water Sewer (1986 721 Improvement Improvement Improvement) Total (6 $ 2 824 $ 60 371 $276 988 $1 204 701 - 5 071 28 402 147 427 2 824 65 442 305 390 1 352 128 5 000 70 000 1 692 18 721 6 692 88 721 (3 868) (23 279) (6 829) 41 207 $(10 697) $ 17 928 50 000 435 000 67 818 274 636 117 818 709 636 187 572 642 492 391 409 2 034 817 $578 981 $2 677 309 -27- 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 CITY OF SHOREWOOD, MINNESOTA CAPITAL PROJECTS FUNDS COMBINING BALANCE SHEET DECEMBER 31, 1988 Assets Cash and investments Accrued interest receivable Total assets Liabilities and Fund Balance Liabilities Accounts and contracts payable Fund balance Unreserved Total liabilities and fund balance Park Capital Southeast Shorewood Improvement Project Oaks Total $ 47 880 $08 873) $128 715 $137 722 888 — 1 754 2 642 $ 48 768 $(38 873) $130 469 $140 364 $ 6 421 $ 34 246 $ 58 812 $ 99 479 42 347 (73 119) 71 657 40 885 $ 48 768 $08 873) $130 469 $140 364 —28— 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 CITY OF SHOREWOOD, MINNESOTA CAPITAL PROJECTS FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE YEAR ENDED DECEMBER 31, 1988 Revenues Charges for services Donations Interest on investments Park dedication fees Total revenues Expenditures Professional services Construction costs Total expenditures Excess revenues (expenditures) Fund balance, January 1 Fund balance, December 31 Park Capital Southeast Shorewood Improvement Project Oaks Total $ 6 $ — $ — $ 6 1 000 — — 1 000 5 301 6 943 9 102 21 346 99 102 — — 99 102 105 409 6 943 9 102 121 454 29 212 23 114 12 596 64 922 165 136 545 378 86 671 797 185 194 348 568 492 99 267 862 107 (88 939) (561 549) (90 165) (740 653) 131 286 488 430 161 822 781 538 $ 42 347 $03 119) $ 71 657 $ 40 885 ME CITY OF SHOREWOOD, MINNESOTA PROPRIETARY FUND TYPES COMBINING BALANCE SHEET DECEMBER 31, 1988 Assets Current assets Cash and investments Cash on hand Receivables Accounts Accrued interest Special assessment Delinquent Deferred Inventories, at cost Prepaid expenses Total current assets Property and equipment, at cost Less accumulated depreciation Total property and equipment Other assets Bond discount, net of amortization Total assets Liabilities and Fund Equity Current liabilities Accounts and contracts payable Accrued salaries payable Accrued interest payable Deferred revenue Total current liabilities Long -term liabilities Bonds payable Total liabilities Fund equity Contributed capital Retained earnings - unreserved Total fund equity Total liabilities and fund equity -30- Water Sewer Fund Fund $ (42 054) $314 902 33 958 132 268 - 5 263 $1 707 044 $760 730 $ 7428 $ 6311 61 25 931 - 7 467 15 887 6 336 110 887 6 336 1 869 384 411 497 7 467 342 - 3 750 3 750 3 505 456 680 1 939 511 433 775 (237 446) (129 725) 1 702 065 304 050 $1 707 044 $760 730 $ 7428 $ 6311 61 25 931 - 7 467 15 887 6 336 110 887 6 336 1 869 471 411 989 (273 314) 342 405 1 596 157 754 394 $1 707 044 $760 730 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Liquor Fund Store I Store II Total $ 58 965 $ 51 071 $ 382 884 $112 359 $166 516 $2 746 600 600 1 200 307 323 166 856 1 137 874 7 274 - - 881 - - 7 467 48 505 106 831 155 336 2 845 3 795 14 140 112 359 163 494 736 038 24 917 8 804 2 407 007 (24 917) (5 782) (397 870) - 3 022 2 009 137 - - 1 474 $112 359 $166 516 $2 746 649 $ 20 946 $ 26 817 $ 61 502 1 041 2 702 3 829 - - 931 7 467 21 987 29 519 73 729 - - 95 000 21 987 29 519 168 729 - - 2 281 460 90 372 136 997 296 460 90 372 136 997 2 577 920 $112 359 $166 516 $2 746 649 -30- CITY OF SHOREWOOD, MINNESOTA PROPRIETARY FUND TYPES COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN RETAINED EARNINGS YEAR ENDED DECEMBER 31, 1988 Expenses Personal services 4 Water Sewer 185 Supplies Fund Fund Sales 277 $ - $ - Cost of sales - Depreciation 25 Gross profit - - Charges for services 153 177 485 337 Permits and connection fees 5 297 15 700 64 Gross profit and revenues 158 474 501 037 Expenses Personal services 4 713 13 185 Supplies 21 498 1 277 Repairs and maintenance 19 531 5 169 Depreciation 25 083 10 781 Professional services 18 957 2 671 Contracted services 24 521 64 456 Communication 1 164 - Insurance - general 4 250 5 320 Water purchases 15 649 - Utilities 25 198 5 144 Other 416 469 Metropolitan Waste Control Commission disposal charges - 382 893 Rent - - Advertising - - Total expenses 160 980 491 365 Operating income (2 506) 9 672 Other revenues (expenses) Taxes 16 530 - Special assessments - 4 028 Property tax credits 2 725 - Interest income - 15 708 Other income 2 46 Interest expense (11 435) - Other expenses - - Total other revenues (expenses) 7 822 19 782 Net income before transfers 5 316 29 454 Other financing uses Operating transfers out - - Net income 5 316 29 454 Retained earnings, January 1 (278 630) 312 951 Retained earnings, December 31 $(273 314) $342 405 -31- 1 1 1 1 1 1 1 1 1 -31- Liquor Fund Store I Store II Total $483 962 $664 352 $1 148 314 382 009 526 138 908 147 101 953 138 214 240 167 - - 638 514 - - 20 997 101 953 138 214 899 678 55 104 60 720 133 722 741 1 555 25 071 - - 24 700 28 552 36 444 1 613 1 613 24 854 1 560 1 109 91 646 - - 1 164 5 050 5 342 19 962 - - 15 649 4 937 5 581 40 860 955 1 202 3 042 - - 382 893 10 670 23 071 33 741 2 516 2 604 5 120 83 174 103 349 838 868 18 779 34 865 60 810 - - 16 530 - - 4 028 - - 2 725 4 160 3 175 23 043 3 - 51 - - (11 435) (424) (42) (466) 3 739 3 133 34 476 22 518 37 998 95 286 (5 300) (10 700) (16 000) 17 218 27 298 79 286 73 154 109699 217 174 $ 90 372 $136 997 $ 296 460 -31- CITY OF SHOREWOOD, MINNESOTA PROPRIETARY FUND TYPES COMBINING STATEMENT OF CHANGES IN FINANCIAL POSITION YEAR ENDED DECEMBER 31, 1988 Water Sewer Liquor Fund_ Fund_ Fund Sources of working capital Operations Net income after transfers Add depreciation, an expense not requiring working capital Working capital from operations Contributions of capital Decrease in receivables from other funds Total sources of working capital Uses of working capital Acquisition of property and equipment, net Bond discount Total uses of working capital Increase (decrease) in working capital Changes in components of working capital Increase (decrease) in current assets Cash and investments Accounts receivable, net Other receivable Accrued interest Inventory Prepaid expenses (Increase) decrease in current liabilities Accounts and contracts payable Accrued salaries payable Accrued interest payable Deferred revenue Current portion of long -term debt Increase (decrease) in working capital Total $ 5 316 $ 29 454 $ 44 516 $ 79 286 25 083 10 781 580 36 444 (7 (87) 10 000 497 740 1 150. 30 399 40 235 45 096 115 730 937 661 58 449 - 996 110 6 152 98 207 - 104 359 974 212 196 891 45 096 1 216 199 994 398 60 801 678 1 055 877 1 659 - - 1 659 996 057 60 801 678 1 057 536 $(21 845) $136 090 $ 44 418 $ 158 663 $(44 151) $102 003 $ 28 301 $ 86 153 9 832 28 881 191 38 904 7 851 1 780 - 9 631 (7 (87) 10 000 497 740 1 150. 7 634 3 806 - 400 - 13 111 13 111 3 750 (4 705) (1 731) (2 686) (22 805) 128 456 40 612 146 263 (718) 354 3 887 3 523 76 1 143 (81) 1 138 (931) - - (931) (7 467) - - (7 467) 10 000 6 137 - 16 137 960 7 634 3 806 12 400 $(21 845) $136 090 $ 44 418 $ 158 663 -32- t I! fl 0 1 1 ABDO, ABDO do EiCK CERTIFIED PUBLIC ACCOUNTANTS 1060 NORTHLAND PLAZA, 3800 WEST 80th STREET MINNEAPOLIS, MINNESOTA 66431 TELEPHONE 612 -836 -9090 FAX 612 - 896 -3620 Member of American Offices In: Institute of Certified Bloomington Public Accountants Mankato Owatonna Honorable Mayor and City Council Shorewood, Minnesota We have examined the general purpose financial statements of the City of Shorewood, Minnesota, for the year ended December 31, 1988, and have issued our report thereon dated April 7, 1989. As part of our examination, we made a study and evaluation of the internal control systems of the City of Shorewood, Minnesota, to the extent we considered necessary to evaluate the systems as required by generally accepted auditing standards; the standards for financial and compliance audits contained in the U.S. General Accounting Office Standards for Audit of Governmental Organizations, Programs, Activities, and Functions. For the purpose of this report, we have classified the significant internal accounting controls in the following categories: Cash Receipts Cash Disbursements Payroll Cash and Investments General Ledger Our study included all of the control categories listed above. The purpose of our study and evaluation was to determine the nature, timing, and extent of the auditing procedures necessary for expressing an opinion on the entity's financial statements. Our study and evaluation was more limited than would be necessary to express an opinion on the system of internal control taken as a whole or on any of the categories of controls identified above. The management of the City of Shorewood, Minnesota, is responsible for establishing and maintaining a system of internal accounting control. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of control procedures. The objectives of a system are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, and that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of financial statements in accordance with generally accepted accounting principles. Because of inherent limitations in any system of internal accounting control, errors or irregularities may nevertheless occur and not be detected. Also, projection of any evaluation of the system to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the degree of compliance with the procedures may deteriorate. IPage Two Arno, ABDO & EiCx CERTIFIED PUBLIC ACCOUNTANTS Our study and evaluation made for the limited purpose described in the first paragraph would not necessarily disclose all material weaknesses in the system. Accordingly, we do not express an opinion on the system of internal accounting control of the City of Shorewood, Minnesota, taken as a whole or on any of the categories of controls identified in the first paragraph. However, our study and evaluation disclosed the following conditions that we believe result in more than a relatively low risk that errors or irregularities in amounts that would be material in relation to the financial statements of the City of 1 Shorewood, Minnesota, may occur and not be detected within a timely period. The City has a limited office staff and therefore has very ' limited segregation of duties. In addition, we have issued a separate management letter which contains other discussion items none of which are ' considered material internal control weaknesses. These conditions were considered in determining the nature, timing and extent of the audit tests to be applied in our examination of the 1988 financial statements, and this report does not affect our report on the financial statements dated April 7, 1989. This report is intended solely for the use of management, the City Council, and Office of State Auditor and should not be used for any other purpose. This restriction is not intended to limit the distribution of this report which upon ' acceptance by the City Council of the City of Shorewood is a matter of public record. ' April 7, 1989 ABDO, ABDO & EICK Minneapolis, Minnesota Certified Public Accountants ABDO, ABDO & EiCK CERTIFIED PUBLIC ACCOUNTANTS 1060 NORTHLAND PLAZA, 3800 WEST 80th STREET MINNEAPOLIS, MINNESOTA 55431 ' TELEPHONE 612 -835 -9090 FAX 612 -896 -3620 Member of American Offices In: I institute of Certified Bloomington Public Accountants Mankato Owatonna iHonorable Mayor and City Council Shorewood, Minnesota We have examined the general purpose financial statements of the City of Shorewood, Minnesota, for the year ended December 31, 1988, and have issued our ' report thereon dated April 7, 1989. Our examination was made in accordance with generally accepted auditing standards; the standards for financial and compliance audits contained in the Standards for Audit of Governmental ' Organizations, Programs, Activities, and Functions issued by the U.S. General Accounting Office and the provisions of the Legal Compliance Audit Guide promulgated by the Legal Compliance Task Force pursuant to Minnesota Statutes Sec, 6.65. Accordingly, the examination included such tests of the accounting records and such other auditing procedures as we considered necessary in the circumstances. ' The management of the City of Shorewood, Minnesota, is responsible for the City's compliance with laws and regulations. In connection with the examination referred to above, we selected and tested transactions and records to determine the City's compliance with laws and regulations; noncompliance with which we believe could have a material effect on the general purpose financial statements of the City. ' The results of our tests, and those of other auditors, indicate that for the items tested, the City of Shorewood, Minnesota, complied with those provisions of the laws and regulations referred to above. However, with respect to the transactions that were not tested by us, or other auditors, nothing came to our ' attention to indicate that the City of Shorewood, Minnesota, had not complied with laws and regulations. April 7, 1989 Minneapolis, Minnesota ABDO, ABDO & EICK Certified Public Accountants