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1997 - Comp. Annual Financial Report I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 1997 JAMES C. HURM, CITY ADMINISTRATQR REPORT PREPARED BY: DEPARTMENT OF FINANCE ALAN J. ROLEK, FINANCE DIRECTOR/TREASURER MEMBER OF GOVERNMENT FINANCE OFFICERS ASSOCIATION OF THE UNITED STATES AND CANADA I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA TABLE OF CONTENTS DECEMBER 31, 1997 Exhibit Pa.e;e No. I. INTRODUCTORY SECTION Elected and Appointed Officials Organizational Chart Letter of Transmittal I -X Certificate of Achievement for Excellence in Financial Reporting II. FINANCIAL SECTION Independent Auditor's Report General Purpose Financial Statements Combined Balance Sheet - All Fund Types and Account Groups 1 2-3 Combined Statement of Revenue, Expenditures and Changes in Fund Balance- All Governmental Fund Types 2 4-5 Statement of Revenue, Expenditures and Changes in Fund Balance - Budget and Actual - General Fund 3 6 Combined Statement of Revenue, Expenses and Changes in Retained Earnings - All Proprietary Fund Types 4 7 Combined Statement of Cash Flows - All Proprietary Fund Types 5 8 Notes to Financial Statements 9 - 22 Combinin.e; and Individual Fund and Account Group Financial Statements and Schedules General Fund Comparative Balance Sheets A-I 23 Statement of Revenue, Expenditures and Changes in Fund Balance - Budget and Actual A-2 24 - 29 Debt Service Funds Combining Balance Sheet B-1 30 - 31 Combining Statement of Revenue, Expenditures and Changes in Fund Balance B-2 32 - 33 Capital Projects Funds Combining Balance Sheet C-l 34 - 36 Combining Statement of Revenue, Expenditures and Changes in Fund Balance (Deficit) C-2 37 - 39 Enterprise Funds Combining Balance Sheet D-l 40 - 41 Combining Statement of Revenue, Expenses and Changes in Retained Earnings D-2 42 - 43 Combining Statement of Cash Flows D-3 44 - 45 Water Fund Comparative Balance Sheets D-4 46 Comparative Statements of Revenue, Expenses and Changes in Retained Earnings (Deficit) D-5 47 Comparative Statements of Cash Flows D-6 48 Sewer Fund Comparative Balance Sheets D-7 49 Comparative Statements of Revenue, Expenses and Changes in Retained Earnings D-8 50 Comparative Statements of Cash Flows D-9 51 I I I I CITY OF SHOREWOOD, MINNESOTA TABLE OF CONTENTS DECEMBER 31,1997 Recycling Fund Comparative Balance Sheet Comparative Statements of Revenue, Expenses and Changes in Retained Earnings Comparative Statements of Cash Flows Stormwater Management Utility Fund Comparative Balance Sheets Comparative Statements of Revenue, Expenses and Changes in Retained Earnings Comparative Statements of Cash Flows I I I I I Liquor Fund Comparative Balance Sheets Comparative Statements of Revenue, Expenses and Changes in Retained Earnings Comparative Statements of Cash Flows Combining Balance Sheet Combining Schedules of Revenue, Expenses and Changes in Retained Earnings (Deficit) Combining Schedules of Cash Flows Agency Fund Statement of Changes in Assets and Liabilities General Fixed Asset Account Group Comparative Schedule of General Fixed Assets - by source Schedule of General Fixed Assets - by function and activity Schedule of Changes in General Fixed Assets - by function I I I I I I General Long-term Debt Account Group Comparative Statement of General Long-term Debt Schedule of Bonds Payable Schedule of Debt Service Requirements III. STATISTICAL SECTION General Fund Expenditures and Other Uses by Function General Fund Revenue and Other Sources by Source Property Tax Levies and Collections Assessed Valuation, Tax Levies and Mill Rates Property Tax Mill RatesfTax Capacity Rates - Direct and Overlapping Governments Principal T~1>ayers Special Assessment Levies and Collections Computation of Legal Debt Margin Ratio of Net Bonded Debt to Assessed Value and Net Bonded Debt per Capita Ratio of Annual Debt Service Expenditures for General Bonded Debt to Total General Expenditures Computation of Direct and Overlapping Debt Revenue Bond Coverage Property Value, Construction and Bank Deposits Miscellaneous Statistics I I I I Exhibit PaJ1;e No. D-10 52 D-11 53 D-12 54 D-13 55 D-14 56 D-15 57 D-16 58 D-17 59 D-18 60 D-19 61 - 62 D-20 63 - 64 D-21 65 - 66 E-l 67 F-l 68 F-2 69 F-3 70 G-l 71 G-2 72 - 73 G-3 74 - 75 1 76 2 77 3 78 4 79 - 80 5 81 - 82 6 83 7 84 8 85 9 86 10 87 11 88 12 89 13 90 - 91 14 92 1 1 1 1 1 1 1 I 1 1 I 1 1 1 1 I. 1 1 1 CITY OF SHOREWOOD, MINNESOTA SECTION I INTRODUCTORY SECTION I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA ELECTED AND APPOINTED OFFICIALS DECEMBER 31,1997 Elected Officials Term ExPires Tom Dahlberg Gerald O'Neill Jennifer McCarty Kristi Stover John Garfunkel Mayor Council Member Council Member Council Member Council Member 1998 1998 1998 2000 2000 Appointed Officials James C. Hurm Alan J. Rolek City Administrator Finance Directorrrreasurer ------------------- ORGANIZATIONAL CHART - CITY OF SHOREWOOD I CITIZENS I I CITY ATTORNEY ~:: - ....... CITY COUNCIL BOARDS & COMMISSIONS "- - PLANNING COMMISSION CITY ADMINISTRATOR I - PARK COMMISSION I I I I I I I LIQUOR ENGINEERING FINANCE ADMINISTRA TION PLANNING PUBLIC PUBLIC SAFETY & ZONING WORKS (CONTRACT) - Off-Sale - Engineering Svcs. - Personnel - General Government - Planning - Building & Grounds - Police - 4-City Joint Retail - Project Mgmt. - Accounting - Licensing - Zoning - Recycling (Contract) Services * - Payroll - Elections Administration - Tree Maintenance - Patro I - Investments - Records - Property - Park Maintenance - Disaster - Utility Billing - Legal Publications Records - Street Mainenance Preparedness - Accts. Payable - Public Information - Inspection - Equipment Maintenance - Investigation - Accts. Recble. - Recreation Programs - Stormwater System - Public Service - Special - Park Planning - Street Lighting - Fire - Excelsior/ Assessments (Contract) - SanitationlWeeds Mound - Budgeting - Assessor (Contract) - Janitor Services - Fire prevention! -MIS - Cable TV - (Contract) firefighting - Purchasing Franchise - Utility Maintenance - Animal Control - (Contract) Chanhassen * Mayor is City's representative on joint governing board. December, 1997 I I I I I I I I I I I I I I I I I I I . CITY OF SHOREWOOD 5755 COUNTRY CLUB ROAD · SHOREWOOD, MINNESOTA 55331-8927. (612) 474-3236 FAX (612) 474-0128. www.state.netlshorewood. cityhall@shorewood.state.net May 8, 1998 Honorable Mayor and Members of the City Council City of Shorewood, Minnesota Councilmembers: The Comprehensive Annual Financial Report of the City of Shorewood, Minnesota for the fiscal year ended December 31, 1997, is hereby submitted. Responsibility for both the accuracy of the data, and the completeness and fairness of the presentation, including all disclosures, rests with thE;! City. To the best of our knowledge and belief, the enclosed data is accurate in all material respects and is reported in a manner designated to present fairly the financial position and results of operations of the various funds and account groups of the City. All disclosures necessary to enable the reader to gain an understanding of the City's financial activities have been included. The Comprehensive Annual Financial Report is presented in three sections: Introductory, Financial and Statistical. The Introductory section includes this transmittal letter, the City's organizational chart and a list of City officials. The Financial section includes the general purpose financial statements and the combining and individual fund and account group financial statements and schedules, along with the auditor 's report on the financial statements. The Statistical secj::.ion includes selected financial and demographic information, generally presented on a multi-year basis. The organization, form ... and contents of this report were prepared in accordance with the standards prescribed by the Governmental Accounting Standards Board, the Government Finance Officers Association of the United States and Canada, the American Institute of Certified Public Accountants, and the Minnesota State Auditor's Offrce. This report includes all funds and account groups of the City. The various fund types included are governmental, proprietary and fiduciary. Within the account groups are general fixed assets and general long-term .debt. The City provideS its residents and businesses wi th a full range of municipal services consisting of police, fire,' public works, parks and general administrative services. The City also operates five enterprises: a water i n tJ PRINTED ON RECYCLED PAPER utility, sewer utility, recycling utility, utility and an aff-sale liquar aperatian, store sites. starmwater management consisting af three I I I I I I I I I The criteria used in determining the campanent units to be included with the City as part af its reparting entity is cansistent with thase required by the Gavernmental Accaunting Standards Board Statement No.. 14, "The Financial Reparting Entity". Based an these criteria, the city has no. companent units. All funds and accaunt graups af the City are included iQ this repart, and no. campanent units are reparted herein. ECONOMIC CONDITION AND OUTLOOK The City af Sharewaad is a suburb af the City af Minneapalis and is lacated 25 miles sauthwest af the central business district an the sauthern share af. Lake Minnetanka. The City is predaminantly a residE;:!ntial cammunity with limited cammerci.al businesses and two. cammercial shapping malls. The City is 6 square miles in area and has an estimated papulatian af 6,889. While the City has experienced an accelerated rate af grawth in residential develapment during the 1980 's, the grawth rate has slawed during the 1990 's. The City will cantinue to. experience grawth in it's residential base in the future, but because af the limited availability af large tracts af land, this will came at a reduced rate and likely will be smaller develapments than in the past. I MAJOR INITIATIVES I I I I FINANCIAL AND MANAGEMENT EMPHASIS Emphasis on Governance The City Cauncil in its le~dership rale is effectively establishing a facus far city gavernmE;:!nt in Sharewaad. The Cauncil has cammitted to. a strang set af values by which decisions are to. be made. It has adapted a Statement af Purpase and has established averall gaals and expectatians far the City. It has identified issues facing the City and priaritized them" sa that the staff can efficiently and effectively allacate time and resaurces. ii I I I I I The City Cauncil's calendar cansists af three phases. The first phase is Planning, which includes emplayee and systems evaluations, review af the previaus years wark plan, review af the City's Camprehensive Plan Executive Summary, review af the statements af Purpase and Values, and identificatian and priaritizatian af issues far the next twelve and twenty-faur manths. I I The second phase is that of Programming. Capital Improvement Program is reviewed priorities established in phase one. Comprehensive Plan are made based upon the Each year the five-year and updated based upon Any changes to the phase one decisions. I I The third phase is Budgeting. The operating budget is established based on decisions made in the first two phases. A budget format is being utilized which provides information and analytical data to the City Council and other readers. It defines departmental missions and sets objectives for the budget year. In addition, it measures services provided and identifies the net affect each departmental budget has on property taxes. I I Emphasis on System Improvements I The City Council acknowledged early in on communicating with residents is a 1997, they adopted a communications includes the following: . Redesign public notices which meet legal requirements yet are easier to read and understand. . Redesign the City newsletter and distribute monthly rather than quarterly, as had been the practice previously. . Prepare Press releases on current issues, projects and special events. . Emphasize Council meetings. . Provide opportunities for unrestricted citizen input at City Council meetings. . Improve the city's home page to make it more aesthetically pleasing and packed with useful information. . Util.ize the cable access channel bulletin board to inform the public of city activities. . Promote the public usage of the "Shoreline" phone message line. . Produce numerous educational brochures to be mailed with the monthly newsletter. . Provide public feedback forms for those who have had contact with the City to en.courage the public to share their experience with city services and personnel. . Utilize "communication strategy" sheets to encourage all involved with the City to think about and plan for the best way to communicate with residents on city issues. . Provide a voice mail information system accessible by residents 24 hours a day to receive timely information on city services and events. 1997 that a strong emphasis top priority. In March, plan for the City which I I I I open forums and informal information I I I I I I Emphasis on Public Improvements I The City is continuing to plan for and make public improvements in a number of areas. A process is underway to update the City's I iii I Comprehensive Plan. The revised plan will be a guide in addressing future zoning and development issues. I The Stormwater Management Utility is a funding mechanism for small drainage improvement proj ects and for the City's share of major drainage projects. A number of small projects are updertaken each year. The fund had retained earnings of $251,401 at the end of 1997, which is designated for future "storrnwater management planning and drainage projects. I I The City continued its park improvement program in 1997. A picnic shelter, grills and drinking fountains were provided for the family area of Freeman Park. In addition, the Park Commission initiated a process to review the public's interest trails within the City. I I The Southshore Senior Community Center was opened in August of 1997. The City of Shorewood had taken a leadership role in bringing five area cities together in this project. The Center, which is also an area hub for Metropolitan Dial-a-Ride services, is located at the Shorewood City Hall/Badger Park complex. I I Emphasis on Efficiently, Effectively Meeting Service Needs I Shorewood is committed to working cooperatively with area governmental jurisdictions to carefully consider optional methods to effectively deliver public services as efficiently as possible. The City has various contractual arrangements with other governmental jurisdictions and with private enterprise for providing many of these services. As an active participant in the Lake Minnetonka Area Cooperating Cities group, the City is involved in cooperative employee training, subregional housing planning, animal control and other areas of mutual concern. The Lake Minnetonka area cities continue to work jointly to address these mutual problems. I I I FINANCIAL INFORMATION I INTERNAL CONTROLS I Management of the City is responsible for establishing and maintaining an internal control structure in the accounting system designed to ensure that the assets of the City are protected from loss, theft or misuse and to ensure that fair, reliable and accurate accounting data is compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable,. but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that: 1) the cost of a control should not exceed the benefits; 2) the valuation of costs and benefits requires estimates and judgments by management. As part of the City 's I I I I lV I I I I I I I I I I I annual audit, the internal extent necessary for audit when needed. control purposes system is evaluated to the and changes are recornrilended BUDGETING CONTROLS The City maintains budgetary controls to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. Activities of the general fund are included in the annual appropriated budget. The legal level of budgetary control is established at the department level, but management control is exercised at the line item level. As demonstrated by the statements and schedules included in the financial section of thi~ report, the City continues to meet its responsibility for sound financial management. GENERAL GOVERNMENT FUNCTIONS The following schedule presents a summary of General Fund and Debt service Fund revenues for the fiscal year ended December 31, 1997 and the amount of increases or decreases ih relation to the prior year's revenues. REVENUES AND OTHER FINANCING SOURCES AMOUNT % OF TOTAL INCREASE (DECREASE) FROM 1996 I I I I I I I I I General Property Taxes Licenses and Permits Intergovernmental Charges for Services Fines and Forfeitures Special Assessments Interest on Investments Miscellaneous Operating Transfers In. $2,017,021 236,672 450,185 63,209 76,340 138,127 119,482 40,802 o 64.20% 7.53% 14.33% 2.01% 2.43% 4.40% 3.80% 1. 30% 0.00% $262,855 31,213 22,717 17,964 (4,486) (7,679) 1,843 7,409 (11,450) TOTAL $3,141,838 100.00% $320,386 Overall revenues increased by $320,386 from 1996 to 1997. The largest increase in revenue in 1997 from 1996 was in general property taxes. There are two reasons for this. First, the prqperty tax levy for general purposes increased by $133,856, or 6.37%, from 1996. This was a .planned, budgeted increase for the year, and tax collections were on target with budget. Second, tax increments collections from Tax Increment Financing District No. 1 increased significantly from 1996. This was due to newly constructed commercial buildings in the district. The new buildings added new value. to the. district, which resulted in a corresponding increase in the amount of tax increments generated. v I I The increments will be used to retire the revenue bond debt incurred for improvements wi thin the tax increment district\. I Licenses and permi ts . increased in 1997 due chiefly to an increase in building permits issued. Factors contributing to the increase include the approvq.l of two new housing developments, sustained low interest rates and mild weather through the year end. I~tergovernmental revenue grew in 1997 due to an increase in state issued HACA aid and a special one-time snow removal aid approved by the legislature for the winter of 1996-97. Increased charge outs for engineering services contributed to the increase in the Charges for Services category. Small revenue increases were experienced in interest revenue due to increased cash flow, and in miscellaneous revenues. I I I I I I I Revenues decreased in the special assessment, fines and forfeitures and operating transfer areas. There have been no new special assessments projects in the last several years, thus, the amount of special assessments collected is decreasing each year. Despite the addition of a full-time traffic control officer, fines and forfeiture revenue fell for the year. It may be interpreted that the addition of this position has contributed to a decrease in traffic violations over the last year. The budgeted transfer from the Liquor Fund was not made because the operation generated a net loss on the year. The following table presents a summary of General Fund and Debt Service Fund expenditures for the fiscal year ended December 31, 1997 and the amount of increases or decreases in relation to the prior year's expenditures. EXPENDITURES AND OTHER USES % OF AMOUNT TOTAL CDRRENT: General Government Public Safety Public Works Parks and Recreation CAPITAL OUTLAY: DEBT SERVICE: Principal Interest OPERATING TRANSFERS: $807,892 743,617 451,756 114,904 14,109 25.97% 23.90% 14.52% 3.69% 0.46% 337,603 197,047 444,395 10.85% 6.33% 14.28% INCREASE (DECREASE) FROM 1996 I $40,500 53,713 (20,851) 5,655 (1,704) I I I I I (429,397) (68,372) (140,741) TOTAL $3,111,323 100.00% ($561,197) Overall expenditures were significantly lower in 1997 This is primarily due to a decrease in debt service. called all outstanding bonds of its Shorewood Oaks vi from 1996. The City Improvement I I I I I I Bond issue in February, 1996. This caused a one year increase in debt service expenditures in 1996. Public Works expenditures were lower in 1997 due to reduced snow removal costs and to applicable costs being charged to the proper utilities funds rather than to public works general maintenance as had been the practice in the past. Capital outlay was also slightly lower in 1997. I General Government expenditures increased in 1997 from 1996 due largely to wage adjustments and additional legal services charges. Public Safety expenditures also increased significantly in 1997. The South Lake Minnetonka Public Safety Department received a grant through the federal COPS FAST program in 1995. The amount of the grant is reduced by 25% each year of the program. The reduction in the amount of the grant in 1997 resulted in an increase in the city's share of the cost for the position created through the grant. The cost of the fire protection contracts also increased significantly in 1997. The fire contracts increased by 10.9% over 1996. Park and recreation expenditures were also slightly higher in 1997, reflecting increased maintenance and park planning costs. I I I I I I The City Council has continued its plan to accumulate resources for future capital equipment and improvement projects. These amounts were trans ferred to various capital proj ects funds and will be applied to future equipment acquisitions and capital improvements. Operating transfers decreased significantly from 1996. Budgeted transfers for capital improvement purposes increased in 1997 from $424,186 to $444,395 i however, the additional unbudgeted transfers made in 1996 were one-time transfers and, therefore, were not repeated in 1997, resulting in the net decrease. I I GENERAL FUND BALANCE I I I The fund balance of the General Fund increq..sed by $55,958 in 1997, a difference of 3.67/%. The fund balance as of December 31, 1997 is $1,578,910. Economic conditions during the year caused larger than expected revenues, and employee awareness of budgetary constraints resulted in lower expenditures, which brought about an operating surplus. The fund balance is designated for working capital requirements through the first six months of the year. It is important for the City to maintain the an adequate fund balance as a - reserve to meet expenditures in the General fund until property tpx proceeds are received in July. The fund balance now stands at 57 .2% of the current year budget. The policy of the Ci ty is to maintain a fund balance at 50% of the current budget. As the City Council's intention is to manage the fund balance at this level, a portion of the fund - balance has been buageted in 1997 to lower the property tax levy. This will reduce the fund balance to $1,507,012, or 54.6% of the 1998 budget, w1:lich still exceeds acceptable levels. I I I I vii The City's enterprise fund activities for 1997 are summarized as follows: I I I ENTERPRISE OPERATION OPERATING OPERATING OPERATING REVENUES EXPENSES INCOME (LOSS) Water $252,866 $272,071 ($19,205) Sewer 758,124 790,399 (32,275) Recycling 71,890 72,785 (895) Stormwater 44,911 21,591 23,320 Liquor Tonka Bay 97,416 89,636 7,780 Waterford Center 125,130 178,865 (53,735) Shorewood Plaza 161,328 135,673 25,655 I I I I Generally accepted accounting principles require the depreciation of contributed assets, which results in net losses in some cases. However,. past and present City financial practice does not include the recovery ot such depreciation in the setting of utility rates, which, in effect, would recover that cost a second time. The City's utility rate setting is done with reference to the working capital of the fund and assumes continued customer contributions through special assessments. I I The" Liquor Fund has experienced a net loss in each of the last three years. The Waterford Center location, which was opened in 1995, has experienced significant losses each year and is the sole reason for the net losses in the Liquor Fund. One major reason for the losses is the excessive floor space and rents which the operation must support. The Liquor Committee will explore avenues to eliminate future losses through reduction of floor space or through the closure of the location. If this is not accomplished and losses continue, the City may have to consider discontinuing its liquor operations. I I I DEBT ADMINISTRATION I I As of. December 31, 1997, the City's debt outstanding totaled $3,955,000. Of this total, $680,000 were general obligation special assessment bonds issued to finance the construction of sanitary sewer, street, water and storm sewer improvements. I The City issued $2,780,000 in general obligation water revenue bonds In 1995 and 1996 to finance water system extensions and improvements. Total outstanding general obligation water revenue bonds at year end is $2,655,000. The bonds will be repaid from special assessments on affected properties and from Water Fund revenues. I I In 1990, Tax increment revenue bonds of $920,000 were issued for construction of public improvements in the Waterford commercial viii I I I I I development. These bonds were sold directly to the developer. As the developer has direct control over the pace of development, retirement of the debt was to be made on a "pay-as-you-go" basis from tax increments generated by the development. Because these revenue bonds are not backed by the .full faith and credit of the City, in the absence of tax increments from Tax Increment Financing District No.1, the City has no obligation to repay the bonds. The City first received tax increments on this district in 1994. At year end, $620,000 of this issue remained outstanding. The District will expire in April, 2000. I I The City's bond rating as rated by Moody's Investor Service is II AlII on general obligation bond issues. Reasons cited by Moody's for this rating include the development and implementation of a five-year capital improvement plan, low outstanding debt, sound financial management, and anticipated maintenance of low debt ratios by the City. I I CASH MANAGEMENT I The City of Shorewood subscribes to the IIpooled cashll concept of investing which means that all funds with cash balances participate in an investment pool. This permits some .funds to be overdrawn and other funds to show positive cash balances, with the City overall maintaining a positive cash balance. This pooled cash concept provides for investing of greater amounts of money at more favorable rates. Interest earnings are then allocated to the participating funds. During 1997, the City of Shorewood earned $347,117 in interest revenue. I I I RISK MANAGEMENT I The City of Shorewood' s worker's compensation insurance and its general property and liability coverage are provided through the League of Minnesota Cities Insurance Trust (LMCIT). The LMCIT worker's compensation program is a joint self-insurance plan designed to: lower and stabilize cities worker's compensation costs and to assure that cities have a source of coverage available. I I Each participating city deposits with the LMCIT its worker's compensation deposit premium for the policy year. The deposit premium is calculated using standard manual rates with the applicable volume discounts and experience modification factor. From these deposits, LMCIT purcha,ses reinsurance to protect the program from catastrophic and abnormal payment claims. The balance of the deposits and reserves are invested) with the earnings accruing to the benefit. of all participants. LMCIT 's reserves and rates are reviewed annually by an actuary to help assure that the program remains financially strong. I I I I I ~x I I I OTHER INFORMATION INDEPENDENT AUDIT Minnesota State Statutes require an annual audit of.. the City 's. accounts by th~ Minnesota State Auditor or by independent certified public accountants. The auditor's report on the general purpose financial statements and schedules is included in the financial section of this report. CERTIFICATE REPORTING OF ACHIEVEMENT FOR EXCELLENCE IN F:J;NANCIAL I I I I The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Shorewood for its comprehensive annual financial report for the fiscal year ended December 31, 1996. I In order to be awarded the Certificate of Achieve~ent, a governmental unit must publish an (easily readable ahd efficiently organized comprehensive annual financial report, whose contents conform to program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements. I I I I A Certificate of Achievement is valid for a period of one year only. We believe our current report continues to conform to the Certificate of Achievement program requirements, and we are submitting it to GFOA to determine its eligibility for another certificate. ACKNOWLEDGMENTS We would like to acknowledge the efforts of the city staff, especially the Finance Department staff, and the City's independent auditor, without whose assistance an.dcooperation the timely preparation of the Compreh€msive Annual Financial Report would not have been possible. ~e..spectfullY/ubmitted, /, t' () 1 rJ tlL/Y'vt.:-'<'I-_ '-- ,;f:tiilZ-1l.,\ James c. Hurm City Administrator I I I I I x I I I I I I I I I I I I I I I I I I I I I Certificate of Achievement for Excellence in Financial Reporting Presented to City of Shorewood, Minnesota For its Comprehensive Annual Financial Report for the Fiscal Year Ended December 31, 1996 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. .~K~ Presid:nt 0 jJ#?/~ Executive Director I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA SECTION II FINANCIAL SECTION I I I I I I I I I I I I I I I I I I I 612.835.9090 . Fax 612.835.3261 Certified Public Accountants & Comulwnts 7241 Ohms Lane Suite 200 Minneapolis. 1\1 N 554:~9 INDEPENDENT AUDITOR'S REPORT Honorable Mayor and City Council City of Shorewood, Minnesota We have audited the accompanying general purpose financial statements of the City of Shorewood, Minnesota, as of and for the year ended December 31, 1997 as listed in the table of contents. These general purpose financial statements are the responsibility of the City of Shorewood, Minnesota's management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General ofthe United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall general purpose financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the City of Shorewood, Minnesota at December 31,1997 and the results of its operations and cash flows of the Proprietary Fund Type for the year then ended, in conformity with generally accepted accounting principles. In accordance with Government Auditing Standards, we have also issued a report dated March 12, 1998 on our consideration of the City's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grants. Our audit was performed for the purpose offorming an opinion on the general purpose financial statements taken as a whole. The combining and individual fund financial statements listed in the table of contents are presented for the purpose of additional analysis and are not a required part of the general purpose financial statements of the City of Shorewood, Minnesota. Such information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, is fairly stated in all material respects in relation to the general purpose financial statements taken as a whole. March 12, 1998 Minneapolis, Minnesota (Ju., aw., ~ ~ ~ ABDO, ABDO, EICK & MEYERS, LLP Certified Public Accountants I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA GENERAL PURPOSE FINANCIAL STATEMENTS The general purpose financial statements and notes to the financial statements are intended to provide an overview and broad perspective of the City's financial position and operations. These statements present a summary set of information needed to control and analyze current operations to determine compliance with legal and budgetary limitations and to assist in financial planning. The following general purpose financial statements are presented: Combined Balance Sheet - All Fund Types and Account Groups Combined Statement of Revenue, Expenditures and Changes in Fund Balance - An Governmental Fund Types Statement of Revenue, Expenditures and Changes in Fund Balance - Budget and Actual- General Fund Combined Statement of Revenue, Expenses and Changes in Retained Earnings - All Proprietary Fund Types Combined Statement of Cash Flows - All Proprietary Fund Types CITY OF SHOREWOOD , MINNESOTA COMBlNED BALANCE SHEET ALL FUND TYPES ACCOUNT GROUPS DECEMBER 31, 1997 (With Comparative Totals for December 31, 1996) I I Governmental Fund Types I ASSETS AND OTHER DEBITS ASSETS Cash and temporary investments Investments for deferred compensation plans, at market Accrued interest receivable Delinquent taxes receivable Accounts receivable Special assessments receivable Note receivable Due from other funds Inventories, at cost Prepaid items Fixed assets, net Bond discount, net OTHER DEBITS Amount available in debt service funds Amounts to be provided for debt retirement Debt Capital General Service Projects $1,639,343 $ 469,150 $1,916,117 27,711 5,638 26,389 44,319 3,150 12,547 3,436 284,950 6,588 I I I I I $1,727,356 $ 762,888 $ 1,949,094 I TOTAL ASSETS AND OTHER DEBITS LIABILITIES, EQUITY AND OTHER CREDITS LIABILITIES Accounts and contracts payable Salaries and compensated absences payable Refundable deposits payable Deferred revenue Due to other funds Lease purchase payable General obligation bonds payable Tax increment bonds payable General Obligation revenue bonds payable Deferred compensation benefits payable $ 56,216 24,519 32,811 34,900 $ $ 179,380 I 284,696 6,588 I I I TOTAL LIABILITIES 148,446 284,696 185,968 EQUITY AND OTHER CREDITS Investment in general fixed assets Contributed capital Retained earnings Unreserved Fund balance (deficit) Reserved Unreserved Designated Undesignated I I -2- 478,192 I 1,578,910 1,774,671 (11,545) 1,578,910 478,192 1,763,126 I $1,727,356 $ 762,888 $1,949,094 I I TOTAL EQUITY AND OTHER CREDITS TOTAL LIABILITIES, EQUITY AND OTHER CREDITS See Notes to Financial Statements. I Exhibit 1 I I Proprietary Fiduciary Totals Fund Types Fund Type Account Groups (Memorandum Only) General I General Long-term Enterprise Agency Fixed Assets Debt 1997 1996 I $ 2,676,102 $ $ $ $ 6,700,712 $ 6,483,588 294,843 294,843 230,140 37,247 96,985 103,370 113 47,582 48,851 I 249,810 262,357 275,505 1,011,387 1,306,361 1,350,878 139,500 139,500 232,500 I 13,985 322,939 322,939 281,738 17,778 17,778 17,090 8,712,987 4,420,641 13,133,628 13,019,386 I 20,085 20,085 21,489 478,192 478,192 503,635 I 1,151,101 1,151,101 1,459,209 $13,187,948 $ 294,843 $ 4,420,641 $ 1,629,293 $ 23,972,063 $24,041,364 I $ $ $ 170,253 $ $ $ 405,849 363,729 I 8,844 33,396 66,759 59,175 32,811 56,188 326,184 437,282 13,985 I 295,897 295,897 311,000 680,000 680,000 822,500 620,000 620,000 800,000 2,655,000 2,655,000 2,780,000 I 294,843 294,843 230,140 2,834,097 294,843 1,629,293 5,377,343 5,873,999 I 4,420,641 4,420,641 4,284,453 9,170,946 9,170,946 8,817,958 I 1,182,905 1,182,905 1,092,822 I 478,192 503,635 3,353,581 3,494,482 (11,545) (25,985) I 10,353,851 4,420,641 18,594,720 18,167,365 I $13,187,948 $ 294,843 $ 4,420,641 $ 1,629,293 $ 23,972,063 $ 24,041,364 I -3- I CITY OF SHOREWOOD, MINNESOTA COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE I ALL GOVERNMENTAL FUND TYPES YEAR ENDED DECEMBER 31, 1997 (With Comparative Totals for the year ended December 31, 1996) I Debt Capital General Service Projects I REVENUE General property taxes $ 1,703,509 $ 313,512 $ Licenses and permits 236,672 I Intergovernmental 450,185 132,394 Charges for services 63,209 Fines and forfeitures 76,340 I Special assessments 138,127 2,287 Interest on investments 99,370 20,112 91,933 Miscellaneous 40,802 72,580 I TOTAL REVENUE 2,670,087 471,751 299,194 EXPENDITURES I Current General government 807,892 I Public safety 743,617 Public works 451,756 Culture and recreation 114,904 Capital outlay 14,109 916,008 I Debt service Principal 15,103 322,500 Interest and service charges 22,441 174,606 I TOTAL EXPENDITURES 2,169,822 497,106 916,008 EXCESS (DEFICIENCY) OF REVENUE OVER EXPENDITURES 500,265 (25,355) (616,814) I OTHER FINANCING SOURCES (USES) I Operating transfers in 829,895 Lease purchase proceeds Operating transfers out (444,395) (395,500) I TOTAL OTHER FINANCING SOURCES (USES) (444,395) 434,395 EXCESS (DEFICIENCY) OF REVENUE AND OTHER I FINANCING SOURCES OVER EXPENDITURES AND OTHER FINANCING USES 55,870 (25,355) (182,419) FUND BALANCE, JANUARY 1 1,522,952 503,635 1,945,545 I FUND EQUITY TRANSFER IN 88 3,596 FUND EQUITY TRANSFER OUT (88) (3,596) I FUND BALANCE, DECEMBER 31 $ 1,578,910 $ 478,192 $ 1,763,126 See Notes to Financial Statements. I -4- I I Exhibit 2 I I Totals (Memorandum Only) I 1997 1996 $ 2,017,021 $ 1,754,166 I 236,672 205,459 582,579 522,088 63,209 45,245 I 76,340 80,826 140,414 147,210 211,415 227,982 I 113,382 422,133 3,441,032 3,405,109 I I 807,892 767,392 743,617 689,904 451,756 472,607 I 114,904 .109,249 930,117 767,908 337,603 887,000 I 197,047 145,419 3,582,936 3,839,479 I (141,904) (434,370) I 829,895 579,720 311,000 I (839,895) (825,135) (10,000) 65,585 I I (151,904) (368,785) 3,972,132 4,340,917 I 3,684 114,342 (3,684) (114,342) $ 3,820,228 $ 3,972,132 I I -5- 10,000 (444,395) (10,000) I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL GENERAL FUND YEAR ENDED DECEMBER 31,1997 Exhibit 3 REVENUE General property taxes Licenses and permits Intergovernmental Charges for services Fines and forfeitures Interest on investments Miscellaneous revenue Variance - Favorable Budget Actual (Unfavorable) $ 1,705,251 $ 1,703,509 $ (1,742) 174,250 236,672 62,422 447,290 450,185 2,895 65,000 63,209 (1,791) 80,000 76,340 (3,660) 75,000 99,370 24,370 21,500 40,802 19,302 2,568,291 2,670,087 101,796 TOTAL REVENUE EXPENDITURES Current General government Public safety Public works Culture and recreation Capital outlay Debt service 813,029 807,892 5,137 748,366 743,617 4,749 448,744 451,756 (3,012) 130,226 114,904 15,322 15,981 14,109 1,872 37,550 37,544 6 2,193,896 2,169,822 24,074 374,395 500,265 125,870 TOTAL EXPENDITURES EXCESS (DEFICIENCY) OF REVENUE OVER EXPENDITURES OTHER FINANCING SOURCES (USES) Operating transfers in Operating transfers out (444,395) TOTAL OTHER FINANCING SOURCES (USES) (434,395) (444,395) (10,000) EXCESS (DEFICIENCY) OF REVENUE AND OTHER FINANCING SOURCES OVER EXPENDITURES AND OTHER FINANCING USES $ (60,000) 55,870 $ 115,870 FUND BALANCE, JANUARY 1 1,522,952 FUND EQUITY TRANSFERS IN 88 FUND BALANCE, DECEMBER 31 $ 1,578,910 See Notes to Financial Statements. -6. I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA Exhibit 4 COMBINED STATEMENT OF REVENUE, EXPENSES AND CHANGES IN RETAINED EARNINGS ALL PROPRIETARY FUND TYPES YEAR ENDED DECEMBER 31,1997 OPERATING REVENUE Sales Less cost of sales GROSS PROFIT Charges for services Permits and connection fees GROSS PROFIT AND OPERATING REVENUE OPERATING EXPENSES Personal services Supplies Repairs and maintenance Depreciation Professional services Contracted services Communication Insurance Water purchases Utilities MCES disposal charges Rent Advertising Other TOTAL OPERATING EXPENSES OPERATING LOSS NONOPERATING REVENUE (EXPENSE) General property taxes Special assessments Interest on investments Other income Interest expense TOTAL NONOPERATING REVENUE (EXPENSE) NET INCOME BEFORE OPERATING TRANSFERS OPERATING TRANSFERS FROM OTHER FUNDS NET INCOME RETAINED EARNINGS, JANUARY 1 RETAINED EARNINGS, DECEMBER 31 See Notes to Financial Statements. -7- Enterprise $ 1,876,660 (1,492,786) 383,874 1,056,749 71,042 1,511,665 206,030 24,341 13,295 293,414 22,729 190,036 1,245 20,851 12,780 74,186 525,231 140,519 7,154 29,209 1,561,020 (49,355) 15 72,882 135,702 41,576 (120,737) 129,438 80,083 10,000 90,083 1,092,822 $ 1,182,905 CITY OF SHOREWOOD, MINNESOTA COMBINED STATEMENT OF CASH FLOWS ALL PROPRIETARY FUND TYPES YEAR ENDED DECEMBER 31, 1997 CASH FLOWS FROM OPERATING ACTIVITIES Operating loss Adjustments to reconcile operating loss to net cash provided by operating activities: Other income related to operations Depreciation and amortization (Increase) decrease in assets: Accounts receivable Special assessments Inventory Prepaid items Increase (decrease) in liabilities: Accounts payable Salaries and compensated absences payable NET CASH PROVIDED BY OPERATING ACTIVITIES CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Operating transfers to other funds CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal payments on note receivable Bond principal paid Interest paid on revenue bonds Acquisition of fixed assets Property taxes collected Special assessments collected NET CASH USED BY CAPITAL AND RELATED FINANCING ACTIVITIES CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments INCREASE IN CASH AND CASH EQUIVALENTS CASH AND CASH EQUIVALENTS, JANUARY I CASH AND CASH EQUIVALENTS, DECEMBER 31 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES Property and equipment acquired from other funds See Notes to Financial Statements. -8- I I Note 1: I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES B. Measurement Focus, Basis of Accounting and Basis of Presentation The accounts of the City are organized and operated on the basis of funds and account groups. A fund is an independent fiscal and accounting entity with a self-balancing set of accounts. Fund accounting segregates funds according to their intended purpose and is used to aid management in demonstrating compliance with finance-related legal and contractual provisions. The minimum number of funds are maintained consistent with legal and managerial requirements. Account groups are a reporting device to account for certain assets and liabilities of the governmental funds not recorded directly in those funds. The City has the following fund types and account groups: Governmentalfunds are used to account for the City's general government activities. Governmental fund types use the flow of current financial resources measurement focus and the modified accrual basis of accounting. Under the modified accrual basis of accounting, revenues are recognized when susceptible to accrual (i.e., when they are "measurable and available"). "Measurable" means the amount of the transaction can be determined, and "available" means collectible within the current period or soon enough thereafter to pay liabilities of the current period. The City considers all revenues available if they are collected within 60 days after year end. Expenditures are recorded when the related fund liability is incurred, except for unmatured interest on general long-term debt which is recognized when due, and certain compensated absences and claims and judgments which are recognized when the obligations are expected to be liquidated with expendable available financial resources. Property taxes, franchise taxes, licenses, interest and special assessments are susceptible to accrual. Other receipts and taxes become measurable and available when cash is received by the government and are recognized as revenue at that time. The preparation of general purpose financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. Entitlements and shared revenues are recorded at the time of receipt or earlier if the susceptible to accrual criteria are met. Expenditure driven grants are recognized as revenue when the qualifying expenditures have been incurred and all other grant requirements have been met. Governmental funds include the following fund types: The general fund is the City's primary operating fund. It accounts for all financial resources of the City, except those required to be accounted for in another fund. The debt service funds account for the servicing of general long-term debt not being financed by proprietary funds. The capital projects funds account for the acquisition offixed assets or construction of major capital projects not being financed by proprietary funds. Proprietary funds are accounted for on the flow of economic resources measurement focus and use the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The City applies all applicable F ASB pronouncements previous to November 30, 1989 in accounting and reporting for its proprietary operations. Proprietary funds include the following fund type: -9- CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED I I Enterprise funds are used to account for those operations that are financed and operated in a manner similar I to private business or where the Council has decided that the determination of revenues earned, costs incurred and/or net income is necessary for management accountability. Fiduciary funds account for assets held by the government in a trustee capacity or as an agent on behalf of I others. Agency Funds are established to account for cash or other assets held by the city as trustee or agent for I individuals, private organizations, other governments and/or other funds. The fund is custodial in nature (assets equal liabilities) and does not involve measurement of results of operations. Account Groups. The general fixed assets account group is used to account for fixed assets not accounted I for in proprietary funds. The general long-term debt account group is used to account for general long-term debt and certain other liabilities that are not specific liabilities of proprietary funds. C. Assets, Liabilities and Equity Deposits and Investments The City's cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. State statutes authorize the City to invest in obligations of the U.S. Treasury, commercial paper, corporate bonds, repurchase agreements and shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are obligations guaranteed by the United States or its agencies. Investments are stated at lower of cost or amortized cost, or market value, except for investments in the deferred compensation agency fund which are reported at market value. Earnings on investments are allocated to the individual funds based upon the average of month-end cash and investment balances. Property Taxes The City Council annually adopts a tax levy and certifies it to the County for collection. The County is responsible for collecting all property taxes for the City. These taxes attach an enforceable lien on taxable property within the City on January 1 and are payable by the property owners in two installments. The taxes are collected by the County Treasurer and tax settlements are made to the City during January, June, and November each year. Taxes payable on homestead property, as defined by State statutes, are partially reduced by a homestead and agricultural credit aid. The credit is paid to the City by the State of Minnesota in lieu of taxes levied against homestead property. The State remits this credit in two equal installments in July and December each year. Delinquent taxes receivable include the past six years' uncollected taxes. Delinquent taxes have been offset by a deferred revenue liability for delinquent taxes not received within 60 days after year end. Special Assessments Special assessments represent the financing for public improvements paid for by benefiting property owners. These assessments are recorded as receivables upon certification to the County. Special assessments are recognized as revenue when they are received in cash or within 60 days after year end. All special assessments receivable are offset by a deferred revenue liability. Receivables and Pay abies Transactions between funds that are representative of lendinglborrowing arrangements outstanding at the end of the fiscal year are referred to as either "interfund receivables/payables" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the non-current portion of interfund loans). All other outstanding balances between funds are reported as "due to/from other funds." -10- I I I I I I I I I I I I I I I Note 1: I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Advances between funds are offset by a fund balance reserve account in applicable governmental funds to indicate they are not available for appropriation and are not expendable available financial resources. Inventories and Prepaid Items/Deferred Charges The inventories are stated at average cost, which approximates market using the first-in, first-out (FIFO) method. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items or deferred charges. Fixed Assets Fixed assets used in governmental fund types of the City are recorded in the general fixed assets account group at cost or estimated historical cost if purchased or constructed. Donated fixed assets are recorded at their estimated fair value at the date of donation. Assets in the general fixed assets account group are not depreciated. Interest incurred during construction is not capitalized on general fixed assets. Public domain (infrastructure) general fixed assets (e.g., roads, bridges, sidewalks and other assets that are immovable and of value only to the City) are not capitalized. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend assets' lives are not included in the general fixed assets group or capitalized in the proprietary funds. Property, plant and equipment in the proprietary funds of the City are recorded at cost. Property, plant and equipment donated to these proprietary fund type operations are recorded at their estimated fair value at the date of donation. Major outlays for capital assets and improvements are capitalized in proprietary funds as projects are constructed. Interest incurred during the construction phase of proprietary fund fixed assets is reflected in the capitalized value of the asset constructed, net of interest earned on the invested proceeds over the same period. Property, plant and equipment are depreciated in the proprietary funds of the City using the straight line method over the following estimated useful lives: Assets Years Furniture and equipment Collection and distribution system 5 - 10 40 Compensated Absences Vested accumulated vacation or sick leave that is expected to be liquidated with expendable available financial resources is reported as an e>.:penditures and a fund liability of the governmental fund that will pay it. Amounts of vested or accumulated vacation leave that are not expected to be liquidated with expendable available financial resources are reported in the general long-term debt account group. No expenditure is reported for these amounts. Vested or accumulated vacation leave of proprietary fund types is recorded as an expense and liability of those funds as the benefits accrue to employees. No liability is recorded for nonvesting accumulating rights to receive sick pay benefits. Long-term Obligations The City reports long-term debt of governmental funds at face value in the general long-term debt account group. Certain other governmental fund obligations not expected to be financed with current available financial resources are also reported in the general long-term debt account group. Long-term debt and other obligations financed by proprietary funds are reported as liabilities in the appropriate funds. -11- CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED I I For governmental fund types, bond premiums and discounts, as well as issuance costs, are recognized during the current period. Bond proceeds are reported as an other financing source net of the applicable premium or discount. Issuance costs, other than those withheld from the actual net proceeds received, are reported as debt service expenditures. For proprietary fund types, bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the straight line method. Issuance costs are reported as deferred charges. I I Fund Equity I Reservations of fund balance represent amounts that are not appropriable or are legally segregated for a specific purpose. Reservations of retained earnings are limited to outside third-party restrictions. Designations of fund balance represent tentative management plans that are subject to change. The proprietary fund's contributed capital represents equity acquired through capital grants and capital contributions from developers, customers or other funds. I Memorandum Only - Total Columns I Total columns on the general purpose financial statements are captioned as "memorandum only" because they do not represent consolidated financial information and are presented only to facilitate financial analysis. The columns do not present information that reflects financial position, results of operations or cash flows in accordance with generally accepted accounting principles. Interfund eliminations have not been made in the aggregation of this data. I Comparative Data/Reclassifications I Comparative total data for the prior year have been presented in the selected sections of the accompanying financial statements in order to provide an understanding of changes in the City's financial position and operations. Also, certain amounts presented in the prior year data have been reclassified in order to be consistent with the current year's presentation. I Note 2: STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY I A. Budgetary Information Annual budgets are adopted on a basis consistent with generally accepted accounting principles for the I general fund. All annual appropriations lapse at fiscal year end. In August of each year, all departments of the City submit requests for appropriations to the City Administrator so that a budget may be prepared. Before September 15, the proposed budget is presented to I the City's council for review. The council holds public hearings and a final budget is prepared and adopted in early December. The appropriated budget is prepared by fund, function and department. The City's department heads, with I the approval of the City Administrator, may make transfers of appropriations within a department. Transfers of appropriations between departments require the approval of the City Council. The legal level of budgetary control is the department level. Budgeted amounts are as originally adopted, or as amended by the I City Council. B. Deficit Fund Equity The following funds had deficit fund balances as of December 31, 1997. The deficit in these funds will be I eliminated by future revenue sources. Total $ 829 10,716 $ 11.545 I Capital Projects Funds 1995 Freeman Park Improvements Senior Community Center I -12- I I I I I I I I I I I I I I I I I I I I Note 3: CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 DETAILED NOTES ON ALL FUNDS AND ACCOUNT GROUPS A. Deposits and Investments Cash balances of the City's funds are combined (pooled) and invested to the extent available in various investments authorized by Minnesota State Statutes. Each fund's portion of this pool (or pools) is displayed on the financial statements as "cash and temporary investments." For purposes of identifying the risk of investing public funds, the balances are categorized as follows: Deposits In accordance with Minnesota Statutes and as authorized by the City Council, the City maintains deposits at those depository banks, all of which are members of the Federal Reserve System. Minnesota Statutes require that all City deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equalllO% of the deposits not covered by insurance or bonds (140% in the case of mortgage notes pledged). Authorized collateral includes the legal investments described below, as well as certain first mortgage notes, and certain other state or local government obligations. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City or in a financial institution other than that furnishing the collateral. At year end, the City's carrying amount of deposits was $1,114,336 and the bank balance was $1,167,647. Of the bank balance, all was covered by federal depository insurance or by collateral held by the City's agent in the City's name. Investments Investments are categorized into these three categories of credit risk: 1. Insured or registered, or securities held by the City or its agent in the City's name. 2. Uninsured and unregistered, with securities held by the counterparty's trust department or agent in the City' name. 3. Uninsured and unregistered, with securities held by the counterparty, or by its trust department or agent but not in the City's name. At year end, the City's investment balances were as follows: Category 1 2 3 U.S. Government Securities $ 3,483,291 $ $ Commercial Paper 2,047,718 Total $ 5.531.009 $ $ Carrying Market Amount Value $ 3,483,291 $3,485,913 2,047,718 2,047,718 5,531,009 5,533,631 Investments not subjected to categorization: 4M Money Market Fund Deferred compensation investments at market 53,467 294,843 $ 5.879.319 53-,467 294,843 $5.881.941 Total investments Cash on Hand Petty cash in the possession of the City totals $1,900. -13- Note 3: CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 DETAILED NOTES ON ALL FUNDS AND ACCOUNT GROUPS Cash and Investments Summary A reconciliation of cash and investments as shown on the Combined Balance Sheet for the City follows: Cash on hand Carrying amount of deposits Carrying amount of investments $ 1,900 1,114,336 5,879,319 $ 6.995.555 Total Classified on the combined balance sheet as: Cash and temporary investments Investments for deferred compensation plans, at market $ 6,700,712 294,843 $ 6.995.555 Total B. Notes Receivable On May 28, 1996, the City entered into a service agreement with the City of Victoria to provide water. The total amount of the water availability fee was $232,500 and will be financed in five equal principal installments of $46,500 through July 1, 2000. Two payments were made in 1997 because the service was not completely in place at the end of 1996. Interest of 5.75% will be paid on the outstanding balance. The outstanding balance at December 31, 1997 was $139,500. C. Fixed Assets A summary of changes in general fixed assets for the year ended December 31, 1997 is as follows: Balance Beginning Balance of Year Additions Deletions End of Year Land $ 456,826 $ $ $ 456,826 Buildings and structures 1,322,073 25,803 1,347,876 Improvements other than buildings 1,314,258 23,130 1,337,388 Furniture and equipment 1,191.296 205,412 118,157 1.278,551 Total $4.284.453 $ 254.345 $ 118.157 $4.420.641 The following is a summary of proprietary fund type fixed assets at December 31, 1997: Enterprise Funds Stormwater Mgmt Water Sewer Recvcling Utilitv LiQuor Total Furniture and equipment $ 24,178 $ 37,827 $ $ $ 102,488 $ 164,493 Collection and distribution system 4,708,356 7,591,856 12,300,212 Construction work in progress 1.530,536 1.530,536 Total 6,263,070 7,629,683 102,488 13,995,241 Less accumulated depreciation (926.350) (4315,143) (40,761) (5,282,254 ) Net Fixed Assets $5.336.720 $3.314.540 $ $ $ 61.727 $ 8.712.987 -14- I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I Note 3: CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 DETAILED NOTES ON ALL FUNDS AND ACCOUNT GROUPS - CONTINUED D. Deferred Revenue Deferred revenue at December 31, 1997 is comprised ofthe following: Debt Capital General Service Proiect Total Delinquent taxes $ 31,464 $ $ $ 31,464 Special assessments Delinquent 1,620 10,533 191 12,344 Deferred 1.816 274.163 6.397 282.376 Total $ 34.900 $ 284.696 $ 6.588 $ 326.184 E. Long-term Debt General Obligation Bonds. The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. General obligation bonds have been issued for both general government and proprietary activities. The bonds are reported in the proprietary funds if they are expected to be paid from proprietary activities. General obligation bonds are direct obligations and pledge the full faith and credit of the city. General obligation bonds currently outstanding are as follows: General Long-term Debt General Obligation Improvement Bonds The following bonds were issued to finance various improvements and will be repaid primarily from special assessments levied on the properties benefiting from the improvements. Some issues, however, are partly financed by ad valorem tax levies. All special assessment debt is backed by the full faith and credit of the City. Each year the combined assessment and tax levy equals 105% ofthe amount required for debt service. The excess of 5% is to cover any delinquencies in tax or assessment payments. Authorized and Issued Balance at Interest Rate Issue Date Maturity Date Year End G.O. Improvement Bonds of1991 G.O. Improvement Bonds of 1993 $ 960 000 5.40-5.85% 11-01-91 2-01-02 $ 475,000 205.000 $ 680.000 325 000 3.50-4.45 12-01-93 2-01-04 Total General Obligation Improvement Bonds General Obligation Tax Increment Revenue Bonds The following bonds were issued for redevelopment projects. The additional tax increments resulting from increased tax capacity of the redeveloped properties will be used to retire the related debt. They are not backed by the full faith and credit of the City. G.O. Tax Increment Bonds of 1987 9.00% 5-01-91 2-01-00 $ 620.000 $ 920 000 -15- Note 3: CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 DETAILED NOTES ON ALL FUNDS AND ACCOUNT GROUPS - CONTINUED Other General Long-Term Debt Lease Purchase Payable During 1996, the City entered into a lease, with option to purchase, agreement as lessee for financing the South Shore Senior Center project. Title remains with the City so long as they are not in default of terms in the lease agreement. The lease agreement qualifies as a capital lease for accounting purposes and, therefore, has been recorded at the present value of the future minimum lease payments as of the date of its inception. Authorized Balance at and Issued Interest Rate Issue Date Maturity Date Year End $ 311,000 6.22% 5-30-96 8-01-08 $ 295.897 Sick leave/severance payable This liability represents vested benefits earned by employees through the end of the year, which will be paid at retirement in future periods. Total Sick leave/severance payable $ 33.396 Enterprise Fund Debt General Obligation Revenue Bonds The following bonds were issued to fund improvements in the Water Enterprise fund. They will be repaid through user charges and tax levies. G.O. Water Revenue Bonds of 1995 G.O. Water Revenue Bonds of 1996 4.00-4.75% 11-01-95 2-01-11 $1,795,000 860.000 $2.655.000 $ 1,920,000 860,000 4.00-5.40% 11-01-96 2-01-12 Total General Obligation Revenue Bonds Changes in General Long-term Liabilities. During the year ended December 31, 1997, the following changes occurred in liabilities reported in the general long-term debt account group. Balance Balance January 1, December 31, 1997 Additions Reductions 1997 G.O. Improvement Bonds $ 822,500 $ $ 142,500 $ 680,000 Tax Increment Bonds 800,000 180,000 620,000 Lease purchase payable 311,000 15,103 295,897 Sick leave/severance payable 29.344 4.052 33.396 Total $1.962.844 $ 4.052 $ 337.603 $ 1.629.293 The annual service requirements to maturity for all bonds and leases outstanding at December 31, 1997 are as follows: -16- I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I Note 3: CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 DETAILED NOTES ON ALL FUNDS AND ACCOUNT GROUPS - CONTINUED Enterprise General Long-term Debt Account Group Funds Tax G.O. Increment Lease G.O. Year Ending Improvement Revenue Purchase Revenue December 31, Bonds Bonds Payable Bonds Total 1998 $ 167,250 $ 342,540 $ 37,544 $ 318,383 $ 865,717 1999 160,443 914,385 37,544 295,934 1,408,306 2000 148,588 37,544 298,020 484,152 2001 136,776 37,544 284,739 459,059 2002 120,139 37,544 276,414 434,097 Thereafter 41,910 225,263 2,148,936 2.416.109 Total 775,106 1,256,925 412,983 3,622,426 6,067,440 Less interest (95,106) (636,925 ) 017,086 ) (967,426) 0,816,543) Principal $ 680.000 $ 620.000 $ 295.897 $ 2.655.000 $4.250.897 Amounts Available for Long-term Debt. Available fund balance in the debt service funds for repayment of long-term debt totaled $478,192 at year end. Amounts to be Providedfor Long-term Debt. This represents future revenue to be generated for debt payments and sick leave/severance benefits payable, generally including interest earnings, tax increments, scheduled tax levies and deferred (future) special assessment levies. F. Fund Equity Reservations and Designations The components of fund equity are described in Note 1. Certain reserves and designations have been made in the following funds: Fund Balance - Reserved Purpose Amount Governmental Funds Debt Service Funds 1993 Improvement and Refunding Waterford III Tax Increment 1991 Improvement and Refunding Total Reserved Debt service on bonds issued Debt service on bonds issued Debt service on bonds issued $ 194,782 6,379 277.031 $ 478.192 Fund Balance - Unreserved - Designated Governmental Funds General Capital Projects Public Facilities/Office Equipment Park Capital Improvements Equipment Replacement Street Reconstruction MSA Construction Trail Capital Improvements Strawberry Lane Reconstruction Shady Island Bridge Reconstruction Working capital Capital Improvements Park Improvements Equipment Streets MSA Construction Trail Improvements Strawberry Lane Bridge $ 1,578,910 128,240 163,402 91,483 1,001,696 230,537 127,136 5,838 26.339 $ 3.353.581 Total Unreserved - Designated -17- CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 Note 3: DETAILED NOTES ON ALL FUNDS AND ACCOUNT GROUPS - CONTINUED G. Contributed Capital The changes in the government's contributed capital accounts for its proprietary funds were as follows: Sources Enterprise Water Sewer Total $4,427,326 $4,390,632 $8,817,958 283.598 69.390 352.988 $4.710.924 $4.460.022 $9.170.946 Beginning balance, Contributed capital Contributing sources: Developer and customer Ending balance, Contributed capital Note 4: DEFINED BENEFIT PENSION PLANS - STATEWIDE A. Plan Description All full-time and certain part-time employees of the City of Shorewood are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the Public Employees Retirement Fund (pERF) which is a cost-sharing, multiple-employer retirement plan. This plan is established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by State Statute and vest after three years of credited service. The defined retirement benefits are based on a member's highest average salary for any five successive years of allowable service, age and years of credit at termination of service. Two methods are used to compute benefits for PERF's Coordinated and Basic Plan members. The retiring member receives the higher of the step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member who retires before July 1, 1997 is 2.0 percent of average salary for each of the first 10 years of service and 2.5 percent for each remaining year. The annuity accrual rate for Basic members who retire on or after July 1, 1997 is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. For a Coordinated Plan member who retires before July 1, 1997, the annuity accrual rate is 1.0 percent of average salary for each of the first 10 years and 1.5 percent for each remaining year. For Coordinated members who retire on or after July 1, 1997, the annuity accrual rates increase by 0.2 percent (to 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year). Under Method 2, the annuity accrual rate is 2.5 percent of average salary for Basic Plan members and 1.5 percent for Coordinated Plan members who retire before July 1, 1997. Annuity accrual rates increase 0.2 percent for members who retire on or after July 1, 1997. For PERF members whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equal 90. A reduced retirement annuity is also available to eligible members seeking early retirement. There are different types of annuities available to members upon retirement. A normal annuity is a lifetime annuity that ceases upon the death of the retiree -- no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will reduce the monthly normal annuity amount, because the annuity is payable over joint lives. Members may also leave their contributions in the fund upon termination of public service in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. -18- I I I I I I I I I I I I I I I I I I I I I Note 4: I I I I I I I I I I I I I Note 5: I I I I CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 DEFINED BENEFIT PENSION PLANS - STATEWIDE - CONTINUED The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. PERA issues a publicly available financial report that includes financial statements and required supplementary information for PERF. That report may be obtained by writing to PERA, 514 St. Peter Street, #200, St. Paul, Minnesota 55102 or by calling (612) 296-7460 or 1-800-652-9026. B. Funding Policy Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the state legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. PERF Basic Plan members and Coordinated Plan members are required to contribute 8.23% and 4.23%, respectively, of their annual covered salary. The City is required to contribute the following percentages of annual covered payroll: 10.73% for Basic Plan PERF members, 4.48% for Coordinated Plan PERF members. The City's contributions to the Public Employees Retirement Fund for the years ending December 31, 1997, 1996, and 1995 were $33,296, $30,416 and $29,103, respectively. The City's contributions were equal to the contractually required contributions for each year as set by state statute. JOINT VENTURES A. South Lake Minnetonka Public Safety Department The City of Shorewood participates in a joint powers agreement with the cities of Excelsior, Greenwood and Tonka Bay which establishes the South Lake Minnetonka Public Safety Department for the purpose of providing police protection within the four communities. The agreement creates a coordinating committee, comprised of the mayors of each participating community, as the governing body, which meets quarterly. Each year, the Coordinating committee adopts an operating budget, which is approved by all participating cities. The cost of the budget is divided between the participating cities based upon a five-year average demand for service in each city. The percentage contributed in 1997 by the City of Shorewood is 45.1 %. Any budget shortfall is made up first from department reserves, with any excess shortfall assessed to each participating community according to the formula. The current agreement continues through December 31, 1997. South Lake Minnetonka Public Safety Department has accounts payable, accrued payroll, compensated absences and deferred revenue in the General Fund of $145,104, and deferred compensation benefits payable in the Agency Fund of $262,433 at year end. There is no other current or long-term debt outstanding as of December 31,1997. The following is a summary of the Department's balance sheet as of December 31, 1997 and the statement of revenue, expenditures and changes in fund balance for the General Fund for the year ended December 31, 1997. SOUTH LAKE MINNETONKA PUBLIC SAFETY DEPARTMENT BALANCE SHEET - ALL FUND TYPES AND ACCOUNT GROUPS DECEMBER 31,1997 General Totals Fixed (Memorandum Only) General Agencv Assets 1997 1996 Total assets $ 326.012 $ 262.433 $ 350.967 $ 939.412 $ 854.893 Liabilities $ 145,104 $ 262,433 $ $ 407,537 $ 369,707 Fund equity 180,908 350.967 531.875 485.186 Total liabilities and fund equity $ 326.012 $ 262.433 $ 350.967 $ 939.412 $ 854.893 -19- CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 I I Note 5: JOINT VENTURES - CONTINUED I SOUTII LAKE MINNETONKA PUBLIC SAFETY DEPARTMENT SUMMARY STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE - GENERAL FUND - BUDGET AND ACTUAL YEAR ENDED DECEMBER 31, 1997 (With comparative actual amounts for the year ended December 31, 1996) Fund balance, December 31 1997 1996 Variance - Favorable Budget Actual (Unfavorable ) Actual $ 1,183,226 $ 1,247,073 $ 63,847 $ 1,189,252 1,203,226 1,218.390 (15,164 ) 1,177,094 $ (20.000 ) 28,683 $ 48.683 12,158 152,225 140,067 $ 180.908 $ 152.225 I I I I Total revenue Total expenditures Excess of revenue over (under) expenditures Fund balance, January 1 I I B. South Lake Minnetonka Senior Community Center The City participates in a joint venture with the cities of Excelsior, Deephaven, Greenwood and Tonka Bay which establishes the Southshore Senior Community Center to provide senior citizens educational and recreational activities. Upon completion of the Senior Center, the Cities will lease the Senior Center to the Friends of the South Lake Minnetonka Senior Community Center. The term of the lease shall be 25 years at a rental rate of $1 per year. The Friends of the South Lake Minnetonka Senior Community Center are required to pay all operating costs of the Senior Center. The member cities are responsible for a proportionate share of the building construction. Shorewood financed their share with a lease purchase obligation. The amount of the lease purchase is $295,897 and is reflected in the General Long-term Debt Account Group. In the event operating costs are not covered by revenue, each member City is responsible for their proportional share of the expense. The building costs incurred by the City are reported in the Senior Center Capital Project fund and will be recorded in the General Fixed Asset Account Group when the Senior Center is completed. The ownership interest of the City is proportionate to each City's investment in the Senior Center. I Note 6: OTHER INFORMATION I I I I A. Risk Management The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters for which the City carries insurance The City obtains insurance through participation in the League of Minnesota Cities Insurance Trust (LMCIT) which is a risk sharing pool with approximately 800 other governmental units. The City pays an annual premium to LMCIT for its workers compensation and property and casualty insurance. The LMCIT is self sustaining through member premiums and will reinsure for claims above a prescribed dollar amount for each insurance event. Settled claims have not exceeded the City's coverage in any of the past three fiscal years. I I Liabilities are reported when it is probable that a loss has occurred and the amount of the loss can be reasonably estimated. An excess coverage insurance policy covers individual claims in excess of $1,000,000. Liabilities, if any, include an amount for claims that have been incurred but not reported (IBNRs). The City's management is not aware of any incurred but not reported claims. I I -20- I I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31,1997 Note 6: OTHER INFORMATION - CONTINUED B. Deferred Compensation Plan The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Service Code Section 457. The plan, available to all full-time City employees at their option, permits participants to defer a portion of their salary until future years. The deferred compensation assets are not available to employees until termination, retirement, death or unforeseen emergency. All amounts of compensation deferred under this plan, all property and rights purchased with those amounts, and all income attributable to those amounts, property or rights are (until paid or made available to the participant or beneficiary), solely the property of the City, subject only to the claims of the City's general creditors. Participants' rights under the plan are equal to those of general creditors of the City in an amount equal to the fair market value of the deferred account for each participant. It is the option of the City's legal counsel that the City has no liability for losses under the plan but does have the duty of due care that would be required of an ordinary prudent investor. The City believes it is unlikely that it will use the assets to satisfy the claims of general creditors in the future. Assets of the plan are held by trustees and are reflected in these statements in an Agency Fund at market value. C. Segment Information for Enterprise Funds Stormwater Management Water Sewer Recvcling Utilitv LiQuor Total Operating revenue $ 252,866 $ 758,124 $ 71,890 $ 44,911 $ 383,874 $1,511,665 Depreciation expense 91,470 191,393 10,551 293,414 Operating income (loss) (19,205 ) (32,275 ) (895 ) 23,320 (20,300 ) (49,355 ) Operating transfers from other funds 10,000 10,000 Property tax revenue 15 15 Net income (loss) 25,630 31,496 (52) 46,053 (13,044 ) 90,083 Fixed asset additions 199,853 69,390 2,228 271,471 Net working capital 1,929,179 1,532,589 23,157 251,401 261,453 3,997,779 Contributed capital additions 283,598 69,390 352,988 Total assets 7,600,040 4,856,984 25,081 251,437 454,406 13,187,948 Total equity 4,908,984 4,847,129 23,157 251,401 323,180 10,353,851 D. Legal Debt Margin In accordance with Minnesota Statutes, the City may not incur or be subject to net debt in excess of two percent of the market value of taxable property within the City. Net debt is payable solely from ad valorem taxes and, therefore, excludes debt financed partially or entirely by special assessments, enterprise fund revenues or tax increments. -21- CITY OF SHOREWOOD, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1997 I I I Note 7: OPERATING LEASES The City leases space for liquor store operations. These leases are considered, for accounting purposes, to be operating leases. Lease expense for the year ended December 31, 1997 and 1996 amounted to $140,519 and $113,514, respectively. Future minimum lease payments for Waterford Center and Tonka Bay leases are as follows: 1998 1999 2000 2001 $ 49,500 $ 12,000 49,500 49,500 49,500 $ 198.000 $ 12.000 I I I I Year Ending December 31. Waterford Center Tonka Bav Total The new lease for Waterford Center began January 1,1995 and will run through December 31,2001. Shorewood Plaza is currently under a month to month lease. The monthly rent payments are $2,328. Note 8: TAX INCREMENT REVENUE BONDS I I During 1991, the City issued $920,000 Tax Increment Revenue Bonds. The proceeds ofthe issue will be used to pay for public improvements stipulated in the development agreements. The bonds were issued at par value not to exceed $920,000. The bonds are not a general obligation of the City and are not backed by the full faith and credit or taxing powers of the City. The bonds are payable solely from the tax increments generated from the City's Tax Increment Financing District No.1. In addition, upon completion of the project, all excess bond proceeds will be repaid to the holder of the bonds as principal reduction. Interest at a rate of nine percent will accrue from the date of issuance of the bonds but will not be payable until tax increment is available. General Fund Capital Projects Funds Public Facilities/Office Equipment Park Capital Improvements Equipment Replacement Street Reconstruction Trail Capital Improvement Strawberry Lane Reconstruction Shady Island Bridge Reconstruction Enterprise Funds Stormwater Management Utility Transfer Transfer In Out $ $ 444,395 15,000 15,000 20,000 109,395 290,000 380,500 25,500 10,000 360,000 10,000 I I I I I The bonds payable are reported as a liability in the General Long-term Debt Account Group in the financial statements even though: The bonds issued are tax increment revenue bonds. The bonds are not backed by the full faith and credit of the City. The bonds will be repaid only to the extent that tax increments are generated from the Tax Increment Financing District. Note 9: OPERATING TRANSFERS A schedule of operating transfers follows: I I I -22- I I I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA THE GENERAL FUND The General Fund is used to account for resources traditionally associated with government which are not required legally or by sound financial management to be accounted for in other funds. It normally receives a greater variety and number of taxes and other general revenues than any other fund. The majority of the current day-to-day operations will be financed from this fund. I I I I I I I I I I I I I I I I I I I ASSETS Cash and temporary investments Accrued interest receivable Delinquent taxes receivable Accounts receivable Special assessments receivable Delinquent Deferred TOTAL ASSETS LIABILITIES AND FUND BALANCE LIABILITIES Accounts and contracts payable Salaries payable Refundable deposits payable Deferred revenue TOTAL LIABILITIES FUND BALANCE Unreserved Designated for working capital CITY OF SHOREWOOD, MINNESOTA GENERAL FUND COMPARATIVE BALANCE SHEETS DECEMBER 31,1997 AND 1996 TOTAL LIABILITIES AND FUND BALANCE -23- Exhibit A-I 1997 1996 $ 1,639,343 $ 1,571,287 27,711 27,898 44,319 44,726 12,547 20,339 1,620 1,620 1,816 55 $ 1,727,356 $ 1,665,925 $ 56,216 $ 58,596 24,519 22,319 32,811 31,038 34,900 31,020 148,446 142,973 1,578,910 1,522,952 $ 1,727,356 $ 1,665,925 I CITY OF SHOREWOOD, MINNESOTA Exhibit A-2 GENERAL FUND I STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL YEAR ENDED DECEMBER 31, 1997 I (With Comparative Amounts for the Year Ended December 31, 1996) 1997 1996 I Variance - Favorable Budget Actual (Unfavorable) Actual I REVENUE General property taxes General property taxes $ 1,644,067 $ 1,642,325 $ (1,742) $ 1,509,592 I Fiscal disparities 61,184 61,184 60,061 Total 1,705,251 1,703,509 (1,742) 1,569,653 I Licenses and permits Business 9,650 9,950 300 10,920 I Nonbusiness 164,600 226,722 62,122 194,539 Total 174,250 236,672 62,422 205,459 I Intergovernmental - State Property tax credits 420,880 420,880 413,718 I Other 26,410 29,305 2,895 13,750 Total 447,290 450,185 2,895 427,468 I Charges for services General government 56,000 50,639 (5,361) 10,451 I Parks and recreation 9,000 12,570 3,570 34,794 Total 65,000 63,209 (1,791) 45,245 I Fines and forfeitures 80,000 76,340 (3,660) 80,826 Miscellaneous revenue I Interest on investments 75,000 99,370 24,370 95,711 Other 21,500 40,802 19,302 33,393 I Total 96,500 140,172 43,672 129,104 TOTAL REVENUE 2,568,291 2,670,087 101,796 2,457,755 I I I -24- I I CITY OF SHORE WOOD, MINNESOTA Exhibit A-2 I GENERAL FUND STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL I YEAR ENDED DECEMBER 31, 1997 (With Comparative Amounts for the Year Ended December 31, 1996) I 1997 1996 Variance - Favorable I Budget Actual (Unfavorable) Actual EXPENDITURES Current I General Government Mayor and Council Personal services $ 13,564 $ 13,564 $ $ 13,564 I Supplies 1,200 1,207 (7) 1,503 Other services and charges 56,780 38,978 17,802 48,309 Contingency 26,035 26,035 I Total 97,579 53,749 43,830 63,376 I Administrative Personal services 91,520 95,306 (3,786) 93,895 Supplies 575 530 45 517 I Other services and charges 9,100 7,158 1,942 6,572 Total 101,195 102,994 (1,799) 100,984 I Finance Personal services 90,632 93,914 (3,282) 87,919 I Supplies 2,900 2,518 382 4,113 Other services and charges 8,250 6,971 1,279 4,096 I Total 101,782 103,403 (1,621) 96,128 Professional services I Personal services 76,999 62,236 14,763 57,509 Supplies 1,300 1,335 (35) 1,421 Other services and charges 127,950 189,765 (61,815) 153,861 I Total 206,249 253,336 (47,087) 212,791 I Planning and zoning Personal services 90,616 90,515 101 88,779 Supplies 750 859 (109) 1,095 I Other services and charges 7,789 6,964 825 7,672 Total 99,155 98,338 817 97,546 I I -25- I CITY OF SHOREWOOD, MINNESOTA Exhibit A-2 I GENERAL FUND STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL I YEAR ENDED DECEMBER 31, 1997 (With Comparative Amounts for the Year Ended December 31, 1996) I 1997 1996 Variance - Favorable I Budget Actual (Unfavorable) Actual EXPENDITURES - CONTINUED Current - Continued I Public Works General maintenance Personal services $ 135,716 $ 173,382 $ (37,666) $ 181,638 I Supplies 36,200 32,008 4,192 36,881 Other services and charges 18,350 16,879 1,471 18,088 I Total 190,266 222,269 (32,003) 236,607 Streets and highways I Personal services 85,755 72,659 13,096 65,072 Supplies 34,000 32,733 1,267 33,779 Other services and charges 29,600 21,280 8,320 28,069 I Total 149,355 126,672 22,683 126,920 I Snow and ice removal Personal services 25,476 22,126 3,350 32,776 Supplies 20,000 20,277 (277) 17,265 I Total 45,476 42,403 3,073 50,041 I Traffic control Supplies 4,000 4,161 (161) 4,021 Other services and charges 33,500 34,762 (1,262) 33,546 I Total 37,500 38,923 (1,423) 37,567 I Sanitation and waste removal Personal services 612 1,730 (1,118) 999 Other services and charges 4,000 3,377 623 3,621 I Total 4,612 5,107 (495) 4,620 I I I -27- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA Exhibit A-2 GENERAL FUND STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE BUDGET AND ACTUAL YEAR ENDED DECEMBER 31, 1997 (With Comparative Amounts for the Year Ended December 31, 1996) 1997 1996 Variance - Favorable Budget Actual (Unfavorable) Actual OTHER FINANCING SOURCES (USES) Operating transfers in $ 10,000 $ $ (10,000) $ Operating transfers out (444,395) (444,395) (424,186) TOTAL OTHER FINANCING SOURCES (USES) (434,395) (444,395) (10,000) (424,186) EXCESS (DEFICIENCY) OF REVENUE AND OTHER FINANCING SOURCES OVER EXPENDITURES AND OTHER USES $ (60,000) 55,870 $ 115,870 (21,396) FUND BALANCE, JANUARY 1 1,522,952 1,544,348 FUND EQUITY TRANSFERS IN 88 FUND BALANCE, DECEMBER 31 $ 1,578,910 $ 1,522,952 -29- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA DEBT SERVICE FUNDS Debt service funds are used to account for the payment of interest and principal on long- term general obligation debt other than debt issued for and serviced primarily by enterprise funds. 1993 Improvement and Refundine Fund - Thisfund was established to accolint for the accumulation of resources for payment of interest and prin~ipal on bonds issued for the Season's development improvements and to refund the 1987 refunding bonds. Waterford III Tax Increment Fund - This fund was established to account for the accumulation of resources for payment of interest and principal on bonds issued for the Waterford III Intersection Improvements. Shady Hills Storm Sewer Improvement Fund - This fund was established to account for the accumulation of resources for payment of interest and principal on bonds issued for the Shady Hills Storm Sewer Improvements. This issue was retired in 1997, and the residual fund balance was transferred to the General Fund. 1991 Improvement and Refundine Fund - This fund was established to account for the accumulation of re~ources for the payment of interest and principal on bonds issued for the SE water treatment plant, Pine Bend improvemen~s, Church Road improvements, and to refund the 1986 improvement bonds. CITY OF SHOREWOOD, MINNESOTA DEBT SERVICE FUNDS COMBINING BALANCE SHEET DECEMBER 31,1997 (With Comparative Totals for December 31, 1996) ASSETS Cash and temporary investments Accrued interest receivable Delinquent taxes receivable Special assessments Delinquent Deferred TOTAL ASSETS LIABILITIES AND FUND BALANCE LIABILITIES Deferred revenue $ 59,325 FUND BALANCE Reserved for debt service 194,782 TOTAL LIABILITIES AND FUND BALANCE $ 254,107 -30- $ 6,379 $ 6,379 I I I I I I I I I I I I I I I I I I I $ $ I Exhibit B-1 I I I 1991 Improvement and Total I Refunding 1997 1996 $ 273,477 $ 469,150 $ 492,891 I 3,411 5,638 6,517 3,150 3,655 I 10,273 10,787 10,561 215,241 274,163 388,113 I $ 502,402 $ 762,888 $ 901,737 I $ 225,371 $ 284,696 $ 398,102 I 277,031 478,192 503,635 I $ 502,402 $ 762,888 $ 901,737 I I I I I I I I -31- CITY OF SHOREWOOD, MINNESOTA I DEBT SERVICE FUNDS I COMBINING STATEMENT OF REVENUE, EXPENDITURES, AND CHANGES IN FUND BALANCE YEAR ENDED DECEMBER 31, 1997 (With Comparative Totals for the Year Ended December 31, 1996) I 1993 Improvement Waterford Shady Hills I and III Tax Storm Sewer Refunding Increment Improvement REVENUE I Property taxes $ $ 313,512 $ Special assessments 66,294 Interest on investments 8,064 45 69 TOTAL REVENUE 74,358 313,557 69 I EXPENDITURES I Debt Service Principal 40,000 180,000 7,500 I Interest and service charges 10,088 134,685 300 TOTAL EXPENDITURES 50,088 314,685 7,800 I EXCESS (DEFICIENCY) OF REVENUE OVER EXPENDITURES 24,270 (1,128) (7,731) I OTHER FINANCING SOURCES (USES) Operating transfer in I Operating transfer out TOTAL OTHER FINANCING I SOURCES (USES) EXCESS (DEFICIENCY) OF REVENUE AND OTHER I FINANCING SOURCES OVER EXPENDITURES AND OTHER FINANCING USES 24,270 (1,128) (7,731) FUND BALANCE, JANUARY 1 170,512 7,507 7,819 I FUND EQUITY TRANSFER OUT (88) I FUND BALANCE, DECEMBER 31 $ 194,782 $ 6,379 $ I I I -32- I I Exhibit B-2 I I 1991 I Improvement and Total Refunding 1997 1996 I $ $ 313,512 $ 184,513 71,833 138,127 145,806 I 11,934 20,112 21,929 83,767 471,751 352,248 I I 95,000 322,500 887,000 29,533 174,606 145,419 I 124,533 497,106 1,032,419 I (40,766) (25,355) (680,171) I 11,450 (160,950) I (149,500) I (40,766) (25,355) (829,671) I 317,797 503,635 1,419,732 I (88) (86,426) $ 277,031 $ 478,192 $ 503,635 I I I I -33- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA CAPITAL PROJECTS FUNDS Capital projects funds are used to account for the acquisition and construction of major capital facilities other than those financed by enterprise funds. Public Facilities/Office Equipment Fund - This fund was established to account for capital improvement projects for public facilities and replacement of office equipment which may be financed without the need to issue bonds. Park Capital Improvement Fund - This fund accounts for park land acquisition and other capital improvements in the City parks. Equipment Replacement Fund ~ This fund was established for the purpose of funding the replacement of capital equipment. Street Reconstruction Fund - This fund was established for the purpose of funding the periodic reconstruction of City streets and roadways. MSA Construction Fund - This fund was established to account for the accumulation of Municipal State Aid (MSA) to fund the periodic reconstruction of MSA designated roads. Trail Capital Improvement Fund - This fund was established to account for trail extensions and improvements. Strawberry Lane Reconstruction Fund - This fund was established to account for the reconstruction of Strawberry Lane. 1995 Freeman Park Improvement Fund - This fund was established to account for the construction of improvements in Freeman Park. Senior Community Center Fund - ThisJund was established to account for the construction of a Senior Community Center. Sha~y Island Bridf:e Replacement Fund - This fund was established to account for the replacementof the Shady Island Bridge. , Cathcart Park Improvements Fund - This fund was established to account for the construction of improvements in Cathcart Park. This fund was closed at year end and the residual fund balance was transferred to the Park Capital Improvement Fund. CITY OF SHOREWOOD, MINNESOTA CAPITAL PROJECTS FUNDS COMBINING BALANCE SHEET DECEMBER 31,1997 (With Comparative Totals for December 31, 1996) Public Facilities! Park Office Capital Equipment Equipment Improvement Replacement ASSETS Cash and temporary investments $ 126,433 $ 161,480 $ 180,656 Accrued interest receivable 1,807 1,922 1,432 Accounts receivable Special assessments receivable Delinquent 191 Deferred 6,397 Due from other funds TOTAL ASSETS $ 134,828 $ 163,402 $ 182,088 LIABILITIES AND FUND BALANCE LIABILITIES Accounts and contracts payable $ $ $ 90,605 Refundable deposits payable Deferred revenue 6,588 Due to other funds TOTAL LIABILITIES 6,588 90,605 FUND BALANCE (DEFICIT) Unreserved Designated 128,240 163,402 91,483 Undesignated TOTAL FUND BALANCE (DEFICIT) 128,240 163,402 91,483 TOTAL LIABILITIES AND FUND BALANCE (DEFICIT) $ 134,828 $ 163,402 $ 182,088 -34- I I I I I I I I I I I I I I I I I I I I Exhibit C-l I I 1995 I Trail Strawberry Freeman Senior Street MSA Capital Lane Park Community Reconstruction Construction Improvements Reconstruction Improvement Center I $ 987,176 $ 227,517 $ 125,657 $ 5,969 $ (1,462) $ 25,072 14,520 3,020 1,479 34 633 1,338 I I I $ 1,001,696 $ 230,537 $ 127,136 $ 6,003 $ (829) $ 26,410 I $ $ $ $ 165 $ $ 37,126 I I 165 37,126 I 1,001,696 230,537 127,136 5,838 (829) (10,716) I 1,001,696 230,537 127,136 5,838 (829) (10,716) I $ 1,001,696 $ 230,537 $ 127,136 $ 6,003 $ (829) $ 26,410 I I I I I -35- I I I I I I I I I I I I I I I I I I I CITY OF SHORE WOOD, MINNESOTA Exhibit C-l CAPITAL PROJECTS FUNDS Continued COMBINING BALANCE SHEET - CONTINUED DECEMBER 31,1997 (With Comparative Totals for December 31, 1996) Shady Island Cathcart Bridge Park Totals Reconstruction Improvements 1997 1996 ASSETS Cash and temporary investments $ 77,619 $ $1,916,117 $ 2,026,275 Accrued interest receivable 204 26,389 32,736 Accounts receivable 8,887 Special assessments receivable Delinquent 191 485 Deferred 6,397 7,676 Due from other funds 13,985 TOTAL ASSETS $ 77,823 $ $1,949,094 $ 2,090,044 LIABILITIES AND FUND BALANCE LIABILITIES Accounts and contracts payable $ 51,484 $ $ 179,380 $ 97,204 Refundable deposits payable 25,150 Deferred revenue 6,588 8,160 Due to other funds 13,985 TOTAL LIABILITIES 51,484 185,968 144,499 FUND BALANCE (DEFICIT) Unreserved Designated 26,339 1,774,671 1,971,530 Undesignated (11,545) (25,985) TOTAL FUND BALANCE (DEFICIT) 26,339 1,763,126 1,945,545 TOTAL LIABILITIES AND FUND BALANCE (DEFICIT) $ 77,823 $ $1,949,094 $ 2,090,044 -36- I CITY OF SHOREWOOD, MINNESOTA CAPITAL PROJECTS FUNDS I COMBINING STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE (DEFICIn YEAR ENDED DECEMBER 31, 1997 I (With Comparative Totals for the Year Ended December 31, 1996) Public I Facilities! Park Office Capital Equipment Equipment Improvement Replacement I REVENUE Intergovernmental $ $ $ Special assessments 2,287 I Interest on investments 3,001 7,190 5,460 Miscellaneous Park dedication fees 40,000 I Contributions and donations 5,507 Other 1,923 TOTAL REVENUE 5,288 54,620 5,460 I EXPENDITURES I Capital outlay Other services and charges 81 Professional services I Construction costs 25,678 Machinery and equipment 15,458 99,678 TOTAL EXPENDITURES 15,458 25,678 99,759 I EXCESS (DEFICIENCY) OF REVENUE I OVER EXPENDITURES (10,170) 28,942 (94,299) OTHER FINANCING SOURCES (USES) I Operating transfers in 15,000 20,000 109,395 Lease purchase proceeds Operating transfers out (15,000) I TOTAL OTHER FINANCING SOURCES (USES) 20,000 109,395 EXCESS (DEFICIENCY) OF REVENUE AND OTHER I FINANCING SOURCES OVER EXPENDITURES AND OTHER FINANCING USES (10,170) 48,942 15,096 I FUND BALANCE (DEFICIT), JANUARY 1 138,410 110,864 76,387 FUND EQUITY TRANSFER IN 3,596 I FUND EQUITY TRANSFER OUT FUND BALANCE (DEFICIn, DECEMBER 31 $ 128,240 $ 163,402 $ 91,483 I -37- I I CITY OF SHOREWOOD, MINNESOTA Exhibit C-2 I CAPITAL PROJECTS FUNDS Continued COMBINING STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE (DEFICIT) - CONTINUED I YEAR ENDED DECEMBER 31,1997 (With Comparative Totals for the Year Ended December 31, 1996) I Shady Island Cathcart Bridge Park Total I Reconstruction Improvements 1997 1996 REVENUE Intergovernmental $ $ $ 132,394 $ 94,620 I Special assessments 2,287 1,404 Interest on investments 2,403 91,933 110,342 Miscellaneous I Park dedication fees 40,000 17,500 Contributions and donations 5,507 371,020 Other 27,073 220 I TOTAL REVENUE 2,403 299,194 595,106 I EXPENDITURES Capital outlay Other services and charges 250 11 8,101 37,914 I Professional services 60,292 111,745 114,336 Construction costs 249,537 678,026 441,377 Machinery and equipment 118,136 158,468 I TOTAL EXPENDITURES 310,079 11 916,008 752,095 I EXCESS (DEFICIENCY) OF REVENUE OVER EXPENDITURES (307,676) (11) (616,814) (156,989) I OTHER FINANCING SOURCES (USES) Operating transfers in 360,000 829,895 568,270 Lease purchase proceeds 311,000 I Operating transfers out (395,500) (239,999) TOTAL OTHER FINANCING I SOURCES (USES) 360,000 434,395 639,271 EXCESS (DEFICIENCY) OF REVENUE AND OTHER FINANCING SOURCES OVER EXPENDITURES I AND OTHER FINANCING USES 52,324 (11) (182,419) 482,282 FUND BALANCE (DEFICIT), JANUARY 1 (25,985) 3,607 1,945,545 1,376,837 I FUND EQUITY TRANSFER IN 3,596 114,342 FUND EQUITY TRANSFER OUT (3,596) (3,596) (27,916) I FUND BALANCE (DEFICIT), DECEMBER 31 $ 26,339 $ $1,763,126 $1,945,545 I -39- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA ENTERPRISE FUNDS Enterprise funds are used to' account for operations that are financed and operated in a manner similar to private business, where the costs of providing services to the general public are financed primarily through user charges. Water Fund - This fund is used to account for the activities of the City water system and to service debt inyurred in the building of infrastructure for the system. Sewer Fund - This fund is used to account for the activities of the City sanitary sewer system. Recycling Fund - This fund is used to account for the activities of the City recycling program. Stormwater Management Utility Fund - This fund is used to account for the activities of the City Stormwater Management system. Liquor Fund - This fund is used to account for the activities of the City's off-sale liquor operation. The operation consisted of three off-sale liquor store sites in 1997. A portion of the net income generated by the operation, if any, is used to fund general fund activities. CITY OF SHOREWOOD, MINNESOTA I , ENTERPRISE FUNDS COMBINING STATEMENT OF REVENUE, EXPENSES AND CHANGES IN RETAINED EARNINGS I YEAR ENDED DECEMBER 31, 1997 (With Comparative Totals for the Year Ended December 31, 1996) I Water Sewer Recycling OPERATING REVENUE I Sales $ $ $ Less cost of sales GROSS PROFIT I Charges for services 231,890 708,058 71,890 I Permits and connection fees 20,976 50,066 GROSS PROFIT AND REVENUE 252,866 758,124 71,890 OPERATING EXPENSES I Personal services 13,749 7,094 571 Supplies 9,190 1,716 2,080 I Repairs and maintenance 8,927 4,368 Depreciation 91,470 191,393 Professional services 11,509 1,154 I Contracted services 57,222 52,346 70,053 Communication 1,107 138 Insurance 4,877 2,429 Water purchases 12,780 I Utilities 45,983 4,404 MCES disposal charges 525,231 Rent I Advertising Other 15,257 126 81 TOTAL OPERATING EXPENSES 272,071 790,399 72,785 I OPERATING INCOME (LOSS) (19,205) (32,275) (895) I NONOPERATING REVENUE (EXPENSES) General property taxes 15 Special assessments 72,882 I Interest on investments 49,188 63,771 843 Other income (expense) 43,487 Interest expense (120,737) I TOTAL NONOPERATING REVENUE (EXPENSES) 44,835 63,771 843 INCOME (LOSS) BEFORE TRANSFERS 25,630 31,496 (52) I OPERATING TRANSFERS FROM OTHER FUNDS OPERATING TRANSFERS TO OTHER FUNDS NET INCOME (LOSS) 25,630 31,496 (52) I RETAINED EARNINGS, JANUARY 1 172,430 355,611 23,209 RETAINED EARNINGS, DECEMBER 31 $ 198,060 $ 387,107 $ 23,157 I -42- I I CITY OF SHOREWOOD, MINNESOTA ENTERPRISE FUNDS I COMBINING STATEMENT OF CASH FLOWS YEAR ENDED DECEMBER 31,1997 (With Comparative Totals for the Year Ended December 31, 1996) I Water Sewer Recycling CASH FLOWS FROM OPERATING ACTIVITIES I Operating income (loss) $ (19,205) $ (32,275) $ (895) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: I Other income (expense) related to operations 43,487 Depreciation and amortization 92,874 191,393 (Increase) decrease in assets: I Accounts receivable (428) (3,411) 493 Special assessments receivable (94) (525) Due from other funds Inventory I Prepaid items (356) 241 Increase (decrease) in liabilities: Accounts payable (86,003) (2,634 ) 1,924 I Salaries and compensated absences payable 93 76 Deferred revenue Due to other funds I NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES 30,462 153,296 997 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES I Operating transfers from other funds Operating transfers to other funds NET CASH PROVIDED BY NONCAPITAL I FINANCING ACTIVITIES CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal payments on note receivable 93,000 I Issuance of bonds, net of discount Principal paid on revenue bonds (125,000) Interest paid on revenue bonds (120,737) I Acquisition of fixed assets (142,388) Property taxes collected 372 Special assessments collected 230,448 I NET CASH USED BY CAPITAL AND RELATED FINANCING ACTIVITIES (64,305) CASH FLOWS FROM INVESTING ACTIVITIES I Interest on investments 52,444 61,568 876 INCREASE (DECREASE) IN CASH AND CASH EQillV ALENTS 18,601 214,864 1,873 I CASH AND CASHEQillVALENTS, JANUARY 1 1,056,041 1,082,948 12,385 CASH AND CASH EQillV ALENTS, DECEMBER 31 $ 1,074,642 $ 1,297,812 $ 14,258 I NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES Fixed assets acquired developers $ 57,465 $ 69,390 $ Additions to contributed capital from note proceeds $ $ $ I -44- I CITY OF SHOREWOOD, MINNESOTA Exhibit D-4 I WATER FUND I COMPARATIVE BALANCE SHEETS DECEMBER 31, 1997 AND 1996 1997 1996 I ASSETS CURRENT ASSETS Cash and temporary investments $ 1,074,642 $ 1,056,041 I Accrued interest receivable 14,376 17,632 Delinquent taxes receivable 113 470 Accounts receivable 44,149 43,721 I Special assessments receivable Delinquent 16,161 16,307 Deferred 949,933 881,217 I Current portion of note receivable 46,500 93,000 Prepaid items 4,361 4,005 TOTAL CURRENT ASSETS 2,150,235 2,112,393 I FIXED ASSETS, AT COST 6,263,070 6,063,217 I LESS ACCUMULATED DEPRECIATION (926,350) (834,877) TOTAL FIXED ASSETS 5,336,720 5,228,340 OTHER ASSETS I Bond discount, net of amortization 20,085 21,489 Note receivable, less current portion above 93,000 139,500 I TOTAL OTHER ASSETS 113,085 160,989 TOTAL ASSETS $ 7,600,040 $ 7,501,722 I LIABILITIES AND FUND EQUITY I CURRENT LIABILITIES Accounts and contracts payable $ 35,802 $ 121,805 Salaries payable 254 161 I Current portion of long-term debt 185,000 125,000 TOTAL CURRENT LIABILITIES 221,056 246,966 I LONG -TERM LIABILITIES Bonds payable less current portion above 2,470,000 2,655,000 I TOTAL LIABILITIES 2,691,056 2,901,966 FUND EQUITY I Contributed capital 4,710,924 4,427,326 Retained earnings Unreserved 198,060 172,430 I TOTAL FUND EQUITY 4,908,984 4,599,756 TOTAL LIABllJTIES AND FUND EQUITY $ 7,600,040 $ 7,501,722 I -46- I I CITY OF SHOREWOOD, MINNESOTA Exhibit D-5 I WATER FUND COMPARATIVE STATEMENTS OF REVENUE, EXPENSES AND CHANGES IN RETAINED EARNINGS (DEFICIT) YEARS ENDED DECEMBER 31, 1997 AND 1996 I 1997 1996 OPERATING REVENUE I Charges for services $ 231,890 $ 259,228 Permits and connection fees 20,976 13,450 I TOTAL OPERATING REVENUE 252,866 272,678 OPERATING EXPENSES I Personal services 13,749 5,680 Supplies 9,190 5,412 Repairs and maintenance 8,927 8,777 I Depreciation 91,470 80,649 Professional services 11,509 6,306 Contracted services 57,222 49,219 I Communication 1,107 1,112 Insurance 4,877 4,575 Water purchases 12,780 10,492 I Utilities 45,983 47,739 Other 15,257 31,173 I TOTAL OPERATING EXPENSES 272,071 251,134 OPERATING INCOME (LOSS) (19,205) 21,544 I NONOPERATING REVENUE (EXPENSES) General property taxes 15 16,304 I Special assessments 72,882 59,919 Interest on investments 49,188 75,477 Other income 43,487 19,725 I Interest expense (120,737) (74,473) TOTAL NONOPERATING REVENUE (EXPENSES) 44,835 96,952 I INCOME BEFORE TRANSFERS 25,630 118,496 I OPERATING TRANSFERS FROM OTHERS FUNDS 210,150 OPERATING TRANSFERS TO OTHERS FUNDS (10,726) I NET INCOME 25,630 317,920 I RETAINED EARNINGS (DEFICIT), JANUARY 1 172,430 (145,490) RETAINED EARNINGS, DECEMBER 31 $ 198,060 $ 172,430 I I -47- CITY OF SHOREWOOD, MINNESOTA WATER FUND COMPARATIVE STATEMENTS OF CASH FLOWS YEARS ENDED DECEMBER 31, 1997 AND 1996 CASH FLOWS FROM OPERATING ACTIVITIES Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Other income related to operations Depreciation and amortization (Increase) decrease in assets: Accounts receivable Prepaid items Increase (decrease) in liabilities: Accounts and contracts payable Salaries and compensated absences payable NET CASH PROVIDED BY OPERATING ACTIVITIES CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Operating transfers from other funds Operating transfers to other funds NET CASH PROVIDED BY NONCAPITAL FINANCING ACTIVITIES CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal payments on note receivable Issuance of bonds, net of discount Bond principal paid Interest paid on revenue bonds Acquisition of fixed assets Property taxes collected Special assessments collected NET CASH USED BY CAPITAL AND RELATED FINANCING ACTIVITIES CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS CASH AND CASH EQUIVALENTS, JANUARY 1 CASH AND CASH EQUIVALENTS, DECEMBER 31 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES Fixed assets acquired from developers Additions to contributed capital from note proceeds -48- Exhibit D-6 I I I 1997 1996 $ (19,205) $ 21,544 43,487 19,725 92,874 81,666 (428) (5,725) (356) (231 ) (86,003) (26,819) 93 (3) 30,462 90,157 210,150 (10,726) 199,424 93,000 849,293 (125,000) (15,000) (120,737) (74,473) (142,388) (2,173,439) 372 16,336 230,448 296,481 (64,305) (1,100,802) 52,444 77,651 18,601 (733,570) 1,056,041 1,789,611, $1,074,642 $ 1,056,041 $ 57,465 $ 91,110 $ $ 232,500 I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA Exhibit D-7 SEWER FUND COMPARATIVE BALANCE SHEETS DECEMBER 31,1997 AND 1996 1997 1996 ASSETS CURRENT ASSETS Cash and temporary investments $ 1,297,812 $ 1,082,948 Accrued interest receivable 17,088 14,885 Accounts receivable 184,698 181,287 Special assessments receivable Delinquent 16,651 14,929 Deferred 24,372 26,000 Prepaid items 1,823 2,064 TOTAL CURRENT ASSETS 1,542,444 1,322,113 FIXED ASSETS, AT COST 7,629,683 7,560,293 LESS ACCUMULATED DEPRECIATION (4,315,143) (4,123,750) NET FIXED ASSETS 3,314,540 3,436,543 TOTAL ASSETS $ 4,856,984 $ 4,758,656 LIABILITIES AND FUND EQUITY CURRENT LIABILITIES Accounts and contracts payable $ 9,722 $ 12,356 Salaries and compensated absences payable 133 57 TOTAL CURRENT LIABILITIES 9,855 12,413 FUND EQUITY Contributed capital 4,460,022 4,390,632 Retained earnings Unreserved 387,107 355,611 TOTAL FUND EQUITY 4,847,129 4,746,243 TOTAL LIABILITIES AND FUND EQUITY $ 4,856,984 $ 4,758,656 -49- I CITY OF SHOREWOOD, MINNESOTA Exhibit D-8 SEWER FUND I COMPARATIVE STATEMENTS OF REVENUE, EXPENSES AND.CHANGES IN RETAINED EARNINGS YEARS ENDED DECEMBER 31,1997 AND 1996 I 1997 1996 OPERATING REVENUE I Charges for services $ 708,058 $ 698,882 Permits and connection fees 50,066 20,566 TOTAL OPERATING REVENUE 758,124 719,448 I OPERATING EXPENSES I Personal services 7,094 9,645 Supplies 1,716 1,689 Repairs and maintenance 4,368 6,446 I Depreciation 191,393 190,154 Professional service 1,154 752 Contracted services 52,346 31,647 I Communication 138 145 Insurance 2,429 3,540 Utilities 4,404 4,440 I MCES charges 525,231 488,439 Other 126 1,203 TOTAL OPERATING EXPENSES 790,399 738,100 I OPERATING LOSS (32,275) (18,652) I NONOPERATING REVENUE Interest on investments 63,771 54,019 I Other income 2,243 TOTAL NONOPERATING REVENUE 63,771 56,262 I INCOME BEFORE OPERATING TRANSFERS 31,496 37,610 OPERATING TRANSFERS TO OTHER FUNDS (24,201) I NET INCOME 31,496 13,409 I RETAINED EARNINGS, JANUARY 1 355,611 342,202 RETAINED EARNINGS, DECEMBER 31 $ 387,107 $ 355,611 I I I -50- I I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA SEWER FUND COMPARATIVE STATEMENTS OF CASH FLOWS YEARS ENDED DECEMBER 31, 1997 AND 1996 Exhibit D-9 1997 1996 CASH FLOWS FROM OPERATING ACTIVITIES Operating loss $ (32,275) $ (18,652) Adjustments to reconcile operating loss to net cash used by operating activities: Other income related to operations 2,243 Depreciation 191,393 190,154 (Increase) decrease in assets: Accounts receivable (3,411) 127 Special assessments receivable (94) 6,464 Prepaid items 241 1,064 Increase (decrease) in liabilities: Accounts and contracts payable (2,634) 10,912 Salaries and compensated absences payable 76 (2) Deferred revenue (7,593) NET CASH PROVIDED BY OPERATING ACTIVITIES 153,296 184,717 CASH FLOWS FROM NONCAPIT AL FINANCING ACTIVITIES Operating transfer to other funds (24,201) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition offixed assets (21,690) CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments 61,568 65,298 INCREASE IN CASH AND CASH EQUIVALENTS 214,864 204,124 CASH AND CASH EQUIVALENTS, JANUARY 1 1,082,948 878,824 CASH AND CASH EQUIVALENTS, DECEMBER 31 $ 1,297,812 $ 1,082,948 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES Fixed assets acquired from developers $ 69,390 $ 73,314 -51- ASSETS Cash and temporary investments Accrued interest receivable Accounts receivable Special assessments receivable Delinquent Deferred TOTAL ASSETS CITY OF SHOREWOOD, MINNESOTA RECYCLING FUND COMPARATIVE BALANCE SHEETS DECEMBER 31,1997 AND 1996 LIABILITIES AND RETAINED EARNINGS CURRENT LIABILITIES Accounts and contracts payable RETAINED EARNINGS Unreserved TOTAL LIABILITIES AND RETAINED EARNINGS -52- Exhibit D-I0 I I I I I I I I I I I I I I I I I I I 1997 1996 $ 14,258 $ 12,385 242 275 8,683 9,176 400 266 1,498 1,107 $ 25,081 $ 23,209 $ 1,924 $ 23,157 23,209 $ 25,081 $ 23,209 I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA Exhibit D-11 RECYCLING FUND COMPARATIVE STATEMENTS OF REVENUE, EXPENSES AND CHANGES IN RETAINED EARNINGS YEARS ENDED DECEMBER 31,1997 AND 1996 1997 1996 OPERATING REVENUE Charges for services $ 70,535 $ 71,890 OPERATING EXPENSES Personal services Supplies Contracted service Other OPERATING LOSS 571 725 2,080 70,053 70,090 81 130 72,785 70,945 (895) (410) TOTAL OPERATING EXPENSES NONOPERATING REVENUE (EXPENSES) Interest on investments 843 550 NET INCOME (LOSS) (52) 140 RETAINED EARNINGS, JANUARY 1 23,209 23,069 RETAINED EARNINGS, DECEMBER 31 $ 23,157 $ 23,209 -53- 1997 1996 CASH FLOWS FROM OPERATING ACTIVITIES Operating loss $ (895) $ (410) Adjustments to reconcile operating loss to net cash provided (used) by operating activities: (Increase) decrease in assets: Accounts receivable 493 (7,205) Special assessments receivable (525) (664) Increase (decrease) in liabilities: Accounts payable 1,924 NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES 997 (8,279) CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments 876 1,281 INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 1,873 (6,998) CASH AND CASH EQUIVALENTS, JANUARY 1 12,385 19,383 CASH AND CASH EQUIVALENTS, DECEMBER 31 $ 14,258 $ 12,385 I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA RECYCLING FUND COMPARATIVE STATEMENTS OF CASH FLOWS YEARS ENDED DECEMBER 31, 1997 AND 1996 Exhibit D-12 -54- I I I I I I I I I I I I I I I I I I I CIlY OF SHOREWOOD, MINNESOTA Exhibit D-13 STORMW ATER MANAGEMENT UTILIlY FUND COMPARATIVE BALANCE SHEETS DECEMBER 31,1997 AND 1996 1997 1996 ASSETS CURRENT ASSETS Cash and investments $ 233,903 $ 189,385 Accrued interest receivable 3,066 1,343 Accounts receivable 12,096 12,095 Special assessments receivable Delinquent 1,107 1,083 Deferred 1,265 1,459 TOTAL ASSETS $ 251,437 $ 205,365 LIABILITIES AND RETAINED EARNINGS LIABILITIES Salaries payable $ 36 $ 17 RETAINED EARNINGS Unreserved 251,401 205,348 TOTAL LIABILITIES AND RETAINED EARNINGS $ 251,437 $ 205,365 -55- 1997 1996 I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA Exhibit D44 STORMW ATER MANAGEMENT UTILITY FUND COMPARATIVE STATEMENTS OF REVENUE, EXPENSES AND. CHANGES IN RETAINED EARNINGS YEARS ENDED DECEMBER 31, 1997 AND 1996 3,252 1,359 2,278 7,378 424 8,683 13,250 21,591 15,033 23,320 29,458 OPERATING REVENUE Charges for services $ 44,911 OPERATING EXPENSES Personal services Supplies Professional services Contracted services TOTAL OPERATING EXPENSES OPERATING INCOME NONOPERATING REVENUE Interest on investments 12,733 INCOME BEFORE OPERATING TRANSFERS 36,053 OPERATING TRANSFER FROM OTHER FUNDS 10,000 OPERATING TRANSFER TO OTHER FUNDS NET INCOME 46,053 RETAINED EARNINGS, JANUARY 1 205,348 RETAINED EARNINGS, DECEMBER 31 $ 251,401 -56- $ 44,491 4,448 33,906 110,000 (39,808) 104,098 101,250 $ 205,348 I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA STORMW ATER MANAGEMENT UTILITY FUND COMPARATIVE STATEMENT OF CASH FLOWS YEARS ENDED DECEMBER 31, 1997 AND 1996 Exhibit D-15 1997 1996 CASH FLOWS FROM OPERATING ACTIVITIES Operating income $ 23,320 $ 29,458 Adjustments to reconcile operating income to net cash provided by operating activities: (Increase) decrease in assets: Accounts receivable (1) (121) Special assessments receivable 170 (620) Increase (decrease) in liabilities: Accounts payable (13,625) Salaries payable 19 (28) NET CASH PROVIDED BY OPERATING ACTIVITIES 23,508 15,064 CASH FLOWS FROM NONCAPIT AL FINANCING ACTIVITIES Operating transfers from other funds 10,000 110,000 Operating transfers to other funds (39,808) NET CASH PROVIDED BY NONCAPIT AL FINANCING ACTIVITIES 10,000 70,192 CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments 11,010 5,880 INCREASE IN CASH AND CASH EQUIVALENTS 44,518 91,136 CASH AND CASH EQUIVALENTS, JANUARY 1 189,385 98,249 CASH AND CASH EQUIVALENTS, DECEMBER 31 $ 233,903 $ 189,385 -57- CITY OF SHOREWOOD, MINNESOTA Exhibit D-16 LIQUOR FUND COMPARATIVE BALANCE SHEETS DECEMBER 31, 1997 AND 1996 1997 1996 ASSETS CURRENT ASSETS Cash and temporary investments $ 55,487 $ 52,376 Accrued interest receivable 2,475 2,084 Accounts receivable 184 Inventories, at cost 322,939 281,738 Prepaid items 11,594 1l,021 TOTAL CURRENT ASSETS 392,679 347,219 FIXED ASSET, AT COST 102,488 100,260 LESS ACCUMULATED DEPRECIATION (40,761) (30,210) TOTAL FIXED ASSETS 61,727 70,050 TOTAL ASSETS $ 454,406 $ 417,269 LIABILITIES AND RETAINED EARNINGS CURRENT LIABILITIES Accounts and contracts payable $ 122,805 $ 73,768 Salaries and compensated absences payable 8,421 7,277 TOTAL CURRENT LIABILITIES 131,226 81,045 RETAINED EARNINGS Unreserved 323,180 336,224 TOTAL LIABILITIES AND RETAINED EARNINGS $ 454,406 $ 417,269 -58- I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA Exhibit D-17 LIQUOR FUND COMPARATIVE STATEMENTS OF REVENUE, EXPENSES AND CHANGES IN RETAINED EARNINGS YEARS ENDED DECEMBER 31, 1997 AND 1996 1997 1996 OPERATING REVENUE Sales Less cost of sales $ 1,705,040 (1,362,986) $ 1,876,660 (1,492,786) TOTAL OPERATING REVENUE 383,874 342,054 OPERATING EXPENSES Personal services Supplies Depreciation Professional service Contracted services Insurance Utilities Rent Advertising Other 181,364 179,397 9,077 8,370 10,551 10,376 2,688 2,381 1,732 1,923 13,545 13,692 23,799 24,239 140,519 113,514 7,154 9,159 13,745 11,825 404,174 374,876 (20,300) (32,822) TOTAL OPERATING EXPENSES OPERATING LOSS NONOPERATING REVENUE (EXPENSES) Interest on investments Other eX'}>ense 9,167 5,902 (1,911) (1,483) 7,256 4,419 (13,044) (28,403) 336,224 364,627 $ 323,180 $ 336,224 TOTAL NONOPERATING REVENUE (EXPENSES) NET LOSS RETAINED EARNINGS, JANUARY 1 RETAINED EARNINGS, DECEMBER 31 -59- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA Exhibit D-18 LIQUOR FUND COMPARATIVE STATEMENTS OF CASH FLOWS YEARS ENDED DECEMBER 31,1997 AND 1996 1997 1996 CASH FLOWS FROM OPERATING ACTIVITIES Operating loss $ (20,300) $ (32,822) Adjustments to reconcile operating loss to net cash used by operating activities: Other expense related to operations (1,911) (1,483) Depreciation 10,551 10,376 (Increase) decrease in assets: Accounts receivable (184) 1,483 Due from other funds 34,411 Inventory (41,201) (24,291) Prepaid items (573) (186) Increase (decrease) in liabilities: Accounts and contracts payable 49,037 (5,381) Salaries and compensated absences payable 1,144 3,453 Deferred revenue (34,411) NET CASH USED BY OPERATING ACTIVITIES (3,437) (48,851) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition offixed assets (2,228) (3,097) CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments 8,776 9,174 INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 3,111 (42,774) CASH AND CASH EQUIVALENTS, JANUARY 1 52,376 95,150 CASH AND CASH EQUIVALENTS, DECEMBER 31 $ 55,487 $ 52,376 ~o- CITY OF SHOREWOOD, MINNESOTA LIQUOR FUND COMBINING BALANCE SHEETS DECEMBER 31,1997 AND 1996 Tonka Bay Waterford Center 1997 1996 1997 1996 ASSETS CURRENT ASSETS Cash and temporary investments $ 58,853 $ 65,401 $(140,706) $ (101,675) Accrued interest receivable 962 1,012 Accounts receivable 57 51 Inventories, at cost 73,996 49,822 112,897 112,395 Prepaid items 2,790 2,722 4,277 4,095 TOTAL CURRENT ASSETS 136,658 118,957 (23,481) 14,815 FIXED ASSETS, AT COST 3,750 2,250 76,403 75,875 LESS ACCUMULATED DEPRECIATION (211) (19) (22,663) (14,824) NET FIXED ASSETS 3,539 2,231 53,740 61,051 TOTAL ASSETS $ 140,197 $ 121,188 $ 30,259 $ 75,866 LIABILITIES AND RETAINED EARNINGS (DEFICIT) CURRENT LIABILITIES Accounts and contracts payable $ 29,730 $ 20,625 $ 30,006 $ 22,667 Salaries and compensated absences payable 1,935 2,877 3,609 1,823 TOTAL LIABILITIES 31,665 23,502 33,615 24,490 RETAINED EARNINGS (DEFICIT) Unreserved 108,532 97,686 (3,356) 51,376 TOTAL LIABILITIES AND RETAINED EARNINGS (DEFICIT) $ 140,197 $ 121,188 $ 30,259 $ 75,866 -61- I I I I I I I I I I I I I I I I I I I I Exhibit D-19 I I Shorewood Plaza Totals 1997 1996 1997 1996 I $ 137,340 $ 88,650 $ 55,487 $ 52,376 I 1,513 1,072 2,475 2,084 76 184 136,046 119,521 322,939 281,738 I 4,527 4,204 11,594 11,021 279,502 213,447 392,679 347,219 I 22,335 22,135 102,488 100,260 (17,887) (15,367) (40,761) (30,210) I 4,448 6,768 61,727 70,050 I $ 283,950 $ 220,215 $ 454,406 $ 417,269 I $ 63,069 $ 30,476 $ 122,805 $ 73,768 2,877 2,577 8,421 7,277 I 65,946 33,053 131,226 81,045 I 218,004 187,162 323,180 336,224 I $ 283,950 $ 220,215 $ 454,406 $ 417,269 I I I I I I -62- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA LIQUOR FUND COMBINING SCHEDULES OF REVENUE, EXPENSES AND CHANGES IN RETAINED EARNINGS YEARS ENDED DECEMBER 31, 1997 AND 1996 Waterford Center 1997 1996 Tonka Bay 1997 1996 OPERATING REVENUE Sales Less cost of goods sold $ 517,863 (413,067) $ 579,992 (454,862) $ 473,557 (375,769) $ 513,525 (416,109) 104,796 125,130 97,788 97,416 GROSS PROFIT OPERATING EXPENSES Personal services Supplies Depreciation Professional services Contracted services Insurance Utilities Rent Advertising Other 55,648 56,090 61,066 59,976 1,859 1,445 2,525 3,524 192 19 7,839 7,769 992 877 848 752 1,064 1,186 358 320 3,796 3,779 4,474 4,492 6,641 7,590 8,901 8,647 14,699 13,843 85,086 70,954 1,331 2,396 3,171 3,682 3,414 3,518 4,597 3,673 89,636 90,743 178,865 163,789 7,780 7,045 (53,735) (58,993) TOTAL OPERATING EXPENSES OPERATING INCOME (LOSS) NONOPERATING REVENUE (EXPENSES) Interest on investments Other income (expense) 2,664 (319) 3,421 (355) (943) (997) TOTAL NONOPERATING REVENUE (EXPENSES) (943) (997) 2,345 3,066 (59,936) (54,732) 9,390 10,846 NET INCOME (LOSS) 111,312 51,376 88,296 97,686 RETAINED EARNINGS, JANUARY 1 $ 51,376 $ (3,356) $ 97,686 $ 108,532 RETAINED EARNINGS (DEFICIT), DECEMBER 31 -63- I Exhibit D-20 I I Shorewood Plaza Totals I 1997 1996 1997 1996 $ 783,143 $ 713,620 $ 1,876,660 $ 1,705,040 I (621,815) (574,150) (1,492,786) (1,362,986) 161,328 139,470 383,874 342,054 I 64,650 63,331 181,364 179,397 I 4,693 3,401 9,077 8,370 2,520 2,588 10,551 10,376 848 752 2,688 2,381 I 310 417 1,732 1,923 5,275 5,421 13,545 13,692 8,257 8,002 23,799 24,239 I 40,734 28,717 140,519 113,514 2,652 3,081 7,154 9,159 5,734 4,634 13,745 11,825 I 135,673 120,344 404,174 374,876 I 25,655 19,126 (20,300) (32,822) I 5,746 3,238 9,167 5,902 (559) (221) (1,911) (1,483) I 5,187 3,017 7,256 4,419 I 30,842 22,143 (13,044) (28,403) 187,162 165,019 336,224 364,627 I $ 218,004 $ 187,162 $ 323,180 $ 336,224 I I I I -64- CITY OF SHOREWOOD, MINNESOTA LIQUOR FUND COMBINING SCHEDULES OF CASH FLOWS YEARS ENDED DECEMBER 31,1997 AND 1996 CASH FLOWS FROM OPERATING ACTIVITIES Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Other income (expense) related to operations Depreciation (Increase) decrease in assets: Accounts receivable Due from other funds Inventory Prepaid items Increase (decrease) in liabilities: Accounts and contracts payable Salaries and compensated absences payable Deferred revenue NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition of fixed assets CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS CASH AND CASH EQUIVALENTS (DEFICIT), JANUARY 1 CASH AND CASH EQUIVALENTS (DEFICIT), DECEMBER 31 -65- I Exhibit D-21 I I Waterford Center Shorewood Plaza Totals I 1997 1996 1997 1996 1997 1996 $ (53,735) $ (58,993) $ 25,655 $ 19,126 $ (20,300) $ (32,822) I (997) (943) (559) (221) (1,911) (1,483) I 7,839 7,769 2,520 2,588 10,551 10,376 (51) 1,483 (76) (184) 1,483 I 34,411 34,411 (502) (13,414) (16,525) (3,406) (41,201) (24,291) (182) (428) (323) 370 (573) (186) I 7,339 (2,761) 32,593 (3,265) 49,037 (5,381) 1,786 385 300 1,217 1,144 3,453 I (34,411) (34,411) I (38,503) (101,313) 43,585 50,820 (3,437) (48,851) I (528) (362) (200) (485) (2,228) (3,097) I 5,305 4,655 8,776 9,174 I (39,031) (101,675) 48,690 54,990 3,111 (42,774) I (101,675) 88,650 33,660 52,376 95,150 $ (140,706) $ (101,675) $ 137,340 $ 88,650 $ 55,487 $ 52,376 I I I I I -66- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA AGENCY FUNDS Agency funds are established to account for assets held by the City as an agent for others. Deferred Compensation.. Fund - This fund is used to account for employee payroll deferments and the related liability, that are deposited with outside companies in accordance with the provisions of Internal Revenue Code Section 457. / I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA DEFERRED COMPENSATION AGENCY FUND STATEMENT OF CHANGES IN ASSETS AND LIABILITIES YEAR ENDED DECEMBER 31, 1997 Balance January 1 ASSETS Investments for deferred compensation $ 230,140 LIABILITIES Deferred compensation benefits payable $ 230,140 -67- Additions Deductions $ 74,756 $ 10,053 $ 74,756 $ 10,053 Exhibit E-l Balance December 31 $ 294,843 $ 294,843 I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA GENERAL FIXED ASSETS ACCOUNT GROUP General fixed assets are those fixed assets of a governmental jurisdiction which are not accounted for in an enterprise fund. To be classified as a fixed asset in this category, a specific piece of property must meet three attributes: 1. Tangible nature 2. A life longer than the current fiscal year 3 . A significant value 1997 1996 GENERAL FIXED ASSETS Land $ 456,826 $ 456,826 Buildings and structures 1,347,876 1,322,073 Improvements other than buildings 1,337,388 1,314,258 Furniture and equipment 1,278,551 1,191,296 TOTAL GENERAL FIXED ASSETS $ 4,420,641 $ 4,284,453 I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA GENERAL FIXED ASSETS ACCOUNT GROUP COMP ARA TIYE SCHEDULES OF GENERAL FIXED ASSETS - BY SOURCE DECEMBER 31, 1997 AND 1996 INVESTMENT IN GENERAL FIXED ASSETS General fund Capital projects funds $ 1,170,125 3,250,516 $ 4,420,641 TOTAL INVESTMENT IN GENERAL FIXED ASSETS -68- Exhibit F-l $ 1,082,870 3,201,583 $ 4,284,453 CITY OF SHOREWOOD, MINNESOTA GENERAL FIXED ASSETS ACCOUNT GROUP SCHEDULE OF GENERAL FIXED ASSETS - BY FUNCTION AND ACTIVITY DECEMBER 31,1997 Exhibit F-2 I I I I I I I I I I I I I I I I I I I Buildings Improvements Furniture and other than and Total Land Structures Buildings Equipment FUNCTION General government $ 694,170 $ $ 305,372 $ 161,504 $ 227,294 Public works 2,309,040 153,500 919,581 184,702 1,051,257 Parks 1,417,431 303,326 122,923 991,182 TOTAL GENERAL FIXED ASSETS $4,420,641 $ 456,826 $ 1,347,876 $ 1,337,388 $1,278,551 -69- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA GENERAL FIXED ASSETS ACCOUNT GROUP SCHEDULE OF CHANGES IN GENERAL FIXED ASSETS - BY FUNCTION YEAR ENDED DECEMBER 31,1997 Exhibit F-J General General Fixed Assets Fixed Assets January 1 Additions Deductions December 31 General government $ 671,034 $ 25,765 $ 2,629 $ 694,170 Public works 2,244,921 179,647 115,528 2,309,040 Culture and recreation 1,368,498 48,933 1,417,431 TOTAL GENERAL FIXED ASSETS $ 4,284,453 $ 254,345 $ 118,157 $ 4,420,641 -70- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA GENERAL LONG-TERM DEBT ACCOUNT GROUP General obligation bonds and other forms of long-term debt supported by general revenues are obligations of a governmental unit as a whole and not its individual constituent funds. The amount of outstanding long-term indebtedness which is backed by the full faith and credit of the government (excluding enterprise fund debt) is recorded and accounted for in a. separate self-balancing account group titled the "General Long-Term Debt Account Group." Also, this debt group includes certain liabilities not expected to be liquidated with expendable available financial resources. I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA GENERAL LONG-TERM DEBT ACCOUNT GROUP COMPARATIVE STATEMENTS OF GENERAL LONG-TERM DEBT DECEMBER 31,1997 AND 1996 Exhibit G-l 1997 1996 AMOUNT AVAILABLE FOR DEBT SERVICE Debt service funds $ 478,192 $ 503,635 AMOUNTS TO BE PROVIDED Future tax levies, assessments and tax increments 1,459,209 1,151,101 TOTAL AMOUNT AVAILABLE AND TO BE PROVIDED $ 1,629,293 $ 1,962,844 GENERAL LONG-TERM DEBT PAYABLE Compensated absences payable $ 33,396 $ 29,344 Lease purchase payable 295,897 311,000 General obligation improvement bonds 680,000 822,500 Tax increment revenue bonds 620,000 800,000 TOTAL GENERAL LONG-TERM DEBT PAYABLE $ 1,629,293 $ 1,962,844 -71- GENERAL OBLIGATION REVENUE BONDS G.O. Water Revenue Bonds G.O. Water Revenue Bonds 4.00-4.75 4.00-5.40 11-01-95 11-01-96 2-01-11 2-01-12 I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA SCHEDULE OF BONDS PAYABLE DECEMBER 31, 1997 Final Interest Issue Maturity Rates Date Date 5.40-5.85 11-01-91 2-01-02 3.50-4.45 12-01-93 2-01-04 GENERAL OBLIGATION IMPROVEMENT BONDS G.O. Improvement Bonds of 1991 G.O. Improvement Bonds of 1993 TOTAL TAX. INCREMENT REVENUE BONDS Tax Increment Revenue Bonds of 1991 9.00 5-01-91 2-01-00 TOTAL REVENUE BONDS TOTAL ALL BONDS -72- N b.O 0 0 0 0 0 0 0 0 ~ t- = 0 0 0 0 0 0 0 0 0'1 ;a 0 0 0 0 o. 0 0 0 ... -- ~ or. or. o. o. "'" o. ""'. ""'. :E - t"l t- O 00 N 0'1 \0 "'" "'" :.c -- .l!3 ~ N \0 \0 t-. 00 \0 0'1. N N. ~ - ;:s - t"l ~ 0 ~ ~ '0 0 0 0 0 0 0 0 Cl) 0 0 0 0 0 0 0 '" e o. 0 0 0 o. o. 0 '0 ci ""'. o. o. = Cl) "'" "'" "'" 0 Cl) 00 N 0 0 N N t"l a:l '0 ~ - \0 t"l - - 0 ~ -. ~ ~ '3 '3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 N E;l 0 0 0 0 0 0 0 o. "I:: o. ""'. ""'. o. o. o. o. "'" 0 '" \0 N 00 N N \0 00 00 ...... ~ '0 0'1 t"l N 0'1 0'1 00 t- o.. a .... ...... N. ~. ~ ~ - - - - - - - - - - - - - - - - - I t"l t- o - - Total Bonds Year Principal Interest 1998 $ 500,000 $ 328,173 1999 755,000 615,762 2000 320,000 126,608 2001 310,000 111,515 2002 300,000 96,553 2003 205,000 84,334 2004 210,000 74,570 2005 180,000 65,244 2006 190,000 56,240 2007 185,000 46,945 2008 185,000 37,603 2009 185,000 28,040 2010 190,000 18,115 2011 180,000 8,135 2012 60,000 1,620 TOTAL $ 3,955,000 $ 1,699,457 I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA SCHEDULE OF DEBT SERVICE REQUIREMENTS DECEMBER 31,1997 * Tax increment collections will be remitted to the bond holders. Bonds will periodically be called in numerical sequence and redeemed at their accredited value as tax increment collections allow. -74- M M ~ 0 0\ ~ ~ 0 ~ 0 '" 0 '" '" 0 \0 c1l M .... 00 M N M ..... 0 0\ ~ ~ ~ 0 ~ ..... M N N '" M. 0\ 0 r- ~. 0\ 0 N. N 0\ \0 0 ..... ..... \0. ~ .... '" ~ .,) 00' 0\" N' ~. ..0 \0' r-' 00' 00' 00" r-' :c "0 M ..... '" ..... s:: C!) M ..... 0 0\ 0\ 00 r- \0 '" ~ M N ..... \0 .... :.c 0 s:: ..... ..... ..... 0\ ~ P=l ...... ~ C!) ~ ~ ., s:: C!) :> 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 C!) ~ ca 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 o. 0 0 0 0 0 Q., ",' o' 6 ",' ",' ",' 0" 6 o' ",' ",' o' o' o' ",' '0 '" 00 00 0\ 00 00 00 0\ 00 0\ 00 00 00 0\ 00 \0 '" c:i s:: ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... \0 '1:: N" j:l., ~ ~ 0 '" '" I ~ ~ 00 N '" M 0\ '" ~ N' ~. \0' r- I .... * 2 \0 r- M '" s:: "0 s:: ..... ~ \0 C!) s:: ...... e 0 ~ ~ ~ P=l u C!) s:: ., ...... s:: 0 0 0 ~ C!) ca 0 0 0 ~ Q., 0 0 0 '0 o' o' o' s:: 00 ~ N '1:: ..... ~ \0 j:l., ~ ~ '" 0 M 00 \0 0\ 0 0 \0 "0 ~ '" ~ 00 r- M M 00 0 I: N ~ '" r- ..... ~ ~ ..... 0 ~ N' ",' 00' ...... '" ...... ",' P=l E M N ..... ..... 0\ .... I: ...... C!) ~ ~ e ~ 0 8 8 8 8 8 0 0 t ca 0 0 0 Q., 0 0 0 0 '0 ",' ",' o' ",' ",' o' o' o' 0 I: M M M N ..... N N 00 'I:: ..... ..... ..... ..... ..... \0 c:i j:l., ~ ~ - - - - - - - - - - - - - - - - - - - I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA SECTION III STATISTICAL SECTION I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA Table 1 GENERAL FUND EXPENDITURES AND OTHER USES BY FUNCTION LAST TEN FISCAL YEARS Fiscal Total General Public Public Culture and Misc/ Debt Year Expenditures Government Safety Works Recreation Transfers Service 1988 $ 1,898,594 $ 646,923 $ 523,717 $ 669,990 $ 57,964 $ $ 1989 1,794,684 610,659 503,542 570,981 83,502 26,000 1990 2,065,01l 616,929 532,658 799,543 115,881 1991 2,241,781 665,152 548,343 375,406 142,168 510,712 1992 2,301,950 654,085 571,077 434,015 116,173 526,600 1993 2,184,260 668,410 580,153 436,224 119,473 380,000 1994 2,536,943 755,097 618,047 433,699 128,600 601,500 1995 2,326,231 723,098 650,703 432,759 115,446 404,225 1996 2,479,151 782,466 689,904 472,607 109,988 424,186 1997 2,614,217 821,257 744,072 451,756 115,193 444,395 37,544 -76- -77- I Table 2 I I I I I I I I I I I I I I I I I I <:;ITY OF SHOREWOOD, MINNESOTA GENERAL FUND REVENUE AND OTHER SOURCES BY SOURCE LAST TEN FISCAL YEARS Total General Licenses Fiscal General Fund Property and Inter- Misc/ Year Revenues Taxes Permits Governmental Fines Transfers 1988 $ 1,984,148 $ 1,087,099 $ 330,408 $ 368,288 $ 91,385 $ 106,968 1989 1,976,961 1,118,886 207,129 405,022 105,244 140,680 1990 2,367,995 1,437,140 203,828 273,780 124,234 329,013 1991 2,237,115 1,627,874 168,560 153,681 101,200 185,800 1992 2,307,389 1,576,158 175,123 283,689 89,960 182,459 1993 2,429,910 1,515,633 247,557 426,102 70,135 170,483 1994 2,531,339 1,487,398 256,243 441,040 73,998 272,660 1995 2,378,009 1,489,822 184,857 440,720 68,765 193,845 1996 2,457,755 1,569,653 205,459 427,468 80,826 174,349 1997 2,670,175 1,703,509 236,672 450,185 76,340 203,469 I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA Table 3 PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (1) Percentage Collection Percentage Collection of Total Fiscal Total of Current of Levy of Prior Total Collections Year Levv Year's Levv Collected Year's Levv Collections to Levv 1988 $1,293,689 $1,236,536 95.58% $ 27,898 $1,264,434 97.74% 1989 1,300,881 1,249,332 96.04 46,405 1,295,737 99.61 1990 1,684,576 1,602,385 95.12 48,448 1,650,833 98.00 1991 1,856,988 *1,793,402 96.58 41,801 1,835,203 98.83 1992 1,864,577 1,819,238 97.57 55,917 1,875,155 100.57 1993 1,932,454 1,908,428 98.76 51,464 1,959,892 101.42 1994 1,518,735 1,505,212 99.11 13,886 1,519,098 100.02 1995 1,518,108 1,501,389 98.90 13,999 1,515,388 99.82 1996 1,598,713 1,577,353 98.66 16,946 1,594,299 99.72 1997 1,703,016 1,683,193 98.84 19,982 1,703,175 100.01 (1) Includes state paid property tax credits * Includes $66,971 state aid reduction from the Homestead and Agricultural Credit Aid. Prior to 1994, tax levies included the amount of Homestead and Agriculture Credit Aid (HACA) to be received from the State. Legislation passed in 1993 required that, beginning with taxes levied for collection in 1994, tax levies shall be reported net of the HACA received from the state. As a result, the taxes levied more accurately reflect the amount of taxation by the local government. -78- CITY OF SHOREWOOD, MINNESOTA ASSESSED VALVA TION, TAX LEVIES AND MILL RATES (shown by year of tax collectibility) 1997 1996 1995 1994 (1) (1) & (2) (1) & (2) (1) & (2) Assessed valuationfTax capacity $9,901,879 $9,115,960 $8,045,468 $7,396,104 Contribution to fiscal disparities pool (202,668 ) (178,279) (185,232 ) (205,973 ) Receivable from fiscal disparities pool 350,823 332,110 310,337 375,309 Tax increment (294.512 ) 066,094 ) (22.195 ) (317) Taxable valuationtrotal tax capacity $9.755.522 $9.103.697 $8 148.378 $7.565.123 Tax levies General Debt service (3) $1,703,016 $1,573,930 $1,491,990 $1,491,888 24,783 26.118 26.847 $1.703.016 $1.598.713 $1.518.108 $1.518.735 Total Mill ratesfTax Capacity Rate General Debt service 19.655Rate .249 18. 256Rate .215 17.479Rate 17.252Rate .179 Total 17.479Rate 17.431Rate 18.471Rate 19.904Rate (1) As a result of 1988 legislation assessed valuation has been replaced by tax capacity valuations. It is calculated based upon a state mandated computation from the estimated market value. The term, mill rate, has been replaced with the term, tax capacity rate, as a result of the 1988 legislation. 1988 information is stated in terms of assessed valuation and mill rates. 1989-1997 information is stated in terms of tax capacity and tax capacity rates. (2) The debt service levy includes $8,508 for 1996, $8,568 for 1995, $8,022 for 1994, $8,526 for 1993 and $8,414 for 1992, levied for the retirement of Storm Sewer District NO.2 improvement bonds. Storm Sewer District No. 2 was established by the City of Shorewood in 1991. This portion of the debt service tax levy is only levied within Storm Sewer District No. 2 to retire the $31,000 bond issue used to finance the improvements within the District and is not reflected in the tax rates above. Table 5 reports the tax rate of this District separately. (3) Prior to 1994, tax levies included the amount of Homestead and Agriculture Credit Aid (HACA) to be received from the State. Legislation passed in 1993 required that, beginning with taxes levied for collection in 1994, tax levies shall be reported net of the HACA received from the state. As a result, the taxes levied more accurately reflect the amount of taxation by the local government. -79- I I I I I I I I I I I I I I I I I I I I I Table 4 I 1993 1992 1991 1990 1989 1988 I (1) & (2) (1) & (2) (1) $7,092,917 $7,681,118 $7,909,001 $7,033,863 $ 7,705,314 $55,691,698 I (227,686) (212,697) (227,257) (209,164 ) (218,604 ) (1,699,452 ) 396,081 390,694 388,595 372,707 347,288 2,597,611 I $7.261.312 $7.859.115 $8.070.339 $7.197.406 $ 7.833.998 $56.589.857 I $1,909,253 $1,840,663 $1,840,663 $1,667,451 $ 1,282,956 $ 1,274,189 I 23,201 23,914 16,325 17.125 17,925 19,500 $1.932.454 $1.864.577 $1.856.988 $1.684.576 $ 1.300.881 $ 1.293.689 I 20.638Rate 19.995Rate 20.274Rate 20.093Rate 16.282 Rate 22.481 Rate I .159 .169 .180 .206 .227 .344 20.797Rate 20. 164Rate 20.454Rate 20.299Rate 16.509 Rate 22.825 Rate I I I I I I I I I -80- . CITY OF SHOREWOOD, MINNESOTA PROPERTY TAX MILL RATESrrAX CAPACITY RATES - DIRECT AND OVERLAPPING GOVERNMENTS (pER $1000 OF ASSESSED VALUE FOR YEARS 1988 AND TAX CAPACITY IN 1989-1997) Year (1) Taxes School District Watershed District Payable City County No. 276 No. 277 NO.3 NO.4 Miscellaneous 1988 22.825 31.667 65.440 58.550 .092 .570 5.988 1989 16.509 (2) 27.101 59.285 49.139 .075 .445 5.387 1990 20.299 (2) 27.916 53.658 43.434 .120 .436 5.121 1991 20.454 (2) 30.114 56.401 46.828 .131 .449 6.855 1992 20.164 (2) 34.327 64.530 56.643 .142 .490 5.481 1993 20.797 (2) 35.839 75.275 60.069 .668 .781 5.532 1994 19.904 (2) 37.441 77.323 67.785 .334 .707 5.724 1995 18.471 (2) 37.454 76.139 66.441 2.332 .762 5.847 1996 17.431 (2) 37.270 76.340 62.418 (3) 1.533 .864 6.390 1997 17.479 (2) 35.515 78.420 52.223 1.319 .860 6.149 (1) (2) (3) Includes vocational school Information for 1989-1997 is stated in terms of tax capacity rates due to 1988 legislative changes as explained in Table 4. Includes market value levy of .077. -81- I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I Table 5 Totals School District No. 276 School Storm Watershed Dist. No. 277, Sewer Watershed Watershed District No.4 Watershed District District District Storm Sewer District No.2 No.3 No.4 District No. 2 No.3 126.012 126.490 126.490 119.122 108.357 108.727 108.727 98.211 107.114 107.430 107.430 96.890 113.955 114.273 114.273 104.382 17.792 124.649 124.997 142.789 116.762 13.437 138.111 138.224 151.661 122.905 15.495 140.726 141.099 156.594 131.188 15.353 140.243 138.673 154.026 130.545 13.956 138.964 138.295 152.251 125.042 138.882 138.423 138.423 112.685 -82- CITY OF SHOREWOOD, MINNESOTA PRINCIPAL T AXP AYERS DECEMBER 31, 1997 Table 6 Percentage 1997 Tax of Total Taxpayer Type of Business Capacity Tax Capacity Northern States Power Company Utility $ 75,460 .77% Minnetonka Country Club Commercial 69,838 .72 First State Bank Excelsior Commercial 69,150 .71 Shorewood Village Shopping Center, Inc. Commercial 63,850 .65 Minnegasco Utility 59,188 .61 Waterford Partners LLC Commercial 57,666 .59 Two S Properties ResidentiaVCommercial 38,557 .40 Steven C & Mary Sue Simon Residential Lakeshore 33,125 .34 NSP Property Tax Dept. Utility 32,808 .34 MFT, Inc. Residential Lakeshore 31.738 ~ Total $ 531.380 5.46% -83- I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 CITY OF SHOREWOOD, MINNESOTA Table 7 SPECIAL ASSESSMENT LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (1) Percentage Collection Percentage Collection of Total Total of Current of Levy of Prior Total Collections Levy Year's Levy Collected Year's Levy Collections to Levy $ 644,367 $ 637,874 98.99% $ 33,724 $ 671,598 104.23% 500,116 497,733 99.52 66,916 564,649 112.90 457,384 444,080 97.09 53,452 497,532 108.78 365,577 345,886 94.61 28,677 374,563 102.46 362,352 317,103 87.51 19,461 336,564 92.88 231,800 222,842 96.14 47,372 270,214 116.57 198,729 185,061 93.12 6,025 191,086 96.15 170,157 159,018 93.45 12,896 171,914 101.03 233,219 197,667 84.76 6,660 204,327 87.61 223,274 204,178 91.45 17,545 221,723 99.31 Fiscal Year -84- CITY OF SHOREWOOD, MINNESOTA COMPUTATION OF LEGAL DEBT MARGIN DECEMBER 31,1997 Table 8 I I I I I I I I I I I I I I I I I I I $ 555.709.500 Market Value $ 11,111,997 Debt Limit: 2.0% of market value (Note A) Amount of Debt Applicable to Debt Limit: Total Bonded Debt Less, (Note B) Improvement Bonds General Obligation Revenue Bonds Tax Increment Revenue Bonds Total Debt Applicable to Debt Limit $ 3,955,000 (680,000 ) (2,655,000 ) (620,000 ) Legal Debt Margin $ 11.111.997 Note (A): M.S.A. Section 475.53 (Limit on Net Debt) "Subdivision 1. Generally. Except as otherwise provided in sections 475.51 to 475.75, no municipality, except a school district or a city of the first class, shall incur or be subject to a net debt in excess of 2.0 percent of the market value of taxable property in the municipality." Note (B): M.S.A. Section 162.18 (Bond; Municipal State Aid) "Subdivision 2. Not included in net debt of municipality for purpose of any statutory or charter limitation. Obligations issued here under may be authorized by resolution of the governing body without authorization by the electors, and shall not be included in the net debt of the municipality for the purpose of any statutory or charter limitation on indebtedness." M.S.A. Section 475.51 (Definitions:) "Subdivision 4. 'Net Debt' means the amount remaining after deducting from its gross debt the aggregate of the principal of the following: (5) (1) Obligations issued for improvements which are payable wholly or partly from the proceeds of special assessments levied upon property specially benefited thereby, including those which are general obligations of the municipality issuing them, if the municipality is entitled to reimbursement in whole or in part from the proceeds of the special assessments. (2) Warrants or orders having no definite or fixed maturity. (3) Obligations payable wholly from the income from revenue-producing conveniences. (4) Obligations issued to create or maintain a permanent improvement revolving fund. Obligations issued for the acquisition and betterment of public water works systems, and public lighting, heating or power systems and of any combination thereof, or for any other public convenience from which a revenue is or may be derived. (6) Amount of all money and the face value of all securities held as a sinking fund for the extinguishment of obligations other than those deductible under this subdivision. (7) All other obligations, which under the provisions of the law authorizing their issuance, are not to be included in computing the net debt of the municipality." * After contribution and distribution from "fiscal disparity" legislation; Minnesota laws 1971, Extra Session, Chapter 24. -85- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA Table 9 RATIO OF NET BONDED DEBT TO ASSESSED VALUE AND NET BONDED DEBT PER CAPITA Ratio of Net Bonded Debt Net (1) Assessed Less Amount to Assessed Bonded Fiscal Estimated Value!fax (2) Gross ReseIVed for Net Values! Debt Year Population Capacity Bonded Debt Debt SeIVice Bonded Debt Tax Capacity Per Capita 1988 5094 $56,589,857 $4,530,000 $ 2,688,009 $1,841,991 .0325:1 361.60 1989 5815 7,833,998 2,990,000 1,510,303 1,479,697 .1889:1 254.46 1990 5917 7,197406 2,720,000 1,902,837 817,163 .1135:1 138.10 1991 6000 8,070,339 3,411,000 2,311,859 1,099,141 .1362: 1 183.19 1992 6135 7,859,115 2,496,000 1,742,742 753,258 .0958: 1 122.78 1993 6322 7,261,312 2,546,500 1,999,197 547,303 .0754: 1 86.57 1994 6430 7,565,123 1,850,500 1,485,579 364,921 .0482: 1 56.75 1995 6614 8,148,378 3,524,500 1,419,732 2,104,768 .2583: 1 318.17 1996 6794 9,103,697 3,602,500 503,635 3,098,865 .3404:1 456.12 1997 6889 9,755,522 3,335,000 478,192 2,856,808 .2928: 1 414.69 (1) As a result of 1988 legislation, assessed valuation has been replaced by tax capacity valuations. It is calculated based upon a state mandated computation from the estimated market value. The term, mill rate, has been replaced with the term, tax capacity rate, as a result of the 1988 legislation. 1988 information is stated in terms of assessed valuation and mill rates. 1989-1997 information is stated in terms of tax capacity and tax capacity rates. (2) Gross bonded debt amounts in this Table are general obligation special assessment bonds and revenue bonds whose principal source of funding will be sources other than general property taxes. The Tax Increment Revenue Bonds (totaling $620,000) are not included in the gross bonded debt as they are not backed by the full faith and credit of the City. -86- CITY OF SHOREWOOD, MINNESOTA RATIO OF ANNUAL DEBT SERVICE EXPENDITURES FOR GENERAL BONDED DEBT (1) TO TOTAL GENERAL EXPENDITURES. Table 10 I I I I I I I I I I I I I I I I I I I Percent of Debt Service Total Total General to General Year Principal Interest Debt Service Expenditures. EXPenditures 1988 $ 435,000 $ 274,636 $ 709,636 $ 1,898,594 37.38% 1989 2,625,000(2) 253,113 2,878,115 1,794,684 160.37 1990 260,000 175,098 435,098 2,065,011 21.07 1991 290,000 173,495 463,495 2,241,781 20.68 1992 905,000 167,163 1,072,163 2,301,950 46.58 1993 264,500 141,889 406,389 2,184,260 18.61 1994 681,000(3) 120,862 801,862 2,536,943 31.61 1995 231,000 99,823 330,823 2,326,231 14.22 1996 767000(4) 72,461 839,461 2,479,151 33.86 , 1997 142,500 39,921 182,421 2,614,217 6.98 (I) Excludes G.O. Bonds reported in Enterprise Funds and the $920,000 Tax Increment Revenue Bonds are not included in the gross bonded debt as they are not backed by the full faith and credit of the City. (2) Principal included bonds defeased in 1989 (3) Principal included bonds called in 1994 (4) Principal included bonds called in 1996 * Includes General Fund only -87- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA COMPUTATION OF DIRECT AND OVERLAPPING DEBT DECEMBER 31,1997 Table 11 Amount Gross Bonded Percentage of Net Debt Debt Used for Applicable Applicable Net Debt Calc Net Debt District to District Direct Debt* City of Shorewood $ 3.335.000 $ 2.856.808 100.00 % $ 2.856.808 Overlapping Debt Hennepin County 106,385,000 100,776,398 1.00 1,007,616 Hennepin Suburban Park District 12,225,000 9,669,528 1.34 129,193 School District #276 57,395,000 38,725,000 19.14 7,410,910 School District #277 13,200,000 12,724,560 2.07 263,848 Metropolitan Council 118.555.000 83.155.873 -2Q 412.586 Total Overlapping Debt 307.760.000 245.051.359 ~ 9.224.154 Total Direct and Overlapping Debt $311.095.000 $247.908.167 4.87% $12.080.962 * Direct debt includes all debt backed by the full faith and credit of the City even though it will be financed in part by special assessments or enterprise fund revenues. Tax increment revenue bonds supported only by the tax increments generated within the TIF District are excluded from this computation consistent with Table 9. -88- I I I I I I I I I I I I I I I I I I I CITY OF SHOREWOOD, MINNESOTA Table 12 REVENUE BOND COVERAGE LAST TEN FISCAL YEARS Net Ratio of Net Fiscal Gross (1) Revenue Debt Service Revenue to Year Revenue Expenses Available Principal Interest Total Debt Service 1988 $ 158,474 $ 135,897 $ 22,577 $ 10,000 $ 8,834 $ 18,834 1.199 to 1 1989 176,719 110,987 65,732 10,000 8,125 18,125 3.627 to 1 1990 192,682 116,289 76,393 10,000 7,293 17,293 4.418 to 1 1991 172,569 126,614 45,955 10,000 6,493 16,493 2.786 to 1 1992 199,891 125,714 74,177 10,000 5,823 15,823 4.688 to 1 1993 172,624 139,490 33,134 10,000 4,860 14,860 2.230 to 1 1994 262,892 159,179 103,173 15,000 4,035 19,035 5.449 to 1 1995 198,566 166,970 31,596 15,000 3,486 18,486 1.710 to 1 1996 272,678 170,485 102,193 15,000 74,473 89,473 1.142 to 1 1997 252,866 180,601 72,265 125,000 120,737 245,737 .294 to 1 (1) Excluding depreciation and interest on bonds -89- CITY OF SHOREWOOD, MINNESOTA PROPERTY VALUE, CONSTRUCTION AND BANK DEPOSITS LAST TEN FISCAL YEARS (1) Commercial (1) Construction Residential Construction Fiscal Number Year Value of Units Value 1988 $ 401,004 157 $ 29,040,667 1989 89 16,949,136 1990 20,000 82 16,252,990 1991 69 14,044,120 1992 55 10,899,687 1993 102 17,941,776 1994 960,000 86 16,530,925 1995 2,030,000 40 10,167,210 1996 1,350,000 37 9,393,436 1997 695,000 41 11,825,463 Sources (1) City Planning and Inspection Department (2) County Assessor's Office (3) 1st State Bank of Excelsior (Bank deposits are not shown for years 1988-1995 as no banks are located within the City limits during this period.) -90- I I I I I I I I I I I I I I I I I I I fO) ! 00 """ '00 ~ 00 :c """"Q) or, vi 0\ 0 = C~ 00 0\ Eo< ~ 0- r"l- """ II) CI:l ~ ~ - - - - '3 o E-< 0000000000 0000000000 0\00(")(")0\0\0--11) """- """- \0- 0- \0- """- 0\- 0\- \0- 0\- 0-00"""11)\0-0,,,,"0 II) r-(") 00 \0 (")-""" 1I)r- 00 -.i' ...... (")- r"l- N or\' (")- 00- 11)- r"l\O-1I) 00 0 r"l\O r"lll) r"lr"l(")(")(")"""",,",,,,"1I)1I) ~ 0000000000 0000000000 o II) II) r"l r-O (")-0\\0 r-- (")- 11)- (")- 11)- r-- 0- \0- (")- """- (")\0 \0""" r-1I)00-00 r- (")(")11) 00 11)0 r-\O 0\\0 r-- l"'l 0\ ...... 0 -- l"'l (")- r-- N _1I)0\"""r-0\_1I)_,,,," r"lr"lr"l(")(")(")""",,,,"1I)1I) ~ ca .~ ~ S S o U 0000000000 0000000000 0\(")00_r"l0\r-0r"l0\ r-- - - 0- r-- _- r-- 00- (")- r"l- -.i' \0 II) r"l 0\00 0(")0\ \0 (") -(") 00 0\ 0 (")(") r-II)O -r~"" -r~"" N..........-I... f""""4'" 0'\.... 0'" M" ......-l......-l......-lI""""lP"""l......-l1""""l ............ ~ - - - - - - - - - - - - - , - 0\ I - - I I I I I I I I I I I I I I I I I I I Year of incorporation Form of government Fiscal year begins Area of city Population 1996 Estimated 1990 Census 1980 Census 1970 Census Miles of streets and alleys City streets Municipal state aid streets County roads State highway Sewer Lift stations Sewer rates - residential Miles of sewer lines Number of street lights Building permits issued in 1996 Number of permits Value CITY OF SHOREWOOD, MINNESOTA MISCELLANEOUS STATISTICS DECEMBER 31,1997 Table 14 1956 Council-Administrator Adopted May 14, 1956 Janwuy 1 6.0 Square Miles 6,889 5,917 4,646 4,223 38.1 9.8 1.7 2.7 15 $65.00/quarter 56.2 177 671 $17,991,397 Fire protection: Contracted services with Mound and Excelsior Police protection: Contracted services with South Lake Minnetonka Police Department Parks Number Acres Water Number of connections Average daily consumption Miles of watermain Daily capacity Number of fire hydrants Water rate per thousand gallons Employees Regular Part-time/seasonal Total Elections Registered voters last election Number of votes cast last election Percentage of registered voters voting 5 95.8 1,028 403,000 gallons 15.2 4,680,000 gallons 165 $1.45/1000 gallons 22 20 42 5,066 4,262 84.1% -92-